SLM Corporation (SLM)

Price$22.39

Value ScoreC

Growth ScoreC

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)-31.51%

Price vs S&P 500 (4W)-0.35%

VGM Score53.57

Market Capitalization$4.22B

P/E Ratio (Annual)5.67x

Indicated Dividend Yield (Annual)2.33%

All Metrics

Book Value / Share (Quarterly)$12.92

P/TBV (Annual)2.24x

Indicated Dividend (Annual)$0.52

Revenue Growth (3Y)-4.48%

Cash Flow / Share (Quarterly)$-1.74

Payout Ratio (TTM)16.19%

Price vs S&P 500 (YTD)-25.42%

Net Profit Margin (TTM)19.68%

EPS (TTM)$3.67

10-Day Avg Trading Volume2.16M

EPS Excl Extra (TTM)$3.67

Revenue Growth (5Y)7.17%

EPS (Annual)$3.53

Dividend / Share (Annual)$0.60

ROI (Annual)8.96%

Net Profit Margin (5Y Avg)40.39%

Cash / Share (Quarterly)$15.68

P/E Basic Excl Extra (TTM)5.64x

Revenue Growth QoQ (YoY)25.45%

EPS Growth (5Y)9.20%

P/E Normalized (Annual)5.67x

ROA (Last FY)2.50%

Revenue Growth TTM (YoY)31.52%

EBITD / Share (TTM)$2.91

ROE (5Y Avg)34.12%

Operating Margin (TTM)26.74%

Cash Flow / Share (Annual)$-2.00

P/B Ratio1.73x

P/B Ratio (Quarterly)1.66x

Net Income / Employee (Annual)$416,600

ROA (TTM)2.53%

EPS Growth QoQ (YoY)9.86%

EV / EBITDA (TTM)10.28x

EPS Incl Extra (Annual)$3.53

3-Month Avg Trading Volume3.56M

52-Week Price Return-29.61%

P/E Incl Extra (TTM)5.64x

Tangible BV / Share (Quarterly)$12.91

P/S Ratio (Annual)1.78x

52-Week High$34.97

Operating Margin (5Y Avg)53.22%

EPS Excl Extra (Annual)$3.53

Tangible BV CAGR (5Y)16.21%

26-Week Price Return-23.58%

13-Week Price Return12.57%

Total Debt / Equity (Annual)2.39x

Enterprise Value$10.39B

Revenue / Share Growth (5Y)22.11%

Book Value / Share Growth (5Y)12.49%

Revenue / Employee (Annual)$1,157,726,000,000

Pretax Margin (Annual)34.59%

Cash / Share (Annual)$19.18

3-Month Return Std Dev29.40%

Net Income / Employee (TTM)$418,500

EBITDA CAGR (5Y)7.15%

EBITDA Interim CAGR (5Y)2.59%

ROE (Last FY)30.39%

EPS Basic Excl Extra (Annual)$3.53

P/FCF (TTM)930.24x

Total Debt / Equity (Quarterly)2.53x

EPS Incl Extra (TTM)$3.67

ROI (TTM)8.58%

Dividend Growth Rate (5Y)33.71%

P/S Ratio (TTM)1.91x

Pretax Margin (5Y Avg)53.22%

Revenue / Share (Annual)$6.97

Tangible BV / Share (Annual)$12.29

Forward P/E6.81x

Price vs S&P 500 (52W)-53.98%

P/E Ratio (TTM)5.64x

EPS Growth TTM (YoY)28.55%

Year-to-Date Return-17.26%

5-Day Price Return1.50%

EPS Normalized (Annual)$3.53

ROA (5Y Avg)2.42%

Net Profit Margin (Annual)25.72%

Month-to-Date Return1.22%

Cash Flow / Share (TTM)$1.45

EBITD / Share (Annual)$4.78

EPS Growth (3Y)25.34%

Operating Margin (Annual)34.59%

LT Debt / Equity (Annual)1.87x

ROI (5Y Avg)9.06%

P/E Excl Extra (TTM)5.64x

LT Debt / Equity (Quarterly)2.33x

EPS Basic Excl Extra (TTM)$3.67

P/TBV (Quarterly)1.66x

Payout Ratio (Annual)16.57%

P/B Ratio (Annual)2.24x

Dividend / Share (TTM)$0.61

Pretax Margin (TTM)26.74%

Book Value / Share (Annual)$12.31

Price vs S&P 500 (13W)4.31%

Net Margin Growth (5Y)-0.95%

Dividend Yield (TTM)2.87%

Beta1.00x

P/FCF (Annual)845.83x

Revenue / Share (TTM)$7.15

ROE (TTM)31.16%

52-Week Low$17.77

vGradeC

gGradeC

mGradeB

vgmGradeC

Show chart for

Earnings Surprise History

Q1 261.54est. 1.14

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

3.67

3.80

Industry Peers — Personal Credit Institutions(14)

Symbol	Value Score	Growth Score	Momentum Score	Price
SLMSLM Corporation	C	C	B	$22.39
AFRMAffirm Holdings, Inc. Class A Common Stock	D	B	B	$63.61
OMFOneMain Holdings, Inc.	B	D	B	$55.36
CACCCredit Acceptance Corp	C	C	B	$544.71
NNINelnet, Inc. Class A	C	C	B	$129.03
ENVAEnova International, Inc.	C	C	A	$168.82
BFHBread Financial Holdings, Inc.	B	C	A	$91.11
LCLendingClub Corporation	C	C	B	$17.15
ATLCAtlanticus Holdings Corporation	C	C	A	$84.10
ATLCLAtlanticus Holdings Corporation 6.125% Senior Notes due 2026	C	C	A	$25.18
ATLCZAtlanticus Holdings Corporation 9.25% Senior Notes due 2029	C	C	A	$25.60

About

SLM Corp originates and services private education loans, providing financing to students and families for educational costs not covered by federal aid. The company generates recurring revenue through interest and fee income on its loan portfolio.