Dave Inc. Class A Common Stock (DAVE) Stock Price

DAVEStock

$367.40+73.68%52W

Market Cap$4.69B

P/E23.93x

PEG Ratio0.17

Div yield—

Beta4.11

DAVE Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)61.97%

Price vs S&P 500 (4W)6.10%

PEG Ratio0.17

VGM Score61.02

P/E Ratio (Annual)23.93x

P/CF (Annual)16.16x

Book Value / Share (Quarterly)$16.30

P/TBV (Annual)8.82x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)39.35%

Cash Flow / Share (Quarterly)$25.02

Price vs S&P 500 (YTD)54.01%

Net Profit Margin (TTM)34.59%

EPS (TTM)$15.42

10-Day Avg Trading Volume0.26M

EPS Excl Extra (TTM)$15.42

Revenue Growth (5Y)35.39%

EPS (Annual)$13.53

ROI (Annual)45.79%

Net Profit Margin (5Y Avg)-8.55%

Cash / Share (Quarterly)$19.80

P/E Basic Excl Extra (TTM)21.05x

Revenue Growth QoQ (YoY)29.63%

EPS Growth (5Y)127.30%

P/E Normalized (Annual)23.93x

ROA (Last FY)40.18%

Revenue Growth TTM (YoY)48.63%

EBITD / Share (TTM)$16.12

ROE (5Y Avg)-28.24%

Operating Margin (TTM)34.52%

Cash Flow / Share (Annual)$20.90

P/B Ratio22.54x

P/B Ratio (Quarterly)22.79x

Net Income / Employee (Annual)$699,500

EV / Revenue (TTM)7.37x

Net Interest Coverage (TTM)11.97x

ROA (TTM)44.04%

EPS Growth QoQ (YoY)-21.30%

EV / EBITDA (TTM)20.64x

EPS Incl Extra (Annual)$13.53

Current Ratio (Annual)3.83x

Quick Ratio (Quarterly)4.16x

3-Month Avg Trading Volume0.44M

52-Week Price Return73.68%

EV / Free Cash Flow (Annual)16.75x

P/E Incl Extra (TTM)21.05x

Revenue / Employee (TTM)$2,298,800

Tangible BV / Share (Quarterly)$15.19

P/S Ratio (Annual)8.46x

Asset Turnover (Annual)1.14x

52-Week High$458.25

Operating Margin (5Y Avg)-12.68%

EPS Excl Extra (Annual)$13.53

CapEx CAGR (5Y)9.93%

26-Week Price Return71.88%

Quick Ratio (Annual)3.67x

13-Week Price Return-16.58%

Total Debt / Equity (Annual)0.21x

Current Ratio (Quarterly)4.22x

Enterprise Value$4.74B

Revenue / Share Growth (5Y)29.52%

Asset Turnover (TTM)1.27x

Revenue / Employee (Annual)$1,979,200

Pretax Margin (Annual)30.32%

Cash / Share (Annual)$8.95

3-Month Return Std Dev70.10%

Net Income / Employee (TTM)$795,100

EBITDA CAGR (5Y)88.88%

ROE (Last FY)55.53%

Net Interest Coverage (Annual)1.56x

EPS Basic Excl Extra (Annual)$13.53

P/FCF (TTM)14.68x

Receivables Turnover (TTM)2.81x

EV / Free Cash Flow (TTM)14.87x

Total Debt / Equity (Quarterly)1.29x

EPS Incl Extra (TTM)$15.42

Receivables Turnover (Annual)2.34x

ROI (TTM)51.13%

P/S Ratio (TTM)7.28x

Pretax Margin (5Y Avg)-9.39%

Revenue / Share (Annual)$38.27

Tangible BV / Share (Annual)$25.02

Forward P/E18.59x

Price vs S&P 500 (52W)58.15%

P/E Ratio (TTM)21.05x

EPS Growth TTM (YoY)308.00%

Year-to-Date Return65.94%

5-Day Price Return1.75%

EPS Normalized (Annual)$13.53

ROA (5Y Avg)-2.13%

Net Profit Margin (Annual)35.34%

Month-to-Date Return14.27%

Cash Flow / Share (TTM)$-5.46

EBITD / Share (Annual)$13.38

Operating Margin (Annual)33.68%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)14.33x

ROI (5Y Avg)-2.72%

P/E Excl Extra (TTM)21.05x

LT Debt / Equity (Quarterly)0.93x

EPS Basic Excl Extra (TTM)$15.42

P/TBV (Quarterly)24.46x

P/B Ratio (Annual)8.48x

Pretax Margin (TTM)32.24%

Book Value / Share (Annual)$26.03

Price vs S&P 500 (13W)-19.27%

Net Margin Growth (5Y)73.84%

Beta4.11x

P/FCF (Annual)16.55x

Revenue / Share (TTM)$47.05

ROE (TTM)84.35%

52-Week Low$152.21

vGradeD

gGradeB

mGradeB

vgmGradeB

DAVE Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 5, 2026	$3.84	$4.12	+7.31%(+$0.28)
Q1 2026	May 5, 2026	$3.08	$3.64	+18.22%(+$0.56)
Q4 2025	Mar 2, 2026	$3.75	$3.69	-1.64%(-$0.06)
Q3 2025	Nov 4, 2025	$2.34	$4.24	+81.04%(+$1.90)
Q2 2025	Aug 6, 2025	$1.94	$3.14	+62.02%(+$1.20)

