Nu Holdings Ltd. (NU) Stock Price

NUStock

$14.56−1.15%52W

Market Cap$70.33B

P/E24.52x

PEG Ratio0.67

Div yield—

Beta0.94

NU Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-15.05%

Price vs S&P 500 (4W)4.88%

PEG Ratio0.67

VGM Score57.94

P/E Ratio (Annual)24.52x

P/CF (Annual)20.09x

Book Value / Share (Quarterly)$2.74

P/TBV (Annual)7.46x

Revenue Growth (3Y)48.76%

Cash Flow / Share (Quarterly)$-0.35

Price vs S&P 500 (YTD)-24.95%

Gross Margin (TTM)41.21%

Net Profit Margin (TTM)18.65%

EPS (TTM)$0.73

10-Day Avg Trading Volume84.65M

EPS Excl Extra (TTM)$0.73

Revenue Growth (5Y)84.54%

EPS (Annual)$0.58

ROI (Annual)4.91%

Gross Margin (Annual)42.00%

Net Profit Margin (5Y Avg)6.16%

Cash / Share (Quarterly)$2.04

P/E Basic Excl Extra (TTM)19.50x

Revenue Growth QoQ (YoY)50.29%

P/E Normalized (Annual)24.52x

ROA (Last FY)3.83%

Revenue Growth TTM (YoY)50.52%

EBITD / Share (TTM)$0.92

ROE (5Y Avg)11.22%

Operating Margin (TTM)22.67%

Cash Flow / Share (Annual)$0.65

P/B Ratio5.31x

P/B Ratio (Quarterly)4.87x

Net Income / Employee (Annual)$286,100

EV / Revenue (TTM)5.77x

Net Interest Coverage (TTM)-0.91x

ROA (TTM)4.75%

EPS Growth QoQ (YoY)66.31%

EV / EBITDA (TTM)24.72x

EPS Incl Extra (Annual)$0.58

Current Ratio (Annual)0.20x

Quick Ratio (Quarterly)0.16x

3-Month Avg Trading Volume77.58M

52-Week Price Return-1.15%

EV / Free Cash Flow (Annual)35.33x

P/E Incl Extra (TTM)19.50x

Revenue / Employee (TTM)$1,928,800

Tangible BV / Share (Quarterly)$2.59

P/S Ratio (Annual)4.46x

Asset Turnover (Annual)0.21x

52-Week High$18.98

Operating Margin (5Y Avg)10.30%

EPS Excl Extra (Annual)$0.58

CapEx CAGR (5Y)111.85%

26-Week Price Return-5.15%

Quick Ratio (Annual)0.19x

13-Week Price Return7.14%

Total Debt / Equity (Annual)4.17x

Current Ratio (Quarterly)0.17x

Enterprise Value$111.62B

Revenue / Share Growth (5Y)82.24%

Asset Turnover (TTM)0.25x

Revenue / Employee (Annual)$1,573,200

Pretax Margin (Annual)24.52%

Cash / Share (Annual)$2.21

3-Month Return Std Dev52.71%

Gross Margin (5Y Avg)41.79%

Net Income / Employee (TTM)$359,700

ROE (Last FY)25.41%

EPS Basic Excl Extra (Annual)$0.58

P/FCF (TTM)16.53x

Receivables Turnover (TTM)7.14x

EV / Free Cash Flow (TTM)222.71x

Total Debt / Equity (Quarterly)3.86x

EPS Incl Extra (TTM)$0.73

ROI (TTM)6.08%

P/S Ratio (TTM)3.64x

Pretax Margin (5Y Avg)10.30%

Revenue / Share (Annual)$3.21

Tangible BV / Share (Annual)$2.20

Forward P/E16.76x

Free OCF CAGR (5Y)26.66%

Price vs S&P 500 (52W)-16.69%

P/E Ratio (TTM)19.50x

EPS Growth TTM (YoY)56.39%

Year-to-Date Return-13.02%

5-Day Price Return-9.06%

EPS Normalized (Annual)$0.58

ROA (5Y Avg)1.62%

Net Profit Margin (Annual)18.19%

Month-to-Date Return15.01%

Cash Flow / Share (TTM)$0.09

EBITD / Share (Annual)$0.81

Operating Margin (Annual)24.52%

LT Debt / Equity (Annual)0.17x

P/CF (TTM)56.02x

ROI (5Y Avg)2.09%

P/E Excl Extra (TTM)19.50x

LT Debt / Equity (Quarterly)0.14x

EPS Basic Excl Extra (TTM)$0.73

P/TBV (Quarterly)5.16x

P/B Ratio (Annual)7.07x

Pretax Margin (TTM)22.67%

Book Value / Share (Annual)$2.33

Price vs S&P 500 (13W)4.45%

Beta0.94x

P/FCF (Annual)22.26x

Revenue / Share (TTM)$3.94

ROE (TTM)30.26%

52-Week Low$11.20

vGradeD

gGradeB

