First Financial Bancorp (FFBC) Stock Price

FFBCStock

$31.48+35.34%52W

Market Cap$3.31B

P/E12.93x

PEG Ratio1.12

Div yield4.51%

Beta0.98

FFBC Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-2.61%

Price vs S&P 500 (4W)0.51%

PEG Ratio1.12

VGM Score60.65

P/E Ratio (Annual)12.93x

Indicated Dividend Yield (Annual)4.51%

P/CF (Annual)9.78x

Book Value / Share (Quarterly)$28.46

P/TBV (Annual)0.93x

Indicated Dividend (Annual)$1.04

Revenue Growth (3Y)-1.25%

Cash Flow / Share (Quarterly)$7.21

Payout Ratio (TTM)35.39%

Price vs S&P 500 (YTD)13.89%

Net Profit Margin (TTM)31.43%

EPS (TTM)$2.83

10-Day Avg Trading Volume0.83M

EPS Excl Extra (TTM)$2.83

Revenue Growth (5Y)11.92%

EPS (Annual)$2.66

Dividend / Share (Annual)$0.98

ROI (Annual)7.78%

Net Profit Margin (5Y Avg)30.17%

Cash / Share (Quarterly)$2.32

P/E Basic Excl Extra (TTM)11.59x

Revenue Growth QoQ (YoY)49.63%

EPS Growth (5Y)10.85%

P/E Normalized (Annual)12.93x

ROA (Last FY)1.21%

Revenue Growth TTM (YoY)66.58%

EBITD / Share (TTM)$4.53

ROE (5Y Avg)9.93%

Operating Margin (TTM)38.28%

Cash Flow / Share (Annual)$3.22

P/B Ratio1.11x

P/B Ratio (Quarterly)1.19x

Net Income / Employee (Annual)$116,200

ROA (TTM)1.34%

EPS Growth QoQ (YoY)-0.34%

EV / EBITDA (TTM)9.44x

EPS Incl Extra (Annual)$2.66

3-Month Avg Trading Volume0.95M

52-Week Price Return35.34%

EV / Free Cash Flow (Annual)11.75x

P/E Incl Extra (TTM)11.59x

Tangible BV / Share (Quarterly)$27.12

P/S Ratio (Annual)2.74x

52-Week High$36.24

Operating Margin (5Y Avg)35.73%

EPS Excl Extra (Annual)$2.66

CapEx CAGR (5Y)4.70%

Tangible BV CAGR (5Y)3.64%

26-Week Price Return7.29%

13-Week Price Return-11.87%

Total Debt / Equity (Annual)0.19x

Enterprise Value$3.73B

Revenue / Share Growth (5Y)5.31%

Book Value / Share Growth (5Y)3.84%

Revenue / Employee (Annual)$344,237,000,000

Pretax Margin (Annual)34.10%

Cash / Share (Annual)$2.19

3-Month Return Std Dev18.29%

Net Income / Employee (TTM)$129,700

EBITDA CAGR (5Y)16.76%

EBITDA Interim CAGR (5Y)15.78%

ROE (Last FY)9.23%

EPS Basic Excl Extra (Annual)$2.66

P/FCF (TTM)4.37x

EV / Free Cash Flow (TTM)4.93x

Total Debt / Equity (Quarterly)0.14x

EPS Incl Extra (TTM)$2.83

ROI (TTM)8.79%

Dividend Growth Rate (5Y)1.28%

P/S Ratio (TTM)2.27x

Pretax Margin (5Y Avg)35.73%

Revenue / Share (Annual)$7.49

Tangible BV / Share (Annual)$26.90

Forward P/E9.59x

Free OCF CAGR (5Y)27.69%

Price vs S&P 500 (52W)19.81%

P/E Ratio (TTM)11.59x

EPS Growth TTM (YoY)13.23%

Year-to-Date Return25.82%

5-Day Price Return1.19%

EPS Normalized (Annual)$2.66

ROA (5Y Avg)1.29%

Net Profit Margin (Annual)30.70%

Month-to-Date Return0.51%

Cash Flow / Share (TTM)$3.14

EBITD / Share (Annual)$3.67

EPS Growth (3Y)4.94%

Operating Margin (Annual)34.10%

LT Debt / Equity (Annual)0.19x

P/CF (TTM)4.17x

ROI (5Y Avg)8.19%

P/E Excl Extra (TTM)11.59x

LT Debt / Equity (Quarterly)0.13x

EPS Basic Excl Extra (TTM)$2.83

P/TBV (Quarterly)1.25x

Payout Ratio (Annual)37.03%

P/B Ratio (Annual)0.89x

Dividend / Share (TTM)$1.01

Pretax Margin (TTM)38.28%

Book Value / Share (Annual)$28.11

Price vs S&P 500 (13W)-14.56%

Net Margin Growth (5Y)4.51%

Dividend Yield (TTM)3.06%

Beta0.98x

P/FCF (Annual)10.42x

Revenue / Share (TTM)$8.98

ROE (TTM)10.07%

52-Week Low$23.06

vGradeB

gGradeB

mGradeC

vgmGradeB

FFBC Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 21, 2026	$0.80	$0.80	+0.36%(+$0.00)
Q1 2026	Apr 23, 2026	$0.69	$0.77	+12.06%(+$0.08)
Q4 2025	Jan 28, 2026	$0.79	$0.80	+1.91%(+$0.02)
Q3 2025	Oct 23, 2025	$0.75	$0.76	+1.33%(+$0.01)
Q2 2025	Jul 24, 2025	$0.68	$0.74	+8.82%(+$0.06)

