Nelnet, Inc. Class A (NNI) Stock Price

NNIStock

$127.37−1.24%52W

Market Cap$4.56B

P/E10.72x

PEG Ratio0.46

Div yield1.31%

Beta0.78

NNI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-12.95%

Price vs S&P 500 (4W)-9.41%

PEG Ratio0.46

VGM Score48.57

P/E Ratio (Annual)10.72x

Indicated Dividend Yield (Annual)1.31%

P/CF (Annual)10.86x

Book Value / Share (Quarterly)$103.79

P/TBV (Annual)1.31x

Indicated Dividend (Annual)$1.32

Revenue Growth (3Y)0.12%

Cash Flow / Share (Quarterly)$10.31

Payout Ratio (TTM)10.71%

Price vs S&P 500 (YTD)-17.03%

Gross Margin (TTM)64.93%

Net Profit Margin (TTM)20.83%

EPS (TTM)$11.48

10-Day Avg Trading Volume0.14M

EPS Excl Extra (TTM)$11.48

Revenue Growth (5Y)7.13%

EPS (Annual)$11.79

Dividend / Share (Annual)$1.19

ROI (Annual)3.26%

Gross Margin (Annual)63.53%

Net Profit Margin (5Y Avg)16.61%

Cash / Share (Quarterly)$6.68

P/E Basic Excl Extra (TTM)11.01x

Revenue Growth QoQ (YoY)3.85%

EPS Growth (5Y)5.52%

P/E Normalized (Annual)10.72x

ROA (Last FY)3.05%

Revenue Growth TTM (YoY)-0.60%

EBITD / Share (TTM)$14.61

ROE (5Y Avg)9.19%

Operating Margin (TTM)24.76%

Cash Flow / Share (Annual)$11.06

P/B Ratio1.23x

P/B Ratio (Quarterly)1.24x

Net Income / Employee (Annual)$74,600

EV / Revenue (TTM)6.89x

Net Interest Coverage (TTM)12.35x

ROA (TTM)2.99%

EPS Growth QoQ (YoY)-12.89%

EV / EBITDA (TTM)26.06x

EPS Incl Extra (Annual)$11.79

Current Ratio (Annual)0.23x

Quick Ratio (Quarterly)0.19x

3-Month Avg Trading Volume0.13M

52-Week Price Return-1.24%

EV / Free Cash Flow (Annual)34.77x

P/E Incl Extra (TTM)11.01x

Revenue / Employee (TTM)$348,600

Tangible BV / Share (Quarterly)$101.07

P/S Ratio (Annual)2.32x

Asset Turnover (Annual)0.14x

52-Week High$144.38

Operating Margin (5Y Avg)20.39%

EPS Excl Extra (Annual)$11.79

CapEx CAGR (5Y)-25.37%

Tangible BV CAGR (5Y)7.42%

26-Week Price Return-1.02%

Quick Ratio (Annual)0.23x

13-Week Price Return-2.11%

Total Debt / Equity (Annual)2.56x

Current Ratio (Quarterly)0.19x

Enterprise Value$13.80B

Revenue / Share Growth (5Y)8.71%

Asset Turnover (TTM)0.14x

Book Value / Share Growth (5Y)8.20%

Revenue / Employee (Annual)$345,300

Pretax Margin (Annual)26.54%

Cash / Share (Annual)$8.25

3-Month Return Std Dev19.14%

Gross Margin (5Y Avg)63.74%

Net Income / Employee (TTM)$72,600

EBITDA CAGR (5Y)-0.33%

EBITDA Interim CAGR (5Y)-13.78%

ROE (Last FY)11.63%

EPS Basic Excl Extra (Annual)$11.79

P/FCF (TTM)12.39x

Receivables Turnover (TTM)12.26x

EV / Free Cash Flow (TTM)37.23x

Total Debt / Equity (Quarterly)2.53x

EPS Incl Extra (TTM)$11.48

Receivables Turnover (Annual)11.22x

ROI (TTM)3.20%

Dividend Growth Rate (5Y)7.88%

P/S Ratio (TTM)2.29x

Pretax Margin (5Y Avg)20.39%

Revenue / Share (Annual)$54.57

Tangible BV / Share (Annual)$101.92

Forward P/E15.12x