mGradeB

vgmGradeC

NU Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 13, 2026	$0.19	$0.22	+13.03%(+$0.02)
Q1 2026	May 14, 2026	$0.19	$0.18	-5.21%(-$0.01)
Q4 2025	Feb 25, 2026	$0.18	$0.18	-1.58%(-$0.00)
Q3 2025	Nov 13, 2025	$0.15	$0.16	+3.85%(+$0.01)
Q2 2025	Aug 14, 2025	$0.13	$0.13	+2.39%(+$0.00)

NU Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.16

4.00

Industry Peers — Finance Services(179)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
NUNu Holdings Ltd.	D	B	B	24.5x	30.3%	22.7%	84.5%	$14.56
AXPAmerican Express Company	D	B	B	19.5x	34.1%	18.2%	16.0%	$313.59
MSTRStrategy Inc Common Stock Class A	D	D	B	—	-60.8%	-7272.5%	-0.1%	$136.83
COINCoinbase Global, Inc. Class A Common Stock	D	C	B	36.2x	-6.9%	9.9%	41.2%	$173.16
SYFSYNCHRONY FINANCIAL	B	C	B	6.7x	20.9%	18.4%	0.9%	$73.68
CRCLCircle Internet Group, Inc.	D	C	B	126.1x	13.6%	7.4%	—	$82.22
SOFISoFi Technologies, Inc. Common Stock	D	B	C	39.0x	6.2%	-19.9%	—	$14.55
BMNRBitMine Immersion Technologies, Inc.	D	A	B	37.5x	-84.6%	-14505.1%	428.4%	$21.66
CHYMChime Financial, Inc. Class A Common Stock	D	A	A	—	-1.3%	-2.1%	—	$29.67
IRENIREN Limited Ordinary Shares	D	B	D	183.7x	-23.0%	-163.9%	145.7%	$26.99
HUTHut 8 Corp. Common Stock	F	A	C	25.2x	-6.5%	115.2%	4.2%	$67.75
WULFTeraWulf Inc. Common Stock	F	C	D	—	-853.1%	-254.7%	65.8%	$11.68
RIOTRiot Platforms, Inc. Common Stock	D	C	C	57.3x	-48.4%	-199.2%	121.7%	$13.72
KLARKlarna Group plc	C	B	D	243.6x	-12.4%	-1.3%	—	$13.02
DAVEDave Inc. Class A Common Stock	D	B	B	23.9x	84.3%	34.5%	35.4%	$367.40
BLSHBullish	C	F	C	—	-45.3%	-0.7%	—	$29.49
CORZCore Scientific, Inc. Common Stock	D	B	C	—	-94.1%	-132.3%	39.5%	$13.48
CIFRCipher Digital Inc. Common Stock	F	D	D	—	-156.3%	-278.1%	—	$8.98
XXITwenty One Capital, Inc.	—	—	C	1436.4x	-71.8%	—	—	$5.62
GPGIGPGI, Inc.	—	—	C	—	-18.9%	—	—	$12.47
MARAMARA Holdings, Inc. Common Stock	C	C	D	6.5x	-110.4%	-357.4%	190.3%	$7.53
IONDIonic Digital Inc. Class A Common Stock	—	—	F	—	—	—	—	$62.81
SIISprott Inc.	D	B	B	43.2x	28.4%	36.1%	18.5%	$108.17
PURRHyperliquid Strategies Inc Common Stock	—	—	B	—	—	—	—	$9.07
ASSTStrive, Inc. Class A Common Stock	F	A	A	—	-94.7%	-10920.4%	131.2%	$24.09
UPSTUpstart Holdings, Inc. Common stock	D	A	C	42.8x	8.6%	4.6%	34.9%	$23.56
CLSKCLEANSPARK INC	D	C	D	5.9x	-75.2%	-131.6%	138.2%	$8.40
BTDRBitdeer Technologies Group Class A Ordinary Shares	C	B	D	32.0x	-54.7%	-40.6%	27.2%	$7.72
WLTHWealthfront Corporation Common Stock	D	D	B	8.8x	-13.1%	-40.8%	—	$10.63
SBETSharplink, Inc. Common Stock	D	A	B	120.8x	-79.2%	-3401.6%	47.5%	$7.57
SECZSecuritize Corp.	F	—	B	91988.6x	1.0%	—	—	$9.86
PGYPagaya Technologies Ltd. Class A Ordinary Shares	C	B	B	17.7x	23.5%	19.2%	67.4%	$17.23
KEELKeel Infrastructure Corp. Common Stock	—	F	D	—	-64.3%	-212.0%	—	$2.31
PWPPerella Weinberg Partners Class A Common Stock	C	D	C	35.6x	-31.9%	2.8%	—	$13.26
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BTGOBitGo Holdings, Inc.	C	A	C	5.7x	-24.5%	-0.5%	—	$5.88
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FWDIForward Industries, Inc. Common Stock	D	B	B	—	-130.5%	-1771.6%	-12.0%	$6.91
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OPFIOppFi Inc.	B	C	C	18.3x	68.1%	22.8%	15.5%	$5.65
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About Nu Holdings Ltd.

