World Acceptance Corp (WRLD) Stock Price

WRLDStock

$193.45+10.51%52W

Market Cap$902.09M

P/E25.55x

PEG Ratio0.70

Div yield—

Beta1.17

WRLD Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)29.41%

Price vs S&P 500 (4W)-2.70%

PEG Ratio0.70

VGM Score53.53

P/E Ratio (Annual)25.55x

P/CF (Annual)3.41x

Book Value / Share (Quarterly)$80.48

P/TBV (Annual)1.92x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)-1.72%

Cash Flow / Share (Quarterly)$54.86

Price vs S&P 500 (YTD)23.60%

Gross Margin (TTM)91.97%

Net Profit Margin (TTM)6.65%

EPS (TTM)$7.94

10-Day Avg Trading Volume0.07M

EPS Excl Extra (TTM)$7.94

Revenue Growth (5Y)2.17%

EPS (Annual)$6.88

ROI (Annual)3.69%

Gross Margin (Annual)92.18%

Net Profit Margin (5Y Avg)9.57%

Cash / Share (Quarterly)$2.32

P/E Basic Excl Extra (TTM)22.46x

Revenue Growth QoQ (YoY)5.10%

EPS Growth (5Y)-12.19%

P/E Normalized (Annual)25.55x

ROA (Last FY)3.28%

Revenue Growth TTM (YoY)4.26%

EBITD / Share (TTM)$9.60

ROE (5Y Avg)13.67%

Operating Margin (TTM)8.65%

Cash Flow / Share (Annual)$54.86

P/B Ratio2.44x

P/B Ratio (Quarterly)2.87x

Net Income / Employee (Annual)$12,200

EV / Revenue (TTM)2.44x

ROA (TTM)3.63%

EPS Growth QoQ (YoY)424.64%

EV / EBITDA (TTM)29.86x

EPS Incl Extra (Annual)$6.88

Current Ratio (Annual)0.05x

Quick Ratio (Quarterly)0.07x

3-Month Avg Trading Volume0.14M

52-Week Price Return10.51%

EV / Free Cash Flow (Annual)5.66x

P/E Incl Extra (TTM)22.46x

Revenue / Employee (TTM)$208,600

Tangible BV / Share (Quarterly)$79.72

P/S Ratio (Annual)1.51x

Asset Turnover (Annual)0.56x

52-Week High$227.68

Operating Margin (5Y Avg)12.07%

EPS Excl Extra (Annual)$6.88

CapEx CAGR (5Y)-24.85%

Tangible BV CAGR (5Y)-1.89%

26-Week Price Return40.66%

Quick Ratio (Annual)0.05x

13-Week Price Return20.37%

Total Debt / Equity (Annual)1.67x

Current Ratio (Quarterly)0.07x

Enterprise Value$1.45B

Revenue / Share Growth (5Y)8.22%

Asset Turnover (TTM)0.55x

Book Value / Share Growth (5Y)4.82%

Revenue / Employee (Annual)$206,200

Pretax Margin (Annual)7.73%

Cash / Share (Annual)$1.30

3-Month Return Std Dev46.35%

Gross Margin (5Y Avg)92.33%

Net Income / Employee (TTM)$13,900

EBITDA CAGR (5Y)-16.16%

EBITDA Interim CAGR (5Y)-4.12%

ROE (Last FY)9.85%

EPS Basic Excl Extra (Annual)$6.88

P/FCF (TTM)3.46x

Receivables Turnover (TTM)0.84x

EV / Free Cash Flow (TTM)5.66x

Total Debt / Equity (Quarterly)1.58x

EPS Incl Extra (TTM)$7.94

Receivables Turnover (Annual)0.82x

ROI (TTM)4.09%

P/S Ratio (TTM)1.49x

Pretax Margin (5Y Avg)12.07%

Revenue / Share (Annual)$116.43

Tangible BV / Share (Annual)$74.48

Forward P/E15.12x

Free OCF CAGR (5Y)4.90%

Price vs S&P 500 (52W)-7.80%

P/E Ratio (TTM)22.46x

EPS Growth TTM (YoY)-46.44%

Year-to-Date Return35.56%

5-Day Price Return0.64%

EPS Normalized (Annual)$6.88

ROA (5Y Avg)5.15%

Net Profit Margin (Annual)5.91%

Month-to-Date Return5.84%

Cash Flow / Share (TTM)$11.28

EBITD / Share (Annual)$9.64

EPS Growth (3Y)24.19%

Operating Margin (Annual)7.73%

LT Debt / Equity (Annual)1.67x

P/CF (TTM)3.41x

ROI (5Y Avg)5.88%

P/E Excl Extra (TTM)22.46x

LT Debt / Equity (Quarterly)1.58x

EPS Basic Excl Extra (TTM)$7.94

P/TBV (Quarterly)2.90x

P/B Ratio (Annual)1.90x

Pretax Margin (TTM)8.65%

Book Value / Share (Annual)$75.38

Price vs S&P 500 (13W)17.57%

Net Margin Growth (5Y)-18.86%

Beta1.17x

P/FCF (Annual)3.46x

Revenue / Share (TTM)$129.21

ROE (TTM)11.00%

52-Week Low$110.00

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gGradeD

mGradeB

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WRLD Earnings Surprise History

Q2 250.25est. 2.16

Q3 25-0.38est. 1.11

Q4 25-0.19est. 0.93

Q1 267.70est. 7.74

Q2 261.33est. 0.58

WRLD Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

2.17

Industry Peers — Personal Credit Institutions(15)

Symbol	Value Score	Growth Score	Momentum Score	Price
WRLDWorld Acceptance Corp	C	D	B	$193.45
AFRMAffirm Holdings, Inc. Class A Common Stock	D	B	B	$77.94
OMFOneMain Holdings, Inc.	B	C	B	$63.23
CACCCredit Acceptance Corp	C	C	B	$604.26
ENVAEnova International, Inc.	C	C	A	$243.39
SLMSLM Corporation	C	C	B	$26.47
NNINelnet, Inc. Class A	C	C	C	$128.76
BFHBread Financial Holdings, Inc.	C	C	B	$107.63
HAPNHappen, Inc. Common Stock	D	C	B	$18.26
LCLendingClub Corporation	D	C	B	$18.25
ATLCAtlanticus Holdings Corporation	C	B	B	$93.95
PICSPicS N.V. Class A Common Shares	C	B	C	$10.85
LPROOpen Lending Corporation Common Stock	D	C	B	$3.14
RMREGIONAL MANAGEMENT CORP	B	C	C	$33.34
ATLCLAtlanticus Holdings Corporation 6.125% Senior Notes due 2026	C	B	B	$25.16
ATLCZAtlanticus Holdings Corporation 9.25% Senior Notes due 2029	C	B	B	$25.38

About World Acceptance Corp

World Acceptance Corp is a consumer finance company providing short and medium-term installment loans, credit insurance, and related financial services to individuals across 1,024 branches in 16 states. The company also offers tax preparation services to its loan customers and the general public. With a geographically diversified footprint spanning the South, Midwest, and West, World Acceptance serves the non-prime consumer lending market.