Banco Santander-Chile (BSAC) Stock Price

BSACStock

$32.70+31.29%52W

Market Cap$15.41B

P/E14.46x

PEG Ratio2.56

Div yield6.15%

Beta0.77

BSAC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-4.26%

Price vs S&P 500 (4W)-0.30%

PEG Ratio2.56

VGM Score43.35

P/E Ratio (Annual)14.46x

Indicated Dividend Yield (Annual)6.15%

P/CF (Annual)32.26x

Book Value / Share (Quarterly)$0.03

P/TBV (Annual)2.90x

Revenue Growth (3Y)20.75%

Cash Flow / Share (Quarterly)$0.00

Payout Ratio (TTM)220.26%

Price vs S&P 500 (YTD)2.52%

Net Profit Margin (TTM)19.02%

EPS (TTM)$0.01

10-Day Avg Trading Volume109.85M

EPS Excl Extra (TTM)$0.01

Revenue Growth (5Y)14.70%

EPS (Annual)$0.01

Dividend / Share (Annual)$0.00

ROI (Annual)4.91%

Net Profit Margin (5Y Avg)28.03%

Cash / Share (Quarterly)$0.02

P/E Basic Excl Extra (TTM)14.52x

Revenue Growth QoQ (YoY)-9.46%

EPS Growth (5Y)15.27%

P/E Normalized (Annual)14.46x

ROA (Last FY)1.55%

Revenue Growth TTM (YoY)15.85%

EBITD / Share (TTM)$0.01

ROE (5Y Avg)19.21%

Operating Margin (TTM)20.34%

Cash Flow / Share (Annual)$0.00

P/B Ratio3.21x

P/B Ratio (Quarterly)3.05x

Net Income / Employee (Annual)$114,180

ROA (TTM)1.54%

EPS Growth QoQ (YoY)-1.66%

EV / EBITDA (TTM)21.89x

EPS Incl Extra (Annual)$0.01

3-Month Avg Trading Volume99.75M

52-Week Price Return31.29%

EV / Free Cash Flow (Annual)88.72x

P/E Incl Extra (TTM)14.52x

Tangible BV / Share (Quarterly)$0.03

P/S Ratio (Annual)3.07x

52-Week High$0.09

Operating Margin (5Y Avg)34.28%

EPS Excl Extra (Annual)$0.01

CapEx CAGR (5Y)10.06%

Tangible BV CAGR (5Y)5.84%

26-Week Price Return5.64%

13-Week Price Return2.98%

Total Debt / Equity (Annual)3.54x

Enterprise Value$32.50B

Revenue / Share Growth (5Y)4.87%

Book Value / Share Growth (5Y)5.75%

Revenue / Employee (Annual)$269,875,817,376

Pretax Margin (Annual)35.55%

Cash / Share (Annual)$0.01

3-Month Return Std Dev20.92%

Net Income / Employee (TTM)$113,681

EBITDA CAGR (5Y)18.96%

EBITDA Interim CAGR (5Y)16.89%

ROE (Last FY)22.32%

EPS Basic Excl Extra (Annual)$0.01

P/FCF (TTM)31.58x

EV / Free Cash Flow (TTM)66.22x

Total Debt / Equity (Quarterly)3.52x

EPS Incl Extra (TTM)$0.01

ROI (TTM)4.80%

Dividend Growth Rate (5Y)12.63%

P/S Ratio (TTM)3.42x

Pretax Margin (5Y Avg)34.28%

Revenue / Share (Annual)$0.01

Tangible BV / Share (Annual)$0.02

Forward P/E12.46x

Free OCF CAGR (5Y)-11.63%

Price vs S&P 500 (52W)27.27%

P/E Ratio (TTM)14.52x

EPS Growth TTM (YoY)3.30%

Year-to-Date Return13.21%

5-Day Price Return2.40%

EPS Normalized (Annual)$0.01

ROA (5Y Avg)1.18%

Net Profit Margin (Annual)32.07%

Month-to-Date Return-1.06%

Cash Flow / Share (TTM)$0.00

EBITD / Share (Annual)$0.01

EPS Growth (3Y)9.21%

Operating Margin (Annual)35.55%

LT Debt / Equity (Annual)1.82x

P/CF (TTM)26.42x

ROI (5Y Avg)3.63%

P/E Excl Extra (TTM)14.52x

LT Debt / Equity (Quarterly)1.84x

EPS Basic Excl Extra (TTM)$0.01

P/TBV (Quarterly)3.10x

Payout Ratio (Annual)57.00%

P/B Ratio (Annual)2.84x

Dividend / Share (TTM)$0.00

Pretax Margin (TTM)20.34%

Book Value / Share (Annual)$0.03

Price vs S&P 500 (13W)0.30%

Net Margin Growth (5Y)2.39%

Dividend Yield (TTM)3.94%

Beta0.77x

P/FCF (Annual)42.31x

Revenue / Share (TTM)$0.01

ROE (TTM)22.59%

52-Week Low$0.06

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BSAC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 29, 2026	$0.00	$0.00	+30.77%(+$0.00)
Q1 2026	Apr 30, 2026	$0.00	$0.00	-1.85%(-$0.00)
Q4 2025	Jan 30, 2026	$0.00	$0.00	-0.83%(-$0.00)
Q3 2025	Oct 30, 2025	$0.00	$0.00	-18.06%(-$0.00)
Q2 2025	Jul 31, 2025	$0.00	$0.00	-3.61%(-$0.00)

