AGI Inc (AGBK) Stock Price

AGBKStock

$6.15−1.90%52W

Market Cap$982.99M

P/E34.79x

PEG Ratio0.30

Div yield1.34%

Beta-0.25

AGBK Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)7.51%

Price vs S&P 500 (4W)1.69%

PEG Ratio0.30

VGM Score26.69

P/E Ratio (Annual)34.79x

Indicated Dividend Yield (Annual)1.34%

P/CF (Annual)23.64x

Book Value / Share (Quarterly)$9.25

P/TBV (Annual)3.14x

Revenue Growth (3Y)-3.20%

Cash Flow / Share (Quarterly)$1.46

Payout Ratio (TTM)22.12%

Price vs S&P 500 (YTD)-9.81%

Gross Margin (TTM)52.67%

Net Profit Margin (TTM)13.63%

EPS (TTM)$1.59

10-Day Avg Trading Volume0.07M

EPS Excl Extra (TTM)$1.59

Revenue Growth (5Y)-0.22%

EPS (Annual)$1.48

ROI (Annual)8.73%

Gross Margin (Annual)64.17%

Net Profit Margin (5Y Avg)1.61%

Cash / Share (Quarterly)$4.16

P/E Basic Excl Extra (TTM)32.20x

Revenue Growth QoQ (YoY)-17.78%

EPS Growth (5Y)-11.35%

P/E Normalized (Annual)34.79x

ROA (Last FY)6.76%

Revenue Growth TTM (YoY)-17.77%

EBITD / Share (TTM)$1.91

ROE (5Y Avg)1.81%

Operating Margin (TTM)8.25%

Cash Flow / Share (Annual)$1.27

P/B Ratio5.59x

P/B Ratio (Quarterly)2.65x

Net Income / Employee (Annual)$17,400

EV / Revenue (TTM)4.72x

Net Interest Coverage (TTM)2.18x

ROA (TTM)7.29%

EPS Growth QoQ (YoY)14.14%

EV / EBITDA (TTM)28.94x

EPS Incl Extra (Annual)$1.48

Current Ratio (Annual)2.03x

Quick Ratio (Quarterly)2.18x

3-Month Avg Trading Volume1.65M

52-Week Price Return-1.90%

EV / Free Cash Flow (Annual)43.92x

P/E Incl Extra (TTM)32.20x

Revenue / Employee (TTM)$137,700

Tangible BV / Share (Quarterly)$4.82

P/S Ratio (Annual)4.67x

Asset Turnover (Annual)0.50x

52-Week High$22.22

Operating Margin (5Y Avg)3.98%

EPS Excl Extra (Annual)$1.48

CapEx CAGR (5Y)2.95%

Tangible BV CAGR (5Y)11.02%

26-Week Price Return8.50%

Quick Ratio (Annual)1.86x

13-Week Price Return-3.91%

Total Debt / Equity (Annual)0.89x

Current Ratio (Quarterly)2.34x

Enterprise Value$8.90B

Revenue / Share Growth (5Y)-2.73%

Asset Turnover (TTM)0.54x

Book Value / Share Growth (5Y)1.01%

Revenue / Employee (Annual)$129,300

Inventory Turnover (Annual)7.96x

Pretax Margin (Annual)5.12%

Cash / Share (Annual)$3.18

3-Month Return Std Dev45.37%

Gross Margin (5Y Avg)56.43%

Net Income / Employee (TTM)$18,800

EBITDA CAGR (5Y)7.80%

EBITDA Interim CAGR (5Y)6.55%

ROE (Last FY)16.52%

Net Interest Coverage (Annual)3.74x

EPS Basic Excl Extra (Annual)$1.48

P/FCF (TTM)35.40x

Receivables Turnover (TTM)8.15x

EV / Free Cash Flow (TTM)38.03x

Total Debt / Equity (Quarterly)0.87x

EPS Incl Extra (TTM)$1.59

Receivables Turnover (Annual)9.16x

ROI (TTM)9.42%

P/S Ratio (TTM)4.39x

Pretax Margin (5Y Avg)0.16%

Revenue / Share (Annual)$11.03

Tangible BV / Share (Annual)$4.56

Forward P/E5.35x

Free OCF CAGR (5Y)60.54%

Price vs S&P 500 (52W)-0.72%

P/E Ratio (TTM)32.20x

EPS Growth TTM (YoY)118.57%

Year-to-Date Return-6.47%

5-Day Price Return0.31%

EPS Normalized (Annual)$1.48

ROA (5Y Avg)0.78%

Net Profit Margin (Annual)13.44%

Month-to-Date Return8.68%

Cash Flow / Share (TTM)$3.13

EBITD / Share (Annual)$2.22

Operating Margin (Annual)9.22%

LT Debt / Equity (Annual)0.86x

P/CF (TTM)23.42x

ROI (5Y Avg)1.02%

P/E Excl Extra (TTM)32.20x

LT Debt / Equity (Quarterly)0.86x

EPS Basic Excl Extra (TTM)$1.59

P/TBV (Quarterly)5.07x

Payout Ratio (Annual)154.39%

P/B Ratio (Annual)1.58x

Dividend / Share (TTM)$0.36

Inventory Turnover (TTM)6.02x

Pretax Margin (TTM)5.82%

Book Value / Share (Annual)$9.04

Price vs S&P 500 (13W)-5.19%

Net Margin Growth (5Y)-8.87%

Dividend Yield (TTM)0.69%

Beta-0.25x

P/FCF (Annual)40.88x

Revenue / Share (TTM)$11.64

ROE (TTM)17.67%

52-Week Low$16.27

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AGBK Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 5, 2026	$1.32	$1.40	+5.90%(+$0.08)
Q1 2026	May 5, 2026	$1.19	$1.39	+17.10%(+$0.20)
Q4 2025	Apr 30, 2026	$1.34	$1.34	+0.15%(+$0.00)

