Qfin Holdings, Inc. American Depositary Shares (QFIN) Stock Price

QFINStock

$5.67−77.58%52W

Market Cap$689.37M

P/E0.80x

PEG Ratio0.09

Div yield5.11%

Beta0.60

QFIN Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-69.38%

Price vs S&P 500 (4W)-27.17%

PEG Ratio0.09

VGM Score51.48

P/E Ratio (Annual)0.80x

Indicated Dividend Yield (Annual)5.11%

P/CF (Annual)0.43x

Book Value / Share (Quarterly)$10.70

P/TBV (Annual)0.63x

Indicated Dividend (Annual)$0.19

Revenue Growth (3Y)5.08%

Cash Flow / Share (Quarterly)$2.45

Price vs S&P 500 (YTD)-82.50%

Gross Margin (TTM)82.12%

Net Profit Margin (TTM)22.32%

EPS (TTM)$2.17

10-Day Avg Trading Volume1.98M

EPS Excl Extra (TTM)$2.17

Revenue Growth (5Y)7.20%

EPS (Annual)$3.29

Dividend / Share (Annual)$0.00

ROI (Annual)21.10%

Gross Margin (Annual)84.37%

Net Profit Margin (5Y Avg)30.61%

Cash / Share (Quarterly)$3.14

P/E Basic Excl Extra (TTM)1.29x

Revenue Growth QoQ (YoY)-31.62%

EPS Growth (5Y)14.06%

P/E Normalized (Annual)0.80x

ROA (Last FY)10.52%

Revenue Growth TTM (YoY)-10.58%

EBITD / Share (TTM)$3.03

ROE (5Y Avg)25.93%

Operating Margin (TTM)30.85%

Cash Flow / Share (Annual)$2.77

P/B Ratio0.19x

P/B Ratio (Quarterly)0.52x

Net Income / Employee (Annual)$251,601

EV / Revenue (TTM)0.22x

Net Interest Coverage (TTM)45.57x

ROA (TTM)6.64%

EPS Growth QoQ (YoY)-74.83%

EV / EBITDA (TTM)0.70x

EPS Incl Extra (Annual)$3.29

Current Ratio (Annual)2.43x

Quick Ratio (Quarterly)2.10x

3-Month Avg Trading Volume1.91M

52-Week Price Return-77.58%

EV / Free Cash Flow (Annual)0.34x

P/E Incl Extra (TTM)1.29x

Revenue / Employee (TTM)$704,629

Tangible BV / Share (Quarterly)$10.69

P/S Ratio (Annual)0.25x

Asset Turnover (Annual)0.34x

52-Week High$4.12

Operating Margin (5Y Avg)35.53%

EPS Excl Extra (Annual)$3.29

CapEx CAGR (5Y)73.56%

Tangible BV CAGR (5Y)19.54%

26-Week Price Return-59.47%

Quick Ratio (Annual)2.39x

13-Week Price Return-55.46%

Total Debt / Equity (Annual)0.18x

Current Ratio (Quarterly)2.17x

Enterprise Value$543.87M

Revenue / Share Growth (5Y)9.79%

Asset Turnover (TTM)0.30x

Book Value / Share Growth (5Y)110.98%

Revenue / Employee (Annual)$806,725

Pretax Margin (Annual)38.41%

Cash / Share (Annual)$2.94

3-Month Return Std Dev49.60%

Gross Margin (5Y Avg)84.65%

Net Income / Employee (TTM)$157,305

EBITDA CAGR (5Y)12.89%

EBITDA Interim CAGR (5Y)-7.66%

ROE (Last FY)24.84%

Net Interest Coverage (Annual)440.51x

EPS Basic Excl Extra (Annual)$3.29

P/FCF (TTM)0.54x

Receivables Turnover (TTM)11.97x

EV / Free Cash Flow (TTM)0.41x

Total Debt / Equity (Quarterly)0.12x

EPS Incl Extra (TTM)$2.17

Receivables Turnover (Annual)12.14x

ROI (TTM)13.23%

P/S Ratio (TTM)0.29x

Pretax Margin (5Y Avg)37.53%

Revenue / Share (Annual)$10.54

Tangible BV / Share (Annual)$6.82

Forward P/E2.89x

Free OCF CAGR (5Y)15.35%

Price vs S&P 500 (52W)-93.11%

P/E Ratio (TTM)1.29x

EPS Growth TTM (YoY)-43.13%

Year-to-Date Return-70.58%

5-Day Price Return-4.22%

EPS Normalized (Annual)$3.29

ROA (5Y Avg)12.02%

Net Profit Margin (Annual)31.19%

Month-to-Date Return-15.37%

EBITD / Share (Annual)$3.85

EPS Growth (3Y)20.76%

Operating Margin (Annual)36.18%

LT Debt / Equity (Annual)0.08x

P/CF (TTM)0.54x

ROI (5Y Avg)24.47%

P/E Excl Extra (TTM)1.29x

LT Debt / Equity (Quarterly)0.03x

EPS Basic Excl Extra (TTM)$2.17

P/TBV (Quarterly)0.54x

Payout Ratio (Annual)23.01%

P/B Ratio (Annual)0.61x

Pretax Margin (TTM)31.10%

Book Value / Share (Annual)$7.32

Price vs S&P 500 (13W)-58.14%

Net Margin Growth (5Y)3.88%

Dividend Yield (TTM)10.77%

Beta0.60x

P/FCF (Annual)0.44x

Revenue / Share (TTM)$10.14

ROE (TTM)15.37%

52-Week Low$0.83

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QFIN Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 25, 2026	$1.06	$0.49	-53.61%(-$0.57)
Q1 2026	May 26, 2026	$0.95	$1.07	+12.05%(+$0.12)
Q4 2025	Mar 17, 2026	$1.23	$1.17	-4.75%(-$0.06)
Q3 2025	Nov 18, 2025	$1.76	$1.61	-8.47%(-$0.15)
Q2 2025	Aug 14, 2025	$1.89	$1.91	+0.71%(+$0.01)

