OneMain Holdings, Inc. (OMF) Stock Price

OMFStock

$62.84+2.03%52W

Market Cap$7.23B

P/E9.53x

PEG Ratio0.75

Div yield10.45%

Beta1.21

OMF Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)1.89%

Price vs S&P 500 (4W)-4.39%

PEG Ratio0.75

VGM Score57.39

P/E Ratio (Annual)9.53x

Indicated Dividend Yield (Annual)10.45%

P/CF (Annual)2.38x

Book Value / Share (Quarterly)$29.40

P/TBV (Annual)2.55x

Indicated Dividend (Annual)$4.20

Revenue Growth (3Y)7.03%

Cash Flow / Share (Quarterly)$28.08

Payout Ratio (TTM)63.76%

Price vs S&P 500 (YTD)-19.79%

Gross Margin (TTM)79.91%

Net Profit Margin (TTM)12.17%

EPS (TTM)$6.63

10-Day Avg Trading Volume0.76M

EPS Excl Extra (TTM)$6.63

Revenue Growth (5Y)4.82%

EPS (Annual)$6.57

Dividend / Share (Annual)$4.22

ROI (Annual)3.00%

Gross Margin (Annual)79.62%

Net Profit Margin (5Y Avg)15.44%

Cash / Share (Quarterly)$4.93

P/E Basic Excl Extra (TTM)9.55x

Revenue Growth QoQ (YoY)5.79%

EPS Growth (5Y)3.94%

P/E Normalized (Annual)9.53x

ROA (Last FY)2.86%

Revenue Growth TTM (YoY)6.92%

EBITD / Share (TTM)$11.04

ROE (5Y Avg)26.11%

Operating Margin (TTM)15.65%

Cash Flow / Share (Annual)$26.72

P/B Ratio2.21x

P/B Ratio (Quarterly)2.08x

Net Income / Employee (Annual)$84,200

EV / Revenue (TTM)4.62x

ROA (TTM)2.87%

EPS Growth QoQ (YoY)-6.12%

EV / EBITDA (TTM)22.84x

EPS Incl Extra (Annual)$6.57

Current Ratio (Annual)7.19x

Quick Ratio (Quarterly)3.18x

3-Month Avg Trading Volume1.06M

52-Week Price Return2.03%

EV / Free Cash Flow (Annual)9.47x

P/E Incl Extra (TTM)9.55x

Revenue / Employee (TTM)$689,900

Tangible BV / Share (Quarterly)$26.97

P/S Ratio (Annual)1.20x

Asset Turnover (Annual)0.23x

52-Week High$71.93

Operating Margin (5Y Avg)20.28%

EPS Excl Extra (Annual)$6.57

Tangible BV CAGR (5Y)-0.10%

26-Week Price Return13.82%

Quick Ratio (Annual)7.19x

13-Week Price Return16.24%

Total Debt / Equity (Annual)6.67x

Current Ratio (Quarterly)3.18x

Enterprise Value$29.66B

Revenue / Share Growth (5Y)7.43%

Asset Turnover (TTM)0.24x

Book Value / Share Growth (5Y)2.48%

Revenue / Employee (Annual)$671,200

Pretax Margin (Annual)16.04%

Cash / Share (Annual)$7.80

3-Month Return Std Dev27.22%

Gross Margin (5Y Avg)80.66%

Net Income / Employee (TTM)$84,000

EBITDA CAGR (5Y)0.75%

EBITDA Interim CAGR (5Y)-12.46%

ROE (Last FY)23.02%

EPS Basic Excl Extra (Annual)$6.57

P/FCF (TTM)2.31x

Receivables Turnover (TTM)372.64x

EV / Free Cash Flow (TTM)9.18x

Total Debt / Equity (Quarterly)6.73x

EPS Incl Extra (TTM)$6.63

Receivables Turnover (Annual)377.11x

ROI (TTM)3.01%

Dividend Growth Rate (5Y)-6.71%

P/S Ratio (TTM)1.16x

Pretax Margin (5Y Avg)20.28%

Revenue / Share (Annual)$52.34

