Esquire Financial Holdings, Inc. Common Stock (ESQ) Stock Price

ESQStock

$112.35+12.01%52W

Market Cap$1.36B

P/E31.70x

PEG Ratio1.06

Div yield1.10%

Beta0.40

ESQ Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-4.05%

Price vs S&P 500 (4W)-14.48%

PEG Ratio1.06

VGM Score36.49

P/E Ratio (Annual)31.70x

Indicated Dividend Yield (Annual)1.10%

P/CF (Annual)26.92x

Book Value / Share (Quarterly)$36.29

P/TBV (Annual)3.06x

Indicated Dividend (Annual)$0.80

Revenue Growth (3Y)18.49%

Cash Flow / Share (Quarterly)$7.10

Payout Ratio (TTM)11.85%

Price vs S&P 500 (YTD)-2.75%

Net Profit Margin (TTM)36.68%

EPS (TTM)$6.05

10-Day Avg Trading Volume0.15M

EPS Excl Extra (TTM)$6.05

Revenue Growth (5Y)24.50%

EPS (Annual)$5.87

Dividend / Share (Annual)$0.69

ROI (Annual)17.55%

Net Profit Margin (5Y Avg)28.99%

Cash / Share (Quarterly)$14.71

P/E Basic Excl Extra (TTM)30.56x

Revenue Growth QoQ (YoY)49.76%

EPS Growth (5Y)28.85%

P/E Normalized (Annual)31.70x

ROA (Last FY)2.15%

Revenue Growth TTM (YoY)58.48%

EBITD / Share (TTM)$6.67

ROE (5Y Avg)17.42%

Operating Margin (TTM)49.90%

Cash Flow / Share (Annual)$6.63

P/B Ratio5.13x

P/B Ratio (Quarterly)3.28x

Net Income / Employee (Annual)$336,600

ROA (TTM)2.22%

EPS Growth QoQ (YoY)8.06%

EV / EBITDA (TTM)13.96x

EPS Incl Extra (Annual)$5.87

3-Month Avg Trading Volume0.13M

52-Week Price Return12.01%

EV / Free Cash Flow (Annual)28.42x

P/E Incl Extra (TTM)30.56x

Tangible BV / Share (Quarterly)$22.63

P/S Ratio (Annual)4.43x

52-Week High$134.81

Operating Margin (5Y Avg)38.83%

EPS Excl Extra (Annual)$5.87

CapEx CAGR (5Y)33.34%

Tangible BV CAGR (5Y)13.66%

26-Week Price Return7.88%

13-Week Price Return2.57%

Total Debt / Equity (Annual)0.00x

Enterprise Value$1.61B

Revenue / Share Growth (5Y)20.31%

Book Value / Share Growth (5Y)15.94%

Revenue / Employee (Annual)$745,761,100,000

Pretax Margin (Annual)46.04%

Cash / Share (Annual)$20.03

3-Month Return Std Dev32.00%

Net Income / Employee (TTM)$349,100

EBITDA CAGR (5Y)39.55%

EBITDA Interim CAGR (5Y)38.80%

ROE (Last FY)17.55%

EPS Basic Excl Extra (Annual)$5.87

P/FCF (TTM)26.26x

EV / Free Cash Flow (TTM)26.26x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$6.05

ROI (TTM)17.81%

P/S Ratio (TTM)3.40x

Pretax Margin (5Y Avg)38.83%

Revenue / Share (Annual)$10.26

Tangible BV / Share (Annual)$33.44

Forward P/E17.46x

Free OCF CAGR (5Y)30.74%

Price vs S&P 500 (52W)-6.54%

P/E Ratio (TTM)30.56x

EPS Growth TTM (YoY)12.11%

Year-to-Date Return10.07%

5-Day Price Return-2.14%

EPS Normalized (Annual)$5.87

ROA (5Y Avg)2.11%

Net Profit Margin (Annual)33.84%

Month-to-Date Return-13.06%

Cash Flow / Share (TTM)$4.92

EBITD / Share (Annual)$7.72

EPS Growth (3Y)19.09%

Operating Margin (Annual)46.04%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)25.35x

ROI (5Y Avg)17.42%

P/E Excl Extra (TTM)30.56x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$6.05

P/TBV (Quarterly)2.01x

Payout Ratio (Annual)11.53%

P/B Ratio (Annual)3.02x

Dividend / Share (TTM)$0.72

Pretax Margin (TTM)49.90%

Book Value / Share (Annual)$33.86

Price vs S&P 500 (13W)0.62%

Net Margin Growth (5Y)23.73%

Dividend Yield (TTM)0.38%

Beta0.40x

P/FCF (Annual)28.42x

Revenue / Share (TTM)$13.19

ROE (TTM)17.81%

52-Week Low$92.10

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ESQ Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 23, 2026	$1.55	$1.60	+3.00%(+$0.05)
Q1 2026	Apr 23, 2026	$1.52	$1.40	-7.69%(-$0.12)
Q4 2025	Jan 22, 2026	$1.53	$1.55	+1.31%(+$0.02)
Q3 2025	Oct 23, 2025	$1.47	$1.47	+0.23%(+$0.00)
Q2 2025	Jul 24, 2025	$1.38	$1.38	+0.00%(+$0.00)

