Credit Acceptance Corp
CACCStock
$637.55+22.98%52W
Market Cap$6.50B
P/E15.33x
Div yield—
Beta1.34
Price Chart
Favorite Metrics
Price vs S&P 500 (26W)24.35%
Price vs S&P 500 (4W)6.75%
VGM Score55.85
Market Capitalization$6.50B
P/E Ratio (Annual)15.33x
Earnings Surprise History
Q1 2610.71est. 10.73
Analyst Recommendations
Apr 2026
May 2026
Jun 2026
Jul 2026
2.38
2.38
2.38
2.38
Industry Peers — Personal Credit Institutions(14)
| Symbol | Value Score | Growth Score | Momentum Score | Price |
|---|---|---|---|---|
CACCCredit Acceptance Corp | C | C | B | $637.55 |
| AFRMAffirm Holdings, Inc. Class A Common Stock | F | B | A | $79.84 |
| OMFOneMain Holdings, Inc. | B | C | B | $61.25 |
| ENVAEnova International, Inc. | C | C | A | $235.53 |
| SLMSLM Corporation | C | C | B | $25.60 |
| NNINelnet, Inc. Class A | C | C | C | $135.31 |
| BFHBread Financial Holdings, Inc. | B | C | A | $98.14 |
| LCLendingClub Corporation | D | C | B | $19.21 |
| ATLCAtlanticus Holdings Corporation | C | C | A | $103.24 |
| ATLCLAtlanticus Holdings Corporation 6.125% Senior Notes due 2026 | C | C | A | $24.98 |
| ATLCZAtlanticus Holdings Corporation 9.25% Senior Notes due 2029 | C | C | A | $25.36 |
About
Credit Acceptance Corp is a consumer finance company specializing in automobile loans for subprime borrowers through a nationwide network of U.S. auto dealers. The company generates revenue primarily from finance charges and servicing fees, supplemented by reinsurance premiums on vehicle service contracts. Its dealer-based distribution model enables both new loan originations and repeat customer sales.