PRA Group, Inc. (PRAA) Stock Price

PRAAStock

$19.39+45.46%52W

Market Cap$729.99M

P/E9.42x

PEG Ratio5.82

Div yield—

Beta1.13

PRAA Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-12.17%

Price vs S&P 500 (4W)-4.55%

PEG Ratio5.82

VGM Score55.85

P/E Ratio (Annual)9.42x

Book Value / Share (Quarterly)$27.77

P/TBV (Annual)1.42x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)7.53%

Cash Flow / Share (Quarterly)$-1.01

Price vs S&P 500 (YTD)-2.32%

Gross Margin (TTM)81.17%

Net Profit Margin (TTM)-19.91%

EPS (TTM)$-6.73

10-Day Avg Trading Volume0.39M

EPS Excl Extra (TTM)$-6.73

Revenue Growth (5Y)2.44%

EPS (Annual)$-7.79

ROI (Annual)-6.38%

Gross Margin (Annual)79.94%

Net Profit Margin (5Y Avg)-0.12%

Cash / Share (Quarterly)$3.52

Revenue Growth QoQ (YoY)29.37%

EPS Growth (5Y)-1.14%

P/E Normalized (Annual)9.42x

ROA (Last FY)-5.98%

Revenue Growth TTM (YoY)17.60%

EBITD / Share (TTM)$2.00

ROE (5Y Avg)-1.66%

Operating Margin (TTM)5.00%

Cash Flow / Share (Annual)$-2.35

P/B Ratio0.70x

P/B Ratio (Quarterly)0.69x

Net Income / Employee (Annual)$-116,700

EV / Revenue (TTM)3.35x

Net Interest Coverage (TTM)0.03x

ROA (TTM)-5.16%

EPS Growth QoQ (YoY)40.54%

EV / EBITDA (TTM)57.76x

EPS Incl Extra (Annual)$-7.79

Current Ratio (Annual)16.02x

Quick Ratio (Quarterly)16.42x

3-Month Avg Trading Volume0.53M

52-Week Price Return45.46%

EV / Free Cash Flow (Annual)27.30x

Revenue / Employee (TTM)$509,100

Tangible BV / Share (Quarterly)$27.10

P/S Ratio (Annual)0.61x

Asset Turnover (Annual)0.24x

52-Week High$22.55

Operating Margin (5Y Avg)21.49%

EPS Excl Extra (Annual)$-7.79

CapEx CAGR (5Y)-22.46%

Tangible BV CAGR (5Y)5.50%

26-Week Price Return-2.27%

Quick Ratio (Annual)16.02x

13-Week Price Return7.01%

Total Debt / Equity (Annual)3.88x

Current Ratio (Quarterly)16.42x

Enterprise Value$4.46B

Revenue / Share Growth (5Y)5.74%

Asset Turnover (TTM)0.26x

Book Value / Share Growth (5Y)-2.84%

Revenue / Employee (Annual)$459,600

Pretax Margin (Annual)-20.24%

Cash / Share (Annual)$2.72

3-Month Return Std Dev44.53%

Gross Margin (5Y Avg)79.38%

Net Income / Employee (TTM)$-101,400

EBITDA CAGR (5Y)-44.95%

EBITDA Interim CAGR (5Y)7.91%

ROE (Last FY)-31.14%

Net Interest Coverage (Annual)0.26x

EPS Basic Excl Extra (Annual)$-7.79

P/FCF (TTM)31.03x

Receivables Turnover (TTM)0.29x

Total Debt / Equity (Quarterly)3.69x

EPS Incl Extra (TTM)$-6.73

Receivables Turnover (Annual)0.27x

ROI (TTM)-5.51%

P/S Ratio (TTM)0.55x

Pretax Margin (5Y Avg)3.62%

Revenue / Share (Annual)$30.68

Tangible BV / Share (Annual)$25.66

Forward P/E5.50x

Price vs S&P 500 (52W)29.93%

Year-to-Date Return9.61%

5-Day Price Return-3.00%

EPS Normalized (Annual)$-7.79

ROA (5Y Avg)0.12%

Net Profit Margin (Annual)-25.39%

Month-to-Date Return-0.51%

Cash Flow / Share (TTM)$-0.63

EBITD / Share (Annual)$0.47

EPS Growth (3Y)-23.85%

Operating Margin (Annual)0.68%

LT Debt / Equity (Annual)3.77x

ROI (5Y Avg)0.15%

LT Debt / Equity (Quarterly)3.60x

EPS Basic Excl Extra (TTM)$-6.73

P/TBV (Quarterly)1.47x

P/B Ratio (Annual)0.70x

Pretax Margin (TTM)-14.19%

Book Value / Share (Annual)$25.48

Price vs S&P 500 (13W)4.32%

Net Margin Growth (5Y)-5.68%

Beta1.13x

P/FCF (Annual)87.95x

Revenue / Share (TTM)$34.76

ROE (TTM)-26.80%

52-Week Low$10.25

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PRAA Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 6, 2026	$0.53	$1.51	+187.62%(+$0.99)
Q1 2026	May 7, 2026	$0.51	$0.73	+44.55%(+$0.22)
Q4 2025	Feb 26, 2026	$0.50	$1.46	+192.00%(+$0.96)
Q3 2025	Nov 3, 2025	$0.50	$0.53	+6.13%(+$0.03)
Q2 2025	Aug 4, 2025	$0.61	$0.35	-43.63%(-$0.27)

PRAA Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.89

Industry Peers — Short-Term Business Credit(5)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
PRAAPRA Group, Inc.	C	D	B	9.4x	-26.8%	5.0%	2.4%	$19.39
ECPGEncore Capital Group, Inc.	C	C	A	8.4x	29.8%	36.0%	3.4%	$101.68
JCAPJefferson Capital, Inc. Common Stock	C	C	B	6.3x	33.8%	45.8%	—	$20.53
SWRDStewards, Inc. Common Stock	F	A	C	—	-678.3%	-88.5%	—	$2.65
PLBCPlumas Bancorp	C	C	A	14.6x	13.7%	50.7%	15.6%	$62.11
ORBSEightco Holdings Inc. Common Stock	D	F	C	461.9x	-98.3%	-302.7%	—	$0.74

About PRA Group, Inc.

PRA Group acquires and collects nonperforming loans from financial institutions across the Americas, Europe, and Australia, helping creditors recover capital and supporting continued financial services. The company operates two primary segments: Core, which manages purchased nonperforming loans, and Insolvency, which specializes in loans connected to bankruptcy proceedings. PRA Group also provides fee-based services for class action claims recoveries in the United States.