← Back to Screener
OneMain Holdings, Inc. (OMF)
Price$57.65
Favorite Metrics
Price vs S&P 500 (26W)1.50%
Price vs S&P 500 (4W)9.57%
Market Capitalization$6.75B
P/E Ratio (Annual)8.63x
Indicated Dividend Yield (Annual)7.28%
All Metrics
P/CF (Annual)2.16x
Book Value / Share (Quarterly)$29.02
P/TBV (Annual)2.55x
Indicated Dividend (Annual)$4.16
Revenue Growth (3Y)7.03%
Cash Flow / Share (Quarterly)$26.72
Payout Ratio (TTM)63.73%
Price vs S&P 500 (YTD)-17.28%
Gross Margin (TTM)79.65%
Net Profit Margin (TTM)12.55%
EPS (TTM)$6.57
10-Day Avg Trading Volume1.40M
EPS Excl Extra (TTM)$6.57
Revenue Growth (5Y)4.82%
EPS (Annual)$6.57
Dividend / Share (Annual)$4.22
ROI (Annual)3.00%
Gross Margin (Annual)79.62%
Net Profit Margin (5Y Avg)15.44%
Cash / Share (Quarterly)$7.80
P/E Basic Excl Extra (TTM)8.63x
Revenue Growth QoQ (YoY)7.40%
EPS Growth (5Y)3.94%
P/E Normalized (Annual)8.63x
ROA (Last FY)2.86%
Revenue Growth TTM (YoY)9.07%
EBITD / Share (TTM)$10.80
ROE (5Y Avg)26.11%
Operating Margin (TTM)16.04%
Cash Flow / Share (Annual)$26.72
P/B Ratio1.99x
P/B Ratio (Quarterly)2.34x
Net Income / Employee (Annual)$0
EV / Revenue (TTM)4.57x
ROA (TTM)2.93%
EPS Growth QoQ (YoY)64.25%
EV / EBITDA (TTM)22.15x
EPS Incl Extra (Annual)$6.57
Current Ratio (Annual)7.19x
Quick Ratio (Quarterly)3.18x
3-Month Avg Trading Volume1.46M
52-Week Price Return30.63%
EV / Free Cash Flow (Annual)9.11x
P/E Incl Extra (TTM)8.63x
Revenue / Employee (TTM)$1
Tangible BV / Share (Quarterly)$26.61
P/S Ratio (Annual)1.08x
Asset Turnover (Annual)0.23x
52-Week High$71.93
Operating Margin (5Y Avg)20.28%
EPS Excl Extra (Annual)$6.57
Tangible BV CAGR (5Y)-0.10%
26-Week Price Return5.49%
Quick Ratio (Annual)7.19x
13-Week Price Return-13.41%
Total Debt / Equity (Annual)6.67x
Current Ratio (Quarterly)3.18x
Enterprise Value$28,534.988
Revenue / Share Growth (5Y)7.43%
Asset Turnover (TTM)0.23x
Book Value / Share Growth (5Y)2.48%
Revenue / Employee (Annual)$1
Pretax Margin (Annual)16.04%
Cash / Share (Annual)$7.80
3-Month Return Std Dev33.17%
Gross Margin (5Y Avg)80.66%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)0.75%
EBITDA Interim CAGR (5Y)-9.92%
ROE (Last FY)23.02%
EPS Basic Excl Extra (Annual)$6.57
P/FCF (TTM)2.16x
Receivables Turnover (TTM)372.64x
EV / Free Cash Flow (TTM)9.11x
Total Debt / Equity (Quarterly)6.67x
EPS Incl Extra (TTM)$6.57
Receivables Turnover (Annual)377.11x
ROI (TTM)3.07%
Dividend Growth Rate (5Y)-6.71%
P/S Ratio (TTM)1.08x
Pretax Margin (5Y Avg)20.28%
Revenue / Share (Annual)$52.34
Tangible BV / Share (Annual)$26.61
Forward P/E7.82x
Free OCF CAGR (5Y)7.20%
Price vs S&P 500 (52W)0.80%
P/E Ratio (TTM)8.63x
EPS Growth TTM (YoY)54.91%
Year-to-Date Return-14.64%
5-Day Price Return1.80%
EPS Normalized (Annual)$6.57
ROA (5Y Avg)3.46%
Net Profit Margin (Annual)12.54%
Month-to-Date Return7.80%
Cash Flow / Share (TTM)$7.61
EBITD / Share (Annual)$10.80
EPS Growth (3Y)-2.38%
Operating Margin (Annual)16.04%
LT Debt / Equity (Annual)6.67x
P/CF (TTM)2.16x
ROI (5Y Avg)3.66%
P/E Excl Extra (TTM)8.63x
LT Debt / Equity (Quarterly)6.67x
EPS Basic Excl Extra (TTM)$6.57
P/TBV (Quarterly)2.55x
Payout Ratio (Annual)63.73%
P/B Ratio (Annual)2.34x
Dividend / Share (TTM)$4.23
Pretax Margin (TTM)16.04%
Book Value / Share (Annual)$29.02
Price vs S&P 500 (13W)-14.10%
Net Margin Growth (5Y)-3.26%
Dividend Yield (TTM)7.39%
Beta1.28x
P/FCF (Annual)2.16x
Revenue / Share (TTM)$52.76
ROE (TTM)23.40%
52-Week Low$42.66
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
3.89
3.85
3.79
3.79
Industry Peers — Personal Credit Institutions(15)
| Symbol | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|
OMFOneMain Holdings, Inc. | 8.63x | 23.40% | 16.04% | 4.82% | $57.65 |
AFRMAffirm Holdings, Inc. Class A Common Stock | 380.57x | 8.83% | 6.21% | 44.63% | $60.28 |
CACCCredit Acceptance Corp | 12.82x | 26.63% | 44.38% | 6.78% | $494.56 |
NNINelnet, Inc. Class A | 11.38x | 11.96% | 26.54% | 7.13% | $136.53 |
SLMSLM Corporation | 5.78x | 31.14% | 26.74% | 7.17% | $22.18 |
SLMBPSLM Corporation Floating-Rate Non-Cumulative Series B | 5.78x | 31.14% | 26.74% | 7.17% | $74.20 |
ENVAEnova International, Inc. | 12.72x | 24.45% | 40.35% | 21.75% | $156.11 |
BFHBread Financial Holdings, Inc. | 6.97x | 16.12% | 13.65% | 3.44% | $84.52 |
LCLendingClub Corporation | 14.14x | 9.47% | 11.38% | 2.92% | $16.60 |
ATLCAtlanticus Holdings Corporation | 8.34x | 19.92% | 18.46% | 13.90% | $66.96 |
ATLCLAtlanticus Holdings Corporation 6.125% Senior Notes due 2026 | 8.20x | 19.92% | 18.46% | 13.90% | $24.99 |
About
OneMain Holdings is a consumer finance company providing personal loans, auto financing, and credit cards to non-prime customers through its branch network and digital platform. The company originates, underwrites, and services these loans while offering optional credit insurance and financial wellness programs. OneMain's single operating segment focuses on delivering accessible credit products to underserved consumers.