Nu Holdings Ltd. (NU)

Price$15.10

Favorite Metrics

Price vs S&P 500 (26W)-5.93%

Price vs S&P 500 (4W)0.55%

Market Capitalization$74.56B

P/E Ratio (Annual)25.99x

All Metrics

P/CF (Annual)21.30x

Book Value / Share (Quarterly)$2.33

P/TBV (Annual)7.50x

Revenue Growth (3Y)48.76%

Cash Flow / Share (Quarterly)$0.65

Price vs S&P 500 (YTD)-12.50%

Gross Margin (TTM)42.00%

Net Profit Margin (TTM)18.19%

EPS (TTM)$0.59

10-Day Avg Trading Volume40.63M

EPS Excl Extra (TTM)$0.59

Revenue Growth (5Y)84.54%

EPS (Annual)$0.58

ROI (Annual)4.91%

Gross Margin (Annual)42.00%

Net Profit Margin (5Y Avg)6.16%

Cash / Share (Quarterly)$2.21

P/E Basic Excl Extra (TTM)25.99x

Revenue Growth QoQ (YoY)56.75%

P/E Normalized (Annual)25.99x

ROA (Last FY)3.83%

Revenue Growth TTM (YoY)36.97%

EBITD / Share (TTM)$0.81

ROE (5Y Avg)11.22%

Operating Margin (TTM)24.52%

Cash Flow / Share (Annual)$0.65

P/B Ratio6.60x

P/B Ratio (Quarterly)7.10x

Net Income / Employee (Annual)$0

EV / Revenue (TTM)7.03x

Net Interest Coverage (TTM)-0.91x

ROA (TTM)4.41%

EPS Growth QoQ (YoY)63.89%

EV / EBITDA (TTM)27.95x

EPS Incl Extra (Annual)$0.58

Current Ratio (Annual)0.20x

Quick Ratio (Quarterly)0.20x

3-Month Avg Trading Volume50.19M

52-Week Price Return42.04%

EV / Free Cash Flow (Annual)35.12x

P/E Incl Extra (TTM)25.99x

Revenue / Employee (TTM)$2

Tangible BV / Share (Quarterly)$2.20

P/S Ratio (Annual)4.73x

Asset Turnover (Annual)0.21x

52-Week High$18.98

Operating Margin (5Y Avg)10.30%

EPS Excl Extra (Annual)$0.58

CapEx CAGR (5Y)111.85%

26-Week Price Return2.81%

Quick Ratio (Annual)0.19x

13-Week Price Return-7.81%

Total Debt / Equity (Annual)4.17x

Current Ratio (Quarterly)0.20x

Enterprise Value$110,958.724

Revenue / Share Growth (5Y)82.24%

Asset Turnover (TTM)0.24x

Revenue / Employee (Annual)$2

Pretax Margin (Annual)24.52%

Cash / Share (Annual)$2.21

3-Month Return Std Dev42.63%

Gross Margin (5Y Avg)41.79%

Net Income / Employee (TTM)$0

ROE (Last FY)25.41%

EPS Basic Excl Extra (Annual)$0.58

P/FCF (TTM)17.52x

Receivables Turnover (TTM)7.14x

EV / Free Cash Flow (TTM)35.12x

Total Debt / Equity (Quarterly)4.17x

EPS Incl Extra (TTM)$0.59

ROI (TTM)5.62%

P/S Ratio (TTM)4.73x

Pretax Margin (5Y Avg)10.30%

Revenue / Share (Annual)$3.21

Tangible BV / Share (Annual)$2.20

Forward P/E17.50x

Free OCF CAGR (5Y)26.66%

Price vs S&P 500 (52W)6.94%

P/E Ratio (TTM)25.99x

EPS Growth TTM (YoY)45.86%

Year-to-Date Return-8.36%

5-Day Price Return2.61%

EPS Normalized (Annual)$0.58

ROA (5Y Avg)1.62%

Net Profit Margin (Annual)18.19%

Month-to-Date Return6.75%

Cash Flow / Share (TTM)$0.09

EBITD / Share (Annual)$0.81

Operating Margin (Annual)24.52%

LT Debt / Equity (Annual)0.17x

P/CF (TTM)21.30x

ROI (5Y Avg)2.09%

P/E Excl Extra (TTM)25.99x

LT Debt / Equity (Quarterly)0.39x

EPS Basic Excl Extra (TTM)$0.59

P/TBV (Quarterly)7.50x

P/B Ratio (Annual)7.10x

Pretax Margin (TTM)24.52%

Book Value / Share (Annual)$2.33

Price vs S&P 500 (13W)-10.68%

Beta1.08x

P/FCF (Annual)23.60x

Revenue / Share (TTM)$3.27

ROE (TTM)28.67%

52-Week Low$10.55

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.13

4.17

About

Nu Holdings Ltd operates a digital banking platform in Brazil offering retail and business customers credit cards, personal loans, investments, insurance, and payment services. The company leverages a technology-driven model to deliver low-cost financial services with a focus on digital accessibility. Brazil accounts for the majority of the company's revenue.