Open Lending Corporation Common Stock (LPRO)

Price$2.11

Value ScoreC

Growth ScoreC

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)2.55%

Price vs S&P 500 (4W)11.06%

VGM Score54.94

Market Capitalization$249.44M

All Metrics

P/CF (Annual)8.13x

Book Value / Share (Quarterly)$0.64

P/TBV (Annual)2.58x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)-19.64%

Cash Flow / Share (Quarterly)$-0.01

Price vs S&P 500 (YTD)27.97%

Gross Margin (TTM)77.24%

Net Profit Margin (TTM)-5.95%

EPS (TTM)$-0.04

10-Day Avg Trading Volume1.60M

EPS Excl Extra (TTM)$-0.04

Revenue Growth (5Y)-3.06%

EPS (Annual)$-0.04

ROI (Annual)-2.65%

Gross Margin (Annual)76.88%

Net Profit Margin (5Y Avg)-88.58%

Cash / Share (Quarterly)$1.47

Revenue Growth QoQ (YoY)-16.00%

ROA (Last FY)-1.79%

Revenue Growth TTM (YoY)405.40%

EBITD / Share (TTM)$-0.03

ROE (5Y Avg)-8.92%

Operating Margin (TTM)-7.39%

Cash Flow / Share (Annual)$-0.04

P/B Ratio3.31x

P/B Ratio (Quarterly)1.95x

Net Income / Employee (Annual)$-25,800

EV / Revenue (TTM)1.78x

Net Interest Coverage (TTM)-14.56x

ROA (TTM)-2.02%

EV / EBITDA (TTM)24.33x

EPS Incl Extra (Annual)$-0.04

Current Ratio (Annual)4.52x

Quick Ratio (Quarterly)4.44x

3-Month Avg Trading Volume0.76M

52-Week Price Return10.47%

EV / Free Cash Flow (Annual)10.41x

Revenue / Employee (TTM)$544,600

Tangible BV / Share (Quarterly)$0.60

P/S Ratio (Annual)2.68x

Asset Turnover (Annual)0.39x

52-Week High$2.70

Operating Margin (5Y Avg)-21.47%

EPS Excl Extra (Annual)$-0.04

CapEx CAGR (5Y)-3.01%

26-Week Price Return10.47%

Quick Ratio (Annual)4.52x

13-Week Price Return52.90%

Total Debt / Equity (Annual)1.13x

Current Ratio (Quarterly)4.44x

Enterprise Value$159.07M

Revenue / Share Growth (5Y)-9.76%

Asset Turnover (TTM)0.34x

Book Value / Share Growth (5Y)24.88%

Revenue / Employee (Annual)$568,400

Pretax Margin (Annual)-5.76%

Cash / Share (Annual)$1.50

3-Month Return Std Dev89.34%

Gross Margin (5Y Avg)67.76%

Net Income / Employee (TTM)$-32,400

EBITDA Interim CAGR (5Y)-74.44%

ROE (Last FY)-5.65%

Net Interest Coverage (Annual)-14.56x

EPS Basic Excl Extra (Annual)$-0.04

P/FCF (TTM)41.92x

Receivables Turnover (TTM)3.54x

EV / Free Cash Flow (TTM)27.80x

Total Debt / Equity (Quarterly)1.10x

EPS Incl Extra (TTM)$-0.04

Receivables Turnover (Annual)4.56x

ROI (TTM)-2.87%

P/S Ratio (TTM)2.79x

Pretax Margin (5Y Avg)-21.88%

Revenue / Share (Annual)$0.79

Tangible BV / Share (Annual)$0.60

Forward P/E17.05x

Price vs S&P 500 (52W)-13.89%

Year-to-Date Return36.13%

5-Day Price Return-4.52%

EPS Normalized (Annual)$-0.04

ROA (5Y Avg)4.39%

Net Profit Margin (Annual)-4.54%

Month-to-Date Return-7.46%

Cash Flow / Share (TTM)$0.20

EBITD / Share (Annual)$-0.04

Operating Margin (Annual)-5.59%

LT Debt / Equity (Annual)1.03x

ROI (5Y Avg)1.60%

LT Debt / Equity (Quarterly)1.00x

EPS Basic Excl Extra (TTM)$-0.04

P/TBV (Quarterly)2.06x

P/B Ratio (Annual)2.44x

Pretax Margin (TTM)-7.29%

Book Value / Share (Annual)$0.64

Price vs S&P 500 (13W)44.64%

Beta2.30x

P/FCF (Annual)18.20x

Revenue / Share (TTM)$0.76

ROE (TTM)-7.04%

52-Week Low$1.18

vGradeC

gGradeC

mGradeB

vgmGradeC

Show chart for

Earnings Surprise History

Q1 260.00est. 0.01

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

3.73

3.71

3.77

Industry Peers — Personal Credit Institutions(14)

Symbol	Value Score	Growth Score	Momentum Score	Price
LPROOpen Lending Corporation Common Stock	C	C	B	$2.11
AFRMAffirm Holdings, Inc. Class A Common Stock	D	B	B	$63.61
OMFOneMain Holdings, Inc.	B	D	B	$55.36
CACCCredit Acceptance Corp	C	C	B	$544.71
NNINelnet, Inc. Class A	C	C	B	$129.03
SLMSLM Corporation	C	C	B	$22.39
ENVAEnova International, Inc.	C	C	A	$168.82
BFHBread Financial Holdings, Inc.	B	C	A	$91.11
LCLendingClub Corporation	C	C	B	$17.15
ATLCAtlanticus Holdings Corporation	C	C	A	$84.10
ATLCLAtlanticus Holdings Corporation 6.125% Senior Notes due 2026	C	C	A	$25.18

About

Open Lending provides automated lending technology to financial institutions, including risk analytics, pricing algorithms, and decisioning software. Through its Lenders Protection Program, the company insures automotive lenders against default losses, generating recurring revenue tied to lending volumes.