Free OCF CAGR (5Y)31.87%

Price vs S&P 500 (52W)-19.80%

P/E Ratio (TTM)11.01x

EPS Growth TTM (YoY)57.27%

Year-to-Date Return-4.20%

5-Day Price Return-0.27%

EPS Normalized (Annual)$11.79

ROA (5Y Avg)1.77%

Net Profit Margin (Annual)21.61%

Month-to-Date Return-6.26%

Cash Flow / Share (TTM)$8.12

EBITD / Share (Annual)$15.41

EPS Growth (3Y)2.86%

Operating Margin (Annual)26.54%

LT Debt / Equity (Annual)2.11x

P/CF (TTM)11.34x

ROI (5Y Avg)1.87%

P/E Excl Extra (TTM)11.01x

LT Debt / Equity (Quarterly)2.06x

EPS Basic Excl Extra (TTM)$11.48

P/TBV (Quarterly)1.28x

Payout Ratio (Annual)10.03%

P/B Ratio (Annual)1.30x

Dividend / Share (TTM)$1.24

Pretax Margin (TTM)24.76%

Book Value / Share (Annual)$102.74

Price vs S&P 500 (13W)-4.07%

Net Margin Growth (5Y)-2.93%

Dividend Yield (TTM)0.97%

Beta0.78x

P/FCF (Annual)11.57x

Revenue / Share (TTM)$55.50

ROE (TTM)11.39%

52-Week Low$116.62

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NNI Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 6, 2026	$2.13	$1.77	-16.90%(-$0.36)
Q1 2026	May 7, 2026	$2.66	$1.94	-27.07%(-$0.72)
Q4 2025	Feb 26, 2026	$1.63	$1.56	-4.29%(-$0.07)
Q3 2025	Nov 6, 2025	$1.52	$2.95	+94.08%(+$1.43)
Q2 2025	Aug 6, 2025	$1.91	$5.05	+164.40%(+$3.14)

NNI Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

2.25

Industry Peers — Personal Credit Institutions(15)

Symbol	Value Score	Growth Score	Momentum Score	Price
NNINelnet, Inc. Class A	C	C	C	$127.37
AFRMAffirm Holdings, Inc. Class A Common Stock	D	B	B	$77.76
OMFOneMain Holdings, Inc.	B	C	B	$62.84
CACCCredit Acceptance Corp	C	C	B	$594.89
ENVAEnova International, Inc.	C	C	A	$232.72
SLMSLM Corporation	C	C	B	$26.41
BFHBread Financial Holdings, Inc.	C	C	A	$105.74
PICSPicS N.V. Class A Common Shares	C	B	D	$10.05
LCLendingClub Corporation	D	C	B	$18.45
HAPNHappen, Inc. Common Stock	D	C	B	$17.89
ATLCAtlanticus Holdings Corporation	C	B	B	$91.08
WRLDWorld Acceptance Corp	C	D	B	$188.35
LPROOpen Lending Corporation Common Stock	D	C	B	$3.14
RMREGIONAL MANAGEMENT CORP	B	C	C	$32.55
ATLCLAtlanticus Holdings Corporation 6.125% Senior Notes due 2026	C	B	B	$25.20
ATLCZAtlanticus Holdings Corporation 9.25% Senior Notes due 2029	C	B	B	$25.39

About Nelnet, Inc. Class A

Nelnet Inc is a diversified financial services company specializing in student loan servicing and management. The company operates through four segments: loan servicing systems and technology, education technology and payment solutions for K-12 and institutional clients, student and consumer loan asset acquisition and management (its primary revenue driver), and Nelnet Bank, which focuses on private education and unsecured consumer lending. Through these businesses, Nelnet provides integrated solutions spanning loan origination, servicing, technology platforms, and direct lending.