Jefferson Capital, Inc. Common Stock (JCAP)

Price$16.66

Value ScoreB

Growth ScoreD

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-34.05%

Price vs S&P 500 (4W)-23.56%

VGM Score38.20

Market Capitalization$941.56M

P/E Ratio (Annual)5.01x

Indicated Dividend Yield (Annual)5.65%

All Metrics

P/CF (Annual)3.50x

Book Value / Share (Quarterly)$8.00

P/TBV (Annual)2.77x

Indicated Dividend (Annual)$0.96

Cash Flow / Share (Quarterly)$4.62

Price vs S&P 500 (YTD)-34.88%

Gross Margin (TTM)66.92%

Net Profit Margin (TTM)25.42%

EPS (TTM)$2.84

10-Day Avg Trading Volume0.29M

EPS Excl Extra (TTM)$2.84

EPS (Annual)$6.26

ROI (Annual)9.97%

Gross Margin (Annual)69.48%

Cash / Share (Quarterly)$0.47

P/E Basic Excl Extra (TTM)5.83x

P/E Normalized (Annual)5.01x

ROA (Last FY)9.00%

EBITD / Share (TTM)$5.50

Operating Margin (TTM)48.43%

Cash Flow / Share (Annual)$4.59

P/B Ratio2.13x

P/B Ratio (Quarterly)2.40x

Net Income / Employee (Annual)$167,800

EV / Revenue (TTM)3.70x

Net Interest Coverage (TTM)3.23x

ROA (TTM)8.34%

EPS Growth QoQ (YoY)-31.69%

EV / EBITDA (TTM)7.53x

EPS Incl Extra (Annual)$6.26

Current Ratio (Annual)2.71x

Quick Ratio (Quarterly)2.75x

3-Month Avg Trading Volume0.29M

EV / Free Cash Flow (Annual)8.77x

P/E Incl Extra (TTM)5.83x

Revenue / Employee (TTM)$566,800

Tangible BV / Share (Quarterly)$7.89

P/S Ratio (Annual)1.54x

Asset Turnover (Annual)0.29x

52-Week High$23.80

EPS Excl Extra (Annual)$6.26

26-Week Price Return-18.12%

Quick Ratio (Annual)2.71x

13-Week Price Return-18.71%

Total Debt / Equity (Annual)2.96x

Current Ratio (Quarterly)2.75x

Enterprise Value$2.35B

Asset Turnover (TTM)0.33x

Revenue / Employee (Annual)$547,600

Pretax Margin (Annual)35.62%

Cash / Share (Annual)$0.40

3-Month Return Std Dev28.35%

Net Income / Employee (TTM)$144,100

ROE (Last FY)39.48%

Net Interest Coverage (Annual)2.93x

EPS Basic Excl Extra (Annual)$6.26

P/FCF (TTM)3.68x

EV / Free Cash Flow (TTM)9.18x

Total Debt / Equity (Quarterly)3.24x

EPS Incl Extra (TTM)$2.84

ROI (TTM)9.26%

P/S Ratio (TTM)1.48x

Revenue / Share (Annual)$20.43

Tangible BV / Share (Annual)$8.05

Forward P/E5.90x

P/E Ratio (TTM)5.83x

Year-to-Date Return-23.95%

5-Day Price Return-1.74%

EPS Normalized (Annual)$6.26

Net Profit Margin (Annual)30.65%

Month-to-Date Return-18.08%

EBITD / Share (Annual)$10.72

EPS Growth (3Y)66.71%

Operating Margin (Annual)51.61%

LT Debt / Equity (Annual)1.64x

P/CF (TTM)3.67x

P/E Excl Extra (TTM)5.83x

LT Debt / Equity (Quarterly)1.82x

EPS Basic Excl Extra (TTM)$2.84

P/TBV (Quarterly)2.43x

Payout Ratio (Annual)33.76%

P/B Ratio (Annual)2.73x

Dividend / Share (TTM)$1.06

Pretax Margin (TTM)31.91%

Book Value / Share (Annual)$8.17

Price vs S&P 500 (13W)-28.45%

Dividend Yield (TTM)6.74%

Beta1.07x

P/FCF (Annual)3.52x

Revenue / Share (TTM)$11.42

ROE (TTM)36.53%

52-Week Low$15.98

vGradeB

gGradeD

mGradeD

vgmGradeD

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Earnings Surprise History

Q1 260.73est. 0.70

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.25

4.23

Industry Peers — Short-Term Business Credit(4)

Symbol	Value Score	Growth Score	Momentum Score	Price
JCAPJefferson Capital, Inc. Common Stock	B	D	D	$16.66
ECPGEncore Capital Group, Inc.	C	C	B	$78.56
PRAAPRA Group, Inc.	C	C	B	$14.76
PLBCPlumas Bancorp	C	C	B	$52.40
ORBSEightco Holdings Inc. Common Stock	D	F	D	$1.00

About

Jefferson Capital Inc purchases and manages charged-off consumer debt accounts across the United States, Canada, the United Kingdom, and Latin America. The company acquires unpaid obligations originally owed to banks, non-bank lenders, auto finance companies, utilities, and telecommunications providers.