Nu Holdings Ltd operates a digital banking platform in Brazil offering retail and business customers credit cards, personal loans, investments, insurance, and payment services. The company leverages a technology-driven model to deliver low-cost financial services with a focus on digital accessibility. Brazil accounts for the majority of the company's revenue.

NU Next Earnings Report

Report dateNov 12, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.23

Revenue estimate$5.89B

Also reporting on Nov 12, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

NU Insider Transactions

SellOct 5, 2026
JUNQUERIA CRISTINA HELENA ZINGARETTI
Officer
Shares: 25,000Value: $375,362
SellAug 25, 2026
JUNQUERIA CRISTINA HELENA ZINGARETTI
Officer
Shares: 90,000Value: $1.33M
SellAug 14, 2026
FRAGELLI HENRIQUE CAMOSSA SALDANHA
Officer
Shares: 221,707Value: $3.51M
SellAug 14, 2026
JUNQUEIRA CRISTINA ELENA ZINGARETTI
Officer
Shares: 50,000Value: $790,000
SellAug 14, 2026
JUNQUERIA CRISTINA HELENA ZINGARETTI
Officer
Shares: 50,000Value: $790,000

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for October 2026

Companies in Related Industries

IXORIX Corporation American Depositary Shares (each representing One (1) Share of Common Stock)Federal-Sponsored Credit Agencies
RKTRocket Companies, Inc.Mortgage Bankers
AFRMAffirm Holdings, Inc. Class A Common StockPersonal Credit Institutions
OMFOneMain Holdings, Inc.Personal Credit Institutions
FIGRFigure Technology Solutions, Inc. Class A Common StockLoan Brokers
CACCCredit Acceptance CorpPersonal Credit Institutions
NNINelnet, Inc. Class APersonal Credit Institutions
ENVAEnova International, Inc.Personal Credit Institutions

Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.0

Buy

Consensus rating

52-Week Range

Low$11.20

High$18.98