CUSTOMERS BANCORP INC (CUBI)

Price$78.37

Favorite Metrics

Price vs S&P 500 (26W)14.26%

Price vs S&P 500 (4W)8.14%

Market Capitalization$2.64B

P/E Ratio (Annual)11.80x

All Metrics

P/CF (Annual)5.34x

Book Value / Share (Quarterly)$61.87

P/TBV (Annual)1.18x

Revenue Growth (3Y)24.06%

Cash Flow / Share (Quarterly)$9.76

Payout Ratio (TTM)4.82%

Price vs S&P 500 (YTD)3.25%

Net Profit Margin (TTM)30.56%

EPS (TTM)$6.66

10-Day Avg Trading Volume0.35M

EPS Excl Extra (TTM)$6.66

Revenue Growth (5Y)18.88%

EPS (Annual)$6.70

Dividend / Share (Annual)$0.33

ROI (Annual)8.98%

Net Profit Margin (5Y Avg)34.91%

Cash / Share (Quarterly)$2.18

P/E Basic Excl Extra (TTM)11.80x

Revenue Growth QoQ (YoY)59.52%

EPS Growth (5Y)9.88%

P/E Normalized (Annual)11.80x

ROA (Last FY)0.90%

Revenue Growth TTM (YoY)55.60%

EBITD / Share (TTM)$9.92

ROE (5Y Avg)15.00%

Operating Margin (TTM)39.86%

Cash Flow / Share (Annual)$9.76

P/B Ratio1.25x

P/B Ratio (Quarterly)1.18x

Net Income / Employee (Annual)$0

ROA (TTM)0.95%

EPS Growth QoQ (YoY)157.05%

EV / EBITDA (TTM)9.16x

EPS Incl Extra (Annual)$6.70

3-Month Avg Trading Volume0.41M

52-Week Price Return72.17%

EV / Free Cash Flow (Annual)9.06x

P/E Incl Extra (TTM)11.80x

Tangible BV / Share (Quarterly)$61.77

P/S Ratio (Annual)2.16x

52-Week High$82.56

Operating Margin (5Y Avg)44.56%

EPS Excl Extra (Annual)$6.70

CapEx CAGR (5Y)40.90%

Tangible BV CAGR (5Y)13.87%

26-Week Price Return21.15%

13-Week Price Return-0.46%

Total Debt / Equity (Annual)0.18x

Enterprise Value$3,024.614

Revenue / Share Growth (5Y)12.98%

Book Value / Share Growth (5Y)12.13%

Revenue / Employee (Annual)$1,008,443

Pretax Margin (Annual)44.41%

Cash / Share (Annual)$1.79

3-Month Return Std Dev37.50%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)9.60%

EBITDA Interim CAGR (5Y)4.79%

ROE (Last FY)10.59%

EPS Basic Excl Extra (Annual)$6.70

P/FCF (TTM)7.92x

EV / Free Cash Flow (TTM)9.06x

Total Debt / Equity (Quarterly)0.18x

EPS Incl Extra (TTM)$6.66

ROI (TTM)9.75%

Dividend Growth Rate (5Y)-5.80%

P/S Ratio (TTM)2.00x

Pretax Margin (5Y Avg)44.56%

Revenue / Share (Annual)$19.55

Tangible BV / Share (Annual)$61.77

Forward P/E9.47x

Free OCF CAGR (5Y)26.26%

Price vs S&P 500 (52W)37.53%

P/E Ratio (TTM)11.80x

EPS Growth TTM (YoY)20.30%

Year-to-Date Return7.18%

5-Day Price Return3.20%

EPS Normalized (Annual)$6.70

ROA (5Y Avg)1.12%

Net Profit Margin (Annual)34.76%

Month-to-Date Return12.91%

Cash Flow / Share (TTM)$7.18

EBITD / Share (Annual)$9.88

EPS Growth (3Y)-0.51%

Operating Margin (Annual)44.41%

LT Debt / Equity (Annual)0.18x

P/CF (TTM)5.34x

ROI (5Y Avg)12.16%

P/E Excl Extra (TTM)11.80x

LT Debt / Equity (Quarterly)0.18x

EPS Basic Excl Extra (TTM)$6.66

P/TBV (Quarterly)1.18x

Payout Ratio (Annual)4.82%

P/B Ratio (Annual)1.18x

Dividend / Share (TTM)$0.33

Pretax Margin (TTM)39.86%

Book Value / Share (Annual)$61.87

Price vs S&P 500 (13W)-2.84%

Net Margin Growth (5Y)7.37%

Dividend Yield (TTM)0.41%

Beta1.59x

P/FCF (Annual)7.92x

Revenue / Share (TTM)$21.96

ROE (TTM)11.25%

52-Week Low$43.67

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

3.87

3.80

3.88

Industry Peers — State Banks(184)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CUBICUSTOMERS BANCORP INC	1.18x	11.25%	0.95%	—	$78.37
ITUBItau Unibanco Holding S.A. American Depositary Shares	2.03x	20.76%	1.50%	—	$9.28
BNSBank of Nova Scotia	1.45x	10.41%	0.62%	—	$76.78
BKBank of New York Mellon Corporation	1.83x	12.66%	1.20%	—	$135.37
FITBFifth Third Bancorp	1.23x	8.86%	0.93%	—	$50.98
FITBIFifth Third Bancorp Depositary Shares	1.23x	8.86%	0.93%	—	$25.31
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M	1.23x	8.86%	0.93%	—	$25.88
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K	1.23x	8.86%	0.93%	—	$19.50
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A	1.23x	8.86%	0.93%	—	$24.18
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	1.04x	9.84%	0.81%	—	$4.19
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	1.04x	9.84%	0.81%	—	$3.73

About

Customers Bancorp Inc is a bank holding company specializing in commercial lending to small and middle-market businesses, complemented by consumer lending, private banking, and deposit services. The company serves businesses, not-for-profits, and consumers, with commercial lending generating the majority of revenues. Its relationship-focused approach and diversified customer segments support stable banking operations.