Oportun Financial Corporation Common Stock (OPRT) Stock Price

OPRTStock

$9.08+73.28%52W

Market Cap$417.56M

P/E16.54x

PEG Ratio—

Div yield—

Beta1.35

OPRT Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)60.45%

Price vs S&P 500 (4W)10.46%

VGM Score66.59

P/E Ratio (Annual)16.54x

P/CF (Annual)1.01x

Book Value / Share (Quarterly)$8.86

P/TBV (Annual)0.73x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)-14.12%

Cash Flow / Share (Quarterly)$8.60

Price vs S&P 500 (YTD)59.72%

Net Profit Margin (TTM)4.88%

EPS (TTM)$0.40

10-Day Avg Trading Volume0.73M

EPS Excl Extra (TTM)$0.40

Revenue Growth (5Y)3.90%

EPS (Annual)$0.53

ROI (Annual)0.79%

Net Profit Margin (5Y Avg)-17.55%

Cash / Share (Quarterly)$3.04

P/E Basic Excl Extra (TTM)21.43x

Revenue Growth QoQ (YoY)4.48%

P/E Normalized (Annual)16.54x

ROA (Last FY)0.77%

Revenue Growth TTM (YoY)9.06%

EBITD / Share (TTM)$1.59

ROE (5Y Avg)-13.32%

Operating Margin (TTM)10.01%

Cash Flow / Share (Annual)$8.73

P/B Ratio1.03x

P/B Ratio (Quarterly)0.64x

Net Income / Employee (Annual)$10,500

EV / Revenue (TTM)7.33x

ROA (TTM)0.61%

EPS Growth QoQ (YoY)20.33%

EV / EBITDA (TTM)37.81x

EPS Incl Extra (Annual)$0.53

Current Ratio (Annual)1.85x

Quick Ratio (Quarterly)2.07x

3-Month Avg Trading Volume0.55M

52-Week Price Return73.28%

EV / Free Cash Flow (Annual)7.54x

P/E Incl Extra (TTM)21.43x

Revenue / Employee (TTM)$166,100

Tangible BV / Share (Quarterly)$7.40

P/S Ratio (Annual)1.03x

Asset Turnover (Annual)0.12x

52-Week High$9.35

Operating Margin (5Y Avg)-23.69%

EPS Excl Extra (Annual)$0.53

CapEx CAGR (5Y)-1.00%

Tangible BV CAGR (5Y)-6.22%

26-Week Price Return70.36%

Quick Ratio (Annual)1.67x

13-Week Price Return51.33%

Total Debt / Equity (Annual)7.18x

Current Ratio (Quarterly)2.24x

Enterprise Value$2.93B

Revenue / Share Growth (5Y)-7.13%

Asset Turnover (TTM)0.13x

Book Value / Share Growth (5Y)-12.21%

Revenue / Employee (Annual)$168,700

Pretax Margin (Annual)10.86%

Cash / Share (Annual)$2.37

3-Month Return Std Dev77.10%

Net Income / Employee (TTM)$8,100

EBITDA Interim CAGR (5Y)6.91%

ROE (Last FY)6.47%

EPS Basic Excl Extra (Annual)$0.53

P/FCF (TTM)1.06x

EV / Free Cash Flow (TTM)7.41x

Total Debt / Equity (Quarterly)6.51x

EPS Incl Extra (TTM)$0.40

ROI (TTM)0.63%

P/S Ratio (TTM)1.04x

Pretax Margin (5Y Avg)-23.69%

Revenue / Share (Annual)$8.48

Tangible BV / Share (Annual)$7.16

Forward P/E4.61x

Free OCF CAGR (5Y)25.17%

Price vs S&P 500 (52W)57.75%

P/E Ratio (TTM)21.43x

Year-to-Date Return71.64%

5-Day Price Return-0.87%

EPS Normalized (Annual)$0.53

ROA (5Y Avg)-1.50%

Net Profit Margin (Annual)6.22%

Month-to-Date Return11.55%

EBITD / Share (Annual)$1.79

Operating Margin (Annual)10.86%

LT Debt / Equity (Annual)7.18x

P/CF (TTM)0.99x

ROI (5Y Avg)-1.53%

P/E Excl Extra (TTM)21.43x

LT Debt / Equity (Quarterly)6.51x

EPS Basic Excl Extra (TTM)$0.40

P/TBV (Quarterly)0.77x

P/B Ratio (Annual)0.60x

Pretax Margin (TTM)10.01%

Book Value / Share (Annual)$8.78

Price vs S&P 500 (13W)48.65%

Beta1.35x

P/FCF (Annual)1.08x

Revenue / Share (TTM)$8.09

ROE (TTM)4.94%

52-Week Low$4.03

vGradeC

gGradeC

mGradeA

vgmGradeB

OPRT Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 5, 2026	$0.33	$0.42	+28.57%(+$0.09)
Q1 2026	May 7, 2026	$0.17	$0.21	+26.84%(+$0.04)
Q4 2025	Feb 26, 2026	$0.24	$0.27	+10.20%(+$0.03)
Q3 2025	Nov 4, 2025	$0.27	$0.39	+43.68%(+$0.12)
Q2 2025	Aug 6, 2025	$0.22	$0.31	+40.00%(+$0.09)

