ING Groep N.V. American Depositary Shares (ING) Stock Price

INGStock

$33.45+46.14%52W

Market Cap$95.03B

P/E13.05x

PEG Ratio1.18

Div yield6.14%

Beta0.87

ING Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)11.94%

Price vs S&P 500 (4W)-5.25%

PEG Ratio1.18

VGM Score62.34

P/E Ratio (Annual)13.05x

Indicated Dividend Yield (Annual)6.14%

Book Value / Share (Quarterly)$19.59

P/TBV (Annual)1.45x

Indicated Dividend (Annual)$1.37

Revenue Growth (3Y)0.02%

Cash Flow / Share (Quarterly)$-0.87

Payout Ratio (TTM)60.47%

Price vs S&P 500 (YTD)14.64%

Net Profit Margin (TTM)29.92%

EPS (TTM)$3.87

10-Day Avg Trading Volume6.98M

EPS Excl Extra (TTM)$3.87

Revenue Growth (5Y)-8.37%

EPS (Annual)$2.38

Dividend / Share (Annual)$1.45

ROI (Annual)2.88%

Net Profit Margin (5Y Avg)21.22%

Cash / Share (Quarterly)$45.33

P/E Basic Excl Extra (TTM)8.22x

Revenue Growth QoQ (YoY)20.89%

EPS Growth (5Y)27.15%

P/E Normalized (Annual)13.05x

ROA (Last FY)0.60%

Revenue Growth TTM (YoY)92.86%

EBITD / Share (TTM)$5.55

ROE (5Y Avg)11.17%

Operating Margin (TTM)42.36%

Cash Flow / Share (Annual)$-2.60

P/B Ratio1.64x

P/B Ratio (Quarterly)1.61x

Net Income / Employee (Annual)$118,425

ROA (TTM)0.90%

EPS Growth QoQ (YoY)18.28%

EV / EBITDA (TTM)17.62x

EPS Incl Extra (Annual)$2.38

3-Month Avg Trading Volume6.00M

52-Week Price Return46.14%

P/E Incl Extra (TTM)8.22x

Tangible BV / Share (Quarterly)$18.91

P/S Ratio (Annual)2.29x

52-Week High$36.36

Operating Margin (5Y Avg)30.17%

EPS Excl Extra (Annual)$2.38

CapEx CAGR (5Y)4.11%

Tangible BV CAGR (5Y)-1.98%

26-Week Price Return21.85%

13-Week Price Return5.62%

Total Debt / Equity (Annual)3.43x

Enterprise Value$300.44B

Revenue / Share Growth (5Y)2.59%

Book Value / Share Growth (5Y)4.10%

Revenue / Employee (Annual)$358,186,742,235

Pretax Margin (Annual)27.43%

Cash / Share (Annual)$38.06

3-Month Return Std Dev22.38%

Net Income / Employee (TTM)$187,908

EBITDA CAGR (5Y)-14.80%

EBITDA Interim CAGR (5Y)13.26%

ROE (Last FY)12.73%

EPS Basic Excl Extra (Annual)$2.38

P/FCF (TTM)5.56x

Total Debt / Equity (Quarterly)3.68x

EPS Incl Extra (TTM)$3.87

ROI (TTM)4.42%

Dividend Growth Rate (5Y)13.73%

P/S Ratio (TTM)1.96x

Pretax Margin (5Y Avg)30.17%

Revenue / Share (Annual)$6.21

Tangible BV / Share (Annual)$18.82

Forward P/E11.53x

Price vs S&P 500 (52W)30.60%

P/E Ratio (TTM)8.22x

EPS Growth TTM (YoY)40.10%

Year-to-Date Return25.20%

5-Day Price Return0.08%

EPS Normalized (Annual)$2.38

ROA (5Y Avg)0.57%

Net Profit Margin (Annual)18.83%

Month-to-Date Return-4.53%

EBITD / Share (Annual)$3.68

EPS Growth (3Y)27.80%

Operating Margin (Annual)27.43%

LT Debt / Equity (Annual)2.14x

ROI (5Y Avg)2.97%

P/E Excl Extra (TTM)8.22x

LT Debt / Equity (Quarterly)3.68x

EPS Basic Excl Extra (TTM)$3.87

P/TBV (Quarterly)1.67x

Payout Ratio (Annual)61.38%

P/B Ratio (Annual)1.42x

Dividend / Share (TTM)$1.55

Pretax Margin (TTM)42.36%

Book Value / Share (Annual)$19.22

Price vs S&P 500 (13W)2.94%

Net Margin Growth (5Y)-6.50%

Dividend Yield (TTM)4.91%

Beta0.87x

P/FCF (Annual)0.82x

Revenue / Share (TTM)$7.39

ROE (TTM)20.06%

52-Week Low$22.90

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ING Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$0.84	$0.87	+4.00%(+$0.03)
Q1 2026	Apr 30, 2026	$0.67	$0.71	+5.99%(+$0.04)
Q4 2025	Jan 29, 2026	$0.54	$0.64	+18.44%(+$0.10)
Q3 2025	Oct 30, 2025	$0.73	$0.79	+7.49%(+$0.06)
Q2 2025	Jul 31, 2025	$0.68	$0.72	+6.19%(+$0.04)

