Intercorp Financial Services Inc. (IFS) Stock Price

IFSStock

$54.60+36.09%52W

Market Cap$6.03B

P/E11.21x

PEG Ratio0.26

Div yield6.25%

Beta0.71

IFS Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-3.84%

Price vs S&P 500 (4W)-0.33%

PEG Ratio0.26

VGM Score56.09

P/E Ratio (Annual)11.21x

Indicated Dividend Yield (Annual)6.25%

P/CF (Annual)11.83x

Book Value / Share (Quarterly)$33.92

P/TBV (Annual)1.57x

Indicated Dividend (Annual)$0.52

Revenue Growth (3Y)6.60%

Cash Flow / Share (Quarterly)$10.14

Payout Ratio (TTM)70.84%

Price vs S&P 500 (YTD)16.97%

Net Profit Margin (TTM)17.60%

EPS (TTM)$5.49

10-Day Avg Trading Volume0.17M

EPS Excl Extra (TTM)$5.49

Revenue Growth (5Y)9.04%

EPS (Annual)$5.03

Dividend / Share (Annual)$1.06

ROI (Annual)7.70%

Net Profit Margin (5Y Avg)21.20%

Cash / Share (Quarterly)$7.24

P/E Basic Excl Extra (TTM)10.35x

Revenue Growth QoQ (YoY)19.51%

EPS Growth (5Y)39.10%

P/E Normalized (Annual)11.21x

ROA (Last FY)1.95%

Revenue Growth TTM (YoY)29.03%

EBITD / Share (TTM)$1.93

ROE (5Y Avg)14.99%

Operating Margin (TTM)22.66%

Cash Flow / Share (Annual)$3.42

P/B Ratio1.68x

P/B Ratio (Quarterly)1.69x

Net Income / Employee (Annual)$65,828

ROA (TTM)2.07%

EPS Growth QoQ (YoY)2.38%

EV / EBITDA (TTM)6.64x

EPS Incl Extra (Annual)$5.03

3-Month Avg Trading Volume0.24M

52-Week Price Return36.09%

EV / Free Cash Flow (Annual)27.23x

P/E Incl Extra (TTM)10.35x

Tangible BV / Share (Quarterly)$29.75

P/S Ratio (Annual)1.07x

52-Week High$17.86

Operating Margin (5Y Avg)27.17%

EPS Excl Extra (Annual)$5.03

CapEx CAGR (5Y)16.11%

Tangible BV CAGR (5Y)6.39%

26-Week Price Return6.06%

13-Week Price Return-8.17%

Total Debt / Equity (Annual)1.03x

Enterprise Value$10.36B

Revenue / Share Growth (5Y)9.04%

Book Value / Share Growth (5Y)7.49%

Revenue / Employee (Annual)$76,398,025,772

Pretax Margin (Annual)28.29%

Cash / Share (Annual)$8.63

3-Month Return Std Dev21.74%

Net Income / Employee (TTM)$71,299

EBITDA CAGR (5Y)9.21%

EBITDA Interim CAGR (5Y)4.56%

ROE (Last FY)15.65%

EPS Basic Excl Extra (Annual)$5.03

P/FCF (TTM)4.06x

EV / Free Cash Flow (TTM)9.26x

Total Debt / Equity (Quarterly)1.08x

EPS Incl Extra (TTM)$5.49

ROI (TTM)8.08%

Dividend Growth Rate (5Y)-9.79%

P/S Ratio (TTM)1.19x

Pretax Margin (5Y Avg)27.17%

Revenue / Share (Annual)$5.11

Tangible BV / Share (Annual)$28.09

Forward P/E8.66x

Free OCF CAGR (5Y)-36.58%

Price vs S&P 500 (52W)20.56%

P/E Ratio (TTM)10.35x

EPS Growth TTM (YoY)12.81%

Year-to-Date Return28.90%

5-Day Price Return2.04%

EPS Normalized (Annual)$5.03

ROA (5Y Avg)1.68%

Net Profit Margin (Annual)22.15%

Month-to-Date Return0.39%

Cash Flow / Share (TTM)$1.06

EBITD / Share (Annual)$7.62

EPS Growth (3Y)6.33%

Operating Margin (Annual)28.29%

LT Debt / Equity (Annual)0.67x

P/CF (TTM)4.97x

ROI (5Y Avg)6.21%

P/E Excl Extra (TTM)10.35x

LT Debt / Equity (Quarterly)0.81x

EPS Basic Excl Extra (TTM)$5.49

P/TBV (Quarterly)1.93x

Payout Ratio (Annual)21.05%

P/B Ratio (Annual)1.36x

Dividend / Share (TTM)$1.93

Pretax Margin (TTM)22.66%

Book Value / Share (Annual)$32.35

Price vs S&P 500 (13W)-10.86%

Net Margin Growth (5Y)-0.61%

Dividend Yield (TTM)3.40%

Beta0.71x

P/FCF (Annual)16.57x

Revenue / Share (TTM)$4.61

ROE (TTM)16.93%

52-Week Low$11.14

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IFS Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 11, 2026	$1.43	$1.53	+7.07%(+$0.10)
Q1 2026	May 11, 2026	$1.39	$1.57	+13.15%(+$0.18)
Q4 2025	Feb 12, 2026	$1.08	$1.16	+7.85%(+$0.08)
Q3 2025	Nov 6, 2025	$1.16	$1.15	-0.55%(-$0.01)
Q2 2025	Aug 11, 2025	$1.12	$1.49	+33.38%(+$0.37)