FFBC Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

3.85

Industry Peers — National Banks(118)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FFBCFirst Financial Bancorp	B	B	C	1.2x	10.1%	1.3%	—	$31.48
JPMJPMorgan Chase & Co.	D	C	C	2.4x	17.9%	1.4%	—	$339.72
BACBank of America Corporation	C	C	F	1.3x	10.7%	0.9%	—	$51.23
WFCWells Fargo & Co.	C	C	D	1.4x	12.8%	1.0%	—	$83.87
CCitigroup Inc.	B	C	D	1.0x	9.2%	0.7%	—	$124.26
UBSUBS Group AG	D	C	C	1.8x	10.5%	0.6%	—	$47.68
COFCapital One Financial	B	D	D	1.1x	9.3%	1.6%	—	$201.74
MFGMizuho Financial Group, Inc. American Depositary Shares (Each representing one-fifth of an Ordinary Share)	D	B	B	1.6x	12.3%	0.5%	—	$10.17
USBU.S. Bancorp	B	C	C	1.4x	12.6%	1.2%	—	$58.73
PNCPNC Financial Services Group	C	C	D	1.4x	12.6%	1.3%	—	$217.39
TFCTruist Financial Corporation	B	C	D	0.9x	8.1%	0.9%	—	$47.07
SHGShinhan Financial Group Co Ltd	A	C	F	0.8x	9.2%	0.7%	—	$70.31
HBANHuntington Bancshares Inc	C	C	F	1.1x	8.6%	0.9%	—	$15.27
RFRegions Financial Corp.	C	D	D	1.3x	12.3%	1.4%	—	$27.45
KEYKeyCorp	C	C	D	1.3x	10.1%	1.1%	—	$19.99
PNFPPinnacle Financial Partners, Inc.	C	B	D	1.0x	7.6%	0.9%	—	$94.72
FHNFirst Horizon Corporation	C	B	D	1.3x	11.7%	1.3%	—	$22.88
UMBFUMB Financial Corp	C	B	D	1.4x	12.2%	1.3%	—	$131.10
CFRCullen/Frost Bankers Inc.	D	C	C	2.1x	15.0%	1.3%	—	$155.05
ONBOld National Bancorp	C	B	C	1.2x	10.5%	1.2%	—	$25.01
ZIONZions Bancorporation N.A.	A	C	C	1.3x	16.1%	1.3%	—	$63.37
BOKFBOK Financial Corp	B	C	D	1.4x	10.8%	1.2%	—	$124.83
VLYValley National Bancorp	B	B	D	1.0x	8.9%	1.1%	—	$12.66
FNBF.N.B. Corp	B	C	D	1.0x	8.9%	1.2%	—	$17.23
FULTFulton Financial Corp	B	C	C	1.2x	11.2%	1.2%	—	$22.40
WSFSWSFS Financial Corp	D	B	B	1.5x	11.7%	1.5%	—	$76.35
BANFBancfirst Corp	D	C	D	1.9x	13.4%	1.7%	—	$109.03
WSBCWesBanco Inc	B	B	C	0.9x	8.7%	1.3%	—	$37.22
NICNicolet Bankshares,Inc.	F	C	C	1.5x	8.8%	1.3%	—	$163.80
PRKPark National Corporation	D	D	C	1.9x	12.4%	1.7%	—	$178.65
SFNCSimmons First National Corp	B	C	C	1.0x	7.6%	1.1%	—	$22.07
CBUCommunity Financial System, Inc.	D	D	D	1.7x	11.3%	1.3%	—	$60.24
BANCBanc of California, Inc.	B	C	F	1.0x	-0.6%	-0.1%	—	$17.18
NBTBNBT Bancorp Inc	C	C	C	1.3x	11.3%	1.3%	—	$50.85
TRMKTrustmark Corp	C	C	C	1.3x	11.0%	1.2%	—	$44.90
FRMEFirst Merchants Corp	B	C	D	1.0x	7.3%	0.9%	—	$39.60
