Open Lending Corporation Common Stock (LPRO) Stock Price

LPROStock

$0.00−9.96%52W

Market Cap—

P/E—

PEG Ratio—

Div yield—

Beta-0.02

LPRO Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)50.34%

Price vs S&P 500 (4W)3.15%

VGM Score54.12

P/CF (Annual)8.13x

Book Value / Share (Quarterly)$0.64

P/TBV (Annual)2.58x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)-19.64%

Cash Flow / Share (Quarterly)$-0.01

Price vs S&P 500 (YTD)95.61%

Gross Margin (TTM)77.24%

Net Profit Margin (TTM)-5.95%

EPS (TTM)$-0.04

10-Day Avg Trading Volume1.71M

EPS Excl Extra (TTM)$-0.04

Revenue Growth (5Y)-3.06%

EPS (Annual)$-0.04

ROI (Annual)-2.65%

Gross Margin (Annual)76.88%

Net Profit Margin (5Y Avg)-88.58%

Cash / Share (Quarterly)$1.47

Revenue Growth QoQ (YoY)-16.00%

ROA (Last FY)-1.79%

Revenue Growth TTM (YoY)405.40%

EBITD / Share (TTM)$-0.03

ROE (5Y Avg)-8.92%

Operating Margin (TTM)-7.39%

Cash Flow / Share (Annual)$-0.04

P/B Ratio4.93x

P/B Ratio (Quarterly)1.95x

Net Income / Employee (Annual)$-25,800

EV / Revenue (TTM)3.15x

Net Interest Coverage (TTM)-14.56x

ROA (TTM)-2.02%

EV / EBITDA (TTM)43.00x

EPS Incl Extra (Annual)$-0.04

Current Ratio (Annual)4.52x

Quick Ratio (Quarterly)4.44x

3-Month Avg Trading Volume2.10M

52-Week Price Return-9.96%

EV / Free Cash Flow (Annual)10.41x

Revenue / Employee (TTM)$544,600

Tangible BV / Share (Quarterly)$0.60

P/S Ratio (Annual)3.99x

Asset Turnover (Annual)0.39x

52-Week High$3.15

Operating Margin (5Y Avg)-21.47%

EPS Excl Extra (Annual)$-0.04

CapEx CAGR (5Y)-3.01%

26-Week Price Return56.22%

Quick Ratio (Annual)4.52x

13-Week Price Return78.92%

Total Debt / Equity (Annual)1.13x

Current Ratio (Quarterly)4.44x

Enterprise Value$281.17M

Revenue / Share Growth (5Y)-9.76%

Asset Turnover (TTM)0.34x

Book Value / Share Growth (5Y)24.88%

Revenue / Employee (Annual)$568,400

Pretax Margin (Annual)-5.76%

Cash / Share (Annual)$1.50

3-Month Return Std Dev113.61%

Gross Margin (5Y Avg)67.76%

Net Income / Employee (TTM)$-32,400

EBITDA Interim CAGR (5Y)-74.44%

ROE (Last FY)-5.65%

Net Interest Coverage (Annual)-14.56x

EPS Basic Excl Extra (Annual)$-0.04

P/FCF (TTM)62.43x

Receivables Turnover (TTM)3.54x

EV / Free Cash Flow (TTM)27.80x

Total Debt / Equity (Quarterly)1.10x

EPS Incl Extra (TTM)$-0.04

Receivables Turnover (Annual)4.56x

ROI (TTM)-2.87%

P/S Ratio (TTM)4.16x

Pretax Margin (5Y Avg)-21.88%

Revenue / Share (Annual)$0.79

Tangible BV / Share (Annual)$0.60

Forward P/E22.78x

Price vs S&P 500 (52W)-20.47%

Year-to-Date Return102.58%

5-Day Price Return0.32%

EPS Normalized (Annual)$-0.04

ROA (5Y Avg)4.39%

Net Profit Margin (Annual)-4.54%

Month-to-Date Return0.96%

Cash Flow / Share (TTM)$0.20

EBITD / Share (Annual)$-0.04

Operating Margin (Annual)-5.59%

LT Debt / Equity (Annual)1.03x

ROI (5Y Avg)1.60%

LT Debt / Equity (Quarterly)1.00x

EPS Basic Excl Extra (TTM)$-0.04

P/TBV (Quarterly)2.06x

P/B Ratio (Annual)2.44x

Pretax Margin (TTM)-7.29%

Book Value / Share (Annual)$0.64

Price vs S&P 500 (13W)76.92%

Beta-0.02x

P/FCF (Annual)27.12x

Revenue / Share (TTM)$0.76

ROE (TTM)-7.04%

52-Week Low$1.18

vGradeD

gGradeC

mGradeA

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LPRO Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q1 2026	May 7, 2026	$0.02	$0.00	-85.50%(-$0.02)
Q4 2025	Mar 12, 2026	$0.02	$0.02	-20.00%(-$0.00)
Q3 2025	Nov 6, 2025	$0.01	$0.03	+260.00%(+$0.02)
Q2 2025	Aug 6, 2025	$0.01	$0.01	+0.00%(+$0.00)

LPRO Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.77

2.58

3.77

2.58

Industry Peers — Personal Credit Institutions(15)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
LPROOpen Lending Corporation Common Stock	D	C	A	—	-7.0%	-7.4%	-3.1%	$0.00
AFRMAffirm Holdings, Inc. Class A Common Stock	D	A	B	12.9x	47.9%	9.8%	37.4%	$74.01
OMFOneMain Holdings, Inc.	B	C	B	8.2x	23.1%	15.7%	4.8%	$55.95
CACCCredit Acceptance Corp	C	C	B	13.2x	32.4%	47.0%	6.8%	$540.98
NNINelnet, Inc. Class A	D	C	B	10.6x	8.2%	16.0%	7.1%	$127.42
ENVAEnova International, Inc.	C	C	B	14.4x	25.8%	40.2%	21.8%	$177.89
SLMSLM Corporation	C	C	C	5.5x	30.3%	26.7%	7.2%	$21.81
BFHBread Financial Holdings, Inc.	C	C	A	7.6x	17.1%	15.1%	3.4%	$102.56
LCLendingClub Corporation	D	C	B	16.3x	11.9%	21.0%	2.9%	$16.01
PICSPicS N.V. Class A Common Shares	C	A	B	7.9x	28.2%	-153.0%	—	$13.17
HAPNHappen, Inc. Common Stock	C	C	B	12.3x	12.9%	25.6%	2.9%	$14.49
ATLCAtlanticus Holdings Corporation	C	B	B	11.4x	22.8%	17.2%	13.9%	$92.02
WRLDWorld Acceptance Corp	C	D	B	23.5x	11.0%	8.7%	2.2%	$171.64
RMREGIONAL MANAGEMENT CORP	B	C	B	7.1x	12.5%	22.5%	11.5%	$34.37
ATLCLAtlanticus Holdings Corporation 6.125% Senior Notes due 2026	C	B	B	11.4x	22.8%	17.2%	13.9%	$24.98
ATLCZAtlanticus Holdings Corporation 9.25% Senior Notes due 2029	C	B	B	11.4x	22.8%	17.2%	13.9%	$25.14

About Open Lending Corporation Common Stock

Open Lending provides automated lending technology to financial institutions, including risk analytics, pricing algorithms, and decisioning software. Through its Lenders Protection Program, the company insures automotive lenders against default losses, generating recurring revenue tied to lending volumes.