Lloyds Banking Group PLC (LYG) Stock Price

LYGStock

$5.48+26.33%52W

Market Cap$78.55B

P/E13.03x

PEG Ratio0.60

Div yield5.93%

Beta1.53

LYG Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-8.39%

Price vs S&P 500 (4W)-3.36%

PEG Ratio0.60

VGM Score50.71

P/E Ratio (Annual)13.03x

Indicated Dividend Yield (Annual)5.93%

P/CF (Annual)10.65x

Book Value / Share (Quarterly)$1.08

P/TBV (Annual)1.37x

Indicated Dividend (Annual)$5.34

Revenue Growth (3Y)-15.38%

Cash Flow / Share (Quarterly)$0.21

Payout Ratio (TTM)41.29%

Price vs S&P 500 (YTD)-4.23%

Net Profit Margin (TTM)15.71%

EPS (TTM)$0.12

10-Day Avg Trading Volume97.37M

EPS Excl Extra (TTM)$0.12

Revenue Growth (5Y)-8.59%

EPS (Annual)$0.10

Dividend / Share (Annual)$0.04

ROI (Annual)2.62%

Net Profit Margin (5Y Avg)10.59%

Cash / Share (Quarterly)$2.20

P/E Basic Excl Extra (TTM)11.66x

Revenue Growth QoQ (YoY)75.64%

EPS Growth (5Y)33.00%

P/E Normalized (Annual)13.03x

ROA (Last FY)0.49%

Revenue Growth TTM (YoY)11.96%

EBITD / Share (TTM)$0.07

ROE (5Y Avg)10.23%

Operating Margin (TTM)19.53%

Cash Flow / Share (Annual)$-0.01

P/B Ratio1.29x

P/B Ratio (Quarterly)1.38x

Net Income / Employee (Annual)$103,424

ROA (TTM)0.54%

EPS Growth QoQ (YoY)25.18%

EV / EBITDA (TTM)16.28x

EPS Incl Extra (Annual)$0.10

3-Month Avg Trading Volume90.13M

52-Week Price Return26.33%

P/E Incl Extra (TTM)11.66x

Tangible BV / Share (Quarterly)$0.88

P/S Ratio (Annual)2.27x

52-Week High$157.14

Operating Margin (5Y Avg)13.10%

EPS Excl Extra (Annual)$0.10

CapEx CAGR (5Y)16.86%

Tangible BV CAGR (5Y)1.31%

26-Week Price Return1.52%

13-Week Price Return-5.96%

Total Debt / Equity (Annual)2.72x

Enterprise Value$277.69B

Revenue / Share Growth (5Y)-18.85%

Book Value / Share Growth (5Y)3.12%

Revenue / Employee (Annual)$270,173,103,682

Pretax Margin (Annual)13.73%

Cash / Share (Annual)$2.02

3-Month Return Std Dev23.83%

Net Income / Employee (TTM)$115,553

EBITDA CAGR (5Y)-24.42%

EBITDA Interim CAGR (5Y)-14.68%

ROE (Last FY)9.77%

EPS Basic Excl Extra (Annual)$0.10

P/FCF (TTM)4.21x

EV / Free Cash Flow (TTM)23.09x

Total Debt / Equity (Quarterly)3.14x

EPS Incl Extra (TTM)$0.12

ROI (TTM)2.80%

P/S Ratio (TTM)2.24x

Pretax Margin (5Y Avg)13.10%

Revenue / Share (Annual)$0.23

Tangible BV / Share (Annual)$0.95

Forward P/E9.28x

Price vs S&P 500 (52W)10.79%

P/E Ratio (TTM)11.66x

EPS Growth TTM (YoY)18.75%

Year-to-Date Return6.73%

5-Day Price Return0.82%

EPS Normalized (Annual)$0.10

ROA (5Y Avg)0.54%

Net Profit Margin (Annual)12.41%

Month-to-Date Return-1.92%

Cash Flow / Share (TTM)$0.06

EBITD / Share (Annual)$0.22

EPS Growth (3Y)11.94%

Operating Margin (Annual)13.73%

LT Debt / Equity (Annual)1.20x

P/CF (TTM)3.79x

ROI (5Y Avg)2.79%

P/E Excl Extra (TTM)11.66x

LT Debt / Equity (Quarterly)2.13x

EPS Basic Excl Extra (TTM)$0.12

P/TBV (Quarterly)1.69x

Payout Ratio (Annual)42.93%

P/B Ratio (Annual)1.21x

Dividend / Share (TTM)$0.05

Pretax Margin (TTM)19.53%

Book Value / Share (Annual)$1.08

Price vs S&P 500 (13W)-8.65%

Net Margin Growth (5Y)4.02%

Dividend Yield (TTM)3.54%

Beta1.53x

P/FCF (Annual)44.79x

Revenue / Share (TTM)$0.24

ROE (TTM)10.99%

52-Week Low$110.35

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LYG Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$0.17	$0.17	-4.89%(-$0.01)
Q1 2026	Apr 29, 2026	$0.16	$0.17	+8.19%(+$0.01)
Q4 2025	Jan 29, 2026	$0.14	$0.16	+10.16%(+$0.01)
Q3 2025	Oct 23, 2025	$0.14	$0.08	-44.58%(-$0.07)
Q2 2025	Jul 24, 2025	$0.13	$0.16	+18.36%(+$0.03)

