Plumas Bancorp (PLBC)

Price$54.18

Value ScoreC

Growth ScoreC

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)16.88%

Price vs S&P 500 (4W)4.14%

VGM Score57.66

Market Capitalization$377.53M

P/E Ratio (Annual)12.75x

Indicated Dividend Yield (Annual)2.45%

All Metrics

P/CF (Annual)17.49x

Book Value / Share (Quarterly)$38.05

P/TBV (Annual)1.24x

Indicated Dividend (Annual)$1.32

Revenue Growth (3Y)14.99%

Cash Flow / Share (Quarterly)$3.19

Payout Ratio (TTM)25.63%

Price vs S&P 500 (YTD)13.08%

Net Profit Margin (TTM)37.57%

EPS (TTM)$4.73

10-Day Avg Trading Volume0.06M

EPS Excl Extra (TTM)$4.73

Revenue Growth (5Y)15.60%

EPS (Annual)$4.54

Dividend / Share (Annual)$1.20

ROI (Annual)7.80%

Net Profit Margin (5Y Avg)35.20%

Cash / Share (Quarterly)$15.43

P/E Basic Excl Extra (TTM)11.72x

Revenue Growth QoQ (YoY)18.98%

EPS Growth (5Y)10.42%

P/E Normalized (Annual)12.75x

ROA (Last FY)1.32%

Revenue Growth TTM (YoY)31.55%

EBITD / Share (TTM)$7.23

ROE (5Y Avg)17.11%

Operating Margin (TTM)50.74%

Cash Flow / Share (Annual)$2.91

P/B Ratio1.42x

P/B Ratio (Quarterly)1.28x

Net Income / Employee (Annual)$120,400

ROA (TTM)1.55%

EPS Growth QoQ (YoY)15.38%

EV / EBITDA (TTM)10.56x

EPS Incl Extra (Annual)$4.54

3-Month Avg Trading Volume0.05M

52-Week Price Return27.81%

EV / Free Cash Flow (Annual)24.31x

P/E Incl Extra (TTM)11.72x

Tangible BV / Share (Quarterly)$36.54

P/S Ratio (Annual)2.87x

52-Week High$54.90

Operating Margin (5Y Avg)47.98%

EPS Excl Extra (Annual)$4.54

CapEx CAGR (5Y)-4.03%

Tangible BV CAGR (5Y)20.23%

26-Week Price Return24.81%

13-Week Price Return6.78%

Total Debt / Equity (Annual)0.46x

Enterprise Value$492.99M

Revenue / Share Growth (5Y)10.99%

Book Value / Share Growth (5Y)14.25%

Revenue / Employee (Annual)$379,068,100,000

Pretax Margin (Annual)51.28%

Cash / Share (Annual)$31.35

3-Month Return Std Dev17.52%

Net Income / Employee (TTM)$130,900

EBITDA CAGR (5Y)17.50%

EBITDA Interim CAGR (5Y)16.69%

ROE (Last FY)11.34%

EPS Basic Excl Extra (Annual)$4.54

P/FCF (TTM)16.99x

EV / Free Cash Flow (TTM)22.19x

Total Debt / Equity (Quarterly)0.44x

EPS Incl Extra (TTM)$4.73

ROI (TTM)9.54%

Dividend Growth Rate (5Y)27.26%

P/S Ratio (TTM)2.49x

Pretax Margin (5Y Avg)47.98%

Revenue / Share (Annual)$11.77

Tangible BV / Share (Annual)$35.92

Forward P/E9.32x

Free OCF CAGR (5Y)-2.51%

Price vs S&P 500 (52W)3.45%

P/E Ratio (TTM)11.72x

EPS Growth TTM (YoY)-4.27%

Year-to-Date Return21.24%

5-Day Price Return3.40%

EPS Normalized (Annual)$4.54

ROA (5Y Avg)1.57%

Net Profit Margin (Annual)38.02%

Month-to-Date Return2.95%

Cash Flow / Share (TTM)$5.36

EBITD / Share (Annual)$6.51

EPS Growth (3Y)0.52%

Operating Margin (Annual)51.28%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)16.07x

ROI (5Y Avg)12.68%

P/E Excl Extra (TTM)11.72x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$4.73

P/TBV (Quarterly)1.34x

Payout Ratio (Annual)26.07%

P/B Ratio (Annual)1.19x

Dividend / Share (TTM)$1.28

Pretax Margin (TTM)50.74%

Book Value / Share (Annual)$37.52

Price vs S&P 500 (13W)-1.48%

Net Margin Growth (5Y)7.46%

Dividend Yield (TTM)2.19%

Beta0.60x

P/FCF (Annual)18.62x

Revenue / Share (TTM)$13.50

ROE (TTM)13.34%

52-Week Low$39.70

vGradeC

gGradeC

mGradeB

vgmGradeC

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Earnings Surprise History

Q1 261.38est. 1.29

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.22

Industry Peers — Short-Term Business Credit(4)

Symbol	Value Score	Growth Score	Momentum Score	Price
PLBCPlumas Bancorp	C	C	B	$54.18
ECPGEncore Capital Group, Inc.	C	C	A	$81.46
JCAPJefferson Capital, Inc. Common Stock	B	D	D	$16.24
PRAAPRA Group, Inc.	C	C	B	$16.01
ORBSEightco Holdings Inc. Common Stock	D	F	C	$0.87

About

Plumas Bancorp is a regional bank serving Northeastern California and Northwestern Nevada, providing deposit and lending services to individuals and businesses. Its deposit offerings include checking, savings, sweep, and retirement accounts, while its loan portfolio encompasses commercial real estate, commercial and industrial, consumer, agricultural, and residential real estate segments. Revenue is derived primarily from loans and investment securities, with supplementary income from service fees.