OPRT Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.00

Industry Peers — Finance Services(179)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
OPRTOportun Financial Corporation Common Stock	C	C	A	16.5x	4.9%	10.0%	3.9%	$9.08
AXPAmerican Express Company	D	B	B	19.5x	34.1%	18.2%	16.0%	$313.59
NUNu Holdings Ltd.	D	B	B	24.5x	30.3%	22.7%	84.5%	$14.56
MSTRStrategy Inc Common Stock Class A	D	D	B	—	-60.8%	-7272.5%	-0.1%	$136.83
COINCoinbase Global, Inc. Class A Common Stock	D	C	B	36.2x	-6.9%	9.9%	41.2%	$173.16
SYFSYNCHRONY FINANCIAL	B	C	B	6.7x	20.9%	18.4%	0.9%	$73.68
CRCLCircle Internet Group, Inc.	D	C	B	126.1x	13.6%	7.4%	—	$82.22
SOFISoFi Technologies, Inc. Common Stock	D	B	C	39.0x	6.2%	-19.9%	—	$14.55
BMNRBitMine Immersion Technologies, Inc.	D	A	B	37.5x	-84.6%	-14505.1%	428.4%	$21.66
CHYMChime Financial, Inc. Class A Common Stock	D	A	A	—	-1.3%	-2.1%	—	$29.67
IRENIREN Limited Ordinary Shares	D	B	D	183.7x	-23.0%	-163.9%	145.7%	$26.99
HUTHut 8 Corp. Common Stock	F	A	C	25.2x	-6.5%	115.2%	4.2%	$67.75
WULFTeraWulf Inc. Common Stock	F	C	D	—	-853.1%	-254.7%	65.8%	$11.68
RIOTRiot Platforms, Inc. Common Stock	D	C	C	57.3x	-48.4%	-199.2%	121.7%	$13.72
KLARKlarna Group plc	C	B	D	243.6x	-12.4%	-1.3%	—	$13.02
DAVEDave Inc. Class A Common Stock	D	B	B	23.9x	84.3%	34.5%	35.4%	$367.40
BLSHBullish	C	F	C	—	-45.3%	-0.7%	—	$29.49
CORZCore Scientific, Inc. Common Stock	D	B	C	—	-94.1%	-132.3%	39.5%	$13.48
CIFRCipher Digital Inc. Common Stock	F	D	D	—	-156.3%	-278.1%	—	$8.98
XXITwenty One Capital, Inc.	—	—	C	1436.4x	-71.8%	—	—	$5.62
GPGIGPGI, Inc.	—	—	C	—	-18.9%	—	—	$12.47
MARAMARA Holdings, Inc. Common Stock	C	C	D	6.5x	-110.4%	-357.4%	190.3%	$7.53
IONDIonic Digital Inc. Class A Common Stock	—	—	F	—	—	—	—	$62.81
SIISprott Inc.	D	B	B	43.2x	28.4%	36.1%	18.5%	$108.17
PURRHyperliquid Strategies Inc Common Stock	—	—	B	—	—	—	—	$9.07
ASSTStrive, Inc. Class A Common Stock	F	A	A	—	-94.7%	-10920.4%	131.2%	$24.09
UPSTUpstart Holdings, Inc. Common stock	D	A	C	42.8x	8.6%	4.6%	34.9%	$23.56
CLSKCLEANSPARK INC	D	C	D	5.9x	-75.2%	-131.6%	138.2%	$8.40
BTDRBitdeer Technologies Group Class A Ordinary Shares	C	B	D	32.0x	-54.7%	-40.6%	27.2%	$7.72
WLTHWealthfront Corporation Common Stock	D	D	B	8.8x	-13.1%	-40.8%	—	$10.63
SBETSharplink, Inc. Common Stock	D	A	B	120.8x	-79.2%	-3401.6%	47.5%	$7.57
SECZSecuritize Corp.	F	—	B	91988.6x	1.0%	—	—	$9.86
PGYPagaya Technologies Ltd. Class A Ordinary Shares	C	B	B	17.7x	23.5%	19.2%	67.4%	$17.23
KEELKeel Infrastructure Corp. Common Stock	—	F	D	—	-64.3%	-212.0%	—	$2.31