NWBINorthwest Bancshares, Inc	C	D	C	1.2x	8.1%	0.9%	—	$14.93
WAFDWaFd, Inc. Common Stock	B	C	F	0.7x	8.5%	0.9%	—	$29.15
FCFFirst Commonwealth Financial Corporation	C	C	B	1.3x	10.8%	1.4%	—	$20.34
TBBKThe Bancorp Inc.	C	B	F	3.7x	32.3%	2.5%	—	$49.60
CHCOCity Holding Co	D	D	B	2.3x	16.4%	2.0%	—	$141.69
HOPEHope Bancorp, Inc.	B	C	C	0.8x	5.7%	0.7%	—	$13.43
DCOMDime Commercial Bancshares, Inc.	C	B	B	0.9x	7.7%	0.8%	—	$38.83
NBHCNATIONAL BANK HOLDINGS CORP.	C	C	F	1.2x	6.5%	0.9%	—	$37.92
FSUNFirstSun Capital Bancorp Common Stock	B	F	C	0.9x	3.5%	0.5%	—	$37.95
BFCBank First Corporation Common Stock	F	B	C	2.0x	11.1%	1.6%	—	$147.70
OCFCOceanFirst Financial Corp	C	C	F	0.8x	2.6%	0.3%	—	$15.83
CASHPathward Financial, Inc. Common Stock	B	C	D	2.2x	20.6%	2.4%	—	$72.93
WABCWestamerica Bancorporation	D	D	B	1.7x	12.8%	1.9%	—	$61.28
BHRBBurke & Herbert Financial Services Corp. Common Stock	D	D	C	1.2x	10.4%	1.1%	—	$69.69
AMTBAmerant Bancorp Inc.	C	C	A	1.1x	6.1%	0.6%	—	$28.96

About First Financial Bancorp

First Financial Bancorp is a regional bank holding company providing commercial and real estate lending, consumer financing, and deposit products to individuals and businesses. The company also offers cash management and wealth management services through its dedicated business lines.

FFBC Next Earnings Report

Report dateOct 27, 2026

QuarterQ3 2026

Report timeAMC

EPS estimate$0.83

Revenue estimate$270.96M

Also reporting on Oct 27, 2026

Scheduled date with consensus estimates — both can change before the company reports.

Earnings calendar for October 2026

FFBC Insider Transactions

SellSep 3, 2026
BROWN ARCHIE M JR
Chief Executive Officer
Shares: 5,000Value: $164,650
SellAug 26, 2026
O'BRIEN THOMAS MURRAY
Director
Shares: 16,088Value: $527,204
SellAug 3, 2026
CRAWLEY SCOTT T
Officer
Shares: 2,700Value: $92,232
SellJul 31, 2026
ANDERSON JAMES M
Chief Financial Officer
Shares: 4,000Value: $134,920

Open-market buys and sells filed with the SEC over the last 90 days. Grants, gifts and option exercises are excluded.

All insider transactions for September 2026

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Same SIC sector, outside this company's own industry.

Analyst Sentiment

3.9

Buy

Consensus rating

52-Week Range

Low$23.06

High$36.24