ESQ Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.00

Industry Peers — Commercial Banks(69)

Symbol	Value Score	Growth Score	Momentum Score	Price
ESQEsquire Financial Holdings, Inc. Common Stock	F	B	D	$112.35
RYRoyal Bank of Canada	D	C	B	$204.23
MUFGMitsubishi UFJ Financial Group, Inc.	D	B	A	$22.90
SANBanco Santander S.A.	C	C	A	$14.67
TDToronto Dominion Bank	D	C	B	$121.25
SMFGSumitomo Mitsui Financial Group, Inc American Depositary Shares (each representing 3/5th of a share of common stock)	D	B	A	$25.92
BBVABanco Bilbao Vizcaya Argentaria, S.A.	B	C	A	$29.00
BMOBank of Montreal	C	B	B	$171.86
HDBHDFC Bank Limited	D	C	F	$23.08
IBNICICI Bank Limited	F	C	C	$29.88
CMCanadian Imperial Bank of Commerce	C	B	B	$114.33
INGING Groep N.V. American Depositary Shares	B	C	A	$35.24
BCSBarclays PLC	B	C	B	$26.86
LYGLloyds Banking Group PLC	B	C	C	$5.92
NWGNatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)	B	C	B	$18.38
FIYYGraniteShares YieldBOOST 20Y Treasuries ETF	—	—	D	$24.61
KBKB Financial Group Inc	B	C	C	$124.16
BSBRBANCO SANTANDER (BRASIL) SA	A	D	C	$5.81
BAPCredicorp LTD	C	D	C	$368.40
CIBGrupo Cibest S.A. American Depositary Shares (each representing four (4) Preferred Shares)	B	B	D	$97.24
BCHBanco de ChileAmerican Depositary Shares (Each representing 200 shares of Common Stock)	C	C	B	$41.63
WFWoori Financial Group Inc. American Depositary Shares (each representing three (3) shares of Common Stock)	A	C	C	$73.33
FNGDMicroSectors FANG+ Index -3X Inverse Leveraged ETNs due January 8, 2038	—	—	F	$26.05
BSACBanco Santander-Chile	D	D	B	$35.14
GGALGrupo Financiero Galicia SA	C	F	C	$42.24
AVALGRUPO AVAL ACCIONES Y VALORES S.A.	B	D	D	$5.25
IFSIntercorp Financial Services Inc.	B	C	B	$54.65
BMABanco Macro S.A.	D	F	B	$76.05
BBARBanco BBVA Argentina S.A.	D	F	C	$14.47
INTRInter & Co. Inc. Class A Common Shares	B	A	F	$5.38
NTBThe Bank of N.T. Butterfield & Son Limited	C	D	B	$59.30
BLXBladex, Inc.	B	C	C	$54.54
AGBKAGI Inc	F	D	D	$6.15
PGCPeapack-Gladstone Financial Corp	C	B	B	$45.11
SUPVGrupo Supervielle S.A.	B	—	D	$8.31
VBNKVersaBank Common Shares	D	C	B	$19.84
AIQDMicroSectors -3x Short Artificial Intelligence (AI) ETNs	—	—	F	$47.89
AIQUMicroSectors 3x Long Artificial Intelligence (AI) ETNs	—	—	A	$18.50
ATMPiPath Select MLP ETN	B	C	B	$36.62
BERZMicroSectors FANG & Innovation -3x Inverse Leveraged ETN	—	—	F	$20.48
BNKDMicroSectors U.S. Big Banks -3x Inverse Leveraged ETNs due February 17, 2045	—	—	F	$27.28
BNKUMicroSectors U.S. Big Banks 3x Leveraged ETNs due February 17, 2045	—	—	A	$44.39
BULZMicroSectors FANG & Innovation 3x Leveraged ETN	—	—	B	$37.33
CARDMAX Auto Industry -3x Inverse Leveraged ETN	—	—	D	$2.35
CARUMAX Auto Industry 3x Leveraged ETN	—	—	F	$22.92
DJPiPath Bloomberg Commodity Index Total Return ETN due June 12, 2036	—	—	B	$50.66
DULLMicroSectors Gold -3x Inverse Leveraged ETN	—	—	D	$53.47
FLYDMicroSectors Travel -3x Inverse Leveraged ETN	—	—	F	$42.55
FLYUMicroSectors Travel 3x Leveraged ETN	—	—	F	$47.00
FNGOMicroSectors FANG+ Index 2X Leveraged ETNs due January 8, 2038	—	—	B	$153.83
FNGSMicroSectors FANG+ ETNs due January 8, 2038	—	—	C	$80.85

About Esquire Financial Holdings, Inc. Common Stock

Esquire Financial Holdings Inc is a commercial bank holding company offering specialized financial services to the legal industry, small businesses, and commercial/retail customers across the United States and the New York metropolitan area. The company provides comprehensive banking products including deposits, commercial and consumer loans, and customary banking services tailored to its core markets. It additionally operates a payment processing platform serving small business owners through independent sales organizations.