Neptune Insurance Holdings Inc. (NP) Stock Price
NPStock
$29.36+15.86%52W
Market Cap$4.03B
P/E107.69x
PEG Ratio—
Div yield5.68%
Beta-0.08
NP Share Price Chart
Favorite Metrics
Price vs S&P 500 (26W)1.52%
Price vs S&P 500 (4W)3.87%
VGM Score39.73
P/E Ratio (Annual)107.69x
Indicated Dividend Yield (Annual)5.68%
NP Earnings Surprise History
| Quarter | Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|---|
| Q2 2026 | $0.14 | $0.15 | +4.42%(+$0.01) | |
| Q1 2026 | $0.10 | $0.09 | -6.43%(-$0.01) | |
| Q4 2025 | $0.10 | $0.10 | +1.36%(+$0.00) | |
| Q3 2025 | $0.11 | $0.11 | +4.20%(+$0.00) |
NP Analyst Recommendations
Jun 2026
Jul 2026
Aug 2026
Sep 2026
3.85
3.86
3.77
3.82
Industry Peers — Insurance Agents & Brokers(36)
| Symbol | Value Score | Growth Score | Momentum Score | P/B Ratio (Quarterly) | ROE (TTM) | Indicated Dividend Yield (Annual) | Operating Margin (TTM) | Price |
|---|---|---|---|---|---|---|---|---|
NPNeptune Insurance Holdings Inc. | F | C | C | 1.8x | -2.9% | 5.7% | 40.7% | $29.36 |
| MRSHMarsh | C | C | B | 5.6x | 27.1% | 2.1% | 21.4% | $188.35 |
| AJGArthur J. Gallagher & Co. | D | C | B | 2.5x | 6.7% | 0.9% | 17.4% | $254.88 |
| AONAon plc Class A | C | C | C | 7.4x | 42.6% | 0.7% | 33.4% | $292.55 |
| WTWWillis Towers Watson Public Limited Company Ordinary Shares | C | C | B | 3.2x | 19.9% | 1.3% | 22.5% | $315.49 |
| BROBrown & Brown, Inc. | C | B | C | 1.7x | 9.6% | 0.7% | 28.7% | $69.40 |
| EQHEquitable Holdings, Inc. | B | D | B | 38.3x | -198.2% | 3.0% | 17.5% | $53.21 |
| ERIEErie Indemnity Co | C | C | C | 5.1x | 24.5% | 1.6% | 17.8% | $243.71 |
| RYANRyan Specialty Holdings, Inc. | D | B | C | 19.5x | 16.3% | 1.2% | 14.8% | $40.75 |
| ACTEnact Holdings, Inc. Common Stock | C | D | B | 1.2x | 12.8% | 2.3% | 73.1% | $46.28 |
| HGTYHagerty, Inc. | D | C | A | 13.6x | 8.4% | — | 6.2% | $15.30 |
About Neptune Insurance Holdings Inc.
Neptune Insurance Holdings is a managing general agent (MGA) that underwrites and distributes residential and commercial insurance products, including primary flood, excess flood, and parametric earthquake coverage, through a nationwide network of agencies. The company operates a capital-efficient model with no balance sheet insurance or claims-handling risk, earning profits by leveraging technology and data analytics to underwrite policies on behalf of third-party insurers and reinsurers. This approach enables high-growth, profitable operations while distributing underwriting risk to established carriers.