OFG BANCORP (OFG) Stock Price

OFGStock

$52.05+16.85%52W

Market Cap$2.20B

P/E10.97x

PEG Ratio0.92

Div yield2.61%

Beta0.76

OFG Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)13.18%

Price vs S&P 500 (4W)-4.32%

PEG Ratio0.92

VGM Score59.80

P/E Ratio (Annual)10.97x

Indicated Dividend Yield (Annual)2.61%

P/CF (Annual)10.34x

Book Value / Share (Quarterly)$33.30

P/TBV (Annual)1.37x

Indicated Dividend (Annual)$1.40

Revenue Growth (3Y)11.31%

Cash Flow / Share (Quarterly)$4.48

Payout Ratio (TTM)25.05%

Price vs S&P 500 (YTD)15.81%

Net Profit Margin (TTM)26.89%

EPS (TTM)$5.08

10-Day Avg Trading Volume0.23M

EPS Excl Extra (TTM)$5.08

Revenue Growth (5Y)8.33%

EPS (Annual)$4.58

Dividend / Share (Annual)$1.17

ROI (Annual)13.76%

Net Profit Margin (5Y Avg)21.10%

Cash / Share (Quarterly)$11.23

P/E Basic Excl Extra (TTM)10.21x

Revenue Growth QoQ (YoY)23.04%

EPS Growth (5Y)26.05%

P/E Normalized (Annual)10.97x

ROA (Last FY)1.65%

Revenue Growth TTM (YoY)28.18%

EBITD / Share (TTM)$6.25

ROE (5Y Avg)15.08%

Operating Margin (TTM)39.22%

Cash Flow / Share (Annual)$4.61

P/B Ratio1.60x

P/B Ratio (Quarterly)1.47x

Net Income / Employee (Annual)$93,900

ROA (TTM)1.80%

EPS Growth QoQ (YoY)20.52%

EV / EBITDA (TTM)7.60x

EPS Incl Extra (Annual)$4.58

3-Month Avg Trading Volume0.33M

52-Week Price Return16.85%

EV / Free Cash Flow (Annual)11.79x

P/E Incl Extra (TTM)10.21x

Tangible BV / Share (Quarterly)$31.50

P/S Ratio (Annual)2.59x

52-Week High$54.47

Operating Margin (5Y Avg)30.61%

EPS Excl Extra (Annual)$4.58

CapEx CAGR (5Y)3.74%

Tangible BV CAGR (5Y)5.76%

26-Week Price Return24.43%

13-Week Price Return15.84%

Total Debt / Equity (Annual)0.07x

Enterprise Value$2.35B

Revenue / Share Growth (5Y)11.08%

Book Value / Share Growth (5Y)8.75%

Revenue / Employee (Annual)$271,459,500,000

Pretax Margin (Annual)39.77%

Cash / Share (Annual)$11.48

3-Month Return Std Dev21.82%

Net Income / Employee (TTM)$100,900

EBITDA CAGR (5Y)26.73%

EBITDA Interim CAGR (5Y)19.51%

ROE (Last FY)14.76%

EPS Basic Excl Extra (Annual)$4.58

P/FCF (TTM)11.88x

EV / Free Cash Flow (TTM)12.41x

Total Debt / Equity (Quarterly)0.07x

EPS Incl Extra (TTM)$5.08

ROI (TTM)14.84%

Dividend Growth Rate (5Y)23.53%

P/S Ratio (TTM)2.35x

Pretax Margin (5Y Avg)30.61%

Revenue / Share (Annual)$12.67

Tangible BV / Share (Annual)$30.37

Forward P/E10.32x

Free OCF CAGR (5Y)58.86%

Price vs S&P 500 (52W)-1.46%

P/E Ratio (TTM)10.21x

EPS Growth TTM (YoY)19.65%

Year-to-Date Return27.77%

5-Day Price Return-1.30%

EPS Normalized (Annual)$4.58

ROA (5Y Avg)1.63%

Net Profit Margin (Annual)27.08%

Month-to-Date Return-0.95%

Cash Flow / Share (TTM)$4.39

EBITD / Share (Annual)$5.69

EPS Growth (3Y)10.11%

Operating Margin (Annual)39.77%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)10.83x

ROI (5Y Avg)14.61%

P/E Excl Extra (TTM)10.21x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$5.08

P/TBV (Quarterly)1.56x

Payout Ratio (Annual)25.29%

P/B Ratio (Annual)1.30x

Dividend / Share (TTM)$1.23

Pretax Margin (TTM)39.22%

Book Value / Share (Annual)$32.13

Price vs S&P 500 (13W)13.05%

Net Margin Growth (5Y)14.52%

Dividend Yield (TTM)2.38%

Beta0.76x

P/FCF (Annual)11.29x

Revenue / Share (TTM)$14.16

ROE (TTM)15.92%

52-Week Low$35.71

vGradeC

gGradeC

mGradeB

vgmGradeC

OFG Earnings Surprise History

Q2 251.15est. 1.05

Q3 251.16est. 1.17

Q4 251.27est. 1.15

Q1 261.26est. 0.99

Q2 261.39est. 1.17

OFG Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

3.63

3.56

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
OFGOFG BANCORP	C	C	B	$52.05
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About OFG BANCORP

OFG Bancorp is a Puerto Rico-based financial holding company offering banking, wealth management, and treasury services. The company provides commercial and consumer lending, deposit accounts, investment services, insurance, and wealth management solutions. Banking operations represent its largest revenue segment.