ING Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.88

3.89

3.82

Industry Peers — Commercial Banks(85)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
INGING Groep N.V. American Depositary Shares	B	C	B	1.6x	20.1%	0.9%	—	$33.45
RYRoyal Bank of Canada	D	C	B	2.8x	16.1%	0.9%	—	$197.80
MUFGMitsubishi UFJ Financial Group, Inc.	D	B	B	1.7x	12.3%	0.6%	—	$21.88
TDToronto Dominion Bank	D	B	B	2.2x	12.8%	0.8%	—	$120.39
SANBanco Santander S.A.	C	C	B	1.6x	15.5%	0.9%	—	$13.30
SMFGSumitomo Mitsui Financial Group, Inc American Depositary Shares (each representing 1.2 shares of Common Stock)	D	B	B	1.5x	10.9%	0.5%	—	$24.75
BBVABanco Bilbao Vizcaya Argentaria, S.A.	B	C	B	2.1x	19.3%	1.3%	—	$25.72
HDBHDFC Bank Limited	D	B	D	2.0x	13.7%	1.7%	—	$23.84
BMOBank of Montreal	C	C	B	2.0x	10.6%	0.6%	—	$167.07
IBNICICI Bank Limited	F	C	C	2.6x	15.7%	2.0%	—	$29.99
CMCanadian Imperial Bank of Commerce	C	C	B	2.3x	15.4%	0.9%	—	$112.48
LYGLloyds Banking Group PLC	B	C	C	1.4x	11.0%	0.5%	—	$5.48
BCSBarclays PLC	B	C	D	0.9x	10.0%	0.5%	—	$22.79
NWGNatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)	B	C	B	1.2x	14.7%	0.9%	—	$17.51
FIYYGraniteShares YieldBOOST 20Y Treasuries ETF	—	—	C	—	—	—	—	$23.88
KBKB Financial Group Inc	B	C	D	0.9x	10.5%	0.8%	—	$118.81
BAPCredicorp LTD	D	D	B	2.8x	19.3%	2.7%	—	$390.26
CIBGrupo Cibest S.A. American Depositary Shares (each representing four (4) Preferred Shares)	B	B	C	1.1x	15.4%	1.8%	—	$97.91
BSBRBANCO SANTANDER (BRASIL) SA	A	D	C	0.8x	11.0%	1.1%	—	$5.58
BCHBanco de ChileAmerican Depositary Shares (Each representing 200 shares of Common Stock)	D	C	B	3.2x	21.5%	2.2%	—	$38.91
FNGDMicroSectors FANG+ Index -3X Inverse Leveraged ETNs due January 8, 2038	—	—	F	—	—	—	—	$26.73
WFWoori Financial Group Inc. American Depositary Shares (each representing three (3) shares of Common Stock)	A	C	D	0.5x	8.6%	0.5%	—	$70.04
BSACBanco Santander-Chile	D	D	B	3.0x	22.6%	1.5%	—	$32.70
GGALGrupo Financiero Galicia SA	C	F	C	1.1x	1.2%	0.2%	—	$36.02
IFSIntercorp Financial Services Inc.	B	D	C	1.7x	16.9%	2.1%	—	$54.60
AVALGRUPO AVAL ACCIONES Y VALORES S.A.	B	D	C	1.0x	9.6%	0.5%	—	$4.85
