Banco Santander S.A. (SAN) Stock Price

SANStock

$14.67+55.04%52W

Market Cap$213.21B

P/E13.44x

PEG Ratio3.92

Div yield3.78%

Beta1.58

SAN Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)4.40%

Price vs S&P 500 (4W)-0.38%

PEG Ratio3.92

VGM Score61.28

P/E Ratio (Annual)13.44x

Indicated Dividend Yield (Annual)3.78%

Book Value / Share (Quarterly)$8.85

P/TBV (Annual)1.54x

Indicated Dividend (Annual)$0.28

Revenue Growth (3Y)7.95%

Cash Flow / Share (Quarterly)$1.18

Payout Ratio (TTM)22.00%

Price vs S&P 500 (YTD)14.25%

Net Profit Margin (TTM)17.09%

EPS (TTM)$1.28

10-Day Avg Trading Volume19.85M

EPS Excl Extra (TTM)$1.28

Revenue Growth (5Y)4.97%

EPS (Annual)$1.09

Dividend / Share (Annual)$0.26

ROI (Annual)3.30%

Net Profit Margin (5Y Avg)10.54%

Cash / Share (Quarterly)$15.58

P/E Basic Excl Extra (TTM)11.67x

Revenue Growth QoQ (YoY)45.10%

P/E Normalized (Annual)13.44x

ROA (Last FY)0.76%

Revenue Growth TTM (YoY)57.17%

EBITD / Share (TTM)$1.59

ROE (5Y Avg)11.63%

Operating Margin (TTM)23.76%

Cash Flow / Share (Annual)$-1.78

P/B Ratio1.73x

P/B Ratio (Quarterly)1.62x

Net Income / Employee (Annual)$88,253

ROA (TTM)0.86%

EPS Growth QoQ (YoY)6.59%

EV / EBITDA (TTM)26.00x

EPS Incl Extra (Annual)$1.09

3-Month Avg Trading Volume21.23M

52-Week Price Return55.04%

P/E Incl Extra (TTM)11.67x

Tangible BV / Share (Quarterly)$8.40

P/S Ratio (Annual)0.97x

52-Week High$15.22

Operating Margin (5Y Avg)19.04%

EPS Excl Extra (Annual)$1.09

CapEx CAGR (5Y)-2.11%

Tangible BV CAGR (5Y)4.62%

26-Week Price Return16.32%

13-Week Price Return19.09%

Total Debt / Equity (Annual)3.14x

Enterprise Value$623.38B

Revenue / Share Growth (5Y)1.27%

Book Value / Share Growth (5Y)8.35%

Revenue / Employee (Annual)$387,613,984,373

Pretax Margin (Annual)24.56%

Cash / Share (Annual)$16.71

3-Month Return Std Dev26.30%

Net Income / Employee (TTM)$101,705

EBITDA CAGR (5Y)5.92%

EBITDA Interim CAGR (5Y)6.43%

ROE (Last FY)13.67%

EPS Basic Excl Extra (Annual)$1.09

P/FCF (TTM)11.23x

EV / Free Cash Flow (TTM)31.87x

Total Debt / Equity (Quarterly)3.18x

EPS Incl Extra (TTM)$1.28

ROI (TTM)3.74%

Dividend Growth Rate (5Y)-2.45%

P/S Ratio (TTM)0.89x

Pretax Margin (5Y Avg)19.04%

Revenue / Share (Annual)$4.27

Tangible BV / Share (Annual)$7.73

Forward P/E10.64x

Price vs S&P 500 (52W)36.48%

P/E Ratio (TTM)11.67x

EPS Growth TTM (YoY)27.06%

Year-to-Date Return26.24%

5-Day Price Return0.08%

EPS Normalized (Annual)$1.09

ROA (5Y Avg)0.62%

Net Profit Margin (Annual)17.33%

Month-to-Date Return3.20%

Cash Flow / Share (TTM)$1.04

EBITD / Share (Annual)$1.69

EPS Growth (3Y)18.21%

Operating Margin (Annual)24.56%

LT Debt / Equity (Annual)3.14x

P/CF (TTM)6.84x

ROI (5Y Avg)2.81%

P/E Excl Extra (TTM)11.67x

LT Debt / Equity (Quarterly)3.18x

EPS Basic Excl Extra (TTM)$1.28

P/TBV (Quarterly)1.71x

Payout Ratio (Annual)23.69%

P/B Ratio (Annual)1.46x

Pretax Margin (TTM)23.76%

Book Value / Share (Annual)$8.15

Price vs S&P 500 (13W)17.14%

Net Margin Growth (5Y)3.45%

Beta1.58x

P/FCF (Annual)11.23x

Revenue / Share (TTM)$4.76

ROE (TTM)15.48%

52-Week Low$9.26

vGradeC

gGradeC

mGradeA

vgmGradeB

SAN Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 22, 2026	$0.34	$0.33	-3.24%(-$0.01)
Q1 2026	Apr 29, 2026	$0.33	$0.31	-5.69%(-$0.02)
Q3 2025	Oct 29, 2025	$0.30	$0.30	-0.47%(-$0.00)
Q2 2025	Jul 29, 2025	$0.29	$0.29	+2.47%(+$0.01)