QFIN Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.16

3.79

Industry Peers — Finance Services(179)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
QFINQfin Holdings, Inc. American Depositary Shares	A	D	D	0.8x	15.4%	30.9%	7.2%	$5.67
AXPAmerican Express Company	D	B	B	19.5x	34.1%	18.2%	16.0%	$313.59
NUNu Holdings Ltd.	D	B	B	24.5x	30.3%	22.7%	84.5%	$14.56
MSTRStrategy Inc Common Stock Class A	D	D	B	—	-60.8%	-7272.5%	-0.1%	$136.83
COINCoinbase Global, Inc. Class A Common Stock	D	C	B	36.2x	-6.9%	9.9%	41.2%	$173.16
SYFSYNCHRONY FINANCIAL	B	C	B	6.7x	20.9%	18.4%	0.9%	$73.68
CRCLCircle Internet Group, Inc.	D	C	B	126.1x	13.6%	7.4%	—	$82.22
SOFISoFi Technologies, Inc. Common Stock	D	B	C	39.0x	6.2%	-19.9%	—	$14.55
BMNRBitMine Immersion Technologies, Inc.	D	A	B	37.5x	-84.6%	-14505.1%	428.4%	$21.66
CHYMChime Financial, Inc. Class A Common Stock	D	A	A	—	-1.3%	-2.1%	—	$29.67
IRENIREN Limited Ordinary Shares	D	B	D	183.7x	-23.0%	-163.9%	145.7%	$26.99
HUTHut 8 Corp. Common Stock	F	A	C	25.2x	-6.5%	115.2%	4.2%	$67.75
WULFTeraWulf Inc. Common Stock	F	C	D	—	-853.1%	-254.7%	65.8%	$11.68
RIOTRiot Platforms, Inc. Common Stock	D	C	C	57.3x	-48.4%	-199.2%	121.7%	$13.72
KLARKlarna Group plc	C	B	D	243.6x	-12.4%	-1.3%	—	$13.02
DAVEDave Inc. Class A Common Stock	D	B	B	23.9x	84.3%	34.5%	35.4%	$367.40
BLSHBullish	C	F	C	—	-45.3%	-0.7%	—	$29.49
CORZCore Scientific, Inc. Common Stock	D	B	C	—	-94.1%	-132.3%	39.5%	$13.48
CIFRCipher Digital Inc. Common Stock	F	D	D	—	-156.3%	-278.1%	—	$8.98
XXITwenty One Capital, Inc.	—	—	C	1436.4x	-71.8%	—	—	$5.62
GPGIGPGI, Inc.	—	—	C	—	-18.9%	—	—	$12.47
MARAMARA Holdings, Inc. Common Stock	C	C	D	6.5x	-110.4%	-357.4%	190.3%	$7.53
IONDIonic Digital Inc. Class A Common Stock	—	—	F	—	—	—	—	$62.81
SIISprott Inc.	D	B	B	43.2x	28.4%	36.1%	18.5%	$108.17
PURRHyperliquid Strategies Inc Common Stock	—	—	B	—	—	—	—	$9.07
ASSTStrive, Inc. Class A Common Stock	F	A	A	—	-94.7%	-10920.4%	131.2%	$24.09
UPSTUpstart Holdings, Inc. Common stock	D	A	C	42.8x	8.6%	4.6%	34.9%	$23.56
CLSKCLEANSPARK INC	D	C	D	5.9x	-75.2%	-131.6%	138.2%	$8.40
BTDRBitdeer Technologies Group Class A Ordinary Shares	C	B	D	32.0x	-54.7%	-40.6%	27.2%	$7.72
WLTHWealthfront Corporation Common Stock	D	D	B	8.8x	-13.1%	-40.8%	—	$10.63
