Affirm Holdings, Inc. Class A Common Stock (AFRM) Stock Price
AFRMStock
$74.01+7.15%52W
Market Cap$24.97B
P/E12.94x
PEG Ratio8.60
Div yield—
Beta3.77
AFRM Share Price Chart
Favorite Metrics
Price vs S&P 500 (26W)22.68%
Price vs S&P 500 (4W)5.49%
PEG Ratio8.60
VGM Score59.72
P/E Ratio (Annual)12.94x
AFRM Earnings Surprise History
| Quarter | Report date | EPS estimate | EPS actual | Surprise |
|---|---|---|---|---|
| Q2 2026 | $0.85 | $4.97 | +486.25%(+$4.12) | |
| Q1 2026 | $0.73 | $0.62 | -15.04%(-$0.11) | |
| Q4 2025 | $0.84 | $0.72 | -13.89%(-$0.12) | |
| Q3 2025 | $0.62 | $0.61 | -1.34%(-$0.01) | |
| Q2 2025 | $0.43 | $0.53 | +22.49%(+$0.10) |
AFRM Analyst Recommendations
Jun 2026
Jul 2026
Aug 2026
Sep 2026
3.97
3.95
3.98
3.98
Industry Peers — Personal Credit Institutions(15)
| Symbol | Value Score | Growth Score | Momentum Score | P/E Ratio (Annual) | ROE (TTM) | Operating Margin (TTM) | Revenue Growth (5Y) | Price |
|---|---|---|---|---|---|---|---|---|
AFRMAffirm Holdings, Inc. Class A Common Stock | D | A | B | 12.9x | 47.9% | 9.8% | 37.4% | $74.01 |
| OMFOneMain Holdings, Inc. | B | C | B | 8.2x | 23.1% | 15.7% | 4.8% | $55.95 |
| CACCCredit Acceptance Corp | C | C | B | 13.2x | 32.4% | 47.0% | 6.8% | $540.98 |
| NNINelnet, Inc. Class A | D | C | B | 10.6x | 8.2% | 16.0% | 7.1% | $127.42 |
| ENVAEnova International, Inc. | C | C | B | 14.4x | 25.8% | 40.2% | 21.8% | $177.89 |
| SLMSLM Corporation | C | C | C | 5.5x | 30.3% | 26.7% | 7.2% | $21.81 |
| BFHBread Financial Holdings, Inc. | C | C | A | 7.6x | 17.1% | 15.1% | 3.4% | $102.56 |
| LCLendingClub Corporation | D | C | B | 16.3x | 11.9% | 21.0% | 2.9% | $16.01 |
| PICSPicS N.V. Class A Common Shares | C | A | B | 7.9x | 28.2% | -153.0% | — | $13.17 |
| HAPNHappen, Inc. Common Stock | C | C | B | 12.3x | 12.9% | 25.6% | 2.9% | $14.49 |
| ATLCAtlanticus Holdings Corporation | C | B | B | 11.4x | 22.8% | 17.2% | 13.9% | $92.02 |
About Affirm Holdings, Inc. Class A Common Stock
Affirm is a leading buy-now, pay-later platform with $36 billion in annual transaction volume (FY2025), primarily generating revenue from interest-bearing installment loans which represent over 70% of transaction volume. The company complements its core lending business with merchant-subsidized zero-interest options. While the U.S. represents over 95% of revenue, Affirm has expanded to Canada and the United Kingdom.