Lufax Holding Ltd. American Depositary Shares, each representing two (2) Ordinary Shares (LU) Stock Price

LUStock

$0.87−73.77%52W

Market Cap$752.46M

P/E18.12x

PEG Ratio—

Div yield9.83%

Beta0.70

LU Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-65.15%

Price vs S&P 500 (4W)-23.83%

VGM Score44.18

P/E Ratio (Annual)18.12x

Indicated Dividend Yield (Annual)9.83%

P/CF (Annual)0.44x

Book Value / Share (Quarterly)$6.81

P/TBV (Annual)0.20x

Revenue Growth (3Y)-22.43%

Cash Flow / Share (Quarterly)$0.56

Price vs S&P 500 (YTD)-78.01%

Net Profit Margin (TTM)-7.56%

EPS (TTM)$-0.26

10-Day Avg Trading Volume2.02M

EPS Excl Extra (TTM)$-0.26

Revenue Growth (5Y)-12.21%

EPS (Annual)$-0.18

Dividend / Share (Annual)$0.53

ROI (Annual)-1.30%

Net Profit Margin (5Y Avg)4.24%

Cash / Share (Quarterly)$1.66

Revenue Growth QoQ (YoY)-55.78%

EPS Growth (5Y)-55.58%

P/E Normalized (Annual)18.12x

ROA (Last FY)-1.01%

Revenue Growth TTM (YoY)54.41%

EBITD / Share (TTM)$-0.01

ROE (5Y Avg)4.20%

Operating Margin (TTM)-2.12%

Cash Flow / Share (Annual)$1.07

P/B Ratio0.07x

P/B Ratio (Quarterly)0.10x

Net Income / Employee (Annual)$-9,458

EV / Revenue (TTM)2.15x

Net Interest Coverage (TTM)-0.79x

ROA (TTM)-1.12%

EV / EBITDA (TTM)182.77x

EPS Incl Extra (Annual)$-0.18

Current Ratio (Annual)0.22x

Quick Ratio (Quarterly)0.50x

3-Month Avg Trading Volume1.24M

52-Week Price Return-73.77%

EV / Free Cash Flow (Annual)5.76x

Revenue / Employee (TTM)$178,492

Tangible BV / Share (Quarterly)$6.73

P/S Ratio (Annual)0.20x

Asset Turnover (Annual)0.13x

52-Week High$0.54

Operating Margin (5Y Avg)12.12%

EPS Excl Extra (Annual)$-0.18

CapEx CAGR (5Y)-29.21%

Tangible BV CAGR (5Y)-0.19%

26-Week Price Return-55.25%

Quick Ratio (Annual)0.22x

13-Week Price Return-37.54%

Total Debt / Equity (Annual)1.02x

Current Ratio (Quarterly)0.50x

Enterprise Value$10.70B

Revenue / Share Growth (5Y)-38.97%

Asset Turnover (TTM)0.16x

Book Value / Share Growth (5Y)-29.53%

Revenue / Employee (Annual)$122,222

Pretax Margin (Annual)-2.13%

Cash / Share (Annual)$1.90

3-Month Return Std Dev65.80%

Net Income / Employee (TTM)$-13,492

EBITDA CAGR (5Y)-36.74%

EBITDA Interim CAGR (5Y)-55.30%

ROE (Last FY)-2.63%

Net Interest Coverage (Annual)-1.29x

EPS Basic Excl Extra (Annual)$-0.18

P/FCF (TTM)0.44x

EV / Free Cash Flow (TTM)11.11x

Total Debt / Equity (Quarterly)1.08x

EPS Incl Extra (TTM)$-0.26

Receivables Turnover (Annual)10.06x

ROI (TTM)-1.41%

P/S Ratio (TTM)0.14x

Pretax Margin (5Y Avg)10.88%

Revenue / Share (Annual)$2.34

Tangible BV / Share (Annual)$6.80

