First Commonwealth Financial Corporation (FCF)

Price$18.65

Value ScoreC

Growth ScoreC

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)5.64%

Price vs S&P 500 (4W)-2.37%

VGM Score55.13

Market Capitalization$1.93B

P/E Ratio (Annual)12.65x

Indicated Dividend Yield (Annual)2.96%

All Metrics

P/CF (Annual)10.27x

Book Value / Share (Quarterly)$15.27

P/TBV (Annual)1.14x

Indicated Dividend (Annual)$0.56

Revenue Growth (3Y)0.48%

Cash Flow / Share (Quarterly)$2.00

Payout Ratio (TTM)35.70%

Price vs S&P 500 (YTD)1.40%

Net Profit Margin (TTM)31.18%

EPS (TTM)$1.52

10-Day Avg Trading Volume0.66M

EPS Excl Extra (TTM)$1.52

Revenue Growth (5Y)5.66%

EPS (Annual)$1.47

Dividend / Share (Annual)$0.54

ROI (Annual)8.91%

Net Profit Margin (5Y Avg)29.77%

Cash / Share (Quarterly)$1.20

P/E Basic Excl Extra (TTM)12.25x

Revenue Growth QoQ (YoY)63.23%

EPS Growth (5Y)14.41%

P/E Normalized (Annual)12.65x

ROA (Last FY)1.23%

Revenue Growth TTM (YoY)56.91%

EBITD / Share (TTM)$2.34

ROE (5Y Avg)11.31%

Operating Margin (TTM)39.13%

Cash Flow / Share (Annual)$1.67

P/B Ratio1.24x

P/B Ratio (Quarterly)1.16x

Net Income / Employee (Annual)$100,100

ROA (TTM)1.28%

EPS Growth QoQ (YoY)14.24%

EV / EBITDA (TTM)10.03x

EPS Incl Extra (Annual)$1.47

3-Month Avg Trading Volume0.86M

52-Week Price Return20.41%

EV / Free Cash Flow (Annual)12.14x

P/E Incl Extra (TTM)12.25x

Tangible BV / Share (Quarterly)$15.06

P/S Ratio (Annual)3.29x

52-Week High$19.14

Operating Margin (5Y Avg)37.02%

EPS Excl Extra (Annual)$1.47

CapEx CAGR (5Y)16.18%

Tangible BV CAGR (5Y)7.75%

26-Week Price Return21.57%

13-Week Price Return4.64%

Total Debt / Equity (Annual)0.10x

Enterprise Value$2.08B

Revenue / Share Growth (5Y)6.18%

Book Value / Share Growth (5Y)6.33%

Revenue / Employee (Annual)$293,940,600,000

Pretax Margin (Annual)38.98%

Cash / Share (Annual)$1.33

3-Month Return Std Dev17.69%

Net Income / Employee (TTM)$103,300

EBITDA CAGR (5Y)6.05%

EBITDA Interim CAGR (5Y)8.24%

ROE (Last FY)9.80%

EPS Basic Excl Extra (Annual)$1.47

P/FCF (TTM)9.48x

EV / Free Cash Flow (TTM)10.25x

Total Debt / Equity (Quarterly)0.10x

EPS Incl Extra (TTM)$1.52

ROI (TTM)8.68%

Dividend Growth Rate (5Y)4.16%

P/S Ratio (TTM)2.84x

Pretax Margin (5Y Avg)37.02%

Revenue / Share (Annual)$4.38

Tangible BV / Share (Annual)$14.90

Forward P/E10.44x

Free OCF CAGR (5Y)11.81%

Price vs S&P 500 (52W)-7.80%

P/E Ratio (TTM)12.25x

EPS Growth TTM (YoY)12.41%

Year-to-Date Return12.34%

5-Day Price Return1.83%

EPS Normalized (Annual)$1.47

ROA (5Y Avg)1.32%

Net Profit Margin (Annual)31.19%

Month-to-Date Return2.88%

Cash Flow / Share (TTM)$1.54

EBITD / Share (Annual)$1.91

EPS Growth (3Y)2.52%

Operating Margin (Annual)38.98%

LT Debt / Equity (Annual)0.08x

P/CF (TTM)8.81x

ROI (5Y Avg)9.55%

P/E Excl Extra (TTM)12.25x

LT Debt / Equity (Quarterly)0.08x

EPS Basic Excl Extra (TTM)$1.52

P/TBV (Quarterly)1.17x

Payout Ratio (Annual)36.43%

P/B Ratio (Annual)1.13x

Dividend / Share (TTM)$0.55

Pretax Margin (TTM)39.13%

Book Value / Share (Annual)$15.11

Price vs S&P 500 (13W)-5.11%

Dividend Yield (TTM)2.91%

Beta0.76x

P/FCF (Annual)11.23x

Revenue / Share (TTM)$4.76

ROE (TTM)10.19%

52-Week Low$15.00

vGradeC

gGradeC

mGradeB

vgmGradeC

Show chart for

Earnings Surprise History

Q1 260.37est. 0.40

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

4.00

3.90

Industry Peers — National Banks(117)

Symbol	Value Score	Growth Score	Momentum Score	Price
FCFFirst Commonwealth Financial Corporation	C	C	B	$18.65
JPMJPMorgan Chase & Co.	D	C	D	$296.58
BACBank of America Corporation	C	C	D	$51.51
WFCWells Fargo & Co.	D	C	D	$77.17
CCitigroup Inc.	C	C	A	$129.09
COFCapital One Financial	C	D	F	$184.56
UBSUBS Group AG	C	C	B	$47.99
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	$9.03
PNCPNC Financial Services Group	C	C	C	$216.07
USBU.S. Bancorp	C	C	C	$53.55
TFCTruist Financial Corporation	B	C	D	$46.87

About

First Commonwealth Financial Corp provides consumer and commercial banking services, trust and wealth management, and insurance products throughout the United States. The company generates revenue primarily through net interest income from its lending and deposit operations.