Chime Financial, Inc. Class A Common Stock (CHYM) Stock Price

CHYMStock

$29.67+69.16%52W

Market Cap$11.23B

P/E—

PEG Ratio—

Div yield—

Beta2.07

CHYM Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)23.38%

Price vs S&P 500 (4W)0.49%

VGM Score65.48

P/CF (Annual)212.82x

Book Value / Share (Quarterly)$3.71

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)29.42%

Cash Flow / Share (Quarterly)$0.82

Price vs S&P 500 (YTD)5.95%

Gross Margin (TTM)88.71%

Net Profit Margin (TTM)-0.74%

EPS (TTM)$-0.06

10-Day Avg Trading Volume4.43M

EPS Excl Extra (TTM)$-0.06

EPS (Annual)$-4.27

ROI (Annual)-72.05%

Gross Margin (Annual)87.97%

Cash / Share (Quarterly)$2.81

Revenue Growth QoQ (YoY)26.81%

ROA (Last FY)-51.41%

Revenue Growth TTM (YoY)134.70%

EBITD / Share (TTM)$-0.09

Operating Margin (TTM)-2.08%

Cash Flow / Share (Annual)$0.06

P/B Ratio8.00x

P/B Ratio (Quarterly)5.55x

Net Income / Employee (Annual)$-664,900

EV / Revenue (TTM)4.35x

ROA (TTM)-0.92%

EPS Growth QoQ (YoY)276.06%

EPS Incl Extra (Annual)$-4.27

Current Ratio (Annual)4.53x

Quick Ratio (Quarterly)4.44x

3-Month Avg Trading Volume6.96M

52-Week Price Return69.16%

EV / Free Cash Flow (Annual)444.58x

Revenue / Employee (TTM)$1,617,500

P/S Ratio (Annual)5.14x

Asset Turnover (Annual)1.11x

52-Week High$35.55

EPS Excl Extra (Annual)$-4.27

26-Week Price Return33.29%

Quick Ratio (Annual)4.25x

13-Week Price Return32.87%

Total Debt / Equity (Annual)0.00x

Current Ratio (Quarterly)4.62x

Enterprise Value$10.70B

Asset Turnover (TTM)1.25x

Revenue / Employee (Annual)$1,439,600

Pretax Margin (Annual)-46.15%

Cash / Share (Annual)$2.77

3-Month Return Std Dev64.16%

Net Income / Employee (TTM)$-12,000

ROE (Last FY)-72.05%

EPS Basic Excl Extra (Annual)$-4.27

P/FCF (TTM)36.36x

Receivables Turnover (TTM)9.92x

EV / Free Cash Flow (TTM)34.63x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$-0.06

Receivables Turnover (Annual)9.59x

ROI (TTM)-1.28%

P/S Ratio (TTM)4.57x

Revenue / Share (Annual)$9.26

Forward P/E33.88x

Price vs S&P 500 (52W)53.62%

Year-to-Date Return17.88%

5-Day Price Return-2.56%

EPS Normalized (Annual)$-4.27

Net Profit Margin (Annual)-46.18%

Month-to-Date Return11.37%

EBITD / Share (Annual)$-4.33

Operating Margin (Annual)-47.56%

P/CF (TTM)32.56x

EPS Basic Excl Extra (TTM)$-0.06

P/B Ratio (Annual)6.73x

Pretax Margin (TTM)-0.70%

Book Value / Share (Annual)$3.69

Price vs S&P 500 (13W)30.19%

Beta2.07x

P/FCF (Annual)466.86x

Revenue / Share (TTM)$6.25

ROE (TTM)-1.28%

52-Week Low$15.88

vGradeD

gGradeA

mGradeA

vgmGradeB

CHYM Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Aug 5, 2026	$0.02	$0.07	+345.29%(+$0.05)
Q1 2026	May 6, 2026	$0.03	$0.13	+302.73%(+$0.10)
Q4 2025	Feb 25, 2026	-$0.18	-$0.12	+32.10%(+$0.06)
Q3 2025	Nov 5, 2025	-$0.24	-$0.15	+38.76%(+$0.09)
Q2 2025	Aug 7, 2025	-$3.86	-$7.29	-89.08%(-$3.43)

