Market Cap$23.97B
P/E6.75x
PEG Ratio0.91
Div yield3.35%
Beta1.43
SYF Share Price Chart
Favorite Metrics
Price vs S&P 500 (26W)-12.38%
Price vs S&P 500 (4W)-0.43%
PEG Ratio0.91
VGM Score62.30
P/E Ratio (Annual)6.75x
Indicated Dividend Yield (Annual)3.35%
SYF Earnings Surprise History
| Quarter | Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|---|
| Q2 2026 | $2.13 | $2.59 | +21.85%(+$0.46) | |
| Q1 2026 | $2.16 | $2.27 | +5.09%(+$0.11) | |
| Q4 2025 | $2.02 | $2.18 | +7.83%(+$0.16) | |
| Q3 2025 | $2.21 | $2.86 | +29.32%(+$0.65) | |
| Q2 2025 | $1.79 | $2.50 | +39.29%(+$0.71) |
SYF Analyst Recommendations
Jun 2026
Jul 2026
Aug 2026
Sep 2026
3.89
3.89
3.86
3.86
Industry Peers — Finance Services(179)
| Symbol | Value Score | Growth Score | Momentum Score | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|---|---|---|
SYFSYNCHRONY FINANCIAL | B | C | B | 6.7x | 20.9% | 18.4% | 0.9% | $73.68 |
| AXPAmerican Express Company | D | B | B | 19.5x | 34.1% | 18.2% | 16.0% | $313.59 |
| NUNu Holdings Ltd. | D | B | B | 24.5x | 30.3% | 22.7% | 84.5% | $14.56 |
| MSTRStrategy Inc Common Stock Class A | D | D | B | — | -60.8% | -7272.5% | -0.1% | $136.83 |
| COINCoinbase Global, Inc. Class A Common Stock | D | C | B | 36.2x | -6.9% | 9.9% | 41.2% | $173.16 |
| CRCLCircle Internet Group, Inc. | D | C | B | 126.1x | 13.6% | 7.4% | — | $82.22 |
| SOFISoFi Technologies, Inc. Common Stock | D | B | C | 39.0x | 6.2% | -19.9% | — | $14.55 |
| BMNRBitMine Immersion Technologies, Inc. | D | A | B | 37.5x | -84.6% | -14505.1% | 428.4% | $21.66 |
| CHYMChime Financial, Inc. Class A Common Stock | D | A | A | — | -1.3% | -2.1% | — | $29.67 |
| IRENIREN Limited Ordinary Shares | D | B | D | 183.7x | -23.0% | -163.9% | 145.7% | $26.99 |
| HUTHut 8 Corp. Common Stock | F | A | C | 25.2x | -6.5% | 115.2% | 4.2% | $67.75 |
About SYNCHRONY FINANCIAL
Synchrony Financial is the largest provider of private-label credit cards in the United States by receivables and transaction volume, serving major retailers through partnerships. The company operates three core segments: retail credit cards, promotional financing for large-ticket purchases, and CareCredit for healthcare procedures, distributing products across physical stores, websites, and mobile platforms. Revenue is generated through interest income, fees, and other financial services across its diversified lending portfolio.