Banco Santander-Chile (BSAC) Stock Price

BSACStock

$35.14+31.29%52W

Market Cap$16.55B

P/E13.87x

PEG Ratio2.73

Div yield6.15%

Beta0.76

BSAC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-4.52%

Price vs S&P 500 (4W)0.40%

PEG Ratio2.73

VGM Score43.48

P/E Ratio (Annual)13.87x

Indicated Dividend Yield (Annual)6.15%

P/CF (Annual)30.94x

Book Value / Share (Quarterly)$0.03

P/TBV (Annual)2.90x

Revenue Growth (3Y)20.75%

Cash Flow / Share (Quarterly)$0.00

Payout Ratio (TTM)220.26%

Price vs S&P 500 (YTD)4.12%

Net Profit Margin (TTM)19.02%

EPS (TTM)$0.01

10-Day Avg Trading Volume87.07M

EPS Excl Extra (TTM)$0.01

Revenue Growth (5Y)14.70%

EPS (Annual)$0.01

Dividend / Share (Annual)$0.00

ROI (Annual)4.91%

Net Profit Margin (5Y Avg)28.03%

Cash / Share (Quarterly)$0.02

P/E Basic Excl Extra (TTM)13.93x

Revenue Growth QoQ (YoY)-9.46%

EPS Growth (5Y)15.27%

P/E Normalized (Annual)13.87x

ROA (Last FY)1.55%

Revenue Growth TTM (YoY)15.85%

EBITD / Share (TTM)$0.02

ROE (5Y Avg)19.21%

Operating Margin (TTM)20.34%

Cash Flow / Share (Annual)$0.00

P/B Ratio3.08x

P/B Ratio (Quarterly)3.05x

Net Income / Employee (Annual)$120,933

ROA (TTM)1.54%

EPS Growth QoQ (YoY)-1.66%

EV / EBITDA (TTM)21.89x

EPS Incl Extra (Annual)$0.01

3-Month Avg Trading Volume118.58M

52-Week Price Return31.29%

EV / Free Cash Flow (Annual)86.99x

P/E Incl Extra (TTM)13.93x

Tangible BV / Share (Quarterly)$0.03

P/S Ratio (Annual)3.07x

52-Week High$0.09

Operating Margin (5Y Avg)34.28%

EPS Excl Extra (Annual)$0.01

CapEx CAGR (5Y)10.06%

Tangible BV CAGR (5Y)5.84%

26-Week Price Return7.41%

13-Week Price Return16.81%

Total Debt / Equity (Annual)3.54x

Enterprise Value$33.75B

Revenue / Share Growth (5Y)4.87%

Book Value / Share Growth (5Y)5.75%

Revenue / Employee (Annual)$285,836,956,416

Pretax Margin (Annual)35.55%

Cash / Share (Annual)$0.01

3-Month Return Std Dev24.78%

Net Income / Employee (TTM)$120,404

EBITDA CAGR (5Y)18.96%

EBITDA Interim CAGR (5Y)16.89%

ROE (Last FY)22.32%

EPS Basic Excl Extra (Annual)$0.01

P/FCF (TTM)30.29x

EV / Free Cash Flow (TTM)64.93x

Total Debt / Equity (Quarterly)3.52x

EPS Incl Extra (TTM)$0.01

ROI (TTM)4.80%

Dividend Growth Rate (5Y)12.63%

P/S Ratio (TTM)3.42x

Pretax Margin (5Y Avg)34.28%

Revenue / Share (Annual)$0.01

Tangible BV / Share (Annual)$0.03

Forward P/E12.72x

Free OCF CAGR (5Y)-11.63%

Price vs S&P 500 (52W)27.27%

P/E Ratio (TTM)13.93x

EPS Growth TTM (YoY)3.30%

Year-to-Date Return15.33%

5-Day Price Return-0.35%

EPS Normalized (Annual)$0.01

ROA (5Y Avg)1.18%

Net Profit Margin (Annual)32.07%

Month-to-Date Return1.25%

Cash Flow / Share (TTM)$0.00

EBITD / Share (Annual)$0.01

EPS Growth (3Y)9.21%

Operating Margin (Annual)35.55%

LT Debt / Equity (Annual)1.82x

P/CF (TTM)25.34x

ROI (5Y Avg)3.63%

P/E Excl Extra (TTM)13.93x

LT Debt / Equity (Quarterly)1.84x

EPS Basic Excl Extra (TTM)$0.01

P/TBV (Quarterly)3.10x

Payout Ratio (Annual)57.00%

P/B Ratio (Annual)2.84x

Dividend / Share (TTM)$0.00

Pretax Margin (TTM)20.34%

Book Value / Share (Annual)$0.03

Price vs S&P 500 (13W)14.85%

Net Margin Growth (5Y)2.39%

Dividend Yield (TTM)4.11%

Beta0.76x

P/FCF (Annual)40.58x

Revenue / Share (TTM)$0.01

ROE (TTM)22.59%

52-Week Low$0.06

vGradeD

gGradeD

mGradeB

vgmGradeC

BSAC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 29, 2026	$0.00	$0.00	+30.77%(+$0.00)
Q1 2026	Apr 30, 2026	$0.00	$0.00	-1.85%(-$0.00)
Q4 2025	Jan 30, 2026	$0.00	$0.00	-0.83%(-$0.00)
Q3 2025	Oct 30, 2025	$0.00	$0.00	-18.06%(-$0.00)
Q2 2025	Jul 31, 2025	$0.00	$0.00	-3.61%(-$0.00)

