Pagaya Technologies Ltd. Class A Ordinary Shares (PGY) Stock Price

PGYStock

$22.26−35.37%52W

Market Cap$1.86B

P/E22.00x

PEG Ratio0.04

Div yield—

Beta5.58

PGY Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)62.07%

Price vs S&P 500 (4W)28.31%

PEG Ratio0.04

VGM Score69.39

P/E Ratio (Annual)22.00x

P/CF (Annual)7.50x

Book Value / Share (Quarterly)$7.49

P/TBV (Annual)3.34x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)20.22%

Cash Flow / Share (Quarterly)$3.02

Price vs S&P 500 (YTD)-7.56%

Gross Margin (TTM)43.39%

Net Profit Margin (TTM)9.12%

EPS (TTM)$1.35

10-Day Avg Trading Volume2.41M

EPS Excl Extra (TTM)$1.35

Revenue Growth (5Y)67.40%

EPS (Annual)$0.98

ROI (Annual)6.10%

Gross Margin (Annual)42.43%

Net Profit Margin (5Y Avg)-21.61%

Cash / Share (Quarterly)$2.99

P/E Basic Excl Extra (TTM)14.12x

Revenue Growth QoQ (YoY)18.58%

EPS Growth (5Y)29.02%

P/E Normalized (Annual)22.00x

ROA (Last FY)5.26%

Revenue Growth TTM (YoY)20.55%

EBITD / Share (TTM)$3.09

ROE (5Y Avg)-37.73%

Operating Margin (TTM)19.21%

Cash Flow / Share (Annual)$2.80

P/B Ratio2.87x

P/B Ratio (Quarterly)2.43x

Net Income / Employee (Annual)$157,100

EV / Revenue (TTM)1.74x

Net Interest Coverage (TTM)6.93x

ROA (TTM)8.00%

EPS Growth QoQ (YoY)122.62%

EV / EBITDA (TTM)8.34x

EPS Incl Extra (Annual)$0.98

Current Ratio (Annual)3.00x

Quick Ratio (Quarterly)2.87x

3-Month Avg Trading Volume3.63M

52-Week Price Return-35.37%

EV / Free Cash Flow (Annual)10.75x

P/E Incl Extra (TTM)14.12x

Revenue / Employee (TTM)$2,683,300

Tangible BV / Share (Quarterly)$7.43

P/S Ratio (Annual)1.38x

Asset Turnover (Annual)0.84x

52-Week High$44.99

Operating Margin (5Y Avg)-5.00%

EPS Excl Extra (Annual)$0.98

CapEx CAGR (5Y)66.18%

26-Week Price Return73.31%

Quick Ratio (Annual)3.00x

13-Week Price Return66.82%

Total Debt / Equity (Annual)1.62x

Current Ratio (Quarterly)2.87x

Enterprise Value$2.42B

Revenue / Share Growth (5Y)52.90%

Asset Turnover (TTM)0.88x

Revenue / Employee (Annual)$2,512,300

Pretax Margin (Annual)3.97%

Cash / Share (Annual)$2.93

3-Month Return Std Dev73.93%

Gross Margin (5Y Avg)42.54%

Net Income / Employee (TTM)$244,800

EBITDA CAGR (5Y)51.30%

ROE (Last FY)15.95%

Net Interest Coverage (Annual)2.12x

EPS Basic Excl Extra (Annual)$0.98

P/FCF (TTM)7.11x

Receivables Turnover (TTM)10.88x

EV / Free Cash Flow (TTM)9.60x

Total Debt / Equity (Quarterly)1.40x

EPS Incl Extra (TTM)$1.35

Receivables Turnover (Annual)10.77x

ROI (TTM)9.18%

P/S Ratio (TTM)1.29x

Pretax Margin (5Y Avg)-21.81%

Revenue / Share (Annual)$15.66

Tangible BV / Share (Annual)$6.25

Forward P/E9.44x

Free OCF CAGR (5Y)134.63%

Price vs S&P 500 (52W)-53.68%

P/E Ratio (TTM)14.12x

Year-to-Date Return4.40%

5-Day Price Return7.38%

EPS Normalized (Annual)$0.98

ROA (5Y Avg)-16.17%

Net Profit Margin (Annual)6.25%

Month-to-Date Return13.23%

Cash Flow / Share (TTM)$-0.34

EBITD / Share (Annual)$2.06

Operating Margin (Annual)10.82%

LT Debt / Equity (Annual)1.62x

P/CF (TTM)6.76x

ROI (5Y Avg)-22.85%

P/E Excl Extra (TTM)14.12x

LT Debt / Equity (Quarterly)1.40x

EPS Basic Excl Extra (TTM)$1.35

P/TBV (Quarterly)2.45x

P/B Ratio (Annual)3.29x

Pretax Margin (TTM)7.10%

Book Value / Share (Annual)$6.35

Price vs S&P 500 (13W)64.03%

Net Margin Growth (5Y)-15.62%

Beta5.58x

P/FCF (Annual)7.97x

Revenue / Share (TTM)$14.29

ROE (TTM)23.46%

52-Week Low$10.40

vGradeC

gGradeB

mGradeB

vgmGradeB

PGY Earnings Surprise History

Q2 250.64est. 0.67

Q3 251.02est. 0.66

Q4 250.80est. 0.77

Q1 260.73est. 0.56

Q2 261.07est. 0.72

PGY Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.20

4.29

4.27

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About Pagaya Technologies Ltd. Class A Ordinary Shares

Pagaya Technologies is an AI and machine learning-driven technology company that provides lenders with tools to streamline consumer credit and residential real estate decisions. Its platform helps financial institutions approve more borrowers while managing credit risk through advanced analytics and data integration. The company generates substantially all revenue from its U.S. market operations.