CHYM Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.04

Industry Peers — Finance Services(179)

Symbol	Value Score	Growth Score	Momentum Score	P/E Ratio (Annual)	ROE (TTM)	Operating Margin (TTM)	Revenue Growth (5Y)	Price
CHYMChime Financial, Inc. Class A Common Stock	D	A	A	—	-1.3%	-2.1%	—	$29.67
AXPAmerican Express Company	D	B	B	19.5x	34.1%	18.2%	16.0%	$313.59
NUNu Holdings Ltd.	D	B	B	24.5x	30.3%	22.7%	84.5%	$14.56
MSTRStrategy Inc Common Stock Class A	D	D	B	—	-60.8%	-7272.5%	-0.1%	$136.83
COINCoinbase Global, Inc. Class A Common Stock	D	C	B	36.2x	-6.9%	9.9%	41.2%	$173.16
SYFSYNCHRONY FINANCIAL	B	C	B	6.7x	20.9%	18.4%	0.9%	$73.68
CRCLCircle Internet Group, Inc.	D	C	B	126.1x	13.6%	7.4%	—	$82.22
SOFISoFi Technologies, Inc. Common Stock	D	B	C	39.0x	6.2%	-19.9%	—	$14.55
BMNRBitMine Immersion Technologies, Inc.	D	A	B	37.5x	-84.6%	-14505.1%	428.4%	$21.66
IRENIREN Limited Ordinary Shares	D	B	D	183.7x	-23.0%	-163.9%	145.7%	$26.99
HUTHut 8 Corp. Common Stock	F	A	C	25.2x	-6.5%	115.2%	4.2%	$67.75
WULFTeraWulf Inc. Common Stock	F	C	D	—	-853.1%	-254.7%	65.8%	$11.68
RIOTRiot Platforms, Inc. Common Stock	D	C	C	57.3x	-48.4%	-199.2%	121.7%	$13.72
KLARKlarna Group plc	C	B	D	243.6x	-12.4%	-1.3%	—	$13.02
DAVEDave Inc. Class A Common Stock	D	B	B	23.9x	84.3%	34.5%	35.4%	$367.40
BLSHBullish	C	F	C	—	-45.3%	-0.7%	—	$29.49
CORZCore Scientific, Inc. Common Stock	D	B	C	—	-94.1%	-132.3%	39.5%	$13.48
CIFRCipher Digital Inc. Common Stock	F	D	D	—	-156.3%	-278.1%	—	$8.98
XXITwenty One Capital, Inc.	—	—	C	1436.4x	-71.8%	—	—	$5.62
GPGIGPGI, Inc.	—	—	C	—	-18.9%	—	—	$12.47
MARAMARA Holdings, Inc. Common Stock	C	C	D	6.5x	-110.4%	-357.4%	190.3%	$7.53
IONDIonic Digital Inc. Class A Common Stock	—	—	F	—	—	—	—	$62.81
SIISprott Inc.	D	B	B	43.2x	28.4%	36.1%	18.5%	$108.17
PURRHyperliquid Strategies Inc Common Stock	—	—	B	—	—	—	—	$9.07
ASSTStrive, Inc. Class A Common Stock	F	A	A	—	-94.7%	-10920.4%	131.2%	$24.09
UPSTUpstart Holdings, Inc. Common stock	D	A	C	42.8x	8.6%	4.6%	34.9%	$23.56
CLSKCLEANSPARK INC	D	C	D	5.9x	-75.2%	-131.6%	138.2%	$8.40
BTDRBitdeer Technologies Group Class A Ordinary Shares	C	B	D	32.0x	-54.7%	-40.6%	27.2%	$7.72
WLTHWealthfront Corporation Common Stock	D	D	B	8.8x	-13.1%	-40.8%	—	$10.63
SBETSharplink, Inc. Common Stock	D	A	B	120.8x	-79.2%	-3401.6%	47.5%	$7.57
SECZSecuritize Corp.	F	—	B	91988.6x	1.0%	—	—	$9.86
PGYPagaya Technologies Ltd. Class A Ordinary Shares	C	B	B	17.7x	23.5%	19.2%	67.4%	$17.23
KEELKeel Infrastructure Corp. Common Stock	—	F	D	—	-64.3%	-212.0%	—	$2.31
PWPPerella Weinberg Partners Class A Common Stock	C	D	C	35.6x	-31.9%	2.8%	—	$13.26
WDWalker & Dunlop, Inc.	B	F	C	20.3x	2.2%	4.6%	2.6%	$32.66
RHLDResolute Holdings Management, Inc.	C	A	B	—	411.7%	2.1%	—	$113.67
CDChaince Digital Holdings Inc. Ordinary Shares	F	C	B	—	-9.9%	-37.3%	5.9%	$6.93
LULufax Holding Ltd. American Depositary Shares, each representing two (2) Ordinary Shares	B	D	D	18.1x	-2.9%	-2.1%	-12.2%	$0.87
GDOTGreen Dot Corporation	B	C	B	—	-2.8%	0.3%	10.7%	$12.20
BTGOBitGo Holdings, Inc.	C	A	C	5.7x	-24.5%	-0.5%	—	$5.88
QFINQfin Holdings, Inc. American Depositary Shares	A	D	D	0.8x	15.4%	30.9%	7.2%	$5.67
BURBurford Capital Limited	C	F	D	11.6x	-102.3%	35.2%	4.7%	$3.00
VELVelocity Financial, Inc.	C	C	C	5.5x	15.8%	109.0%	27.4%	$14.71
HIVEHIVE Digital Technologies Ltd. Common Shares	C	B	D	—	-61.1%	-50.3%	34.9%	$2.03
ABTCAmerican Bitcoin Corp. Class A Common Stock	C	A	C	—	-29.9%	-106.6%	71.3%	$7.56
HKDAMTD Digital Inc. American Depositary Shares (every five of which represent two Class A Ordinary Shares)	D	C	B	9.6x	18.5%	0.1%	14.7%	$1.68
FWDIForward Industries, Inc. Common Stock	D	B	B	—	-130.5%	-1771.6%	-12.0%	$6.91
TRONTron Inc. Common Stock	F	C	D	—	2.9%	-94.2%	9.9%	$1.10
OPFIOppFi Inc.	B	C	C	18.3x	68.1%	22.8%	15.5%	$5.65
GEMIGemini Space Station, Inc. Class A Common Stock	C	B	D	—	-97.6%	-195.1%	—	$3.57
WYFIWhiteFiber, Inc. Ordinary Shares	C	B	D	329.3x	-10.7%	-42.3%	—	$11.76

