Intercorp Financial Services Inc. (IFS)

Price$48.99

Favorite Metrics

Price vs S&P 500 (26W)14.41%

Price vs S&P 500 (4W)-4.70%

Market Capitalization$1.65B

P/E Ratio (Annual)10.09x

Indicated Dividend Yield (Annual)3.66%

All Metrics

P/CF (Annual)10.66x

Book Value / Share (Quarterly)$32.34

P/TBV (Annual)1.57x

Indicated Dividend (Annual)$0.29

Revenue Growth (3Y)6.60%

Cash Flow / Share (Quarterly)$3.42

Payout Ratio (TTM)72.78%

Price vs S&P 500 (YTD)11.99%

Net Profit Margin (TTM)17.60%

EPS (TTM)$8.85

10-Day Avg Trading Volume0.38M

EPS Excl Extra (TTM)$8.85

Revenue Growth (5Y)9.04%

EPS (Annual)$5.03

Dividend / Share (Annual)$1.09

ROI (Annual)7.72%

Net Profit Margin (5Y Avg)21.20%

Cash / Share (Quarterly)$7.23

P/E Basic Excl Extra (TTM)5.72x

Revenue Growth QoQ (YoY)19.51%

EPS Growth (5Y)39.10%

P/E Normalized (Annual)10.09x

ROA (Last FY)1.95%

Revenue Growth TTM (YoY)29.03%

EBITD / Share (TTM)$12.40

ROE (5Y Avg)14.99%

Operating Margin (TTM)22.66%

Cash Flow / Share (Annual)$3.42

P/B Ratio1.58x

P/B Ratio (Quarterly)1.36x

Net Income / Employee (Annual)$0

ROA (TTM)3.50%

EPS Growth QoQ (YoY)303.45%

EV / EBITDA (TTM)6.74x

EPS Incl Extra (Annual)$5.03

3-Month Avg Trading Volume0.25M

52-Week Price Return57.71%

EV / Free Cash Flow (Annual)24.67x

P/E Incl Extra (TTM)5.72x

Tangible BV / Share (Quarterly)$28.08

P/S Ratio (Annual)1.07x

52-Week High$53.00

Operating Margin (5Y Avg)27.17%

EPS Excl Extra (Annual)$5.03

CapEx CAGR (5Y)16.11%

Tangible BV CAGR (5Y)6.39%

26-Week Price Return23.16%

13-Week Price Return8.47%

Total Debt / Equity (Annual)1.03x

Enterprise Value$9,365.465

Revenue / Share Growth (5Y)9.04%

Book Value / Share Growth (5Y)7.49%

Revenue / Employee (Annual)$76,375

Pretax Margin (Annual)28.29%

Cash / Share (Annual)$8.63

3-Month Return Std Dev40.95%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)38.22%

EBITDA Interim CAGR (5Y)37.45%

ROE (Last FY)15.65%

EPS Basic Excl Extra (Annual)$5.03

P/FCF (TTM)6.39x

EV / Free Cash Flow (TTM)24.67x

Total Debt / Equity (Quarterly)1.03x

EPS Incl Extra (TTM)$8.85

ROI (TTM)13.45%

Dividend Growth Rate (5Y)-9.21%

P/S Ratio (TTM)1.19x

Pretax Margin (5Y Avg)27.17%

Revenue / Share (Annual)$5.11

Tangible BV / Share (Annual)$28.08

Forward P/E8.16x

Free OCF CAGR (5Y)-36.61%

Price vs S&P 500 (52W)22.62%

P/E Ratio (TTM)5.72x

EPS Growth TTM (YoY)167.30%

Year-to-Date Return16.12%

5-Day Price Return-4.11%

EPS Normalized (Annual)$5.03

ROA (5Y Avg)1.68%

Net Profit Margin (Annual)22.15%

Month-to-Date Return-2.01%

Cash Flow / Share (TTM)$1.06

EBITD / Share (Annual)$7.61

EPS Growth (3Y)6.33%

Operating Margin (Annual)28.29%

LT Debt / Equity (Annual)0.45x

P/CF (TTM)10.66x

ROI (5Y Avg)6.21%

P/E Excl Extra (TTM)5.72x

LT Debt / Equity (Quarterly)0.45x

EPS Basic Excl Extra (TTM)$8.85

P/TBV (Quarterly)1.57x

Payout Ratio (Annual)21.74%

P/B Ratio (Annual)1.36x

Dividend / Share (TTM)$1.09

Pretax Margin (TTM)22.66%

Book Value / Share (Annual)$32.34

Price vs S&P 500 (13W)5.60%

Net Margin Growth (5Y)-0.61%

Dividend Yield (TTM)2.15%

Beta0.90x

P/FCF (Annual)14.94x

Revenue / Share (TTM)$4.61

ROE (TTM)29.27%

52-Week Low$30.59

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.29

4.25

About

Intercorp Financial Services Inc is a diversified Peruvian financial services provider offering banking, insurance, and wealth management services to retail and commercial clients. The company operates three core segments: banking (loans, deposits, and payments), insurance (life and annuity products), and wealth management (brokerage and investment services). This multi-line business model extends across Peru and Panama.