← Back to Screener
LendingClub Corporation (LC)
Price$17.92
Favorite Metrics
Price vs S&P 500 (26W)7.75%
Price vs S&P 500 (4W)15.26%
Market Capitalization$2.02B
P/E Ratio (Annual)14.91x
All Metrics
Book Value / Share (Quarterly)$13.01
P/TBV (Annual)1.46x
Revenue Growth (3Y)12.35%
Cash Flow / Share (Quarterly)$-24.85
Price vs S&P 500 (YTD)-12.06%
Gross Margin (TTM)70.90%
Net Profit Margin (TTM)8.56%
EPS (TTM)$1.15
10-Day Avg Trading Volume1.97M
EPS Excl Extra (TTM)$1.15
Revenue Growth (5Y)2.92%
EPS (Annual)$1.16
Dividend / Share (Annual)$0.01
ROI (Annual)1.19%
Gross Margin (Annual)67.79%
Net Profit Margin (5Y Avg)-1.32%
Cash / Share (Quarterly)$7.95
P/E Basic Excl Extra (TTM)14.91x
Revenue Growth QoQ (YoY)-11.85%
P/E Normalized (Annual)14.91x
ROA (Last FY)1.17%
Revenue Growth TTM (YoY)9.46%
EBITD / Share (TTM)$2.05
ROE (5Y Avg)8.61%
Operating Margin (TTM)11.38%
Cash Flow / Share (Annual)$-24.85
P/B Ratio1.35x
P/B Ratio (Quarterly)1.46x
Net Income / Employee (Annual)$0
EV / Revenue (TTM)9.08x
ROA (TTM)1.24%
EPS Growth QoQ (YoY)318.68%
EV / EBITDA (TTM)45.91x
EPS Incl Extra (Annual)$1.16
Current Ratio (Annual)0.09x
Quick Ratio (Quarterly)0.09x
3-Month Avg Trading Volume2.01M
52-Week Price Return85.93%
EV / Free Cash Flow (Annual)23.03x
P/E Incl Extra (TTM)14.91x
Revenue / Employee (TTM)$1
Tangible BV / Share (Quarterly)$12.94
P/S Ratio (Annual)1.74x
Asset Turnover (Annual)0.11x
52-Week High$21.67
Operating Margin (5Y Avg)-3.11%
EPS Excl Extra (Annual)$1.16
CapEx CAGR (5Y)35.17%
Tangible BV CAGR (5Y)15.94%
26-Week Price Return16.50%
Quick Ratio (Annual)0.09x
13-Week Price Return-12.76%
Total Debt / Equity (Annual)6.59x
Current Ratio (Quarterly)0.09x
Enterprise Value$11,010.79
Revenue / Share Growth (5Y)-2.28%
Asset Turnover (TTM)0.11x
Book Value / Share Growth (5Y)9.61%
Revenue / Employee (Annual)$1
Pretax Margin (Annual)5.60%
Cash / Share (Annual)$7.95
3-Month Return Std Dev66.97%
Gross Margin (5Y Avg)70.54%
Net Income / Employee (TTM)$0
ROE (Last FY)9.04%
EPS Basic Excl Extra (Annual)$1.16
P/FCF (TTM)5.25x
Receivables Turnover (TTM)18.19x
EV / Free Cash Flow (TTM)174.05x
Total Debt / Equity (Quarterly)6.59x
EPS Incl Extra (TTM)$1.15
Receivables Turnover (Annual)31.25x
ROI (TTM)1.26%
P/S Ratio (TTM)1.67x
Pretax Margin (5Y Avg)-3.11%
Revenue / Share (Annual)$10.26
Tangible BV / Share (Annual)$12.94
Forward P/E10.42x
Price vs S&P 500 (52W)50.83%
P/E Ratio (TTM)14.91x
EPS Growth TTM (YoY)153.89%
Year-to-Date Return-7.92%
5-Day Price Return11.87%
EPS Normalized (Annual)$1.16
ROA (5Y Avg)1.22%
Net Profit Margin (Annual)4.42%
Month-to-Date Return21.79%
Cash Flow / Share (TTM)$0.93
EBITD / Share (Annual)$2.05
EPS Growth (3Y)-25.38%
Operating Margin (Annual)5.60%
LT Debt / Equity (Annual)1.07x
ROI (5Y Avg)1.26%
P/E Excl Extra (TTM)14.91x
LT Debt / Equity (Quarterly)1.07x
EPS Basic Excl Extra (TTM)$1.15
P/TBV (Quarterly)1.46x
Payout Ratio (Annual)2.20%
P/B Ratio (Annual)1.46x
Pretax Margin (TTM)11.38%
Book Value / Share (Annual)$13.01
Price vs S&P 500 (13W)-15.62%
Beta2.08x
P/FCF (Annual)6.61x
Revenue / Share (TTM)$10.26
ROE (TTM)9.47%
52-Week Low$9.00
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
4.30
4.30
4.37
4.37
Industry Peers — Personal Credit Institutions(15)
| Symbol | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|
LCLendingClub Corporation | 14.91x | 9.47% | 11.38% | 2.92% | $17.92 |
AFRMAffirm Holdings, Inc. Class A Common Stock | 428.06x | 8.83% | 6.21% | 44.63% | $67.06 |
OMFOneMain Holdings, Inc. | 8.97x | 23.40% | 16.04% | 4.82% | $59.92 |
CACCCredit Acceptance Corp | 13.36x | 26.63% | 44.38% | 6.78% | $542.71 |
NNINelnet, Inc. Class A | 11.67x | 11.96% | 26.54% | 7.13% | $138.72 |
SLMSLM Corporation | 6.13x | 31.14% | 26.74% | 7.17% | $23.11 |
SLMBPSLM Corporation Floating-Rate Non-Cumulative Series B | 6.13x | 31.14% | 26.74% | 7.17% | $74.60 |
ENVAEnova International, Inc. | 13.31x | 24.45% | 40.35% | 21.75% | $165.23 |
BFHBread Financial Holdings, Inc. | 7.59x | 16.12% | 13.65% | 3.44% | $91.75 |
ATLCAtlanticus Holdings Corporation | 8.95x | 19.92% | 18.46% | 13.90% | $72.98 |
ATLCLAtlanticus Holdings Corporation 6.125% Senior Notes due 2026 | 8.95x | 19.92% | 18.46% | 13.90% | $24.99 |
About
LendingClub operates an online lending marketplace connecting borrowers and investors across personal, education, patient finance, small business, and auto segments. The platform democratizes access to loan assets for retail investors, an asset class traditionally available only to institutional investors. The company generates revenue through transaction fees earned on loan originations facilitated through bank partners.