REGIONAL MANAGEMENT CORP (RM) Stock Price

RMStock

$33.34−14.56%52W

Market Cap$307.59M

P/E6.79x

PEG Ratio0.90

Div yield5.41%

Beta1.01

RM Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-12.50%

Price vs S&P 500 (4W)-21.72%

PEG Ratio0.90

VGM Score61.06

P/E Ratio (Annual)6.79x

Indicated Dividend Yield (Annual)5.41%

P/CF (Annual)0.98x

Book Value / Share (Quarterly)$40.51

P/TBV (Annual)1.10x

Indicated Dividend (Annual)$1.20

Revenue Growth (3Y)8.37%

Cash Flow / Share (Quarterly)$33.29

Payout Ratio (TTM)24.84%

Price vs S&P 500 (YTD)-22.59%

Gross Margin (TTM)100.00%

Net Profit Margin (TTM)6.98%

EPS (TTM)$4.74

10-Day Avg Trading Volume0.12M

EPS Excl Extra (TTM)$4.74

Revenue Growth (5Y)11.54%

EPS (Annual)$4.45

Dividend / Share (Annual)$1.17

ROI (Annual)2.20%

Gross Margin (Annual)100.00%

Net Profit Margin (5Y Avg)9.51%

Cash / Share (Quarterly)$0.73

P/E Basic Excl Extra (TTM)6.44x

Revenue Growth QoQ (YoY)6.71%

EPS Growth (5Y)13.08%

P/E Normalized (Annual)6.79x

ROA (Last FY)2.11%

Revenue Growth TTM (YoY)9.63%

EBITD / Share (TTM)$17.23

ROE (5Y Avg)15.27%

Operating Margin (TTM)22.53%

Cash Flow / Share (Annual)$30.56

P/B Ratio0.80x

P/B Ratio (Quarterly)1.00x

Net Income / Employee (Annual)$21,000

EV / Revenue (TTM)2.93x

Net Interest Coverage (TTM)1.68x

ROA (TTM)2.25%

EPS Growth QoQ (YoY)-17.60%

EV / EBITDA (TTM)11.60x

EPS Incl Extra (Annual)$4.45

Current Ratio (Annual)0.04x

Quick Ratio (Quarterly)0.09x

3-Month Avg Trading Volume0.08M

52-Week Price Return-14.56%

EV / Free Cash Flow (Annual)6.73x

P/E Incl Extra (TTM)6.44x

Revenue / Employee (TTM)$317,500

Tangible BV / Share (Quarterly)$36.80

P/S Ratio (Annual)0.47x

Asset Turnover (Annual)0.31x

52-Week High$46.00

Operating Margin (5Y Avg)22.63%

EPS Excl Extra (Annual)$4.45

CapEx CAGR (5Y)25.89%

Tangible BV CAGR (5Y)5.30%

26-Week Price Return-1.25%

Quick Ratio (Annual)0.04x

13-Week Price Return-2.67%

Total Debt / Equity (Annual)4.40x

Current Ratio (Quarterly)0.09x

Enterprise Value$1.97B

Revenue / Share Growth (5Y)13.93%

Asset Turnover (TTM)0.32x

Book Value / Share Growth (5Y)9.35%

Revenue / Employee (Annual)$305,700

Pretax Margin (Annual)8.95%

Cash / Share (Annual)$0.40

3-Month Return Std Dev59.52%

Gross Margin (5Y Avg)99.00%

Net Income / Employee (TTM)$22,200

EBITDA CAGR (5Y)12.77%

EBITDA Interim CAGR (5Y)1.65%

ROE (Last FY)11.90%

Net Interest Coverage (Annual)1.67x

EPS Basic Excl Extra (Annual)$4.45

P/FCF (TTM)0.97x

EV / Free Cash Flow (TTM)6.32x

Total Debt / Equity (Quarterly)4.42x

EPS Incl Extra (TTM)$4.74

Receivables Turnover (Annual)75.14x

ROI (TTM)2.34%

Dividend Growth Rate (5Y)42.35%

P/S Ratio (TTM)0.45x

Pretax Margin (5Y Avg)12.21%

Revenue / Share (Annual)$64.66

Tangible BV / Share (Annual)$35.80

Forward P/E5.74x

Free OCF CAGR (5Y)12.84%

Price vs S&P 500 (52W)-32.87%

P/E Ratio (TTM)6.44x

EPS Growth TTM (YoY)36.84%

Year-to-Date Return-10.63%

5-Day Price Return1.91%

EPS Normalized (Annual)$4.45

ROA (5Y Avg)2.84%

Net Profit Margin (Annual)6.88%

Month-to-Date Return7.31%

Cash Flow / Share (TTM)$4.25

EBITD / Share (Annual)$15.91

EPS Growth (3Y)-5.54%

Operating Margin (Annual)22.09%

LT Debt / Equity (Annual)3.80x

P/CF (TTM)0.92x

ROI (5Y Avg)2.98%

P/E Excl Extra (TTM)6.44x

LT Debt / Equity (Quarterly)4.42x

EPS Basic Excl Extra (TTM)$4.74

P/TBV (Quarterly)1.10x

Payout Ratio (Annual)25.86%

P/B Ratio (Annual)1.01x

Dividend / Share (TTM)$1.21

Pretax Margin (TTM)9.03%

Book Value / Share (Annual)$39.05

Price vs S&P 500 (13W)-5.46%

Net Margin Growth (5Y)-0.74%

Dividend Yield (TTM)3.86%

Beta1.01x

P/FCF (Annual)1.03x

Revenue / Share (TTM)$69.81

ROE (TTM)12.49%

52-Week Low$30.46

vGradeB

gGradeC

mGradeC

vgmGradeB

RM Earnings Surprise History

Q2 251.03est. 0.72

Q3 251.42est. 1.43

Q4 251.30est. 1.28

Q1 261.18est. 0.97

Q2 260.85est. 0.81

RM Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.17

4.25

Industry Peers — Personal Credit Institutions(15)

Symbol	Value Score	Growth Score	Momentum Score	Price
RMREGIONAL MANAGEMENT CORP	B	C	C	$33.34
AFRMAffirm Holdings, Inc. Class A Common Stock	D	B	B	$77.94
OMFOneMain Holdings, Inc.	B	C	B	$63.23
CACCCredit Acceptance Corp	C	C	B	$604.26
ENVAEnova International, Inc.	C	C	A	$243.39
SLMSLM Corporation	C	C	B	$26.47
NNINelnet, Inc. Class A	C	C	C	$128.76
BFHBread Financial Holdings, Inc.	C	C	B	$107.63
HAPNHappen, Inc. Common Stock	D	C	B	$18.26
LCLendingClub Corporation	D	C	B	$18.25
ATLCAtlanticus Holdings Corporation	C	B	B	$93.95
PICSPicS N.V. Class A Common Shares	C	B	C	$10.85
WRLDWorld Acceptance Corp	C	D	B	$193.45
LPROOpen Lending Corporation Common Stock	D	C	B	$3.14
ATLCLAtlanticus Holdings Corporation 6.125% Senior Notes due 2026	C	B	B	$25.16
ATLCZAtlanticus Holdings Corporation 9.25% Senior Notes due 2029	C	B	B	$25.38

About REGIONAL MANAGEMENT CORP

Regional Management Corp is a consumer finance company that provides installment loans to borrowers with limited access to traditional bank credit. The company generates revenue through interest and fees on its loan portfolio while offering optional payment and collateral protection insurance.