BSAC Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.75

3.88

3.81

Industry Peers — Commercial Banks(85)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
BSACBanco Santander-Chile	D	D	B	3.0x	22.6%	1.5%	—	$32.70
RYRoyal Bank of Canada	D	C	B	2.8x	16.1%	0.9%	—	$197.80
MUFGMitsubishi UFJ Financial Group, Inc.	D	B	B	1.7x	12.3%	0.6%	—	$21.88
TDToronto Dominion Bank	D	B	B	2.2x	12.8%	0.8%	—	$120.39
SANBanco Santander S.A.	C	C	B	1.6x	15.5%	0.9%	—	$13.30
SMFGSumitomo Mitsui Financial Group, Inc American Depositary Shares (each representing 1.2 shares of Common Stock)	D	B	B	1.5x	10.9%	0.5%	—	$24.75
BBVABanco Bilbao Vizcaya Argentaria, S.A.	B	C	B	2.1x	19.3%	1.3%	—	$25.72
HDBHDFC Bank Limited	D	B	D	2.0x	13.7%	1.7%	—	$23.84
BMOBank of Montreal	C	C	B	2.0x	10.6%	0.6%	—	$167.07
IBNICICI Bank Limited	F	C	C	2.6x	15.7%	2.0%	—	$29.99
CMCanadian Imperial Bank of Commerce	C	C	B	2.3x	15.4%	0.9%	—	$112.48
INGING Groep N.V. American Depositary Shares	B	C	B	1.6x	20.1%	0.9%	—	$33.45
LYGLloyds Banking Group PLC	B	C	C	1.4x	11.0%	0.5%	—	$5.48
BCSBarclays PLC	B	C	D	0.9x	10.0%	0.5%	—	$22.79
NWGNatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares)	B	C	B	1.2x	14.7%	0.9%	—	$17.51
FIYYGraniteShares YieldBOOST 20Y Treasuries ETF	—	—	C	—	—	—	—	$23.88
KBKB Financial Group Inc	B	C	D	0.9x	10.5%	0.8%	—	$118.81
BAPCredicorp LTD	D	D	B	2.8x	19.3%	2.7%	—	$390.26
CIBGrupo Cibest S.A. American Depositary Shares (each representing four (4) Preferred Shares)	B	B	C	1.1x	15.4%	1.8%	—	$97.91
BSBRBANCO SANTANDER (BRASIL) SA	A	D	C	0.8x	11.0%	1.1%	—	$5.58
BCHBanco de ChileAmerican Depositary Shares (Each representing 200 shares of Common Stock)	D	C	B	3.2x	21.5%	2.2%	—	$38.91
FNGDMicroSectors FANG+ Index -3X Inverse Leveraged ETNs due January 8, 2038	—	—	F	—	—	—	—	$26.73
WFWoori Financial Group Inc. American Depositary Shares (each representing three (3) shares of Common Stock)	A	C	D	0.5x	8.6%	0.5%	—	$70.04
GGALGrupo Financiero Galicia SA	C	F	C	1.1x	1.2%	0.2%	—	$36.02
IFSIntercorp Financial Services Inc.	B	D	C	1.7x	16.9%	2.1%	—	$54.60
AVALGRUPO AVAL ACCIONES Y VALORES S.A.	B	D	C	1.0x	9.6%	0.5%	—	$4.85
BMABanco Macro S.A.	C	D	B	1.4x	5.3%	1.2%	—	$64.04
INTRInter & Co. Inc. Class A Common Shares	C	A	D	1.2x	15.1%	1.6%	—	$6.73