LYG Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.82

3.78

3.74

3.71

Industry Peers — Commercial Banks(85)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
LYGLloyds Banking Group PLC	B	C	C	1.4x	11.0%	0.5%	—	$5.48
RYRoyal Bank of Canada	D	C	B	2.8x	16.1%	0.9%	—	$197.80
MUFGMitsubishi UFJ Financial Group, Inc.	D	B	B	1.7x	12.3%	0.6%	—	$21.88
TDToronto Dominion Bank	D	B	B	2.2x	12.8%	0.8%	—	$120.39
SANBanco Santander S.A.	C	C	B	1.6x	15.5%	0.9%	—	$13.30
SMFGSumitomo Mitsui Financial Group, Inc American Depositary Shares (each representing 1.2 shares of Common Stock)	D	B	B	1.5x	10.9%	0.5%	—	$24.75
BBVABanco Bilbao Vizcaya Argentaria, S.A.	B	C	B	2.1x	19.3%	1.3%	—	$25.72
HDBHDFC Bank Limited	D	B	D	2.0x	13.7%	1.7%	—	$23.84
BMOBank of Montreal	C	C	B	2.0x	10.6%	0.6%	—	$167.07
IBNICICI Bank Limited	F	C	C	2.6x	15.7%	2.0%	—	$29.99
CMCanadian Imperial Bank of Commerce	C	C	B	2.3x	15.4%	0.9%	—	$112.48
INGING Groep N.V. American Depositary Shares	B	C	B	1.6x	20.1%	0.9%	—	$33.45
BCSBarclays PLC	B	C	D	0.9x	10.0%	0.5%	—	$22.79
NWGNatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)	B	C	B	1.2x	14.7%	0.9%	—	$17.51
FIYYGraniteShares YieldBOOST 20Y Treasuries ETF	—	—	C	—	—	—	—	$23.88
KBKB Financial Group Inc	B	C	D	0.9x	10.5%	0.8%	—	$118.81
BAPCredicorp LTD	D	D	B	2.8x	19.3%	2.7%	—	$390.26
CIBGrupo Cibest S.A. American Depositary Shares (each representing four (4) Preferred Shares)	B	B	C	1.1x	15.4%	1.8%	—	$97.91
BSBRBANCO SANTANDER (BRASIL) SA	A	D	C	0.8x	11.0%	1.1%	—	$5.58
BCHBanco de ChileAmerican Depositary Shares (Each representing 200 shares of Common Stock)	D	C	B	3.2x	21.5%	2.2%	—	$38.91
FNGDMicroSectors FANG+ Index -3X Inverse Leveraged ETNs due January 8, 2038	—	—	F	—	—	—	—	$26.73
WFWoori Financial Group Inc. American Depositary Shares (each representing three (3) shares of Common Stock)	A	C	D	0.5x	8.6%	0.5%	—	$70.04
BSACBanco Santander-Chile	D	D	B	3.0x	22.6%	1.5%	—	$32.70
GGALGrupo Financiero Galicia SA	C	F	C	1.1x	1.2%	0.2%	—	$36.02
IFSIntercorp Financial Services Inc.	B	D	C	1.7x	16.9%	2.1%	—	$54.60
AVALGRUPO AVAL ACCIONES Y VALORES S.A.	B	D	C	1.0x	9.6%	0.5%	—	$4.85
BMABanco Macro S.A.	C	D	B	1.4x	5.3%	1.2%	—	$64.04
