Oportun Financial Corporation Common Stock (OPRT) Stock Price

OPRTStock

$7.36+11.18%52W

Market Cap$338.47M

P/E14.01x

PEG Ratio—

Div yield—

Beta1.31

OPRT Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)31.26%

Price vs S&P 500 (4W)25.36%

VGM Score59.52

P/E Ratio (Annual)14.01x

P/CF (Annual)0.86x

Book Value / Share (Quarterly)$8.69

P/TBV (Annual)0.73x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)-14.12%

Cash Flow / Share (Quarterly)$8.56

Price vs S&P 500 (YTD)26.31%

Net Profit Margin (TTM)4.51%

EPS (TTM)$0.37

10-Day Avg Trading Volume0.28M

EPS Excl Extra (TTM)$0.37

Revenue Growth (5Y)3.90%

EPS (Annual)$0.53

ROI (Annual)0.79%

Net Profit Margin (5Y Avg)-17.55%

Cash / Share (Quarterly)$2.86

P/E Basic Excl Extra (TTM)19.84x

Revenue Growth QoQ (YoY)-10.34%

P/E Normalized (Annual)14.01x

ROA (Last FY)0.77%

Revenue Growth TTM (YoY)22.69%

EBITD / Share (TTM)$1.53

ROE (5Y Avg)-13.32%

Operating Margin (TTM)8.73%

Cash Flow / Share (Annual)$8.73

P/B Ratio0.89x

P/B Ratio (Quarterly)0.52x

Net Income / Employee (Annual)$10,500

EV / Revenue (TTM)7.42x

ROA (TTM)0.56%

EPS Growth QoQ (YoY)-76.69%

EV / EBITDA (TTM)39.68x

EPS Incl Extra (Annual)$0.53

Current Ratio (Annual)1.85x

Quick Ratio (Quarterly)2.29x

3-Month Avg Trading Volume0.50M

52-Week Price Return11.18%

EV / Free Cash Flow (Annual)7.55x

P/E Incl Extra (TTM)19.84x

Revenue / Employee (TTM)$164,200

Tangible BV / Share (Quarterly)$7.17

P/S Ratio (Annual)0.87x

Asset Turnover (Annual)0.12x

52-Week High$8.30

Operating Margin (5Y Avg)-23.69%

EPS Excl Extra (Annual)$0.53

CapEx CAGR (5Y)-1.00%

Tangible BV CAGR (5Y)-6.22%

26-Week Price Return43.19%

Quick Ratio (Annual)1.67x

13-Week Price Return39.13%

Total Debt / Equity (Annual)7.18x

Current Ratio (Quarterly)2.49x

Enterprise Value$2.93B

Revenue / Share Growth (5Y)-7.13%

Asset Turnover (TTM)0.12x

Book Value / Share Growth (5Y)-12.21%

Revenue / Employee (Annual)$168,700

Pretax Margin (Annual)10.86%

Cash / Share (Annual)$2.37

3-Month Return Std Dev83.39%

Net Income / Employee (TTM)$7,400

EBITDA Interim CAGR (5Y)2.69%

ROE (Last FY)6.47%

EPS Basic Excl Extra (Annual)$0.53

P/FCF (TTM)0.91x

EV / Free Cash Flow (TTM)7.51x

Total Debt / Equity (Quarterly)6.83x

EPS Incl Extra (TTM)$0.37

ROI (TTM)0.57%

P/S Ratio (TTM)0.90x

Pretax Margin (5Y Avg)-23.69%

Revenue / Share (Annual)$8.48

Tangible BV / Share (Annual)$7.16

Forward P/E3.22x

Free OCF CAGR (5Y)25.17%

Price vs S&P 500 (52W)-7.38%

P/E Ratio (TTM)19.84x

Year-to-Date Return39.13%

5-Day Price Return-3.16%

EPS Normalized (Annual)$0.53

ROA (5Y Avg)-1.50%

Net Profit Margin (Annual)6.22%

Month-to-Date Return32.85%

EBITD / Share (Annual)$1.79

Operating Margin (Annual)10.86%

LT Debt / Equity (Annual)7.18x

P/CF (TTM)0.85x

ROI (5Y Avg)-1.53%

P/E Excl Extra (TTM)19.84x

LT Debt / Equity (Quarterly)6.83x

EPS Basic Excl Extra (TTM)$0.37

P/TBV (Quarterly)0.63x

P/B Ratio (Annual)0.60x

Pretax Margin (TTM)8.73%

Book Value / Share (Annual)$8.78

Price vs S&P 500 (13W)37.18%

Beta1.31x

P/FCF (Annual)0.91x

Revenue / Share (TTM)$8.14

ROE (TTM)4.61%

52-Week Low$4.03

vGradeC

gGradeC

mGradeB

vgmGradeC

OPRT Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 5, 2026	$0.33	$0.42	+28.57%(+$0.09)
Q1 2026	May 7, 2026	$0.17	$0.21	+26.84%(+$0.04)
Q4 2025	Feb 26, 2026	$0.24	$0.27	+10.20%(+$0.03)
Q3 2025	Nov 4, 2025	$0.27	$0.39	+43.68%(+$0.12)
Q2 2025	Aug 6, 2025	$0.22	$0.31	+40.00%(+$0.09)

OPRT Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.15

4.00

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About Oportun Financial Corporation Common Stock

Oportun Financial Corp provides financial services to underserved consumers with limited or no credit history. The company offers a range of products including personal loans, auto loans, deposit accounts, and debit card services. Its core business focuses on small-dollar installment loans and transaction services tailored to customers typically excluded from traditional banking channels.