IFS Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.14

4.00

Industry Peers — Commercial Banks(85)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
IFSIntercorp Financial Services Inc.	B	D	C	1.7x	16.9%	2.1%	—	$54.60
RYRoyal Bank of Canada	D	C	B	2.8x	16.1%	0.9%	—	$197.80
MUFGMitsubishi UFJ Financial Group, Inc.	D	B	B	1.7x	12.3%	0.6%	—	$21.88
TDToronto Dominion Bank	D	B	B	2.2x	12.8%	0.8%	—	$120.39
SANBanco Santander S.A.	C	C	B	1.6x	15.5%	0.9%	—	$13.30
SMFGSumitomo Mitsui Financial Group, Inc American Depositary Shares (each representing 1.2 shares of Common Stock)	D	B	B	1.5x	10.9%	0.5%	—	$24.75
BBVABanco Bilbao Vizcaya Argentaria, S.A.	B	C	B	2.1x	19.3%	1.3%	—	$25.72
HDBHDFC Bank Limited	D	B	D	2.0x	13.7%	1.7%	—	$23.84
BMOBank of Montreal	C	C	B	2.0x	10.6%	0.6%	—	$167.07
IBNICICI Bank Limited	F	C	C	2.6x	15.7%	2.0%	—	$29.99
CMCanadian Imperial Bank of Commerce	C	C	B	2.3x	15.4%	0.9%	—	$112.48
INGING Groep N.V. American Depositary Shares	B	C	B	1.6x	20.1%	0.9%	—	$33.45
LYGLloyds Banking Group PLC	B	C	C	1.4x	11.0%	0.5%	—	$5.48
BCSBarclays PLC	B	C	D	0.9x	10.0%	0.5%	—	$22.79
NWGNatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)	B	C	B	1.2x	14.7%	0.9%	—	$17.51
FIYYGraniteShares YieldBOOST 20Y Treasuries ETF	—	—	C	—	—	—	—	$23.88
KBKB Financial Group Inc	B	C	D	0.9x	10.5%	0.8%	—	$118.81
BAPCredicorp LTD	D	D	B	2.8x	19.3%	2.7%	—	$390.26
CIBGrupo Cibest S.A. American Depositary Shares (each representing four (4) Preferred Shares)	B	B	C	1.1x	15.4%	1.8%	—	$97.91
BSBRBANCO SANTANDER (BRASIL) SA	A	D	C	0.8x	11.0%	1.1%	—	$5.58
BCHBanco de ChileAmerican Depositary Shares (Each representing 200 shares of Common Stock)	D	C	B	3.2x	21.5%	2.2%	—	$38.91
FNGDMicroSectors FANG+ Index -3X Inverse Leveraged ETNs due January 8, 2038	—	—	F	—	—	—	—	$26.73
WFWoori Financial Group Inc. American Depositary Shares (each representing three (3) shares of Common Stock)	A	C	D	0.5x	8.6%	0.5%	—	$70.04
BSACBanco Santander-Chile	D	D	B	3.0x	22.6%	1.5%	—	$32.70
GGALGrupo Financiero Galicia SA	C	F	C	1.1x	1.2%	0.2%	—	$36.02
AVALGRUPO AVAL ACCIONES Y VALORES S.A.	B	D	C	1.0x	9.6%	0.5%	—	$4.85
BMABanco Macro S.A.	C	D	B	1.4x	5.3%	1.2%	—	$64.04
INTRInter & Co. Inc. Class A Common Shares	C	A	D	1.2x	15.1%	1.6%	—	$6.73
BBARBanco BBVA Argentina S.A.	C	C	C	1.5x	8.5%	1.2%	—	$12.78
NTBThe Bank of N.T. Butterfield & Son Limited	C	D	C	2.1x	20.7%	1.6%	—	$58.65
