Jefferson Capital, Inc. Common Stock (JCAP) Stock Price

JCAPStock

$21.09+8.21%52W

Market Cap$1.21B

P/E7.08x

PEG Ratio—

Div yield4.00%

Beta0.81

JCAP Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-6.74%

Price vs S&P 500 (4W)0.64%

VGM Score49.92

P/E Ratio (Annual)7.08x

Indicated Dividend Yield (Annual)4.00%

P/CF (Annual)4.95x

Book Value / Share (Quarterly)$8.00

P/TBV (Annual)2.77x

Indicated Dividend (Annual)$0.96

Cash Flow / Share (Quarterly)$4.62

Price vs S&P 500 (YTD)-18.42%

Gross Margin (TTM)66.92%

Net Profit Margin (TTM)25.42%

EPS (TTM)$2.84

10-Day Avg Trading Volume0.34M

EPS Excl Extra (TTM)$2.84

EPS (Annual)$6.26

ROI (Annual)9.97%

Gross Margin (Annual)69.48%

Cash / Share (Quarterly)$0.47

P/E Basic Excl Extra (TTM)8.25x

P/E Normalized (Annual)7.08x

ROA (Last FY)9.00%

EBITD / Share (TTM)$5.50

Operating Margin (TTM)48.43%

Cash Flow / Share (Annual)$4.59

P/B Ratio3.01x

P/B Ratio (Quarterly)2.40x

Net Income / Employee (Annual)$167,800

EV / Revenue (TTM)4.31x

Net Interest Coverage (TTM)3.23x

ROA (TTM)8.34%

EPS Growth QoQ (YoY)-31.69%

EV / EBITDA (TTM)8.78x

EPS Incl Extra (Annual)$6.26

Current Ratio (Annual)2.71x

Quick Ratio (Quarterly)2.75x

3-Month Avg Trading Volume0.32M

52-Week Price Return8.21%

EV / Free Cash Flow (Annual)10.23x

P/E Incl Extra (TTM)8.25x

Revenue / Employee (TTM)$566,800

Tangible BV / Share (Quarterly)$7.89

P/S Ratio (Annual)2.17x

Asset Turnover (Annual)0.29x

52-Week High$24.44

EPS Excl Extra (Annual)$6.26

26-Week Price Return5.19%

Quick Ratio (Annual)2.71x

13-Week Price Return22.97%

Total Debt / Equity (Annual)2.96x

Current Ratio (Quarterly)2.75x

Enterprise Value$2.74B

Asset Turnover (TTM)0.33x

Revenue / Employee (Annual)$547,600

Pretax Margin (Annual)35.62%

Cash / Share (Annual)$0.40

3-Month Return Std Dev40.91%

Net Income / Employee (TTM)$144,100

ROE (Last FY)39.48%

Net Interest Coverage (Annual)2.93x

EPS Basic Excl Extra (Annual)$6.26

P/FCF (TTM)5.20x

EV / Free Cash Flow (TTM)10.70x

Total Debt / Equity (Quarterly)3.24x

EPS Incl Extra (TTM)$2.84

ROI (TTM)9.26%

P/S Ratio (TTM)2.10x

Revenue / Share (Annual)$20.43

Tangible BV / Share (Annual)$8.05

Forward P/E6.94x

Price vs S&P 500 (52W)-10.35%

P/E Ratio (TTM)8.25x

Year-to-Date Return-5.60%

5-Day Price Return-4.61%

EPS Normalized (Annual)$6.26

Net Profit Margin (Annual)30.65%

Month-to-Date Return4.87%

EBITD / Share (Annual)$10.72

EPS Growth (3Y)66.71%

Operating Margin (Annual)51.61%

LT Debt / Equity (Annual)1.64x

P/CF (TTM)5.19x

P/E Excl Extra (TTM)8.25x

LT Debt / Equity (Quarterly)1.82x

EPS Basic Excl Extra (TTM)$2.84

P/TBV (Quarterly)2.43x

Payout Ratio (Annual)33.76%

P/B Ratio (Annual)2.73x

Dividend / Share (TTM)$1.06

Pretax Margin (TTM)31.91%

Book Value / Share (Annual)$8.17

Price vs S&P 500 (13W)21.02%

Dividend Yield (TTM)4.77%

Beta0.81x

P/FCF (Annual)4.97x

Revenue / Share (TTM)$11.42

ROE (TTM)36.53%

52-Week Low$15.50

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mGradeB

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JCAP Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 13, 2026	$0.70	$0.77	+10.00%(+$0.07)
Q1 2026	May 14, 2026	$0.68	$0.73	+6.96%(+$0.05)
Q4 2025	Mar 12, 2026	$0.66	$0.69	+4.15%(+$0.03)
Q3 2025	Nov 13, 2025	$0.62	$0.79	+28.10%(+$0.17)
Q2 2025	Aug 14, 2025	$0.83	$0.81	-2.42%(-$0.02)

JCAP Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.23

Industry Peers — Short-Term Business Credit(4)

Symbol	Value Score	Growth Score	Momentum Score	Price
JCAPJefferson Capital, Inc. Common Stock	C	D	B	$21.09
ECPGEncore Capital Group, Inc.	C	C	A	$98.94
PRAAPRA Group, Inc.	C	C	B	$19.14
PLBCPlumas Bancorp	C	C	A	$61.83
ORBSEightco Holdings Inc. Common Stock	D	F	D	$0.80

About Jefferson Capital, Inc. Common Stock

Jefferson Capital Inc purchases and manages charged-off consumer debt accounts across the United States, Canada, the United Kingdom, and Latin America. The company acquires unpaid obligations originally owed to banks, non-bank lenders, auto finance companies, utilities, and telecommunications providers.