BBARBanco BBVA Argentina S.A.	C	C	C	1.5x	8.5%	1.2%	—	$12.78
NTBThe Bank of N.T. Butterfield & Son Limited	C	D	C	2.1x	20.7%	1.6%	—	$58.65
BLXBladex, Inc.	B	C	C	1.1x	13.8%	1.8%	—	$54.67
AGBKAGI Inc	F	D	C	2.6x	17.7%	7.3%	2.2x	$7.34
ESQEsquire Financial Holdings, Inc. Common Stock	F	B	C	3.3x	17.8%	2.2%	—	$118.89
PGCPeapack-Gladstone Financial Corp	C	C	B	1.2x	7.7%	0.7%	—	$43.38
VBNKVersaBank Common Shares	D	C	A	1.6x	6.2%	0.5%	—	$22.28
SUPVGrupo Supervielle S.A.	B	F	D	1.0x	-7.2%	-0.9%	—	$7.22
AIQDMicroSectors -3x Short Artificial Intelligence (AI) ETNs	—	—	D	—	—	—	—	$49.81
AIQUMicroSectors 3x Long Artificial Intelligence (AI) ETNs	—	—	B	—	—	—	—	$16.07
ATMPiPath Select MLP ETN	B	C	D	0.9x	10.0%	0.5%	—	$35.40
BERZMicroSectors FANG & Innovation -3x Inverse Leveraged ETN	—	—	F	—	—	—	—	$20.25
BNKDMicroSectors U.S. Big Banks -3x Inverse Leveraged ETNs due February 17, 2045	—	—	C	—	—	—	—	$37.52
BNKUMicroSectors U.S. Big Banks 3x Leveraged ETNs due February 17, 2045	—	—	D	—	—	—	—	$30.71
BRZDMicroSectors -3x Short Brazil ETNs	—	—	A	—	—	—	—	$23.11
BRZLMicroSectors 3x Long Brazil ETNs	—	—	F	—	—	—	—	$41.47
BULZMicroSectors FANG & Innovation 3x Leveraged ETN	—	—	B	—	—	—	—	$34.62
CARDMAX Auto Industry -3x Inverse Leveraged ETN	—	—	C	—	—	—	—	$2.91
CARUMAX Auto Industry 3x Leveraged ETN	—	—	F	—	—	—	—	$17.36
DJPiPath Bloomberg Commodity Index Total Return ETN due June 12, 2036	—	—	B	—	—	—	—	$52.72
DULLMicroSectors Gold -3x Inverse Leveraged ETN	—	—	D	—	—	—	—	$63.72
FLYDMicroSectors Travel -3x Inverse Leveraged ETN	—	—	D	—	—	—	—	$53.79
FLYUMicroSectors Travel 3x Leveraged ETN	—	—	F	—	—	—	—	$34.46

About Banco Santander-Chile

Banco Santander Chile is Chile's largest bank by loans and second largest by deposits, with approximately 65% of revenue derived from mortgages, consumer credit, and commercial loans. The bank focuses on small- and medium-sized enterprises, with large firms exceeding CLP 10 billion in revenue representing only ~5% of its loan portfolio. Santander Chile is the country's leading card issuer (approximately 25% market share) and maintains a strategic partnership with LATAM, providing diversified revenue streams and competitive advantages in Chile's banking sector.