Happen, Inc. Common Stock (HAPN) Stock Price
HAPNStock
$14.49+68.20%52W
Market Cap$1.67B
P/E12.33x
PEG Ratio—
Div yield—
Beta1.90
HAPN Share Price Chart
Favorite Metrics
Price vs S&P 500 (26W)-5.32%
Price vs S&P 500 (4W)-9.23%
VGM Score51.12
P/E Ratio (Annual)12.33x
HAPN Earnings Surprise History
| Quarter | Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|---|
| Q2 2026 | $0.42 | $0.50 | +19.86%(+$0.08) | |
| Q1 2026 | $0.36 | $0.44 | +23.74%(+$0.08) | |
| Q4 2025 | $0.34 | $0.35 | +4.14%(+$0.01) | |
| Q3 2025 | $0.31 | $0.37 | +20.87%(+$0.06) | |
| Q2 2025 | $0.15 | $0.33 | +116.62%(+$0.18) |
HAPN Analyst Recommendations
Jun 2026
Jul 2026
Aug 2026
Sep 2026
4.35
4.35
4.38
4.38
Industry Peers — Personal Credit Institutions(15)
| Symbol | Value Score | Growth Score | Momentum Score | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|---|---|---|
HAPNHappen, Inc. Common Stock | C | C | B | 12.3x | 12.9% | 25.6% | 2.9% | $14.49 |
| AFRMAffirm Holdings, Inc. Class A Common Stock | D | A | B | 12.9x | 47.9% | 9.8% | 37.4% | $74.01 |
| OMFOneMain Holdings, Inc. | B | C | B | 8.2x | 23.1% | 15.7% | 4.8% | $55.95 |
| CACCCredit Acceptance Corp | C | C | B | 13.2x | 32.4% | 47.0% | 6.8% | $540.98 |
| NNINelnet, Inc. Class A | D | C | B | 10.6x | 8.2% | 16.0% | 7.1% | $127.42 |
| ENVAEnova International, Inc. | C | C | B | 14.4x | 25.8% | 40.2% | 21.8% | $177.89 |
| SLMSLM Corporation | C | C | C | 5.5x | 30.3% | 26.7% | 7.2% | $21.81 |
| BFHBread Financial Holdings, Inc. | C | C | A | 7.6x | 17.1% | 15.1% | 3.4% | $102.56 |
| LCLendingClub Corporation | D | C | B | 16.3x | 11.9% | 21.0% | 2.9% | $16.01 |
| PICSPicS N.V. Class A Common Shares | C | A | B | 7.9x | 28.2% | -153.0% | — | $13.17 |
| ATLCAtlanticus Holdings Corporation | C | B | B | 11.4x | 22.8% | 17.2% | 13.9% | $92.02 |
About Happen, Inc. Common Stock
Happen Inc is a U.S. digital marketplace bank focused on the Motivated Middle - high FICO, high-income borrowers actively managing their financial lives. The bank's success is fueled by evolved credit underwriting, a proprietary technology platform, and a marketplace bank model that generates compelling revenue through loan sales, net interest income, and fee-based services.