Forward P/E54.54x

Free OCF CAGR (5Y)12.46%

Price vs S&P 500 (52W)-89.30%

Year-to-Date Return-66.09%

5-Day Price Return-6.08%

EPS Normalized (Annual)$-0.18

ROA (5Y Avg)0.92%

Net Profit Margin (Annual)-7.73%

Month-to-Date Return-28.25%

Cash Flow / Share (TTM)$-0.01

EBITD / Share (Annual)$-0.02

EPS Growth (3Y)-73.98%

Operating Margin (Annual)-0.90%

LT Debt / Equity (Annual)0.10x

P/CF (TTM)0.85x

ROI (5Y Avg)2.96%

LT Debt / Equity (Quarterly)0.91x

EPS Basic Excl Extra (TTM)$-0.26

P/TBV (Quarterly)0.10x

P/B Ratio (Annual)0.20x

Dividend / Share (TTM)$0.53

Pretax Margin (TTM)-3.19%

Book Value / Share (Annual)$6.88

Price vs S&P 500 (13W)-40.23%

Net Margin Growth (5Y)-40.13%

Dividend Yield (TTM)93.37%

Beta0.70x

P/FCF (Annual)0.44x

Revenue / Share (TTM)$3.54

ROE (TTM)-2.89%

52-Week Low$0.13

vGradeB

gGradeD

mGradeD

vgmGradeC

LU Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.10

4.20

4.09

Industry Peers — Finance Services(179)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
LULufax Holding Ltd. American Depositary Shares, each representing two (2) Ordinary Shares	B	D	D	18.1x	-2.9%	-2.1%	-12.2%	$0.87
AXPAmerican Express Company	D	B	B	19.5x	34.1%	18.2%	16.0%	$313.59
NUNu Holdings Ltd.	D	B	B	24.5x	30.3%	22.7%	84.5%	$14.56
MSTRStrategy Inc Common Stock Class A	D	D	B	—	-60.8%	-7272.5%	-0.1%	$136.83
COINCoinbase Global, Inc. Class A Common Stock	D	C	B	36.2x	-6.9%	9.9%	41.2%	$173.16
SYFSYNCHRONY FINANCIAL	B	C	B	6.7x	20.9%	18.4%	0.9%	$73.68
CRCLCircle Internet Group, Inc.	D	C	B	126.1x	13.6%	7.4%	—	$82.22
SOFISoFi Technologies, Inc. Common Stock	D	B	C	39.0x	6.2%	-19.9%	—	$14.55
BMNRBitMine Immersion Technologies, Inc.	D	A	B	37.5x	-84.6%	-14505.1%	428.4%	$21.66
CHYMChime Financial, Inc. Class A Common Stock	D	A	A	—	-1.3%	-2.1%	—	$29.67
IRENIREN Limited Ordinary Shares	D	B	D	183.7x	-23.0%	-163.9%	145.7%	$26.99
HUTHut 8 Corp. Common Stock	F	A	C	25.2x	-6.5%	115.2%	4.2%	$67.75
WULFTeraWulf Inc. Common Stock	F	C	D	—	-853.1%	-254.7%	65.8%	$11.68
RIOTRiot Platforms, Inc. Common Stock	D	C	C	57.3x	-48.4%	-199.2%	121.7%	$13.72
KLARKlarna Group plc	C	B	D	243.6x	-12.4%	-1.3%	—	$13.02
DAVEDave Inc. Class A Common Stock	D	B	B	23.9x	84.3%	34.5%	35.4%	$367.40
BLSHBullish	C	F	C	—	-45.3%	-0.7%	—	$29.49
CORZCore Scientific, Inc. Common Stock	D	B	C	—	-94.1%	-132.3%	39.5%	$13.48
CIFRCipher Digital Inc. Common Stock	F	D	D	—	-156.3%	-278.1%	—	$8.98
XXITwenty One Capital, Inc.	—	—	C	1436.4x	-71.8%	—	—	$5.62
GPGIGPGI, Inc.	—	—	C	—	-18.9%	—	—	$12.47
MARAMARA Holdings, Inc. Common Stock	C	C	D	6.5x	-110.4%	-357.4%	190.3%	$7.53
