Back to Screener

OFG BANCORP (OFG)

Price$46.27
Value ScoreC
Growth ScoreC
Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)8.54%
Price vs S&P 500 (4W)0.60%
VGM Score59.53
Market Capitalization$1.96B
P/E Ratio (Annual)9.53x
Indicated Dividend Yield (Annual)3.05%

All Metrics

P/CF (Annual)8.98x
Book Value / Share (Quarterly)$32.35
P/TBV (Annual)1.37x
Indicated Dividend (Annual)$1.40
Revenue Growth (3Y)11.31%
Cash Flow / Share (Quarterly)$4.48
Payout Ratio (TTM)25.05%
Price vs S&P 500 (YTD)4.75%
Net Profit Margin (TTM)26.89%
EPS (TTM)$4.84
10-Day Avg Trading Volume0.29M
EPS Excl Extra (TTM)$4.84
Revenue Growth (5Y)8.33%
EPS (Annual)$4.58
Dividend / Share (Annual)$1.17
ROI (Annual)13.76%
Net Profit Margin (5Y Avg)21.10%
Cash / Share (Quarterly)$11.23
P/E Basic Excl Extra (TTM)9.16x
Revenue Growth QoQ (YoY)23.04%
EPS Growth (5Y)26.05%
P/E Normalized (Annual)9.53x
ROA (Last FY)1.65%
Revenue Growth TTM (YoY)28.18%
EBITD / Share (TTM)$6.25
ROE (5Y Avg)15.08%
Operating Margin (TTM)39.22%
Cash Flow / Share (Annual)$4.61
P/B Ratio1.43x
P/B Ratio (Quarterly)1.25x
Net Income / Employee (Annual)$93,900
ROA (TTM)1.74%
EPS Growth QoQ (YoY)25.38%
EV / EBITDA (TTM)7.60x
EPS Incl Extra (Annual)$4.58
3-Month Avg Trading Volume0.33M
52-Week Price Return12.58%
EV / Free Cash Flow (Annual)10.31x
P/E Incl Extra (TTM)9.16x
Tangible BV / Share (Quarterly)$30.55
P/S Ratio (Annual)2.59x
52-Week High$46.85
Operating Margin (5Y Avg)30.61%
EPS Excl Extra (Annual)$4.58
CapEx CAGR (5Y)3.74%
Tangible BV CAGR (5Y)5.76%
26-Week Price Return16.46%
13-Week Price Return15.68%
Total Debt / Equity (Annual)0.07x
Enterprise Value$2.06B
Revenue / Share Growth (5Y)11.08%
Book Value / Share Growth (5Y)8.75%
Revenue / Employee (Annual)$271,459,500,000
Pretax Margin (Annual)39.77%
Cash / Share (Annual)$11.48
3-Month Return Std Dev22.05%
Net Income / Employee (TTM)$97,700
EBITDA CAGR (5Y)26.73%
EBITDA Interim CAGR (5Y)19.51%
ROE (Last FY)14.76%
EPS Basic Excl Extra (Annual)$4.58
P/FCF (TTM)10.32x
EV / Free Cash Flow (TTM)10.85x
Total Debt / Equity (Quarterly)0.07x
EPS Incl Extra (TTM)$4.84
ROI (TTM)14.73%
Dividend Growth Rate (5Y)23.53%
P/S Ratio (TTM)2.35x
Pretax Margin (5Y Avg)30.61%
Revenue / Share (Annual)$12.67
Tangible BV / Share (Annual)$30.37
Forward P/E9.68x
Free OCF CAGR (5Y)58.86%
Price vs S&P 500 (52W)-11.79%
P/E Ratio (TTM)9.16x
EPS Growth TTM (YoY)15.87%
Year-to-Date Return12.91%
5-Day Price Return3.44%
EPS Normalized (Annual)$4.58
ROA (5Y Avg)1.63%
Net Profit Margin (Annual)27.08%
Month-to-Date Return1.56%
Cash Flow / Share (TTM)$4.39
EBITD / Share (Annual)$5.69
EPS Growth (3Y)10.11%
Operating Margin (Annual)39.77%
LT Debt / Equity (Annual)0.00x
P/CF (TTM)9.41x
ROI (5Y Avg)14.61%
P/E Excl Extra (TTM)9.16x
LT Debt / Equity (Quarterly)0.00x
EPS Basic Excl Extra (TTM)$4.84
P/TBV (Quarterly)1.32x
Payout Ratio (Annual)25.29%
P/B Ratio (Annual)1.30x
Dividend / Share (TTM)$1.23
Pretax Margin (TTM)39.22%
Book Value / Share (Annual)$32.13
Price vs S&P 500 (13W)7.42%
Net Margin Growth (5Y)14.52%
Dividend Yield (TTM)2.74%
Beta0.73x
P/FCF (Annual)9.81x
Revenue / Share (TTM)$14.16
ROE (TTM)15.62%
52-Week Low$35.71
vGradeC
gGradeC
mGradeB
vgmGradeC
Show chart for

Earnings Surprise History

Q1 261.26est. 1.00

Analyst Recommendations

Feb 2026
Mar 2026
Apr 2026
May 2026
3.67
3.67
3.67
3.63

Industry Peers — State Banks(184)

About

OFG Bancorp is a Puerto Rico-based financial holding company offering banking, wealth management, and treasury services. The company provides commercial and consumer lending, deposit accounts, investment services, insurance, and wealth management solutions. Banking operations represent its largest revenue segment.