SAN Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.90

Industry Peers — Commercial Banks(69)

Symbol	Value Score	Growth Score	Momentum Score	Price
SANBanco Santander S.A.	C	C	A	$14.67
RYRoyal Bank of Canada	D	C	B	$204.23
MUFGMitsubishi UFJ Financial Group, Inc.	D	B	A	$22.90
TDToronto Dominion Bank	D	C	B	$121.25
SMFGSumitomo Mitsui Financial Group, Inc American Depositary Shares (each representing 3/5th of a share of common stock)	D	B	A	$25.92
BBVABanco Bilbao Vizcaya Argentaria, S.A.	B	C	A	$29.00
BMOBank of Montreal	C	B	B	$171.86
HDBHDFC Bank Limited	D	C	F	$23.08
IBNICICI Bank Limited	F	C	C	$29.88
CMCanadian Imperial Bank of Commerce	C	B	B	$114.33
INGING Groep N.V. American Depositary Shares	B	C	A	$35.24
BCSBarclays PLC	B	C	B	$26.86
LYGLloyds Banking Group PLC	B	C	C	$5.92
NWGNatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)	B	C	B	$18.38
FIYYGraniteShares YieldBOOST 20Y Treasuries ETF	—	—	D	$24.61
KBKB Financial Group Inc	B	C	C	$124.16
BSBRBANCO SANTANDER (BRASIL) SA	A	D	C	$5.81
BAPCredicorp LTD	C	D	C	$368.40
CIBGrupo Cibest S.A. American Depositary Shares (each representing four (4) Preferred Shares)	B	B	D	$97.24
BCHBanco de ChileAmerican Depositary Shares (Each representing 200 shares of Common Stock)	C	C	B	$41.63
WFWoori Financial Group Inc. American Depositary Shares (each representing three (3) shares of Common Stock)	A	C	C	$73.33
FNGDMicroSectors FANG+ Index -3X Inverse Leveraged ETNs due January 8, 2038	—	—	F	$26.05
BSACBanco Santander-Chile	D	D	B	$35.14
GGALGrupo Financiero Galicia SA	C	F	C	$42.24
AVALGRUPO AVAL ACCIONES Y VALORES S.A.	B	D	D	$5.25
IFSIntercorp Financial Services Inc.	B	C	B	$54.65
BMABanco Macro S.A.	D	F	B	$76.05
BBARBanco BBVA Argentina S.A.	D	F	C	$14.47
INTRInter & Co. Inc. Class A Common Shares	B	A	F	$5.38
NTBThe Bank of N.T. Butterfield & Son Limited	C	D	B	$59.30
BLXBladex, Inc.	B	C	C	$54.54
ESQEsquire Financial Holdings, Inc. Common Stock	F	B	D	$112.35
AGBKAGI Inc	F	D	D	$6.15
PGCPeapack-Gladstone Financial Corp	C	B	B	$45.11
SUPVGrupo Supervielle S.A.	B	—	D	$8.31
VBNKVersaBank Common Shares	D	C	B	$19.84
AIQDMicroSectors -3x Short Artificial Intelligence (AI) ETNs	—	—	F	$47.89
AIQUMicroSectors 3x Long Artificial Intelligence (AI) ETNs	—	—	A	$18.50
ATMPiPath Select MLP ETN	B	C	B	$36.62
BERZMicroSectors FANG & Innovation -3x Inverse Leveraged ETN	—	—	F	$20.48
BNKDMicroSectors U.S. Big Banks -3x Inverse Leveraged ETNs due February 17, 2045	—	—	F	$27.28
BNKUMicroSectors U.S. Big Banks 3x Leveraged ETNs due February 17, 2045	—	—	A	$44.39
BULZMicroSectors FANG & Innovation 3x Leveraged ETN	—	—	B	$37.33
CARDMAX Auto Industry -3x Inverse Leveraged ETN	—	—	D	$2.35
CARUMAX Auto Industry 3x Leveraged ETN	—	—	F	$22.92
DJPiPath Bloomberg Commodity Index Total Return ETN due June 12, 2036	—	—	B	$50.66
DULLMicroSectors Gold -3x Inverse Leveraged ETN	—	—	D	$53.47
FLYDMicroSectors Travel -3x Inverse Leveraged ETN	—	—	F	$42.55
FLYUMicroSectors Travel 3x Leveraged ETN	—	—	F	$47.00
FNGOMicroSectors FANG+ Index 2X Leveraged ETNs due January 8, 2038	—	—	B	$153.83
FNGSMicroSectors FANG+ ETNs due January 8, 2038	—	—	C	$80.85

About Banco Santander S.A.

Santander is a diversified global retail and commercial bank with a leading presence in Latin America, particularly Brazil. The company operates across continental Europe in Spain and Portugal, the UK through its Abbey subsidiary, and the US through vehicle finance and regional banking in the Northeast.