First Financial Bankshares Inc (FFIN) Stock Price

FFINStock

$33.71−9.78%52W

Market Cap$4.83B

P/E19.88x

PEG Ratio2.55

Div yield2.72%

Beta0.85

FFIN Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-8.24%

Price vs S&P 500 (4W)-6.60%

PEG Ratio2.55

VGM Score27.87

P/E Ratio (Annual)19.88x

Indicated Dividend Yield (Annual)2.72%

P/CF (Annual)16.83x

Book Value / Share (Quarterly)$13.93

P/TBV (Annual)2.67x

Indicated Dividend (Annual)$0.88

Revenue Growth (3Y)10.69%

Cash Flow / Share (Quarterly)$2.27

Payout Ratio (TTM)39.50%

Price vs S&P 500 (YTD)1.73%

Net Profit Margin (TTM)41.92%

EPS (TTM)$1.92

10-Day Avg Trading Volume0.63M

EPS Excl Extra (TTM)$1.92

Revenue Growth (5Y)11.97%

EPS (Annual)$1.77

Dividend / Share (Annual)$0.74

ROI (Annual)12.67%

Net Profit Margin (5Y Avg)42.42%

Cash / Share (Quarterly)$1.47

P/E Basic Excl Extra (TTM)18.28x

Revenue Growth QoQ (YoY)20.07%

EPS Growth (5Y)4.51%

P/E Normalized (Annual)19.88x

ROA (Last FY)1.64%

Revenue Growth TTM (YoY)24.35%

EBITD / Share (TTM)$2.02

ROE (5Y Avg)14.37%

Operating Margin (TTM)51.10%

Cash Flow / Share (Annual)$2.00

P/B Ratio2.52x

P/B Ratio (Quarterly)2.48x

Net Income / Employee (Annual)$169,100

ROA (TTM)1.81%

EPS Growth QoQ (YoY)7.61%

EV / EBITDA (TTM)13.74x

EPS Incl Extra (Annual)$1.77

3-Month Avg Trading Volume0.83M

52-Week Price Return-9.78%

EV / Free Cash Flow (Annual)17.89x

P/E Incl Extra (TTM)18.28x

Tangible BV / Share (Quarterly)$11.75

P/S Ratio (Annual)7.08x

52-Week High$38.12

Operating Margin (5Y Avg)50.77%

EPS Excl Extra (Annual)$1.77

CapEx CAGR (5Y)-4.02%

Tangible BV CAGR (5Y)3.34%

26-Week Price Return3.00%

13-Week Price Return5.50%

Total Debt / Equity (Annual)0.04x

Enterprise Value$5.12B

Revenue / Share Growth (5Y)8.54%

Book Value / Share Growth (5Y)2.37%

Revenue / Employee (Annual)$380,770,700,000

Pretax Margin (Annual)52.69%

Cash / Share (Annual)$2.07

3-Month Return Std Dev20.87%

Net Income / Employee (TTM)$183,900

EBITDA CAGR (5Y)13.14%

EBITDA Interim CAGR (5Y)9.31%

ROE (Last FY)13.23%

EPS Basic Excl Extra (Annual)$1.77

P/FCF (TTM)15.50x

EV / Free Cash Flow (TTM)15.73x

Total Debt / Equity (Quarterly)0.04x

EPS Incl Extra (TTM)$1.92

ROI (TTM)13.77%

Dividend Growth Rate (5Y)7.78%

P/S Ratio (TTM)7.48x

Pretax Margin (5Y Avg)50.77%

Revenue / Share (Annual)$3.72

Tangible BV / Share (Annual)$11.20

Forward P/E16.57x

Free OCF CAGR (5Y)8.05%

Price vs S&P 500 (52W)-28.09%

P/E Ratio (TTM)18.28x

EPS Growth TTM (YoY)12.10%

Year-to-Date Return13.69%

5-Day Price Return-1.93%

EPS Normalized (Annual)$1.77

ROA (5Y Avg)1.66%

Net Profit Margin (Annual)43.99%

Month-to-Date Return-3.36%

Cash Flow / Share (TTM)$1.57

EBITD / Share (Annual)$2.25

EPS Growth (3Y)2.58%

Operating Margin (Annual)52.69%

LT Debt / Equity (Annual)0.03x

P/CF (TTM)14.54x

ROI (5Y Avg)11.43%

P/E Excl Extra (TTM)18.28x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$1.92

P/TBV (Quarterly)2.95x

Payout Ratio (Annual)41.80%

P/B Ratio (Annual)2.23x

Dividend / Share (TTM)$0.76

Pretax Margin (TTM)51.10%

Book Value / Share (Annual)$13.39

Price vs S&P 500 (13W)2.70%

Net Margin Growth (5Y)5.04%

Dividend Yield (TTM)2.16%

Beta0.85x

P/FCF (Annual)17.62x

Revenue / Share (TTM)$3.53

ROE (TTM)14.35%

52-Week Low$28.12

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FFIN Earnings Surprise History

Q3 250.36est. 0.47

Q4 250.51est. 0.48

Q1 260.50est. 0.47

Q2 260.50est. 0.50

FFIN Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

2.44

3.73

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99
MBINMerchants Bancorp Common Stock	C	F	A	$53.49

About First Financial Bankshares Inc

First Financial Bankshares Inc is a Texas-based bank holding company providing full-service community banking throughout its single geographic market. The company offers a diversified loan portfolio spanning commercial and industrial, real estate (commercial, residential, and construction), agricultural, municipal, and consumer lending. Its comprehensive banking services serve both commercial and individual customers within its core Texas market.