Southside Bancshares, Inc. (SBSI)

Price$33.15

Value ScoreC

Growth ScoreD

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)5.10%

Price vs S&P 500 (4W)-0.65%

VGM Score42.39

Market Capitalization$986.27M

P/E Ratio (Annual)14.25x

Indicated Dividend Yield (Annual)4.37%

All Metrics

P/CF (Annual)10.51x

Book Value / Share (Quarterly)$28.73

P/TBV (Annual)1.08x

Indicated Dividend (Annual)$1.44

Revenue Growth (3Y)1.66%

Cash Flow / Share (Quarterly)$3.26

Payout Ratio (TTM)60.78%

Price vs S&P 500 (YTD)0.92%

Net Profit Margin (TTM)37.11%

EPS (TTM)$2.36

10-Day Avg Trading Volume0.08M

EPS Excl Extra (TTM)$2.36

Revenue Growth (5Y)6.18%

EPS (Annual)$2.29

Dividend / Share (Annual)$1.44

ROI (Annual)5.10%

Net Profit Margin (5Y Avg)38.86%

Cash / Share (Quarterly)$3.48

P/E Basic Excl Extra (TTM)13.90x

Revenue Growth QoQ (YoY)39.17%

EPS Growth (5Y)-1.49%

P/E Normalized (Annual)14.25x

ROA (Last FY)0.81%

Revenue Growth TTM (YoY)44.42%

EBITD / Share (TTM)$5.02

ROE (5Y Avg)11.36%

Operating Margin (TTM)43.43%

Cash Flow / Share (Annual)$2.47

P/B Ratio1.15x

P/B Ratio (Quarterly)1.08x

Net Income / Employee (Annual)$88,600

ROA (TTM)0.83%

EPS Growth QoQ (YoY)10.52%

EV / EBITDA (TTM)16.14x

EPS Incl Extra (Annual)$2.29

3-Month Avg Trading Volume0.11M

52-Week Price Return19.12%

EV / Free Cash Flow (Annual)21.09x

P/E Incl Extra (TTM)13.90x

Tangible BV / Share (Quarterly)$28.70

P/S Ratio (Annual)3.34x

52-Week High$34.53

EPS Excl Extra (Annual)$2.29

CapEx CAGR (5Y)12.27%

Tangible BV CAGR (5Y)-0.44%

26-Week Price Return13.02%

13-Week Price Return6.18%

Total Debt / Equity (Annual)0.60x

Enterprise Value$1.55B

Revenue / Share Growth (5Y)5.39%

Book Value / Share Growth (5Y)1.46%

Revenue / Employee (Annual)$312,204,700,000

Pretax Margin (Annual)47.25%

Cash / Share (Annual)$3.36

3-Month Return Std Dev24.27%

Net Income / Employee (TTM)$90,900

EBITDA CAGR (5Y)5.72%

EBITDA Interim CAGR (5Y)5.02%

ROE (Last FY)8.17%

EPS Basic Excl Extra (Annual)$2.29

P/FCF (TTM)9.94x

EV / Free Cash Flow (TTM)15.99x

Total Debt / Equity (Quarterly)0.66x

EPS Incl Extra (TTM)$2.36

ROI (TTM)5.60%

Dividend Growth Rate (5Y)2.22%

P/S Ratio (TTM)3.24x

Pretax Margin (5Y Avg)44.71%

Revenue / Share (Annual)$7.85

Tangible BV / Share (Annual)$28.48

Forward P/E9.62x

Free OCF CAGR (5Y)-1.46%

Price vs S&P 500 (52W)-5.25%

P/E Ratio (TTM)13.90x

EPS Growth TTM (YoY)-20.00%

Year-to-Date Return9.08%

5-Day Price Return1.75%

EPS Normalized (Annual)$2.29

ROA (5Y Avg)1.17%

Net Profit Margin (Annual)41.48%

Month-to-Date Return1.19%

Cash Flow / Share (TTM)$3.46

EBITD / Share (Annual)$3.08

EPS Growth (3Y)-11.02%

Operating Margin (Annual)47.25%

LT Debt / Equity (Annual)0.35x

P/CF (TTM)8.29x

ROI (5Y Avg)7.86%

P/E Excl Extra (TTM)13.90x

LT Debt / Equity (Quarterly)0.24x

EPS Basic Excl Extra (TTM)$2.36

P/TBV (Quarterly)1.08x

Payout Ratio (Annual)62.66%

P/B Ratio (Annual)1.08x

Dividend / Share (TTM)$1.43

Pretax Margin (TTM)43.43%

Book Value / Share (Annual)$28.52

Price vs S&P 500 (13W)-2.07%

Net Margin Growth (5Y)5.82%

Dividend Yield (TTM)4.37%

Beta0.59x

P/FCF (Annual)13.42x

Revenue / Share (TTM)$8.38

ROE (TTM)8.49%

52-Week Low$26.32

vGradeC

gGradeD

mGradeC

vgmGradeC

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Earnings Surprise History

Q1 260.81est. 0.78

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

2.44

Industry Peers — State Banks(184)

Symbol	Value Score	Growth Score	Momentum Score	Price
SBSISouthside Bancshares, Inc.	C	D	C	$33.15
BNSBank of Nova Scotia	C	C	B	$80.56
BKBank of New York Mellon Corporation	D	B	A	$137.16
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	F	$7.54
DBDeutsche Bank Aktiengesellschaft	B	B	F	$31.51
FITBFifth Third Bancorp	D	C	B	$52.01
FITBIFifth Third Bancorp Depositary Shares	D	C	B	$25.73
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	D	C	B	$26.02
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	D	C	B	$18.36
STTState Street Corporation	C	C	A	$161.75
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	F	$3.36

About

Southside Bancshares Inc. is a bank holding company providing comprehensive banking services—including consumer and commercial loans, deposits, wealth management, and brokerage—to individuals, businesses, municipal entities, and nonprofits. The company operates primarily across East Texas, Southeast Texas, and the Dallas-Fort Worth, Austin, and Houston metropolitan areas.