SBETSharplink, Inc. Common Stock	D	A	B	120.8x	-79.2%	-3401.6%	47.5%	$7.57
SECZSecuritize Corp.	F	—	B	91988.6x	1.0%	—	—	$9.86
PGYPagaya Technologies Ltd. Class A Ordinary Shares	C	B	B	17.7x	23.5%	19.2%	67.4%	$17.23
KEELKeel Infrastructure Corp. Common Stock	—	F	D	—	-64.3%	-212.0%	—	$2.31
PWPPerella Weinberg Partners Class A Common Stock	C	D	C	35.6x	-31.9%	2.8%	—	$13.26
WDWalker & Dunlop, Inc.	B	F	C	20.3x	2.2%	4.6%	2.6%	$32.66
RHLDResolute Holdings Management, Inc.	C	A	B	—	411.7%	2.1%	—	$113.67
CDChaince Digital Holdings Inc. Ordinary Shares	F	C	B	—	-9.9%	-37.3%	5.9%	$6.93
LULufax Holding Ltd. American Depositary Shares, each representing two (2) Ordinary Shares	B	D	D	18.1x	-2.9%	-2.1%	-12.2%	$0.87
GDOTGreen Dot Corporation	B	C	B	—	-2.8%	0.3%	10.7%	$12.20
BTGOBitGo Holdings, Inc.	C	A	C	5.7x	-24.5%	-0.5%	—	$5.88
BURBurford Capital Limited	C	F	D	11.6x	-102.3%	35.2%	4.7%	$3.00
VELVelocity Financial, Inc.	C	C	C	5.5x	15.8%	109.0%	27.4%	$14.71
HIVEHIVE Digital Technologies Ltd. Common Shares	C	B	D	—	-61.1%	-50.3%	34.9%	$2.03
ABTCAmerican Bitcoin Corp. Class A Common Stock	C	A	C	—	-29.9%	-106.6%	71.3%	$7.56
HKDAMTD Digital Inc. American Depositary Shares (every five of which represent two Class A Ordinary Shares)	D	C	B	9.6x	18.5%	0.1%	14.7%	$1.68
FWDIForward Industries, Inc. Common Stock	D	B	B	—	-130.5%	-1771.6%	-12.0%	$6.91
TRONTron Inc. Common Stock	F	C	D	—	2.9%	-94.2%	9.9%	$1.10
OPFIOppFi Inc.	B	C	C	18.3x	68.1%	22.8%	15.5%	$5.65
GEMIGemini Space Station, Inc. Class A Common Stock	C	B	D	—	-97.6%	-195.1%	—	$3.57
WYFIWhiteFiber, Inc. Ordinary Shares	C	B	D	329.3x	-10.7%	-42.3%	—	$11.76

About Qfin Holdings, Inc. American Depositary Shares

Qfin Holdings Inc is a Chinese credit-technology platform that connects financial institutions with consumers and small-to-medium enterprises. The company provides technology solutions that help financial institutions assess creditworthiness, identify prospective borrowers through multiple channels, and optimize credit risk management and collection efficiency. By leveraging its Credit-Tech platform, Qfin makes credit services more accessible and personalized while improving lending outcomes for its institutional partners.