IONDIonic Digital Inc. Class A Common Stock	—	—	F	—	—	—	—	$62.81
SIISprott Inc.	D	B	B	43.2x	28.4%	36.1%	18.5%	$108.17
PURRHyperliquid Strategies Inc Common Stock	—	—	B	—	—	—	—	$9.07
ASSTStrive, Inc. Class A Common Stock	F	A	A	—	-94.7%	-10920.4%	131.2%	$24.09
UPSTUpstart Holdings, Inc. Common stock	D	A	C	42.8x	8.6%	4.6%	34.9%	$23.56
CLSKCLEANSPARK INC	D	C	D	5.9x	-75.2%	-131.6%	138.2%	$8.40
BTDRBitdeer Technologies Group Class A Ordinary Shares	C	B	D	32.0x	-54.7%	-40.6%	27.2%	$7.72
WLTHWealthfront Corporation Common Stock	D	D	B	8.8x	-13.1%	-40.8%	—	$10.63
SBETSharplink, Inc. Common Stock	D	A	B	120.8x	-79.2%	-3401.6%	47.5%	$7.57
SECZSecuritize Corp.	F	—	B	91988.6x	1.0%	—	—	$9.86
PGYPagaya Technologies Ltd. Class A Ordinary Shares	C	B	B	17.7x	23.5%	19.2%	67.4%	$17.23
KEELKeel Infrastructure Corp. Common Stock	—	F	D	—	-64.3%	-212.0%	—	$2.31
PWPPerella Weinberg Partners Class A Common Stock	C	D	C	35.6x	-31.9%	2.8%	—	$13.26
WDWalker & Dunlop, Inc.	B	F	C	20.3x	2.2%	4.6%	2.6%	$32.66
RHLDResolute Holdings Management, Inc.	C	A	B	—	411.7%	2.1%	—	$113.67
CDChaince Digital Holdings Inc. Ordinary Shares	F	C	B	—	-9.9%	-37.3%	5.9%	$6.93
GDOTGreen Dot Corporation	B	C	B	—	-2.8%	0.3%	10.7%	$12.20
BTGOBitGo Holdings, Inc.	C	A	C	5.7x	-24.5%	-0.5%	—	$5.88
QFINQfin Holdings, Inc. American Depositary Shares	A	D	D	0.8x	15.4%	30.9%	7.2%	$5.67
BURBurford Capital Limited	C	F	D	11.6x	-102.3%	35.2%	4.7%	$3.00
VELVelocity Financial, Inc.	C	C	C	5.5x	15.8%	109.0%	27.4%	$14.71
HIVEHIVE Digital Technologies Ltd. Common Shares	C	B	D	—	-61.1%	-50.3%	34.9%	$2.03
ABTCAmerican Bitcoin Corp. Class A Common Stock	C	A	C	—	-29.9%	-106.6%	71.3%	$7.56
HKDAMTD Digital Inc. American Depositary Shares (every five of which represent two Class A Ordinary Shares)	D	C	B	9.6x	18.5%	0.1%	14.7%	$1.68
FWDIForward Industries, Inc. Common Stock	D	B	B	—	-130.5%	-1771.6%	-12.0%	$6.91
TRONTron Inc. Common Stock	F	C	D	—	2.9%	-94.2%	9.9%	$1.10
OPFIOppFi Inc.	B	C	C	18.3x	68.1%	22.8%	15.5%	$5.65
GEMIGemini Space Station, Inc. Class A Common Stock	C	B	D	—	-97.6%	-195.1%	—	$3.57
WYFIWhiteFiber, Inc. Ordinary Shares	C	B	D	329.3x	-10.7%	-42.3%	—	$11.76

About Lufax Holding Ltd. American Depositary Shares, each representing two (2) Ordinary Shares

Lufax Holding Ltd is a Chinese fintech company providing retail credit and wealth management services. The company offers personal loans to small business owners and salaried workers while delivering tailored wealth management solutions to China's middle-class and affluent consumers. Lufax bridges the supply-demand gap in China's personal lending market by connecting borrowers with institutional lenders.