ING Groep N.V. American Depositary Shares (ING) Stock Price

INGStock

$35.24+47.79%52W

Market Cap$100.53B

P/E13.61x

PEG Ratio2.27

Div yield6.14%

Beta0.96

ING Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)10.03%

Price vs S&P 500 (4W)-0.96%

PEG Ratio2.27

VGM Score64.82

P/E Ratio (Annual)13.61x

Indicated Dividend Yield (Annual)6.14%

Book Value / Share (Quarterly)$20.24

P/TBV (Annual)1.45x

Indicated Dividend (Annual)$1.46

Revenue Growth (3Y)0.02%

Cash Flow / Share (Quarterly)$-0.90

Payout Ratio (TTM)60.47%

Price vs S&P 500 (YTD)15.41%

Net Profit Margin (TTM)29.92%

EPS (TTM)$4.00

10-Day Avg Trading Volume4.37M

EPS Excl Extra (TTM)$4.00

Revenue Growth (5Y)-8.37%

EPS (Annual)$2.45

Dividend / Share (Annual)$1.50

ROI (Annual)2.88%

Net Profit Margin (5Y Avg)21.22%

Cash / Share (Quarterly)$46.83

P/E Basic Excl Extra (TTM)8.58x

Revenue Growth QoQ (YoY)20.89%

EPS Growth (5Y)27.15%

P/E Normalized (Annual)13.61x

ROA (Last FY)0.60%

Revenue Growth TTM (YoY)92.86%

EBITD / Share (TTM)$5.74

ROE (5Y Avg)11.17%

Operating Margin (TTM)42.36%

Cash Flow / Share (Annual)$-2.69

P/B Ratio1.71x

P/B Ratio (Quarterly)1.61x

Net Income / Employee (Annual)$122,348

ROA (TTM)0.90%

EPS Growth QoQ (YoY)18.28%

EV / EBITDA (TTM)17.62x

EPS Incl Extra (Annual)$2.45

3-Month Avg Trading Volume6.55M

52-Week Price Return47.79%

P/E Incl Extra (TTM)8.58x

Tangible BV / Share (Quarterly)$19.54

P/S Ratio (Annual)2.29x

52-Week High$36.20

Operating Margin (5Y Avg)30.17%

EPS Excl Extra (Annual)$2.45

CapEx CAGR (5Y)4.11%

Tangible BV CAGR (5Y)-1.98%

26-Week Price Return21.96%

13-Week Price Return14.94%

Total Debt / Equity (Annual)3.43x

Enterprise Value$314.53B

Revenue / Share Growth (5Y)2.59%

Book Value / Share Growth (5Y)4.10%

Revenue / Employee (Annual)$370,052,708,905

Pretax Margin (Annual)27.43%

Cash / Share (Annual)$39.32

3-Month Return Std Dev22.11%

Net Income / Employee (TTM)$194,133

EBITDA CAGR (5Y)-14.80%

EBITDA Interim CAGR (5Y)13.26%

ROE (Last FY)12.73%

EPS Basic Excl Extra (Annual)$2.45

P/FCF (TTM)5.80x

Total Debt / Equity (Quarterly)3.68x

EPS Incl Extra (TTM)$4.00

ROI (TTM)4.42%

Dividend Growth Rate (5Y)13.73%

P/S Ratio (TTM)1.96x

Pretax Margin (5Y Avg)30.17%

Revenue / Share (Annual)$6.42

Tangible BV / Share (Annual)$19.44

Forward P/E10.76x

Price vs S&P 500 (52W)29.23%

P/E Ratio (TTM)8.58x

EPS Growth TTM (YoY)40.10%

Year-to-Date Return26.86%

5-Day Price Return1.40%

EPS Normalized (Annual)$2.45

ROA (5Y Avg)0.57%

Net Profit Margin (Annual)18.83%

Month-to-Date Return0.07%

EBITD / Share (Annual)$3.81

EPS Growth (3Y)27.80%

Operating Margin (Annual)27.43%

LT Debt / Equity (Annual)2.14x

ROI (5Y Avg)2.97%

P/E Excl Extra (TTM)8.58x

LT Debt / Equity (Quarterly)3.68x

EPS Basic Excl Extra (TTM)$4.00

P/TBV (Quarterly)1.67x

Payout Ratio (Annual)61.38%

P/B Ratio (Annual)1.42x

Dividend / Share (TTM)$1.60

Pretax Margin (TTM)42.36%

Book Value / Share (Annual)$19.86

Price vs S&P 500 (13W)12.99%

Net Margin Growth (5Y)-6.50%

Dividend Yield (TTM)4.71%

Beta0.96x

P/FCF (Annual)0.85x

Revenue / Share (TTM)$7.64

ROE (TTM)20.06%

52-Week Low$23.45

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ING Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$0.86	$0.90	+4.00%(+$0.03)
Q1 2026	Apr 30, 2026	$0.69	$0.73	+5.99%(+$0.05)
Q4 2025	Jan 29, 2026	$0.56	$0.66	+18.44%(+$0.10)
Q3 2025	Oct 30, 2025	$0.75	$0.81	+7.49%(+$0.06)
Q2 2025	Jul 31, 2025	$0.70	$0.75	+6.19%(+$0.05)

