Erie Indemnity Co (ERIE) Stock Price

ERIEStockS&P 500

$243.71−21.87%52W

Market Cap$12.74B

P/E20.29x

PEG Ratio2.67

Div yield1.63%

Beta0.25

ERIE Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-12.20%

Price vs S&P 500 (4W)4.61%

PEG Ratio2.67

VGM Score54.32

P/E Ratio (Annual)20.29x

Indicated Dividend Yield (Annual)1.63%

P/CF (Annual)16.53x

Book Value / Share (Quarterly)$47.18

P/TBV (Annual)10.57x

Indicated Dividend (Annual)$5.85

Revenue Growth (3Y)12.72%

Cash Flow / Share (Quarterly)$10.58

Payout Ratio (TTM)45.64%

Price vs S&P 500 (YTD)-26.91%

Gross Margin (TTM)17.90%

Net Profit Margin (TTM)14.01%

EPS (TTM)$10.37

10-Day Avg Trading Volume0.20M

EPS Excl Extra (TTM)$10.37

Revenue Growth (5Y)9.90%

EPS (Annual)$10.69

Dividend / Share (Annual)$4.86

ROI (Annual)24.50%

Gross Margin (Annual)17.63%

Net Profit Margin (5Y Avg)13.01%

Cash / Share (Quarterly)$5.87

P/E Basic Excl Extra (TTM)19.67x

Revenue Growth QoQ (YoY)2.80%

EPS Growth (5Y)16.32%

P/E Normalized (Annual)20.29x

ROA (Last FY)16.67%

Revenue Growth TTM (YoY)3.67%

EBITD / Share (TTM)$13.27

ROE (5Y Avg)24.87%

Operating Margin (TTM)17.84%

Cash Flow / Share (Annual)$10.92

P/B Ratio4.60x

P/B Ratio (Quarterly)5.08x

Net Income / Employee (Annual)$83,900

EV / Revenue (TTM)2.70x

Net Interest Coverage (TTM)538.86x

ROA (TTM)16.95%

EPS Growth QoQ (YoY)-7.56%

EV / EBITDA (TTM)15.12x

EPS Incl Extra (Annual)$10.69

Current Ratio (Annual)1.27x

Quick Ratio (Quarterly)1.15x

3-Month Avg Trading Volume0.26M

52-Week Price Return-21.87%

EV / Free Cash Flow (Annual)19.45x

P/E Incl Extra (TTM)19.67x

Revenue / Employee (TTM)$617,900

Tangible BV / Share (Quarterly)$30.83

P/S Ratio (Annual)2.79x

Asset Turnover (Annual)1.21x

52-Week High$330.54

Operating Margin (5Y Avg)15.24%

EPS Excl Extra (Annual)$10.69

CapEx CAGR (5Y)15.82%

Tangible BV CAGR (5Y)11.06%

26-Week Price Return-2.29%

Quick Ratio (Annual)1.20x

13-Week Price Return7.21%

Total Debt / Equity (Annual)0.00x

Current Ratio (Quarterly)1.25x

Enterprise Value$11.11B

Revenue / Share Growth (5Y)12.35%

Asset Turnover (TTM)1.21x

Book Value / Share Growth (5Y)13.83%

Revenue / Employee (Annual)$610,100

Pretax Margin (Annual)17.47%

Cash / Share (Annual)$6.75

3-Month Return Std Dev38.21%

Gross Margin (5Y Avg)15.34%

Net Income / Employee (TTM)$86,500

EBITDA CAGR (5Y)16.34%

EBITDA Interim CAGR (5Y)19.05%

ROE (Last FY)24.50%

Net Interest Coverage (Annual)48.98x

EPS Basic Excl Extra (Annual)$10.69

P/FCF (TTM)20.52x

Receivables Turnover (TTM)5.32x

EV / Free Cash Flow (TTM)20.08x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$10.37

Receivables Turnover (Annual)5.54x

ROI (TTM)24.52%

Dividend Growth Rate (5Y)-1.51%

P/S Ratio (TTM)2.76x

Pretax Margin (5Y Avg)16.43%

Revenue / Share (Annual)$77.76

Tangible BV / Share (Annual)$27.70

Forward P/E18.41x

Free OCF CAGR (5Y)14.74%

Price vs S&P 500 (52W)-37.40%

P/E Ratio (TTM)19.67x

EPS Growth TTM (YoY)-6.47%

Year-to-Date Return-14.98%

5-Day Price Return8.29%

EPS Normalized (Annual)$10.69

ROA (5Y Avg)16.42%

Net Profit Margin (Annual)13.75%

Month-to-Date Return11.21%

EBITD / Share (Annual)$13.65

EPS Growth (3Y)27.88%

Operating Margin (Annual)17.55%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)16.27x

ROI (5Y Avg)24.58%

P/E Excl Extra (TTM)19.67x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$10.37

P/TBV (Quarterly)9.50x

Payout Ratio (Annual)45.46%

P/B Ratio (Annual)5.85x

Dividend / Share (TTM)$5.04

Pretax Margin (TTM)17.81%

Book Value / Share (Annual)$43.67

Price vs S&P 500 (13W)4.53%

Net Margin Growth (5Y)3.53%

Dividend Yield (TTM)2.32%

Beta0.25x

P/FCF (Annual)19.88x

Revenue / Share (TTM)$70.54

ROE (TTM)24.52%

52-Week Low$204.63

vGradeC

gGradeC

mGradeC

vgmGradeC

ERIE Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$3.35	$3.45	+2.92%(+$0.10)
Q1 2026	Apr 23, 2026	$3.06	$2.90	-5.26%(-$0.16)
Q4 2025	Feb 23, 2026	$1.59	$2.76	+73.67%(+$1.17)
Q3 2025	Oct 30, 2025	$3.37	$3.49	+3.50%(+$0.12)
Q2 2025	Aug 7, 2025	$3.55	$3.35	-5.74%(-$0.20)

