← Back to Screener
First Financial Bankshares Inc (FFIN)
Price$32.64
Favorite Metrics
Price vs S&P 500 (26W)-7.44%
Price vs S&P 500 (4W)2.36%
Market Capitalization$4.69B
P/E Ratio (Annual)18.49x
Indicated Dividend Yield (Annual)2.33%
All Metrics
P/CF (Annual)15.66x
Book Value / Share (Quarterly)$13.57
P/TBV (Annual)2.67x
Indicated Dividend (Annual)$0.76
Revenue Growth (3Y)10.69%
Cash Flow / Share (Quarterly)$2.00
Payout Ratio (TTM)41.80%
Price vs S&P 500 (YTD)5.34%
Net Profit Margin (TTM)41.92%
EPS (TTM)$1.89
10-Day Avg Trading Volume0.67M
EPS Excl Extra (TTM)$1.89
Revenue Growth (5Y)11.97%
EPS (Annual)$1.77
Dividend / Share (Annual)$0.74
ROI (Annual)12.67%
Net Profit Margin (5Y Avg)42.42%
Cash / Share (Quarterly)$1.47
P/E Basic Excl Extra (TTM)17.33x
Revenue Growth QoQ (YoY)20.07%
EPS Growth (5Y)4.51%
P/E Normalized (Annual)18.49x
ROA (Last FY)1.64%
Revenue Growth TTM (YoY)24.35%
EBITD / Share (TTM)$2.36
ROE (5Y Avg)14.37%
Operating Margin (TTM)51.10%
Cash Flow / Share (Annual)$2.00
P/B Ratio2.41x
P/B Ratio (Quarterly)2.17x
Net Income / Employee (Annual)$0
ROA (TTM)1.80%
EPS Growth QoQ (YoY)27.46%
EV / EBITDA (TTM)14.09x
EPS Incl Extra (Annual)$1.77
3-Month Avg Trading Volume0.83M
52-Week Price Return-0.12%
EV / Free Cash Flow (Annual)16.71x
P/E Incl Extra (TTM)17.33x
Tangible BV / Share (Quarterly)$13.57
P/S Ratio (Annual)7.08x
52-Week High$38.74
Operating Margin (5Y Avg)50.77%
EPS Excl Extra (Annual)$1.77
CapEx CAGR (5Y)-4.02%
Tangible BV CAGR (5Y)3.34%
26-Week Price Return-0.55%
13-Week Price Return-0.03%
Total Debt / Equity (Annual)0.04x
Enterprise Value$4,778.125
Revenue / Share Growth (5Y)8.54%
Book Value / Share Growth (5Y)2.37%
Revenue / Employee (Annual)$380,771
Pretax Margin (Annual)52.69%
Cash / Share (Annual)$2.07
3-Month Return Std Dev29.32%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)4.84%
EBITDA Interim CAGR (5Y)5.87%
ROE (Last FY)13.23%
EPS Basic Excl Extra (Annual)$1.77
P/FCF (TTM)16.39x
EV / Free Cash Flow (TTM)16.71x
Total Debt / Equity (Quarterly)0.05x
EPS Incl Extra (TTM)$1.89
ROI (TTM)13.97%
Dividend Growth Rate (5Y)7.78%
P/S Ratio (TTM)7.48x
Pretax Margin (5Y Avg)50.77%
Revenue / Share (Annual)$3.72
Tangible BV / Share (Annual)$11.20
Forward P/E16.04x
Free OCF CAGR (5Y)8.05%
Price vs S&P 500 (52W)-34.76%
P/E Ratio (TTM)17.33x
EPS Growth TTM (YoY)16.71%
Year-to-Date Return9.27%
5-Day Price Return3.95%
EPS Normalized (Annual)$1.77
ROA (5Y Avg)1.66%
Net Profit Margin (Annual)43.99%
Month-to-Date Return10.83%
Cash Flow / Share (TTM)$1.57
EBITD / Share (Annual)$2.25
EPS Growth (3Y)2.58%
Operating Margin (Annual)52.69%
LT Debt / Equity (Annual)0.03x
P/CF (TTM)15.66x
ROI (5Y Avg)11.43%
P/E Excl Extra (TTM)17.33x
LT Debt / Equity (Quarterly)0.00x
EPS Basic Excl Extra (TTM)$1.89
P/TBV (Quarterly)2.17x
Payout Ratio (Annual)41.80%
P/B Ratio (Annual)2.23x
Dividend / Share (TTM)$0.74
Pretax Margin (TTM)51.10%
Book Value / Share (Annual)$13.39
Price vs S&P 500 (13W)-2.41%
Net Margin Growth (5Y)5.04%
Dividend Yield (TTM)2.26%
Beta0.87x
P/FCF (Annual)16.39x
Revenue / Share (TTM)$3.53
ROE (TTM)14.57%
52-Week Low$28.11
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
3.73
3.80
3.73
3.73
Industry Peers — State Banks(184)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
FFINFirst Financial Bankshares Inc | 2.17x | 14.57% | 1.80% | — | $32.64 |
ITUBItau Unibanco Holding S.A. American Depositary Shares | 2.03x | 20.76% | 1.50% | — | $9.28 |
BNSBank of Nova Scotia | 1.45x | 10.41% | 0.62% | — | $76.78 |
BKBank of New York Mellon Corporation | 1.83x | 12.66% | 1.20% | — | $135.37 |
FITBFifth Third Bancorp | 1.23x | 8.86% | 0.93% | — | $50.98 |
FITBIFifth Third Bancorp Depositary Shares | 1.23x | 8.86% | 0.93% | — | $25.31 |
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M | 1.23x | 8.86% | 0.93% | — | $25.88 |
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K | 1.23x | 8.86% | 0.93% | — | $19.50 |
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A | 1.23x | 8.86% | 0.93% | — | $24.18 |
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares) | 1.04x | 9.84% | 0.81% | — | $4.19 |
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value) | 1.04x | 9.84% | 0.81% | — | $3.73 |
About
First Financial Bankshares Inc is a Texas-based bank holding company providing full-service community banking throughout its single geographic market. The company offers a diversified loan portfolio spanning commercial and industrial, real estate (commercial, residential, and construction), agricultural, municipal, and consumer lending. Its comprehensive banking services serve both commercial and individual customers within its core Texas market.