Enova International, Inc. (ENVA) Stock Price
ENVAStock
$177.89+66.14%52W
Market Cap$4.43B
P/E14.36x
PEG Ratio—
Div yield—
Beta1.40
ENVA Share Price Chart
Favorite Metrics
Price vs S&P 500 (26W)5.73%
Price vs S&P 500 (4W)5.14%
VGM Score60.77
P/E Ratio (Annual)14.36x
ENVA Earnings Surprise History
| Quarter | Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|---|
| Q2 2026 | $3.96 | $4.31 | +8.75%(+$0.35) | |
| Q1 2026 | $3.68 | $3.87 | +5.12%(+$0.19) | |
| Q4 2025 | $3.17 | $3.46 | +9.15%(+$0.29) | |
| Q3 2025 | $3.03 | $3.36 | +10.84%(+$0.33) | |
| Q2 2025 | $2.98 | $3.23 | +8.29%(+$0.25) |
ENVA Analyst Recommendations
Jun 2026
Jul 2026
Aug 2026
Sep 2026
4.31
4.31
4.31
4.31
Industry Peers — Personal Credit Institutions(15)
| Symbol | Value Score | Growth Score | Momentum Score | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|---|---|---|
ENVAEnova International, Inc. | C | C | B | 14.4x | 25.8% | 40.2% | 21.8% | $177.89 |
| AFRMAffirm Holdings, Inc. Class A Common Stock | D | A | B | 12.9x | 47.9% | 9.8% | 37.4% | $74.01 |
| OMFOneMain Holdings, Inc. | B | C | B | 8.2x | 23.1% | 15.7% | 4.8% | $55.95 |
| CACCCredit Acceptance Corp | C | C | B | 13.2x | 32.4% | 47.0% | 6.8% | $540.98 |
| NNINelnet, Inc. Class A | D | C | B | 10.6x | 8.2% | 16.0% | 7.1% | $127.42 |
| SLMSLM Corporation | C | C | C | 5.5x | 30.3% | 26.7% | 7.2% | $21.81 |
| BFHBread Financial Holdings, Inc. | C | C | A | 7.6x | 17.1% | 15.1% | 3.4% | $102.56 |
| LCLendingClub Corporation | D | C | B | 16.3x | 11.9% | 21.0% | 2.9% | $16.01 |
| PICSPicS N.V. Class A Common Shares | C | A | B | 7.9x | 28.2% | -153.0% | — | $13.17 |
| HAPNHappen, Inc. Common Stock | C | C | B | 12.3x | 12.9% | 25.6% | 2.9% | $14.49 |
| ATLCAtlanticus Holdings Corporation | C | B | B | 11.4x | 22.8% | 17.2% | 13.9% | $92.02 |
About Enova International, Inc.
Enova International is an online financial services provider offering short-term consumer loans, lines of credit, and installment loans to retail consumers and small businesses, primarily in the United States and Brazil. The company operates multiple lending brands including CashNetUSA, NetCredit, and OnDeck, alongside a money transfer platform called Pangea. Its technology-driven platform processes credit applications quickly and efficiently, with the majority of revenue generated in the United States and the remainder from international markets.