ERIE Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.13

Industry Peers — Insurance Agents & Brokers(36)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	Indicated Dividend Yield (Annual)	Operating Margin (TTM)	Price
ERIEErie Indemnity Co	C	C	C	5.1x	24.5%	1.6%	17.8%	$243.71
MRSHMarsh	C	C	B	5.6x	27.1%	2.1%	21.4%	$188.35
AJGArthur J. Gallagher & Co.	D	C	B	2.5x	6.7%	0.9%	17.4%	$254.88
AONAon plc Class A	C	C	C	7.4x	42.6%	0.7%	33.4%	$292.55
WTWWillis Towers Watson Public Limited Company Ordinary Shares	C	C	B	3.2x	19.9%	1.3%	22.5%	$315.49
BROBrown & Brown, Inc.	C	B	C	1.7x	9.6%	0.7%	28.7%	$69.40
EQHEquitable Holdings, Inc.	B	D	B	38.3x	-198.2%	3.0%	17.5%	$53.21
RYANRyan Specialty Holdings, Inc.	D	B	C	19.5x	16.3%	1.2%	14.8%	$40.75
ACTEnact Holdings, Inc. Common Stock	C	D	B	1.2x	12.8%	2.3%	73.1%	$46.28
HGTYHagerty, Inc.	D	C	A	13.6x	8.4%	—	6.2%	$15.30
BWINThe Baldwin Insurance Group, Inc. Class A Common Stock	D	C	B	4.3x	-10.6%	—	-7.5%	$31.91
ARXAccelerant Holdings	D	A	A	3.6x	-186.2%	—	-120.3%	$19.75
NPNeptune Insurance Holdings Inc.	F	C	C	1.8x	-2.9%	5.7%	40.7%	$29.36
CRVLCorvel Corp	D	C	B	7.8x	29.9%	—	15.4%	$79.69
LIFEEthos Technologies Inc. Class A Common Stock	D	C	B	2.4x	-25.8%	—	-436.8%	$37.52
GSHDGoosehead Insurance, Inc. Class A Common Stock	F	B	C	90.7x	58.1%	0.0%	23.3%	$46.40
OIGOrion180 Insurance Group Inc. Class A common stock	D	A	F	1.4x	-138.9%	—	-67.9%	$9.58
CRD.ACrawford & Company Class A	B	D	B	2.9x	13.0%	2.7%	3.9%	$12.53
CRD.BCrawford & Company Class B	B	D	B	2.9x	13.0%	2.7%	3.9%	$12.00
YBYuanbao Inc. American Depositary Shares	A	B	D	1.2x	43.5%	—	32.5%	$11.52
WDHWaterdrop Inc. American Depositary Shares (each representing the right to receive 10 Class A Ordinary Shares)	A	C	D	0.4x	10.6%	4.2%	6.7%	$1.01
TWFGTWFG, Inc. Common Stock	F	A	B	6.8x	12.7%	—	18.3%	$25.37
XHGXChange TEC.INC American Depositary Shares	—	D	C	—	—	—	-18.1%	$2.00
RDZNRoadzen, Inc. Ordinary Shares	C	B	C	118.3x	-20.3%	—	-21.7%	$1.03
AIFUAIFU Inc. Class A Ordinary Share	D	D	F	1.8x	-231.4%	—	-150.8%	$11.11
SLQTSelectQuote, Inc.	A	D	D	0.2x	10.0%	—	4.0%	$0.32
HITHealth In Tech, Inc. Class A Common Stock	C	C	D	3.4x	-20.9%	—	-16.1%	$0.65
EHTHeHealth, Inc.	A	F	F	0.0x	2.9%	—	10.8%	$0.59
HUIZHuize Holding Limited American Depositary Shares	A	B	B	0.2x	6.4%	—	1.4%	$1.73
CCGCheche Group Inc. Class A Ordinary Shares	A	A	D	1.0x	-18.7%	—	-2.6%	$4.80
ZBAOZhibao Technology Inc. Class A Ordinary Shares	A	A	F	10.0x	-297.7%	—	-11.7%	$0.63
EZRAReliance Global Group, Inc. Common Stock	—	F	D	0.3x	-88.1%	0.0%	-46.3%	$2.28
BMBBamboo Insurance Services, Inc.	—	—	—	—	—	—	—	$0.00
CCGWWCheche Group Inc. Warrant	—	—	C	—	—	—	—	$0.01
CRDCorgi CRDO 2x Daily ETF	—	—	F	—	—	—	—	$9.51
GOCOGoHealth, Inc. Class A Common Stock	B	F	D	0.7x	-220.7%	—	-298.5%	$0.00
RDZNWRoadzen, Inc. Warrants	—	—	F	—	—	—	—	$0.07

About Erie Indemnity Co

Erie Indemnity provides underwriting, sales, and policy issuance services for the Erie Insurance Exchange, with financial performance tied directly to the Exchange's results. The Exchange offers personal auto and homeowners insurance, along with multiperil, workers' compensation, and commercial auto coverage. Operations are limited to the United States.