← Back to Screener
Consumer Portfolio Services (CPSS)
Price$8.78
Favorite Metrics
Price vs S&P 500 (26W)5.07%
Price vs S&P 500 (4W)0.42%
Market Capitalization$191.06M
P/E Ratio (Annual)9.89x
All Metrics
P/CF (Annual)0.66x
Book Value / Share (Quarterly)$14.17
P/TBV (Annual)0.90x
Indicated Dividend (Annual)$0.00
Revenue Growth (3Y)10.83%
Cash Flow / Share (Quarterly)$13.20
Price vs S&P 500 (YTD)-11.43%
Gross Margin (TTM)45.78%
Net Profit Margin (TTM)4.52%
EPS (TTM)$0.80
10-Day Avg Trading Volume0.02M
EPS Excl Extra (TTM)$0.80
Revenue Growth (5Y)7.31%
EPS (Annual)$0.80
ROI (Annual)0.51%
Gross Margin (Annual)45.78%
Net Profit Margin (5Y Avg)13.56%
Cash / Share (Quarterly)$0.29
P/E Basic Excl Extra (TTM)9.89x
Revenue Growth QoQ (YoY)9.08%
EPS Growth (5Y)-2.36%
P/E Normalized (Annual)9.89x
ROA (Last FY)0.50%
Revenue Growth TTM (YoY)14.89%
EBITD / Share (TTM)$0.93
ROE (5Y Avg)18.97%
Operating Margin (TTM)5.02%
Cash Flow / Share (Annual)$13.20
P/B Ratio0.62x
P/B Ratio (Quarterly)0.67x
Net Income / Employee (Annual)$0
EV / Revenue (TTM)8.57x
Net Interest Coverage (TTM)15.93x
ROA (TTM)0.51%
EPS Growth QoQ (YoY)-2.33%
EV / EBITDA (TTM)163.89x
EPS Incl Extra (Annual)$0.80
Current Ratio (Annual)0.11x
Quick Ratio (Quarterly)0.11x
3-Month Avg Trading Volume0.02M
52-Week Price Return2.85%
EV / Free Cash Flow (Annual)12.73x
P/E Incl Extra (TTM)9.89x
Revenue / Employee (TTM)$0
Tangible BV / Share (Quarterly)$12.59
P/S Ratio (Annual)0.45x
Asset Turnover (Annual)0.11x
52-Week High$10.22
Operating Margin (5Y Avg)15.81%
EPS Excl Extra (Annual)$0.80
CapEx CAGR (5Y)-11.55%
Tangible BV CAGR (5Y)4.42%
26-Week Price Return13.82%
Quick Ratio (Annual)0.11x
13-Week Price Return-4.21%
Total Debt / Equity (Annual)11.26x
Current Ratio (Quarterly)0.11x
Enterprise Value$3,668.574
Revenue / Share Growth (5Y)7.24%
Asset Turnover (TTM)0.11x
Book Value / Share Growth (5Y)19.25%
Revenue / Employee (Annual)$0
Pretax Margin (Annual)6.54%
Cash / Share (Annual)$0.29
3-Month Return Std Dev42.21%
Gross Margin (5Y Avg)59.17%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)-15.32%
EBITDA Interim CAGR (5Y)-11.21%
ROE (Last FY)6.24%
Net Interest Coverage (Annual)2.06x
EPS Basic Excl Extra (Annual)$0.80
P/FCF (TTM)0.66x
Receivables Turnover (TTM)155.43x
EV / Free Cash Flow (TTM)12.73x
Total Debt / Equity (Quarterly)11.26x
EPS Incl Extra (TTM)$0.80
Receivables Turnover (Annual)155.43x
ROI (TTM)0.52%
P/S Ratio (TTM)0.45x
Pretax Margin (5Y Avg)18.59%
Revenue / Share (Annual)$17.77
Tangible BV / Share (Annual)$11.34
Forward P/E3.58x
Free OCF CAGR (5Y)3.84%
Price vs S&P 500 (52W)-32.24%
P/E Ratio (TTM)9.89x
EPS Growth TTM (YoY)0.88%
Year-to-Date Return-7.29%
5-Day Price Return2.25%
EPS Normalized (Annual)$0.80
ROA (5Y Avg)1.59%
Net Profit Margin (Annual)4.52%
Month-to-Date Return11.90%
Cash Flow / Share (TTM)$2.14
EBITD / Share (Annual)$0.93
EPS Growth (3Y)-37.15%
Operating Margin (Annual)5.02%
LT Debt / Equity (Annual)11.25x
P/CF (TTM)0.66x
ROI (5Y Avg)1.62%
P/E Excl Extra (TTM)9.89x
LT Debt / Equity (Quarterly)11.25x
EPS Basic Excl Extra (TTM)$0.80
P/TBV (Quarterly)0.77x
P/B Ratio (Annual)0.67x
Pretax Margin (TTM)6.54%
Book Value / Share (Annual)$14.17
Price vs S&P 500 (13W)-7.07%
Net Margin Growth (5Y)-8.94%
Beta1.10x
P/FCF (Annual)0.66x
Revenue / Share (TTM)$18.01
ROE (TTM)6.34%
52-Week Low$6.67
Analyst Recommendations
Feb 2022
Mar 2022
Apr 2022
May 2022
4.29
4.29
4.29
4.29
Industry Peers — Finance Services(109)
| Symbol | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|
CPSSConsumer Portfolio Services | 9.89x | 6.34% | 5.02% | 7.31% | $8.78 |
AXPAmerican Express Company | 20.87x | 33.49% | 17.76% | 15.25% | $329.87 |
MSTRStrategy Inc Common Stock Class A | — | -7.97% | -1140.82% | -0.15% | $170.81 |
STRCStrategy Inc Variable Rate Series A Perpetual Stretch Preferred Stock | — | -7.97% | -1140.82% | -0.15% | $99.32 |
STRDStrategy Inc 10.00% Series A Perpetual Stride Preferred Stock | — | -7.97% | -1140.82% | -0.15% | $77.41 |
STRFStrategy Inc 10.00% Series A Perpetual Strife Preferred Stock | — | -7.97% | -1140.82% | -0.15% | $99.75 |
STRKStrategy Inc 8.00% Series A Perpetual Strike Preferred Stock | — | -7.97% | -1140.82% | -0.15% | $76.83 |
COINCoinbase Global, Inc. Class A Common Stock | 44.34x | 9.44% | 19.99% | 41.24% | $211.63 |
SYFSYNCHRONY FINANCIAL | 7.72x | 21.09% | 18.39% | 0.89% | $78.58 |
CRCLCircle Internet Group, Inc. | 126.06x | -2.62% | -2.63% | — | $106.36 |
SOFISoFi Technologies, Inc. Common Stock | 51.48x | 5.87% | -19.92% | — | $19.50 |
About
Consumer Portfolio Services Inc purchases and services automobile contracts originated by U.S. dealers, providing indirect financing to subprime customers with limited credit histories, low incomes, or past credit problems. As an alternative funding source for dealers, the company enables vehicle sales to borrowers who may not qualify for traditional auto financing. CPS generates revenue through both contract purchases and ongoing servicing of its receivables portfolio.