AGBK Analyst Recommendations

Jul 2022

Aug 2022

Sep 2022

Oct 2022

4.14

Industry Peers — Commercial Banks(69)

Symbol	Value Score	Growth Score	Momentum Score	Price
AGBKAGI Inc	F	D	D	$6.15
RYRoyal Bank of Canada	D	C	B	$204.23
MUFGMitsubishi UFJ Financial Group, Inc.	D	B	A	$22.90
SANBanco Santander S.A.	C	C	A	$14.67
TDToronto Dominion Bank	D	C	B	$121.25
SMFGSumitomo Mitsui Financial Group, Inc American Depositary Shares (each representing 3/5th of a share of common stock)	D	B	A	$25.92
BBVABanco Bilbao Vizcaya Argentaria, S.A.	B	C	A	$29.00
BMOBank of Montreal	C	B	B	$171.86
HDBHDFC Bank Limited	D	C	F	$23.08
IBNICICI Bank Limited	F	C	C	$29.88
CMCanadian Imperial Bank of Commerce	C	B	B	$114.33
INGING Groep N.V. American Depositary Shares	B	C	A	$35.24
BCSBarclays PLC	B	C	B	$26.86
LYGLloyds Banking Group PLC	B	C	C	$5.92
NWGNatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)	B	C	B	$18.38
FIYYGraniteShares YieldBOOST 20Y Treasuries ETF	—	—	D	$24.61
KBKB Financial Group Inc	B	C	C	$124.16
BSBRBANCO SANTANDER (BRASIL) SA	A	D	C	$5.81
BAPCredicorp LTD	C	D	C	$368.40
CIBGrupo Cibest S.A. American Depositary Shares (each representing four (4) Preferred Shares)	B	B	D	$97.24
BCHBanco de ChileAmerican Depositary Shares (Each representing 200 shares of Common Stock)	C	C	B	$41.63
WFWoori Financial Group Inc. American Depositary Shares (each representing three (3) shares of Common Stock)	A	C	C	$73.33
FNGDMicroSectors FANG+ Index -3X Inverse Leveraged ETNs due January 8, 2038	—	—	F	$26.05
BSACBanco Santander-Chile	D	D	B	$35.14
GGALGrupo Financiero Galicia SA	C	F	C	$42.24
AVALGRUPO AVAL ACCIONES Y VALORES S.A.	B	D	D	$5.25
IFSIntercorp Financial Services Inc.	B	C	B	$54.65
BMABanco Macro S.A.	D	F	B	$76.05
BBARBanco BBVA Argentina S.A.	D	F	C	$14.47
INTRInter & Co. Inc. Class A Common Shares	B	A	F	$5.38
NTBThe Bank of N.T. Butterfield & Son Limited	C	D	B	$59.30
BLXBladex, Inc.	B	C	C	$54.54
ESQEsquire Financial Holdings, Inc. Common Stock	F	B	D	$112.35
PGCPeapack-Gladstone Financial Corp	C	B	B	$45.11
SUPVGrupo Supervielle S.A.	B	—	D	$8.31
VBNKVersaBank Common Shares	D	C	B	$19.84
AIQDMicroSectors -3x Short Artificial Intelligence (AI) ETNs	—	—	F	$47.89
AIQUMicroSectors 3x Long Artificial Intelligence (AI) ETNs	—	—	A	$18.50
ATMPiPath Select MLP ETN	B	C	B	$36.62
BERZMicroSectors FANG & Innovation -3x Inverse Leveraged ETN	—	—	F	$20.48
BNKDMicroSectors U.S. Big Banks -3x Inverse Leveraged ETNs due February 17, 2045	—	—	F	$27.28
BNKUMicroSectors U.S. Big Banks 3x Leveraged ETNs due February 17, 2045	—	—	A	$44.39
BULZMicroSectors FANG & Innovation 3x Leveraged ETN	—	—	B	$37.33
CARDMAX Auto Industry -3x Inverse Leveraged ETN	—	—	D	$2.35
CARUMAX Auto Industry 3x Leveraged ETN	—	—	F	$22.92
DJPiPath Bloomberg Commodity Index Total Return ETN due June 12, 2036	—	—	B	$50.66
DULLMicroSectors Gold -3x Inverse Leveraged ETN	—	—	D	$53.47
FLYDMicroSectors Travel -3x Inverse Leveraged ETN	—	—	F	$42.55
FLYUMicroSectors Travel 3x Leveraged ETN	—	—	F	$47.00
FNGOMicroSectors FANG+ Index 2X Leveraged ETNs due January 8, 2038	—	—	B	$153.83
FNGSMicroSectors FANG+ ETNs due January 8, 2038	—	—	C	$80.85

About AGI Inc

AGI Inc is a Brazilian fintech bank specializing in secured lending to individuals, leveraging access to social security benefits, severance funds, and payroll. The company provides digital banking services including personal loans, credit cards, and insurance products, with offerings tailored to individual customer needs. Its business model focuses on credit backed by government benefits and employment income, serving Brazil's retail banking market.