BSAC Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.75

3.88

Industry Peers — Commercial Banks(69)

Symbol	Value Score	Growth Score	Momentum Score	Price
BSACBanco Santander-Chile	D	D	B	$35.14
RYRoyal Bank of Canada	D	C	B	$204.23
MUFGMitsubishi UFJ Financial Group, Inc.	D	B	A	$22.90
SANBanco Santander S.A.	C	C	A	$14.67
TDToronto Dominion Bank	D	C	B	$121.25
SMFGSumitomo Mitsui Financial Group, Inc American Depositary Shares (each representing 3/5th of a share of common stock)	D	B	A	$25.92
BBVABanco Bilbao Vizcaya Argentaria, S.A.	B	C	A	$29.00
BMOBank of Montreal	C	B	B	$171.86
HDBHDFC Bank Limited	D	C	F	$23.08
IBNICICI Bank Limited	F	C	C	$29.88
CMCanadian Imperial Bank of Commerce	C	B	B	$114.33
INGING Groep N.V. American Depositary Shares	B	C	A	$35.24
BCSBarclays PLC	B	C	B	$26.86
LYGLloyds Banking Group PLC	B	C	C	$5.92
NWGNatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)	B	C	B	$18.38
FIYYGraniteShares YieldBOOST 20Y Treasuries ETF	—	—	D	$24.61
KBKB Financial Group Inc	B	C	C	$124.16
BSBRBANCO SANTANDER (BRASIL) SA	A	D	C	$5.81
BAPCredicorp LTD	C	D	C	$368.40
CIBGrupo Cibest S.A. American Depositary Shares (each representing four (4) Preferred Shares)	B	B	D	$97.24
BCHBanco de ChileAmerican Depositary Shares (Each representing 200 shares of Common Stock)	C	C	B	$41.63
WFWoori Financial Group Inc. American Depositary Shares (each representing three (3) shares of Common Stock)	A	C	C	$73.33
FNGDMicroSectors FANG+ Index -3X Inverse Leveraged ETNs due January 8, 2038	—	—	F	$26.05
GGALGrupo Financiero Galicia SA	C	F	C	$42.24
AVALGRUPO AVAL ACCIONES Y VALORES S.A.	B	D	D	$5.25
IFSIntercorp Financial Services Inc.	B	C	B	$54.65
BMABanco Macro S.A.	D	F	B	$76.05
BBARBanco BBVA Argentina S.A.	D	F	C	$14.47
INTRInter & Co. Inc. Class A Common Shares	B	A	F	$5.38
NTBThe Bank of N.T. Butterfield & Son Limited	C	D	B	$59.30
BLXBladex, Inc.	B	C	C	$54.54
ESQEsquire Financial Holdings, Inc. Common Stock	F	B	D	$112.35
AGBKAGI Inc	F	D	D	$6.15
PGCPeapack-Gladstone Financial Corp	C	B	B	$45.11
SUPVGrupo Supervielle S.A.	B	—	D	$8.31
VBNKVersaBank Common Shares	D	C	B	$19.84
AIQDMicroSectors -3x Short Artificial Intelligence (AI) ETNs	—	—	F	$47.89
AIQUMicroSectors 3x Long Artificial Intelligence (AI) ETNs	—	—	A	$18.50
ATMPiPath Select MLP ETN	B	C	B	$36.62
BERZMicroSectors FANG & Innovation -3x Inverse Leveraged ETN	—	—	F	$20.48
BNKDMicroSectors U.S. Big Banks -3x Inverse Leveraged ETNs due February 17, 2045	—	—	F	$27.28
BNKUMicroSectors U.S. Big Banks 3x Leveraged ETNs due February 17, 2045	—	—	A	$44.39
BULZMicroSectors FANG & Innovation 3x Leveraged ETN	—	—	B	$37.33
CARDMAX Auto Industry -3x Inverse Leveraged ETN	—	—	D	$2.35
CARUMAX Auto Industry 3x Leveraged ETN	—	—	F	$22.92
DJPiPath Bloomberg Commodity Index Total Return ETN due June 12, 2036	—	—	B	$50.66
DULLMicroSectors Gold -3x Inverse Leveraged ETN	—	—	D	$53.47
FLYDMicroSectors Travel -3x Inverse Leveraged ETN	—	—	F	$42.55
FLYUMicroSectors Travel 3x Leveraged ETN	—	—	F	$47.00
FNGOMicroSectors FANG+ Index 2X Leveraged ETNs due January 8, 2038	—	—	B	$153.83
FNGSMicroSectors FANG+ ETNs due January 8, 2038	—	—	C	$80.85

About Banco Santander-Chile

Banco Santander Chile is Chile's largest bank by loans and second largest by deposits, with approximately 65% of revenue derived from mortgages, consumer credit, and commercial loans. The bank focuses on small- and medium-sized enterprises, with large firms exceeding CLP 10 billion in revenue representing only ~5% of its loan portfolio. Santander Chile is the country's leading card issuer (approximately 25% market share) and maintains a strategic partnership with LATAM, providing diversified revenue streams and competitive advantages in Chile's banking sector.