Credit Acceptance Corp (CACC) Stock Price
CACCStock
$540.98+13.71%52W
Market Cap$5.66B
P/E13.25x
PEG Ratio1.77
Div yield—
Beta1.45
CACC Share Price Chart
Favorite Metrics
Price vs S&P 500 (26W)0.53%
Price vs S&P 500 (4W)-2.80%
PEG Ratio1.77
VGM Score53.64
P/E Ratio (Annual)13.25x
CACC Earnings Surprise History
| Quarter | Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|---|
| Q2 2026 | $11.85 | $12.12 | +2.25%(+$0.27) | |
| Q1 2026 | $10.51 | $10.71 | +1.87%(+$0.20) | |
| Q4 2025 | $9.85 | $11.35 | +15.19%(+$1.50) | |
| Q3 2025 | $9.45 | $10.28 | +8.75%(+$0.83) | |
| Q2 2025 | $9.83 | $8.56 | -12.92%(-$1.27) |
CACC Analyst Recommendations
Jun 2026
Jul 2026
Aug 2026
Sep 2026
2.38
2.38
2.38
2.38
Industry Peers — Personal Credit Institutions(15)
| Symbol | Value Score | Growth Score | Momentum Score | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|---|---|---|
CACCCredit Acceptance Corp | C | C | B | 13.2x | 32.4% | 47.0% | 6.8% | $540.98 |
| AFRMAffirm Holdings, Inc. Class A Common Stock | D | A | B | 12.9x | 47.9% | 9.8% | 37.4% | $74.01 |
| OMFOneMain Holdings, Inc. | B | C | B | 8.2x | 23.1% | 15.7% | 4.8% | $55.95 |
| NNINelnet, Inc. Class A | D | C | B | 10.6x | 8.2% | 16.0% | 7.1% | $127.42 |
| ENVAEnova International, Inc. | C | C | B | 14.4x | 25.8% | 40.2% | 21.8% | $177.89 |
| SLMSLM Corporation | C | C | C | 5.5x | 30.3% | 26.7% | 7.2% | $21.81 |
| BFHBread Financial Holdings, Inc. | C | C | A | 7.6x | 17.1% | 15.1% | 3.4% | $102.56 |
| LCLendingClub Corporation | D | C | B | 16.3x | 11.9% | 21.0% | 2.9% | $16.01 |
| PICSPicS N.V. Class A Common Shares | C | A | B | 7.9x | 28.2% | -153.0% | — | $13.17 |
| HAPNHappen, Inc. Common Stock | C | C | B | 12.3x | 12.9% | 25.6% | 2.9% | $14.49 |
| ATLCAtlanticus Holdings Corporation | C | B | B | 11.4x | 22.8% | 17.2% | 13.9% | $92.02 |
About Credit Acceptance Corp
Credit Acceptance Corp is a consumer finance company specializing in automobile loans for subprime borrowers through a nationwide network of U.S. auto dealers. The company generates revenue primarily from finance charges and servicing fees, supplemented by reinsurance premiums on vehicle service contracts. Its dealer-based distribution model enables both new loan originations and repeat customer sales.