loanDepot, Inc. (LDI)

Price$1.18

Value ScoreC

Growth ScoreD

Momentum ScoreD

Favorite Metrics

Price vs S&P 500 (26W)-66.23%

Price vs S&P 500 (4W)-15.70%

VGM Score39.27

Market Capitalization$398.63M

Indicated Dividend Yield (Annual)18.93%

All Metrics

Book Value / Share (Quarterly)$0.61

P/TBV (Annual)1.20x

Revenue Growth (3Y)-1.36%

Cash Flow / Share (Quarterly)$-2.15

Payout Ratio (TTM)106.14%

Price vs S&P 500 (YTD)-51.15%

Gross Margin (TTM)81.93%

Net Profit Margin (TTM)-4.96%

EPS (TTM)$-0.35

10-Day Avg Trading Volume1.50M

EPS Excl Extra (TTM)$-0.35

Revenue Growth (5Y)-20.13%

EPS (Annual)$-0.30

Dividend / Share (Annual)$0.01

ROI (Annual)-1.20%

Gross Margin (Annual)82.07%

Net Profit Margin (5Y Avg)-6.80%

Cash / Share (Quarterly)$0.82

Revenue Growth QoQ (YoY)11.56%

ROA (Last FY)-0.91%

Revenue Growth TTM (YoY)7.30%

EBITD / Share (TTM)$1.33

ROE (5Y Avg)-27.06%

Operating Margin (TTM)16.87%

Cash Flow / Share (Annual)$-2.20

P/B Ratio1.95x

P/B Ratio (Quarterly)2.33x

Net Income / Employee (Annual)$-13,300

EV / Revenue (TTM)3.34x

Net Interest Coverage (TTM)0.68x

ROA (TTM)-1.18%

EV / EBITDA (TTM)18.08x

EPS Incl Extra (Annual)$-0.30

Current Ratio (Annual)0.11x

Quick Ratio (Quarterly)0.07x

3-Month Avg Trading Volume2.28M

52-Week Price Return-6.35%

Revenue / Employee (TTM)$335,500

Tangible BV / Share (Quarterly)$1.38

P/S Ratio (Annual)0.26x

Asset Turnover (Annual)0.22x

52-Week High$5.05

Operating Margin (5Y Avg)7.57%

EPS Excl Extra (Annual)$-0.30

CapEx CAGR (5Y)-4.38%

26-Week Price Return-58.30%

Quick Ratio (Annual)0.10x

13-Week Price Return-34.08%

Total Debt / Equity (Annual)21.33x

Current Ratio (Quarterly)0.07x

Enterprise Value$5.26B

Revenue / Share Growth (5Y)-14.00%

Asset Turnover (TTM)0.24x

Revenue / Employee (Annual)$327,000

Pretax Margin (Annual)-7.84%

Cash / Share (Annual)$1.01

3-Month Return Std Dev66.09%

Gross Margin (5Y Avg)82.77%

Net Income / Employee (TTM)$-16,600

EBITDA CAGR (5Y)-34.88%

EBITDA Interim CAGR (5Y)-32.05%

ROE (Last FY)-26.71%

Net Interest Coverage (Annual)0.67x

EPS Basic Excl Extra (Annual)$-0.30

P/FCF (TTM)2.98x

Receivables Turnover (TTM)15.03x

Total Debt / Equity (Quarterly)25.16x

EPS Incl Extra (TTM)$-0.35

Receivables Turnover (Annual)15.93x

ROI (TTM)-1.56%

P/S Ratio (TTM)0.25x

Pretax Margin (5Y Avg)-14.88%

Revenue / Share (Annual)$7.28

Tangible BV / Share (Annual)$1.38

Forward P/E18.63x

Price vs S&P 500 (52W)-30.71%

Year-to-Date Return-43.00%

5-Day Price Return-6.35%

EPS Normalized (Annual)$-0.30

ROA (5Y Avg)-1.48%

Net Profit Margin (Annual)-4.08%

Month-to-Date Return-10.61%

Cash Flow / Share (TTM)$-3.64

EBITD / Share (Annual)$1.32

Operating Margin (Annual)16.46%

LT Debt / Equity (Annual)7.46x

ROI (5Y Avg)-2.03%

LT Debt / Equity (Quarterly)7.05x

EPS Basic Excl Extra (TTM)$-0.35

P/TBV (Quarterly)1.20x

P/B Ratio (Annual)2.94x

Dividend / Share (TTM)$0.01

Pretax Margin (TTM)-8.22%

Book Value / Share (Annual)$0.70

Price vs S&P 500 (13W)-42.33%

Dividend Yield (TTM)0.97%

Beta3.07x

P/FCF (Annual)0.09x

Revenue / Share (TTM)$6.89

ROE (TTM)-32.25%

52-Week Low$1.13

vGradeC

gGradeD

mGradeD

vgmGradeD

Show chart for

Earnings Surprise History

Q1 26-0.10est. -0.04

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

2.38

2.27

Industry Peers — Finance Services(153)

Symbol	Value Score	Growth Score	Momentum Score	Price
LDIloanDepot, Inc.	C	D	D	$1.18
AXPAmerican Express Company	D	B	B	$310.66
NUNu Holdings Ltd.	D	B	C	$11.97
MSTRStrategy Inc Common Stock Class A	D	D	D	$120.44
COINCoinbase Global, Inc. Class A Common Stock	D	C	D	$152.40
SYFSYNCHRONY FINANCIAL	B	C	B	$70.84
SOFISoFi Technologies, Inc. Common Stock	D	B	C	$16.03
CRCLCircle Internet Group, Inc.	D	C	C	$80.28
IRENIREN Limited Ordinary Shares	F	B	B	$54.35
WULFTeraWulf Inc. Common Stock	F	B	A	$24.00
HUTHut 8 Corp. Common Stock	F	A	A	$112.24

About

loanDepot is a nonbank lender providing residential mortgages, home equity loans, and personal loans to U.S. consumers across multiple distribution channels. The company operates through direct-to-consumer, retail, and wholesale platforms, as well as online channels. It competes with traditional banks and other mortgage and consumer lending providers.