Esquire Financial Holdings, Inc. Common Stock (ESQ)

Price$108.45

Value ScoreF

Growth ScoreB

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)-1.23%

Price vs S&P 500 (4W)-2.28%

VGM Score44.40

Market Capitalization$949.39M

P/E Ratio (Annual)18.68x

Indicated Dividend Yield (Annual)0.73%

All Metrics

P/CF (Annual)15.87x

Book Value / Share (Quarterly)$34.88

P/TBV (Annual)3.06x

Indicated Dividend (Annual)$0.80

Revenue Growth (3Y)18.49%

Cash Flow / Share (Quarterly)$7.10

Payout Ratio (TTM)11.85%

Price vs S&P 500 (YTD)-3.27%

Net Profit Margin (TTM)36.68%

EPS (TTM)$5.94

10-Day Avg Trading Volume0.12M

EPS Excl Extra (TTM)$5.94

Revenue Growth (5Y)24.50%

EPS (Annual)$5.87

Dividend / Share (Annual)$0.69

ROI (Annual)17.55%

Net Profit Margin (5Y Avg)28.99%

Cash / Share (Quarterly)$14.71

P/E Basic Excl Extra (TTM)18.39x

Revenue Growth QoQ (YoY)49.76%

EPS Growth (5Y)28.85%

P/E Normalized (Annual)18.68x

ROA (Last FY)2.15%

Revenue Growth TTM (YoY)58.48%

EBITD / Share (TTM)$6.67

ROE (5Y Avg)17.42%

Operating Margin (TTM)49.90%

Cash Flow / Share (Annual)$6.63

P/B Ratio3.15x

P/B Ratio (Quarterly)3.08x

Net Income / Employee (Annual)$336,600

ROA (TTM)2.29%

EPS Growth QoQ (YoY)5.84%

EV / EBITDA (TTM)13.96x

EPS Incl Extra (Annual)$5.87

3-Month Avg Trading Volume0.11M

52-Week Price Return21.08%

EV / Free Cash Flow (Annual)16.75x

P/E Incl Extra (TTM)18.39x

Tangible BV / Share (Quarterly)$22.63

P/S Ratio (Annual)4.43x

52-Week High$134.81

Operating Margin (5Y Avg)38.83%

EPS Excl Extra (Annual)$5.87

CapEx CAGR (5Y)33.34%

Tangible BV CAGR (5Y)13.66%

26-Week Price Return14.70%

13-Week Price Return3.48%

Total Debt / Equity (Annual)0.00x

Enterprise Value$949.39M

Revenue / Share Growth (5Y)20.31%

Book Value / Share Growth (5Y)15.94%

Revenue / Employee (Annual)$745,761,100,000

Pretax Margin (Annual)46.04%

Cash / Share (Annual)$20.03

3-Month Return Std Dev35.66%

Net Income / Employee (TTM)$341,900

EBITDA CAGR (5Y)39.55%

EBITDA Interim CAGR (5Y)38.80%

ROE (Last FY)17.55%

EPS Basic Excl Extra (Annual)$5.87

P/FCF (TTM)15.47x

EV / Free Cash Flow (TTM)15.47x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$5.94

ROI (TTM)18.22%

P/S Ratio (TTM)3.40x

Pretax Margin (5Y Avg)38.83%

Revenue / Share (Annual)$10.26

Tangible BV / Share (Annual)$33.44

Forward P/E14.71x

Free OCF CAGR (5Y)30.74%

Price vs S&P 500 (52W)-7.13%

P/E Ratio (TTM)18.39x

EPS Growth TTM (YoY)12.74%

Year-to-Date Return7.66%

5-Day Price Return-0.82%

EPS Normalized (Annual)$5.87

ROA (5Y Avg)2.11%

Net Profit Margin (Annual)33.84%

Month-to-Date Return4.54%

Cash Flow / Share (TTM)$4.92

EBITD / Share (Annual)$7.72

EPS Growth (3Y)19.09%

Operating Margin (Annual)46.04%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)14.94x

ROI (5Y Avg)17.42%

P/E Excl Extra (TTM)18.39x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$5.94

P/TBV (Quarterly)2.01x

Payout Ratio (Annual)11.53%

P/B Ratio (Annual)3.02x

Dividend / Share (TTM)$0.72

Pretax Margin (TTM)49.90%

Book Value / Share (Annual)$33.86

Price vs S&P 500 (13W)-6.26%

Net Margin Growth (5Y)23.73%

Dividend Yield (TTM)0.64%

Beta0.40x

P/FCF (Annual)16.75x

Revenue / Share (TTM)$13.19

ROE (TTM)18.22%

52-Week Low$87.54

vGradeF

gGradeB

mGradeC

vgmGradeC

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Earnings Surprise History

Q1 261.58est. 1.55

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

3.71

4.00

Industry Peers — Commercial Banks(63)

Symbol	Value Score	Growth Score	Momentum Score	Price
ESQEsquire Financial Holdings, Inc. Common Stock	F	B	C	$108.45
RYRoyal Bank of Canada	D	C	B	$188.56
MUFGMitsubishi UFJ Financial Group, Inc.	C	B	B	$18.89
TDToronto Dominion Bank	D	C	A	$110.73
SANBanco Santander S.A.	B	C	C	$12.34
SMFGSumitomo Mitsui Financial Group, Inc American Depositary Shares (each representing 3/5th of a share of common stock)	D	B	C	$22.13
BBVABanco Bilbao Vizcaya Argentaria, S.A.	C	C	C	$23.17
HDBHDFC Bank Limited	D	C	F	$23.60
BMOBank of Montreal	C	B	B	$162.62
CMCanadian Imperial Bank of Commerce	C	B	B	$105.98
IBNICICI Bank Limited	D	C	F	$25.75

About

Esquire Financial Holdings Inc is a commercial bank holding company offering specialized financial services to the legal industry, small businesses, and commercial/retail customers across the United States and the New York metropolitan area. The company provides comprehensive banking products including deposits, commercial and consumer loans, and customary banking services tailored to its core markets. It additionally operates a payment processing platform serving small business owners through independent sales organizations.