ING Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.89

3.88

3.89

3.82

Industry Peers — Commercial Banks(69)

Symbol	Value Score	Growth Score	Momentum Score	Price
INGING Groep N.V. American Depositary Shares	B	C	A	$35.24
RYRoyal Bank of Canada	D	C	B	$204.23
MUFGMitsubishi UFJ Financial Group, Inc.	D	B	A	$22.90
SANBanco Santander S.A.	C	C	A	$14.67
TDToronto Dominion Bank	D	C	B	$121.25
SMFGSumitomo Mitsui Financial Group, Inc American Depositary Shares (each representing 3/5th of a share of common stock)	D	B	A	$25.92
BBVABanco Bilbao Vizcaya Argentaria, S.A.	B	C	A	$29.00
BMOBank of Montreal	C	B	B	$171.86
HDBHDFC Bank Limited	D	C	F	$23.08
IBNICICI Bank Limited	F	C	C	$29.88
CMCanadian Imperial Bank of Commerce	C	B	B	$114.33
BCSBarclays PLC	B	C	B	$26.86
LYGLloyds Banking Group PLC	B	C	C	$5.92
NWGNatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)	B	C	B	$18.38
FIYYGraniteShares YieldBOOST 20Y Treasuries ETF	—	—	D	$24.61
KBKB Financial Group Inc	B	C	C	$124.16
BSBRBANCO SANTANDER (BRASIL) SA	A	D	C	$5.81
BAPCredicorp LTD	C	D	C	$368.40
CIBGrupo Cibest S.A. American Depositary Shares (each representing four (4) Preferred Shares)	B	B	D	$97.24
BCHBanco de ChileAmerican Depositary Shares (Each representing 200 shares of Common Stock)	C	C	B	$41.63
WFWoori Financial Group Inc. American Depositary Shares (each representing three (3) shares of Common Stock)	A	C	C	$73.33
FNGDMicroSectors FANG+ Index -3X Inverse Leveraged ETNs due January 8, 2038	—	—	F	$26.05
BSACBanco Santander-Chile	D	D	B	$35.14
GGALGrupo Financiero Galicia SA	C	F	C	$42.24
AVALGRUPO AVAL ACCIONES Y VALORES S.A.	B	D	D	$5.25
IFSIntercorp Financial Services Inc.	B	C	B	$54.65
BMABanco Macro S.A.	D	F	B	$76.05
BBARBanco BBVA Argentina S.A.	D	F	C	$14.47
INTRInter & Co. Inc. Class A Common Shares	B	A	F	$5.38
NTBThe Bank of N.T. Butterfield & Son Limited	C	D	B	$59.30
BLXBladex, Inc.	B	C	C	$54.54
ESQEsquire Financial Holdings, Inc. Common Stock	F	B	D	$112.35
AGBKAGI Inc	F	D	D	$6.15
PGCPeapack-Gladstone Financial Corp	C	B	B	$45.11
SUPVGrupo Supervielle S.A.	B	—	D	$8.31
VBNKVersaBank Common Shares	D	C	B	$19.84
AIQDMicroSectors -3x Short Artificial Intelligence (AI) ETNs	—	—	F	$47.89
AIQUMicroSectors 3x Long Artificial Intelligence (AI) ETNs	—	—	A	$18.50
ATMPiPath Select MLP ETN	B	C	B	$36.62
BERZMicroSectors FANG & Innovation -3x Inverse Leveraged ETN	—	—	F	$20.48
BNKDMicroSectors U.S. Big Banks -3x Inverse Leveraged ETNs due February 17, 2045	—	—	F	$27.28
BNKUMicroSectors U.S. Big Banks 3x Leveraged ETNs due February 17, 2045	—	—	A	$44.39
BULZMicroSectors FANG & Innovation 3x Leveraged ETN	—	—	B	$37.33
CARDMAX Auto Industry -3x Inverse Leveraged ETN	—	—	D	$2.35
CARUMAX Auto Industry 3x Leveraged ETN	—	—	F	$22.92
DJPiPath Bloomberg Commodity Index Total Return ETN due June 12, 2036	—	—	B	$50.66
DULLMicroSectors Gold -3x Inverse Leveraged ETN	—	—	D	$53.47
FLYDMicroSectors Travel -3x Inverse Leveraged ETN	—	—	F	$42.55
FLYUMicroSectors Travel 3x Leveraged ETN	—	—	F	$47.00
FNGOMicroSectors FANG+ Index 2X Leveraged ETNs due January 8, 2038	—	—	B	$153.83
FNGSMicroSectors FANG+ ETNs due January 8, 2038	—	—	C	$80.85

About ING Groep N.V. American Depositary Shares

ING is a global bank with market-leading positions in Netherlands and Belgium retail banking. The company operates digital banking platforms across Europe and Australia, and maintains a wholesale banking division focused on lending. Following the 2008 financial crisis, ING separated from its insurance operations to focus exclusively on banking.