INTRInter & Co. Inc. Class A Common Shares	C	A	D	1.2x	15.1%	1.6%	—	$6.73
BBARBanco BBVA Argentina S.A.	C	C	C	1.5x	8.5%	1.2%	—	$12.78
NTBThe Bank of N.T. Butterfield & Son Limited	C	D	C	2.1x	20.7%	1.6%	—	$58.65
BLXBladex, Inc.	B	C	C	1.1x	13.8%	1.8%	—	$54.67
AGBKAGI Inc	F	D	C	2.6x	17.7%	7.3%	2.2x	$7.34
ESQEsquire Financial Holdings, Inc. Common Stock	F	B	C	3.3x	17.8%	2.2%	—	$118.89
PGCPeapack-Gladstone Financial Corp	C	C	B	1.2x	7.7%	0.7%	—	$43.38
VBNKVersaBank Common Shares	D	C	A	1.6x	6.2%	0.5%	—	$22.28
SUPVGrupo Supervielle S.A.	B	F	D	1.0x	-7.2%	-0.9%	—	$7.22
AIQDMicroSectors -3x Short Artificial Intelligence (AI) ETNs	—	—	D	—	—	—	—	$49.81
AIQUMicroSectors 3x Long Artificial Intelligence (AI) ETNs	—	—	B	—	—	—	—	$16.07
ATMPiPath Select MLP ETN	B	C	D	0.9x	10.0%	0.5%	—	$35.40
BERZMicroSectors FANG & Innovation -3x Inverse Leveraged ETN	—	—	F	—	—	—	—	$20.25
BNKDMicroSectors U.S. Big Banks -3x Inverse Leveraged ETNs due February 17, 2045	—	—	C	—	—	—	—	$37.52
BNKUMicroSectors U.S. Big Banks 3x Leveraged ETNs due February 17, 2045	—	—	D	—	—	—	—	$30.71
BRZDMicroSectors -3x Short Brazil ETNs	—	—	A	—	—	—	—	$23.11
BRZLMicroSectors 3x Long Brazil ETNs	—	—	F	—	—	—	—	$41.47
BULZMicroSectors FANG & Innovation 3x Leveraged ETN	—	—	B	—	—	—	—	$34.62
CARDMAX Auto Industry -3x Inverse Leveraged ETN	—	—	C	—	—	—	—	$2.91
CARUMAX Auto Industry 3x Leveraged ETN	—	—	F	—	—	—	—	$17.36
DJPiPath Bloomberg Commodity Index Total Return ETN due June 12, 2036	—	—	B	—	—	—	—	$52.72
DULLMicroSectors Gold -3x Inverse Leveraged ETN	—	—	D	—	—	—	—	$63.72
FLYDMicroSectors Travel -3x Inverse Leveraged ETN	—	—	D	—	—	—	—	$53.79
FLYUMicroSectors Travel 3x Leveraged ETN	—	—	F	—	—	—	—	$34.46

About Lloyds Banking Group PLC

Lloyds is a UK-based financial services group with three core business segments: retail banking, commercial lending, and insurance & wealth. The retail division focuses on mortgages (66% of loan portfolio), credit cards, and current accounts, while commercial banking serves large corporates and institutions with lending, transaction services, and capital markets solutions. Insurance and wealth management offerings include life and property insurance, pensions, and asset management for high-net-worth clients.