Finance of America Companies Inc. (FOA)

Price$19.70

Value ScoreB

Growth ScoreD

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)-25.70%

Price vs S&P 500 (4W)-8.32%

VGM Score52.72

Market Capitalization$175.17M

P/E Ratio (Annual)3.87x

All Metrics

Book Value / Share (Quarterly)$40.66

P/TBV (Annual)1.59x

Revenue Growth (3Y)14.91%

Cash Flow / Share (Quarterly)$-54.79

Price vs S&P 500 (YTD)-26.79%

Gross Margin (TTM)95.88%

Net Profit Margin (TTM)1.46%

EPS (TTM)$-0.30

10-Day Avg Trading Volume0.05M

EPS Excl Extra (TTM)$-0.30

Revenue Growth (5Y)-0.85%

EPS (Annual)$1.68

Dividend / Share (Annual)$0.02

ROI (Annual)0.15%

Gross Margin (Annual)96.15%

Net Profit Margin (5Y Avg)-8.98%

Cash / Share (Quarterly)$12.59

P/E Basic Excl Extra (TTM)5.38x

Revenue Growth QoQ (YoY)0.52%

EPS Growth (5Y)-34.97%

P/E Normalized (Annual)3.87x

ROA (Last FY)0.15%

Revenue Growth TTM (YoY)1.87%

EBITD / Share (TTM)$113.03

ROE (5Y Avg)-30.89%

Operating Margin (TTM)82.53%

Cash Flow / Share (Annual)$-54.40

P/B Ratio0.50x

P/B Ratio (Quarterly)0.41x

Net Income / Employee (Annual)$57,800

EV / Revenue (TTM)13.86x

Net Interest Coverage (TTM)1.07x

ROA (TTM)0.11%

EPS Growth QoQ (YoY)-9.13%

EV / EBITDA (TTM)16.45x

EPS Incl Extra (Annual)$1.68

Current Ratio (Annual)0.10x

Quick Ratio (Quarterly)0.13x

3-Month Avg Trading Volume0.08M

52-Week Price Return-5.88%

P/E Incl Extra (TTM)5.38x

Revenue / Employee (TTM)$2,843,600

Tangible BV / Share (Quarterly)$20.74

P/S Ratio (Annual)0.08x

Asset Turnover (Annual)0.07x

52-Week High$29.58

Operating Margin (5Y Avg)104.58%

EPS Excl Extra (Annual)$1.68

26-Week Price Return-17.78%

Quick Ratio (Annual)0.10x

13-Week Price Return9.63%

Total Debt / Equity (Annual)93.27x

Current Ratio (Quarterly)0.13x

Enterprise Value$30.82B

Revenue / Share Growth (5Y)5.02%

Asset Turnover (TTM)0.07x

Book Value / Share Growth (5Y)18.64%

Revenue / Employee (Annual)$2,840,000

Pretax Margin (Annual)5.09%

Cash / Share (Annual)$11.33

3-Month Return Std Dev52.01%

Net Income / Employee (TTM)$41,600

EBITDA CAGR (5Y)9.85%

EBITDA Interim CAGR (5Y)12.58%

ROE (Last FY)13.97%

Net Interest Coverage (Annual)1.04x

EPS Basic Excl Extra (Annual)$1.68

P/FCF (TTM)0.14x

Total Debt / Equity (Quarterly)88.46x

EPS Incl Extra (TTM)$-0.30

Receivables Turnover (Annual)25.25x

ROI (TTM)0.11%

P/S Ratio (TTM)0.08x

Pretax Margin (5Y Avg)-29.36%

Revenue / Share (Annual)$82.47

Tangible BV / Share (Annual)$18.26

Forward P/E4.15x

Price vs S&P 500 (52W)-30.24%

P/E Ratio (TTM)5.38x

Year-to-Date Return-18.63%

5-Day Price Return0.97%

EPS Normalized (Annual)$1.68

ROA (5Y Avg)-0.43%

Net Profit Margin (Annual)2.04%

Month-to-Date Return-1.10%

Cash Flow / Share (TTM)$-6.25

EBITD / Share (Annual)$70.18

Operating Margin (Annual)83.36%

LT Debt / Equity (Annual)81.88x

ROI (5Y Avg)-0.45%

P/E Excl Extra (TTM)5.38x

LT Debt / Equity (Quarterly)80.22x

EPS Basic Excl Extra (TTM)$-0.30

P/TBV (Quarterly)0.80x

Payout Ratio (Annual)0.43%

P/B Ratio (Annual)0.71x

Dividend / Share (TTM)$0.14

Pretax Margin (TTM)3.04%

Book Value / Share (Annual)$41.00

Price vs S&P 500 (13W)1.37%

Net Margin Growth (5Y)-38.05%

Dividend Yield (TTM)0.75%

Beta1.69x

P/FCF (Annual)0.13x

Revenue / Share (TTM)$115.59

ROE (TTM)10.17%

52-Week Low$15.77

vGradeB

gGradeD

mGradeB

vgmGradeC

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Earnings Surprise History

Q1 261.10est. 0.85

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

2.25

4.00

Industry Peers — Mortgage Bankers(5)

Symbol	Value Score	Growth Score	Momentum Score	Price
FOAFinance of America Companies Inc.	B	D	B	$19.70
RKTRocket Companies, Inc.	D	C	C	$12.65
UWMCUWM Holdings Corporation	C	D	D	$2.59
PFSIPennyMac Financial Services, Inc. Common Stock	C	D	C	$81.24
ONITOnity Group Inc.	C	C	C	$36.83
BLNEBeeline Holdings, Inc. Common Stock	C	C	C	$1.14

About

Finance of America Companies Inc is a financial services holding company offering home-equity-based retirement solutions through its Retirement Solutions segment, which generates the majority of revenue. The company's Portfolio Management segment provides capital markets and distribution capabilities for originated loans to investors, creating a dual-revenue model combining retirement offerings with secondary market optimization.