Tangible BV / Share (Annual)$26.61

Forward P/E7.96x

Free OCF CAGR (5Y)7.20%

Price vs S&P 500 (52W)-16.53%

P/E Ratio (TTM)9.55x

EPS Growth TTM (YoY)19.86%

Year-to-Date Return-6.97%

5-Day Price Return-0.08%

EPS Normalized (Annual)$6.57

ROA (5Y Avg)3.46%

Net Profit Margin (Annual)12.54%

Month-to-Date Return0.42%

Cash Flow / Share (TTM)$7.61

EBITD / Share (Annual)$10.80

EPS Growth (3Y)-2.38%

Operating Margin (Annual)16.04%

LT Debt / Equity (Annual)6.67x

P/CF (TTM)2.31x

ROI (5Y Avg)3.66%

P/E Excl Extra (TTM)9.55x

LT Debt / Equity (Quarterly)6.73x

EPS Basic Excl Extra (TTM)$6.63

P/TBV (Quarterly)2.27x

Payout Ratio (Annual)63.73%

P/B Ratio (Annual)2.34x

Dividend / Share (TTM)$4.26

Pretax Margin (TTM)15.65%

Book Value / Share (Annual)$29.02

Price vs S&P 500 (13W)14.29%

Net Margin Growth (5Y)-3.26%

Dividend Yield (TTM)6.67%

Beta1.21x

P/FCF (Annual)2.38x

Revenue / Share (TTM)$55.43

ROE (TTM)23.07%

52-Week Low$45.78

vGradeB

gGradeC

mGradeB

vgmGradeC

OMF Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 29, 2026	$1.26	$1.31	+3.92%(+$0.05)
Q1 2026	May 1, 2026	$1.86	$1.95	+4.91%(+$0.09)
Q4 2025	Feb 5, 2026	$1.54	$1.59	+3.30%(+$0.05)
Q3 2025	Oct 31, 2025	$1.60	$1.90	+18.54%(+$0.30)
Q2 2025	Jul 25, 2025	$1.23	$1.45	+18.16%(+$0.22)

OMF Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.79

3.85

3.86

Industry Peers — Personal Credit Institutions(15)

Symbol	Value Score	Growth Score	Momentum Score	Price
OMFOneMain Holdings, Inc.	B	C	B	$62.84
AFRMAffirm Holdings, Inc. Class A Common Stock	D	B	B	$77.76
CACCCredit Acceptance Corp	C	C	B	$594.89
ENVAEnova International, Inc.	C	C	A	$232.72
SLMSLM Corporation	C	C	B	$26.41
NNINelnet, Inc. Class A	C	C	C	$127.37
BFHBread Financial Holdings, Inc.	C	C	A	$105.74
PICSPicS N.V. Class A Common Shares	C	B	D	$10.05
LCLendingClub Corporation	D	C	B	$18.45
HAPNHappen, Inc. Common Stock	D	C	B	$17.89
ATLCAtlanticus Holdings Corporation	C	B	B	$91.08
WRLDWorld Acceptance Corp	C	D	B	$188.35
LPROOpen Lending Corporation Common Stock	D	C	B	$3.14
RMREGIONAL MANAGEMENT CORP	B	C	C	$32.55
ATLCLAtlanticus Holdings Corporation 6.125% Senior Notes due 2026	C	B	B	$25.20
ATLCZAtlanticus Holdings Corporation 9.25% Senior Notes due 2029	C	B	B	$25.39

About OneMain Holdings, Inc.

OneMain Holdings is a consumer finance company providing personal loans, auto financing, and credit cards to non-prime customers through its branch network and digital platform. The company originates, underwrites, and services these loans while offering optional credit insurance and financial wellness programs. OneMain's single operating segment focuses on delivering accessible credit products to underserved consumers.