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OFG BANCORP (OFG)
Price$42.55
Favorite Metrics
Price vs S&P 500 (26W)-5.95%
Price vs S&P 500 (4W)0.50%
Market Capitalization$1.85B
P/E Ratio (Annual)9.00x
Indicated Dividend Yield (Annual)3.29%
All Metrics
P/CF (Annual)8.48x
Book Value / Share (Quarterly)$32.13
P/TBV (Annual)1.37x
Indicated Dividend (Annual)$1.20
Revenue Growth (3Y)11.31%
Cash Flow / Share (Quarterly)$4.61
Payout Ratio (TTM)25.29%
Price vs S&P 500 (YTD)-0.16%
Net Profit Margin (TTM)26.89%
EPS (TTM)$4.59
10-Day Avg Trading Volume0.21M
EPS Excl Extra (TTM)$4.59
Revenue Growth (5Y)8.33%
EPS (Annual)$4.58
Dividend / Share (Annual)$1.17
ROI (Annual)13.76%
Net Profit Margin (5Y Avg)21.10%
Cash / Share (Quarterly)$11.23
P/E Basic Excl Extra (TTM)9.00x
Revenue Growth QoQ (YoY)23.04%
EPS Growth (5Y)26.05%
P/E Normalized (Annual)9.00x
ROA (Last FY)1.65%
Revenue Growth TTM (YoY)28.18%
EBITD / Share (TTM)$5.69
ROE (5Y Avg)15.08%
Operating Margin (TTM)39.22%
Cash Flow / Share (Annual)$4.61
P/B Ratio1.33x
P/B Ratio (Quarterly)1.30x
Net Income / Employee (Annual)$0
ROA (TTM)1.69%
EPS Growth QoQ (YoY)17.10%
EV / EBITDA (TTM)7.65x
EPS Incl Extra (Annual)$4.58
3-Month Avg Trading Volume0.33M
52-Week Price Return20.30%
EV / Free Cash Flow (Annual)9.77x
P/E Incl Extra (TTM)9.00x
Tangible BV / Share (Quarterly)$30.37
P/S Ratio (Annual)2.59x
52-Week High$46.11
Operating Margin (5Y Avg)30.61%
EPS Excl Extra (Annual)$4.58
CapEx CAGR (5Y)3.74%
Tangible BV CAGR (5Y)5.76%
26-Week Price Return2.80%
13-Week Price Return3.27%
Total Debt / Equity (Annual)0.07x
Enterprise Value$1,947.276
Revenue / Share Growth (5Y)11.08%
Book Value / Share Growth (5Y)8.75%
Revenue / Employee (Annual)$271,460
Pretax Margin (Annual)39.77%
Cash / Share (Annual)$11.48
3-Month Return Std Dev30.24%
Net Income / Employee (TTM)$0
EBITDA CAGR (5Y)18.82%
EBITDA Interim CAGR (5Y)9.57%
ROE (Last FY)14.76%
EPS Basic Excl Extra (Annual)$4.58
P/FCF (TTM)9.26x
EV / Free Cash Flow (TTM)9.77x
Total Debt / Equity (Quarterly)0.07x
EPS Incl Extra (TTM)$4.59
ROI (TTM)14.59%
Dividend Growth Rate (5Y)23.53%
P/S Ratio (TTM)2.35x
Pretax Margin (5Y Avg)30.61%
Revenue / Share (Annual)$12.67
Tangible BV / Share (Annual)$30.37
Forward P/E9.88x
Free OCF CAGR (5Y)58.86%
Price vs S&P 500 (52W)-14.80%
P/E Ratio (TTM)9.00x
EPS Growth TTM (YoY)8.54%
Year-to-Date Return3.98%
5-Day Price Return-1.14%
EPS Normalized (Annual)$4.58
ROA (5Y Avg)1.63%
Net Profit Margin (Annual)27.08%
Month-to-Date Return5.31%
Cash Flow / Share (TTM)$4.39
EBITD / Share (Annual)$5.69
EPS Growth (3Y)10.11%
Operating Margin (Annual)39.77%
LT Debt / Equity (Annual)0.00x
P/CF (TTM)8.48x
ROI (5Y Avg)14.61%
P/E Excl Extra (TTM)9.00x
LT Debt / Equity (Quarterly)0.00x
EPS Basic Excl Extra (TTM)$4.59
P/TBV (Quarterly)1.37x
Payout Ratio (Annual)25.29%
P/B Ratio (Annual)1.30x
Dividend / Share (TTM)$1.17
Pretax Margin (TTM)39.22%
Book Value / Share (Annual)$32.13
Price vs S&P 500 (13W)0.41%
Net Margin Growth (5Y)14.52%
Dividend Yield (TTM)2.81%
Beta0.70x
P/FCF (Annual)9.26x
Revenue / Share (TTM)$14.16
ROE (TTM)15.21%
52-Week Low$34.95
Analyst Recommendations
Jan 2026
Feb 2026
Mar 2026
Apr 2026
3.88
3.67
3.67
3.67
Industry Peers — State Banks(184)
| Symbol | P/B Ratio (Quarterly) | ROE (TTM) | ROA (TTM) | Net Interest Coverage (TTM) | Price |
|---|---|---|---|---|---|
OFGOFG BANCORP | 1.30x | 15.21% | 1.69% | — | $42.55 |
ITUBItau Unibanco Holding S.A. American Depositary Shares | 2.03x | 20.76% | 1.50% | — | $9.28 |
BNSBank of Nova Scotia | 1.45x | 10.41% | 0.62% | — | $76.78 |
BKBank of New York Mellon Corporation | 1.83x | 12.66% | 1.20% | — | $135.37 |
FITBFifth Third Bancorp | 1.23x | 8.86% | 0.93% | — | $50.98 |
FITBIFifth Third Bancorp Depositary Shares | 1.23x | 8.86% | 0.93% | — | $25.31 |
FITBMFifth Third Bancorp Depositary Shares Representing a 1/40th Ownership Interest in a Share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M | 1.23x | 8.86% | 0.93% | — | $25.88 |
FITBOFifth Third Bancorp Depositary Shares each representing a 1/1000th ownership interest in a share of Non-Cumulative Perpetual Preferred Stock, Series K | 1.23x | 8.86% | 0.93% | — | $19.50 |
FITBPFifth Third Bancorp Depositary Shares each representing 1/40th share of Fifth Third 6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series A | 1.23x | 8.86% | 0.93% | — | $24.18 |
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares) | 1.04x | 9.84% | 0.81% | — | $4.19 |
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value) | 1.04x | 9.84% | 0.81% | — | $3.73 |
About
OFG Bancorp is a Puerto Rico-based financial holding company offering banking, wealth management, and treasury services. The company provides commercial and consumer lending, deposit accounts, investment services, insurance, and wealth management solutions. Banking operations represent its largest revenue segment.