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Open Lending Corporation Common Stock (LPRO)
Price$1.77
Favorite Metrics
Price vs S&P 500 (26W)-18.27%
Price vs S&P 500 (4W)18.12%
Market Capitalization$201.23M
All Metrics
P/CF (Annual)8.13x
Book Value / Share (Quarterly)$0.64
P/TBV (Annual)2.58x
Indicated Dividend (Annual)$0.00
Revenue Growth (3Y)-19.64%
Cash Flow / Share (Quarterly)$-0.04
Price vs S&P 500 (YTD)6.18%
Gross Margin (TTM)76.88%
Net Profit Margin (TTM)-4.54%
EPS (TTM)$-0.04
10-Day Avg Trading Volume0.63M
EPS Excl Extra (TTM)$-0.04
Revenue Growth (5Y)-3.06%
EPS (Annual)$-0.04
ROI (Annual)-2.65%
Gross Margin (Annual)76.88%
Net Profit Margin (5Y Avg)-88.58%
Cash / Share (Quarterly)$1.50
Revenue Growth QoQ (YoY)2.95%
ROA (Last FY)-1.79%
Revenue Growth TTM (YoY)288.02%
EBITD / Share (TTM)$-0.02
ROE (5Y Avg)-8.92%
Operating Margin (TTM)-5.59%
Cash Flow / Share (Annual)$-0.04
P/B Ratio2.68x
P/B Ratio (Quarterly)2.44x
Net Income / Employee (Annual)$-0
EV / Revenue (TTM)1.17x
Net Interest Coverage (TTM)-14.56x
ROA (TTM)-1.51%
EV / EBITDA (TTM)16.43x
EPS Incl Extra (Annual)$-0.04
Current Ratio (Annual)4.52x
Quick Ratio (Quarterly)4.52x
3-Month Avg Trading Volume0.61M
52-Week Price Return101.11%
EV / Free Cash Flow (Annual)10.41x
Revenue / Employee (TTM)$1
Tangible BV / Share (Quarterly)$0.60
P/S Ratio (Annual)2.16x
Asset Turnover (Annual)0.39x
52-Week High$2.70
Operating Margin (5Y Avg)-21.47%
EPS Excl Extra (Annual)$-0.04
CapEx CAGR (5Y)-3.01%
26-Week Price Return-9.52%
Quick Ratio (Annual)4.52x
13-Week Price Return-22.27%
Total Debt / Equity (Annual)1.13x
Current Ratio (Quarterly)4.52x
Enterprise Value$109.378
Revenue / Share Growth (5Y)-9.76%
Asset Turnover (TTM)0.33x
Book Value / Share Growth (5Y)24.88%
Revenue / Employee (Annual)$1
Pretax Margin (Annual)-5.76%
Cash / Share (Annual)$1.50
3-Month Return Std Dev75.81%
Gross Margin (5Y Avg)67.76%
Net Income / Employee (TTM)$-0
EBITDA Interim CAGR (5Y)-43.31%
ROE (Last FY)-5.65%
Net Interest Coverage (Annual)-14.56x
EPS Basic Excl Extra (Annual)$-0.04
P/FCF (TTM)33.81x
Receivables Turnover (TTM)4.56x
EV / Free Cash Flow (TTM)27.80x
Total Debt / Equity (Quarterly)1.13x
EPS Incl Extra (TTM)$-0.04
Receivables Turnover (Annual)4.56x
ROI (TTM)-2.12%
P/S Ratio (TTM)2.16x
Pretax Margin (5Y Avg)-21.88%
Revenue / Share (Annual)$0.79
Tangible BV / Share (Annual)$0.60
Forward P/E16.30x
Price vs S&P 500 (52W)66.01%
Year-to-Date Return10.32%
5-Day Price Return11.04%
EPS Normalized (Annual)$-0.04
ROA (5Y Avg)4.39%
Net Profit Margin (Annual)-4.54%
Month-to-Date Return36.80%
Cash Flow / Share (TTM)$0.20
EBITD / Share (Annual)$-0.04
Operating Margin (Annual)-5.59%
LT Debt / Equity (Annual)1.03x
ROI (5Y Avg)1.60%
LT Debt / Equity (Quarterly)1.03x
EPS Basic Excl Extra (TTM)$-0.04
P/TBV (Quarterly)2.58x
P/B Ratio (Annual)2.44x
Pretax Margin (TTM)-5.76%
Book Value / Share (Annual)$0.64
Price vs S&P 500 (13W)-25.14%
Beta2.20x
P/FCF (Annual)14.69x
Revenue / Share (TTM)$0.79
ROE (TTM)-5.53%
52-Week Low$0.80
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
3.73
3.73
3.73
3.71
Industry Peers — Personal Credit Institutions(15)
| Symbol | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|
LPROOpen Lending Corporation Common Stock | — | -5.53% | -5.59% | -3.06% | $1.77 |
AFRMAffirm Holdings, Inc. Class A Common Stock | 428.06x | 8.83% | 6.21% | 44.63% | $67.06 |
OMFOneMain Holdings, Inc. | 8.97x | 23.40% | 16.04% | 4.82% | $59.92 |
CACCCredit Acceptance Corp | 13.36x | 26.63% | 44.38% | 6.78% | $542.71 |
NNINelnet, Inc. Class A | 11.67x | 11.96% | 26.54% | 7.13% | $138.72 |
SLMSLM Corporation | 6.13x | 31.14% | 26.74% | 7.17% | $23.11 |
SLMBPSLM Corporation Floating-Rate Non-Cumulative Series B | 6.13x | 31.14% | 26.74% | 7.17% | $74.60 |
ENVAEnova International, Inc. | 13.31x | 24.45% | 40.35% | 21.75% | $165.23 |
BFHBread Financial Holdings, Inc. | 7.59x | 16.12% | 13.65% | 3.44% | $91.75 |
LCLendingClub Corporation | 14.91x | 9.47% | 11.38% | 2.92% | $17.92 |
ATLCAtlanticus Holdings Corporation | 8.95x | 19.92% | 18.46% | 13.90% | $72.98 |
About
Open Lending provides automated lending technology to financial institutions, including risk analytics, pricing algorithms, and decisioning software. Through its Lenders Protection Program, the company insures automotive lenders against default losses, generating recurring revenue tied to lending volumes.