BMABanco Macro S.A.	C	D	B	1.4x	5.3%	1.2%	—	$64.04
INTRInter & Co. Inc. Class A Common Shares	C	A	D	1.2x	15.1%	1.6%	—	$6.73
BBARBanco BBVA Argentina S.A.	C	C	C	1.5x	8.5%	1.2%	—	$12.78
NTBThe Bank of N.T. Butterfield & Son Limited	C	D	C	2.1x	20.7%	1.6%	—	$58.65
BLXBladex, Inc.	B	C	C	1.1x	13.8%	1.8%	—	$54.67
AGBKAGI Inc	F	D	C	2.6x	17.7%	7.3%	2.2x	$7.34
ESQEsquire Financial Holdings, Inc. Common Stock	F	B	C	3.3x	17.8%	2.2%	—	$118.89
PGCPeapack-Gladstone Financial Corp	C	C	B	1.2x	7.7%	0.7%	—	$43.38
VBNKVersaBank Common Shares	D	C	A	1.6x	6.2%	0.5%	—	$22.28
SUPVGrupo Supervielle S.A.	B	F	D	1.0x	-7.2%	-0.9%	—	$7.22
AIQDMicroSectors -3x Short Artificial Intelligence (AI) ETNs	—	—	D	—	—	—	—	$49.81
AIQUMicroSectors 3x Long Artificial Intelligence (AI) ETNs	—	—	B	—	—	—	—	$16.07
ATMPiPath Select MLP ETN	B	C	D	0.9x	10.0%	0.5%	—	$35.40
BERZMicroSectors FANG & Innovation -3x Inverse Leveraged ETN	—	—	F	—	—	—	—	$20.25
BNKDMicroSectors U.S. Big Banks -3x Inverse Leveraged ETNs due February 17, 2045	—	—	C	—	—	—	—	$37.52
BNKUMicroSectors U.S. Big Banks 3x Leveraged ETNs due February 17, 2045	—	—	D	—	—	—	—	$30.71
BRZDMicroSectors -3x Short Brazil ETNs	—	—	A	—	—	—	—	$23.11
BRZLMicroSectors 3x Long Brazil ETNs	—	—	F	—	—	—	—	$41.47
BULZMicroSectors FANG & Innovation 3x Leveraged ETN	—	—	B	—	—	—	—	$34.62
CARDMAX Auto Industry -3x Inverse Leveraged ETN	—	—	C	—	—	—	—	$2.91
CARUMAX Auto Industry 3x Leveraged ETN	—	—	F	—	—	—	—	$17.36
DJPiPath Bloomberg Commodity Index Total Return ETN due June 12, 2036	—	—	B	—	—	—	—	$52.72
DULLMicroSectors Gold -3x Inverse Leveraged ETN	—	—	D	—	—	—	—	$63.72
FLYDMicroSectors Travel -3x Inverse Leveraged ETN	—	—	D	—	—	—	—	$53.79
FLYUMicroSectors Travel 3x Leveraged ETN	—	—	F	—	—	—	—	$34.46

About ING Groep N.V. American Depositary Shares

ING is a global bank with market-leading positions in Netherlands and Belgium retail banking. The company operates digital banking platforms across Europe and Australia, and maintains a wholesale banking division focused on lending. Following the 2008 financial crisis, ING separated from its insurance operations to focus exclusively on banking.