About Chime Financial, Inc. Class A Common Stock

Chime Financial Inc is a digital banking fintech company that partners with established banks to deliver financial services through its technology platform. The company serves retail customers with spending accounts, savings products, credit-building tools, and liquidity solutions. Its partnership model enables regulatory compliance while allowing rapid scaling of digital financial products.

CHYM Next Earnings Report

Report dateNov 4, 2026

QuarterQ3 2026

Report timeAMC

Revenue estimate$704.08M

Also reporting on Nov 4, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for November 2026

CHYM Insider Transactions

SellSep 16, 2026
FEUILLE JAMES
Director
Shares: 447,637Value: $14.72M
SellSep 15, 2026
FRANKEL ADAM B
General Counsel
Shares: 102,002Value: $3.40M
SellSep 14, 2026
DST GLOBAL ADVISORS, LTD.
Beneficial Owner of more than 10% of a Class of Security
Shares: 3,216,189Value: $109.31M
SellSep 11, 2026
CAROLAN SHAWN T
Director
Shares: 579,313Value: $19.19M
SellSep 11, 2026
FEUILLE JAMES
Director
Shares: 351,890Value: $11.61M

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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OMFOneMain Holdings, Inc.Personal Credit Institutions
FIGRFigure Technology Solutions, Inc. Class A Common StockLoan Brokers
CACCCredit Acceptance CorpPersonal Credit Institutions
NNINelnet, Inc. Class APersonal Credit Institutions
ENVAEnova International, Inc.Personal Credit Institutions

Same SIC sector, outside this company's own industry.

Analyst Sentiment

4.0

Buy

Consensus rating

52-Week Range

Low$15.88

High$35.55