BLXBladex, Inc.	B	C	C	1.1x	13.8%	1.8%	—	$54.67
AGBKAGI Inc	F	D	C	2.6x	17.7%	7.3%	2.2x	$7.34
ESQEsquire Financial Holdings, Inc. Common Stock	F	B	C	3.3x	17.8%	2.2%	—	$118.89
PGCPeapack-Gladstone Financial Corp	C	C	B	1.2x	7.7%	0.7%	—	$43.38
VBNKVersaBank Common Shares	D	C	A	1.6x	6.2%	0.5%	—	$22.28
SUPVGrupo Supervielle S.A.	B	F	D	1.0x	-7.2%	-0.9%	—	$7.22
AIQDMicroSectors -3x Short Artificial Intelligence (AI) ETNs	—	—	D	—	—	—	—	$49.81
AIQUMicroSectors 3x Long Artificial Intelligence (AI) ETNs	—	—	B	—	—	—	—	$16.07
ATMPiPath Select MLP ETN	B	C	D	0.9x	10.0%	0.5%	—	$35.40
BERZMicroSectors FANG & Innovation -3x Inverse Leveraged ETN	—	—	F	—	—	—	—	$20.25
BNKDMicroSectors U.S. Big Banks -3x Inverse Leveraged ETNs due February 17, 2045	—	—	C	—	—	—	—	$37.52
BNKUMicroSectors U.S. Big Banks 3x Leveraged ETNs due February 17, 2045	—	—	D	—	—	—	—	$30.71
BRZDMicroSectors -3x Short Brazil ETNs	—	—	A	—	—	—	—	$23.11
BRZLMicroSectors 3x Long Brazil ETNs	—	—	F	—	—	—	—	$41.47
BULZMicroSectors FANG & Innovation 3x Leveraged ETN	—	—	B	—	—	—	—	$34.62
CARDMAX Auto Industry -3x Inverse Leveraged ETN	—	—	C	—	—	—	—	$2.91
CARUMAX Auto Industry 3x Leveraged ETN	—	—	F	—	—	—	—	$17.36
DJPiPath Bloomberg Commodity Index Total Return ETN due June 12, 2036	—	—	B	—	—	—	—	$52.72
DULLMicroSectors Gold -3x Inverse Leveraged ETN	—	—	D	—	—	—	—	$63.72
FLYDMicroSectors Travel -3x Inverse Leveraged ETN	—	—	D	—	—	—	—	$53.79
FLYUMicroSectors Travel 3x Leveraged ETN	—	—	F	—	—	—	—	$34.46

About Intercorp Financial Services Inc.

Intercorp Financial Services Inc is a diversified Peruvian financial services provider offering banking, insurance, and wealth management services to retail and commercial clients. The company operates three core segments: banking (loans, deposits, and payments), insurance (life and annuity products), and wealth management (brokerage and investment services). This multi-line business model extends across Peru and Panama.

IFS Next Earnings Report

Report dateNov 9, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$1.42

Revenue estimate$506.71M

Also reporting on Nov 9, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

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ASBAssociated Banc-CorpState Banks

Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.0

Buy

Consensus rating

Price Range (33 wk)

Low$44.00

High$60.68