DAVE Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.11

4.06

4.05

Industry Peers — Finance Services(179)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
DAVEDave Inc. Class A Common Stock	D	B	B	23.9x	84.3%	34.5%	35.4%	$367.40
AXPAmerican Express Company	D	B	B	19.5x	34.1%	18.2%	16.0%	$313.59
NUNu Holdings Ltd.	D	B	B	24.5x	30.3%	22.7%	84.5%	$14.56
MSTRStrategy Inc Common Stock Class A	D	D	B	—	-60.8%	-7272.5%	-0.1%	$136.83
COINCoinbase Global, Inc. Class A Common Stock	D	C	B	36.2x	-6.9%	9.9%	41.2%	$173.16
SYFSYNCHRONY FINANCIAL	B	C	B	6.7x	20.9%	18.4%	0.9%	$73.68
CRCLCircle Internet Group, Inc.	D	C	B	126.1x	13.6%	7.4%	—	$82.22
SOFISoFi Technologies, Inc. Common Stock	D	B	C	39.0x	6.2%	-19.9%	—	$14.55
BMNRBitMine Immersion Technologies, Inc.	D	A	B	37.5x	-84.6%	-14505.1%	428.4%	$21.66
CHYMChime Financial, Inc. Class A Common Stock	D	A	A	—	-1.3%	-2.1%	—	$29.67
IRENIREN Limited Ordinary Shares	D	B	D	183.7x	-23.0%	-163.9%	145.7%	$26.99
HUTHut 8 Corp. Common Stock	F	A	C	25.2x	-6.5%	115.2%	4.2%	$67.75
WULFTeraWulf Inc. Common Stock	F	C	D	—	-853.1%	-254.7%	65.8%	$11.68
RIOTRiot Platforms, Inc. Common Stock	D	C	C	57.3x	-48.4%	-199.2%	121.7%	$13.72
KLARKlarna Group plc	C	B	D	243.6x	-12.4%	-1.3%	—	$13.02
BLSHBullish	C	F	C	—	-45.3%	-0.7%	—	$29.49
CORZCore Scientific, Inc. Common Stock	D	B	C	—	-94.1%	-132.3%	39.5%	$13.48
CIFRCipher Digital Inc. Common Stock	F	D	D	—	-156.3%	-278.1%	—	$8.98
XXITwenty One Capital, Inc.	—	—	C	1436.4x	-71.8%	—	—	$5.62
GPGIGPGI, Inc.	—	—	C	—	-18.9%	—	—	$12.47
MARAMARA Holdings, Inc. Common Stock	C	C	D	6.5x	-110.4%	-357.4%	190.3%	$7.53
IONDIonic Digital Inc. Class A Common Stock	—	—	F	—	—	—	—	$62.81
SIISprott Inc.	D	B	B	43.2x	28.4%	36.1%	18.5%	$108.17
PURRHyperliquid Strategies Inc Common Stock	—	—	B	—	—	—	—	$9.07
ASSTStrive, Inc. Class A Common Stock	F	A	A	—	-94.7%	-10920.4%	131.2%	$24.09
UPSTUpstart Holdings, Inc. Common stock	D	A	C	42.8x	8.6%	4.6%	34.9%	$23.56
CLSKCLEANSPARK INC	D	C	D	5.9x	-75.2%	-131.6%	138.2%	$8.40
BTDRBitdeer Technologies Group Class A Ordinary Shares	C	B	D	32.0x	-54.7%	-40.6%	27.2%	$7.72
WLTHWealthfront Corporation Common Stock	D	D	B	8.8x	-13.1%	-40.8%	—	$10.63
SBETSharplink, Inc. Common Stock	D	A	B	120.8x	-79.2%	-3401.6%	47.5%	$7.57
SECZSecuritize Corp.	F	—	B	91988.6x	1.0%	—	—	$9.86
PGYPagaya Technologies Ltd. Class A Ordinary Shares	C	B	B	17.7x	23.5%	19.2%	67.4%	$17.23
KEELKeel Infrastructure Corp. Common Stock	—	F	D	—	-64.3%	-212.0%	—	$2.31
PWPPerella Weinberg Partners Class A Common Stock	C	D	C	35.6x	-31.9%	2.8%	—	$13.26
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BTGOBitGo Holdings, Inc.	C	A	C	5.7x	-24.5%	-0.5%	—	$5.88
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About Dave Inc. Class A Common Stock

Dave operates a mobile banking platform that combines essential financial services with income-generating opportunities. The app features overdraft protection, credit-building tools, fee-free banking, and financial management tools to help users optimize their finances. Dave also connects users with side gig opportunities to provide additional income and short-term liquidity.

DAVE Next Earnings Report

Report dateNov 4, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$4.46

Revenue estimate$191.77M

Also reporting on Nov 4, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

Companies in Related Industries

AFRMAffirm Holdings, Inc. Class A Common StockPersonal Credit Institutions
OMFOneMain Holdings, Inc.Personal Credit Institutions
FIGRFigure Technology Solutions, Inc. Class A Common StockLoan Brokers
CACCCredit Acceptance CorpPersonal Credit Institutions
NNINelnet, Inc. Class APersonal Credit Institutions
ENVAEnova International, Inc.Personal Credit Institutions
SLMSLM CorporationPersonal Credit Institutions
BFHBread Financial Holdings, Inc.Personal Credit Institutions

Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.0

Buy

Consensus rating

52-Week Range

Low$152.21

High$458.25