PWPPerella Weinberg Partners Class A Common Stock	C	D	C	35.6x	-31.9%	2.8%	—	$13.26
WDWalker & Dunlop, Inc.	B	F	C	20.3x	2.2%	4.6%	2.6%	$32.66
RHLDResolute Holdings Management, Inc.	C	A	B	—	411.7%	2.1%	—	$113.67
CDChaince Digital Holdings Inc. Ordinary Shares	F	C	B	—	-9.9%	-37.3%	5.9%	$6.93
LULufax Holding Ltd. American Depositary Shares, each representing two (2) Ordinary Shares	B	D	D	18.1x	-2.9%	-2.1%	-12.2%	$0.87
GDOTGreen Dot Corporation	B	C	B	—	-2.8%	0.3%	10.7%	$12.20
BTGOBitGo Holdings, Inc.	C	A	C	5.7x	-24.5%	-0.5%	—	$5.88
QFINQfin Holdings, Inc. American Depositary Shares	A	D	D	0.8x	15.4%	30.9%	7.2%	$5.67
BURBurford Capital Limited	C	F	D	11.6x	-102.3%	35.2%	4.7%	$3.00
VELVelocity Financial, Inc.	C	C	C	5.5x	15.8%	109.0%	27.4%	$14.71
HIVEHIVE Digital Technologies Ltd. Common Shares	C	B	D	—	-61.1%	-50.3%	34.9%	$2.03
ABTCAmerican Bitcoin Corp. Class A Common Stock	C	A	C	—	-29.9%	-106.6%	71.3%	$7.56
HKDAMTD Digital Inc. American Depositary Shares (every five of which represent two Class A Ordinary Shares)	D	C	B	9.6x	18.5%	0.1%	14.7%	$1.68
FWDIForward Industries, Inc. Common Stock	D	B	B	—	-130.5%	-1771.6%	-12.0%	$6.91
TRONTron Inc. Common Stock	F	C	D	—	2.9%	-94.2%	9.9%	$1.10
OPFIOppFi Inc.	B	C	C	18.3x	68.1%	22.8%	15.5%	$5.65
GEMIGemini Space Station, Inc. Class A Common Stock	C	B	D	—	-97.6%	-195.1%	—	$3.57

About Oportun Financial Corporation Common Stock

Oportun Financial Corp provides financial services to underserved consumers with limited or no credit history. The company offers a range of products including personal loans, auto loans, deposit accounts, and debit card services. Its core business focuses on small-dollar installment loans and transaction services tailored to customers typically excluded from traditional banking channels.

OPRT Next Earnings Report

Report dateNov 3, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.45

Revenue estimate$237.87M

Also reporting on Nov 3, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

OPRT Insider Transactions

SellSep 11, 2026
SCHUELLER JOSEPH ANDREW
Officer
Shares: 2,859Value: $22,300
SellSep 10, 2026
LAYTON KATHLEEN I
Officer
Shares: 4,223Value: $32,939

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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RMREGIONAL MANAGEMENT CORPPersonal Credit Institutions
ONITOnity Group Inc.Mortgage Bankers

Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.0

Buy

Consensus rating

52-Week Range

Low$4.03

High$9.35