PennyMac Financial Services, Inc. Common Stock (PFSI) Stock Price

PFSIStock

$60.32−48.63%52W

Market Cap$3.13B

P/E6.25x

PEG Ratio—

Div yield1.03%

Beta1.50

PFSI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-44.81%

Price vs S&P 500 (4W)-8.10%

VGM Score43.04

P/E Ratio (Annual)6.25x

Indicated Dividend Yield (Annual)1.03%

Book Value / Share (Quarterly)$83.49

P/TBV (Annual)5.88x

Indicated Dividend (Annual)$1.20

Revenue Growth (3Y)9.01%

Cash Flow / Share (Quarterly)$-35.68

Payout Ratio (TTM)16.11%

Price vs S&P 500 (YTD)-66.17%

Gross Margin (TTM)71.32%

Net Profit Margin (TTM)12.65%

EPS (TTM)$7.27

10-Day Avg Trading Volume0.78M

EPS Excl Extra (TTM)$7.27

Revenue Growth (5Y)-5.44%

EPS (Annual)$9.30

Dividend / Share (Annual)$1.21

ROI (Annual)2.51%

Gross Margin (Annual)68.06%

Net Profit Margin (5Y Avg)17.07%

Cash / Share (Quarterly)$4.13

P/E Basic Excl Extra (TTM)7.99x

Revenue Growth QoQ (YoY)-8.81%

EPS Growth (5Y)-14.97%

P/E Normalized (Annual)6.25x

ROA (Last FY)1.70%

Revenue Growth TTM (YoY)17.03%

EBITD / Share (TTM)$10.42

ROE (5Y Avg)13.38%

Operating Margin (TTM)16.34%

Cash Flow / Share (Annual)$-32.72

P/B Ratio0.72x

P/B Ratio (Quarterly)1.04x

Net Income / Employee (Annual)$95,600

EV / Revenue (TTM)5.90x

ROA (TTM)1.35%

EPS Growth QoQ (YoY)-83.96%

EV / EBITDA (TTM)32.66x

EPS Incl Extra (Annual)$9.30

Current Ratio (Annual)0.04x

Quick Ratio (Quarterly)0.04x

3-Month Avg Trading Volume0.60M

52-Week Price Return-48.63%

EV / Free Cash Flow (Annual)25.64x

P/E Incl Extra (TTM)7.99x

Revenue / Employee (TTM)$592,000

Tangible BV / Share (Quarterly)$0.16

P/S Ratio (Annual)1.04x

Asset Turnover (Annual)0.10x

52-Week High$160.36

Operating Margin (5Y Avg)22.16%

EPS Excl Extra (Annual)$9.30

CapEx CAGR (5Y)-9.47%

26-Week Price Return-34.91%

Quick Ratio (Annual)0.04x

13-Week Price Return-29.28%

Total Debt / Equity (Annual)3.63x

Current Ratio (Quarterly)0.04x

Enterprise Value$18.31B

Revenue / Share Growth (5Y)2.01%

Asset Turnover (TTM)0.11x

Book Value / Share Growth (5Y)11.63%

Revenue / Employee (Annual)$573,800

Pretax Margin (Annual)18.34%

Cash / Share (Annual)$5.79

3-Month Return Std Dev35.21%

Gross Margin (5Y Avg)75.48%

Net Income / Employee (TTM)$74,900

EBITDA CAGR (5Y)-23.08%

EBITDA Interim CAGR (5Y)-30.67%

ROE (Last FY)11.63%

EPS Basic Excl Extra (Annual)$9.30

P/FCF (TTM)1.47x

Receivables Turnover (TTM)2658.80x

EV / Free Cash Flow (TTM)65.21x

Total Debt / Equity (Quarterly)3.55x

EPS Incl Extra (TTM)$7.27

Receivables Turnover (Annual)1362.20x

ROI (TTM)1.98%

Dividend Growth Rate (5Y)24.03%

P/S Ratio (TTM)1.01x

Pretax Margin (5Y Avg)22.16%

Revenue / Share (Annual)$55.81

Tangible BV / Share (Annual)$11.39

Forward P/E7.43x

Price vs S&P 500 (52W)-64.17%

P/E Ratio (TTM)7.99x

EPS Growth TTM (YoY)0.82%

Year-to-Date Return-54.25%

5-Day Price Return2.52%

EPS Normalized (Annual)$9.30

ROA (5Y Avg)2.37%

Net Profit Margin (Annual)16.66%

Month-to-Date Return-2.27%

Cash Flow / Share (TTM)$5.09

EBITD / Share (Annual)$11.24

EPS Growth (3Y)3.08%

Operating Margin (Annual)18.34%

LT Debt / Equity (Annual)1.43x

ROI (5Y Avg)3.40%

P/E Excl Extra (TTM)7.99x

LT Debt / Equity (Quarterly)1.44x

EPS Basic Excl Extra (TTM)$7.27

P/TBV (Quarterly)411.88x

Payout Ratio (Annual)12.48%

P/B Ratio (Annual)1.59x

Dividend / Share (TTM)$1.22

Pretax Margin (TTM)16.34%

Book Value / Share (Annual)$82.77

Price vs S&P 500 (13W)-31.96%

Net Margin Growth (5Y)-16.65%

Dividend Yield (TTM)2.02%

Beta1.50x

P/FCF (Annual)0.53x

Revenue / Share (TTM)$58.26

ROE (TTM)9.14%

52-Week Low$57.52

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PFSI Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 29, 2026	$2.15	$1.39	-35.23%(-$0.76)
Q1 2026	May 5, 2026	$2.14	$2.19	+2.29%(+$0.05)
Q4 2025	Jan 29, 2026	$3.23	$1.96	-39.29%(-$1.27)
Q3 2025	Oct 21, 2025	$2.98	$3.43	+15.13%(+$0.45)
Q2 2025	Jul 22, 2025	$3.07	$4.28	+39.54%(+$1.21)

PFSI Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.93

3.80

Industry Peers — Mortgage Bankers(6)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
PFSIPennyMac Financial Services, Inc. Common Stock	C	D	C	6.3x	9.1%	16.3%	-5.4%	$60.32
RKTRocket Companies, Inc.	D	C	C	1744.0x	2.4%	22.9%	-15.1%	$10.78
UWMCUWM Holdings Corporation	C	D	D	61.6x	-20.1%	50.4%	-8.5%	$1.05
ONITOnity Group Inc.	B	C	C	1.1x	22.0%	32.3%	—	$25.59
FOAFinance of America Companies Inc.	B	D	D	2.2x	-0.1%	81.9%	-0.8%	$11.02
BLNEBeeline Holdings, Inc. Common Stock	C	C	D	—	-41.8%	-211.8%	-11.1%	$0.78
UWMCrwUWM Holdings Corporation Rights (November 12, 2026)	—	—	—	—	—	—	—	$0.00

About PennyMac Financial Services, Inc. Common Stock

PennyMac Financial Services originates, acquires, and services U.S. residential mortgage loans through two segments: production (loan origination and sales, its primary revenue driver) and servicing (loan management and early buyout transactions). The company also manages investments in the U.S. mortgage market, leveraging technology to support customers and optimize its mortgage platform.

PFSI Next Earnings Report

Report dateOct 29, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$1.23

Revenue estimate$537.40M

Also reporting on Oct 29, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

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Analyst Sentiment

3.8

Buy

Consensus rating

52-Week Range

Low$57.52

High$160.36