Columbia Financial, Inc. Common Stock (CLBK)

Price$18.41

Favorite Metrics

Price vs S&P 500 (26W)23.40%

Price vs S&P 500 (4W)-3.12%

Market Capitalization$1.92B

P/E Ratio (Annual)37.03x

All Metrics

P/CF (Annual)28.02x

Book Value / Share (Quarterly)$11.16

P/TBV (Annual)1.41x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)5.85%

Cash Flow / Share (Quarterly)$0.56

Price vs S&P 500 (YTD)14.54%

Net Profit Margin (TTM)20.35%

EPS (TTM)$0.51

10-Day Avg Trading Volume0.20M

EPS Excl Extra (TTM)$0.51

EPS (Annual)$0.51

ROI (Annual)4.43%

Cash / Share (Quarterly)$1.95

P/E Basic Excl Extra (TTM)37.03x

Revenue Growth QoQ (YoY)23.12%

EPS Growth (5Y)-0.62%

P/E Normalized (Annual)37.03x

ROA (Last FY)0.47%

Revenue Growth TTM (YoY)29.29%

EBITD / Share (TTM)$0.75

ROE (5Y Avg)4.71%

Operating Margin (TTM)27.34%

Cash Flow / Share (Annual)$0.56

P/B Ratio1.65x

P/B Ratio (Quarterly)1.40x

Net Income / Employee (Annual)$0

ROA (TTM)0.48%

EV / EBITDA (TTM)40.48x

EPS Incl Extra (Annual)$0.51

3-Month Avg Trading Volume0.22M

52-Week Price Return38.63%

EV / Free Cash Flow (Annual)52.94x

P/E Incl Extra (TTM)37.03x

Tangible BV / Share (Quarterly)$10.01

P/S Ratio (Annual)6.02x

52-Week High$18.87

EPS Excl Extra (Annual)$0.51

CapEx CAGR (5Y)16.42%

Tangible BV CAGR (5Y)2.75%

26-Week Price Return30.29%

13-Week Price Return16.22%

Total Debt / Equity (Annual)0.01x

Enterprise Value$3,100.291

Book Value / Share Growth (5Y)4.13%

Revenue / Employee (Annual)$426,672

Pretax Margin (Annual)39.33%

Cash / Share (Annual)$1.64

3-Month Return Std Dev29.46%

Net Income / Employee (TTM)$0

EBITDA CAGR (5Y)-1.55%

EBITDA Interim CAGR (5Y)-5.37%

ROE (Last FY)4.46%

EPS Basic Excl Extra (Annual)$0.51

P/FCF (TTM)30.40x

EV / Free Cash Flow (TTM)52.94x

Total Debt / Equity (Quarterly)1.02x

EPS Incl Extra (TTM)$0.51

ROI (TTM)2.21%

P/S Ratio (TTM)7.08x

Revenue / Share (Annual)$2.80

Tangible BV / Share (Annual)$11.07

Forward P/E24.38x

Free OCF CAGR (5Y)5.69%

Price vs S&P 500 (52W)4.00%

P/E Ratio (TTM)37.03x

Year-to-Date Return18.47%

5-Day Price Return0.93%

EPS Normalized (Annual)$0.51

ROA (5Y Avg)0.51%

Net Profit Margin (Annual)29.00%

Month-to-Date Return5.14%

Cash Flow / Share (TTM)$0.59

EBITD / Share (Annual)$0.75

EPS Growth (3Y)-14.43%

Operating Margin (Annual)39.33%

LT Debt / Equity (Annual)0.01x

P/CF (TTM)28.02x

ROI (5Y Avg)4.59%

P/E Excl Extra (TTM)37.03x

LT Debt / Equity (Quarterly)1.02x

EPS Basic Excl Extra (TTM)$0.51

P/TBV (Quarterly)1.56x

P/B Ratio (Annual)1.40x

Pretax Margin (TTM)27.34%

Book Value / Share (Annual)$11.16

Price vs S&P 500 (13W)13.84%

Beta0.21x

P/FCF (Annual)32.73x

Revenue / Share (TTM)$2.43

ROE (TTM)4.58%

52-Week Low$12.97

Analyst Recommendations

Jan 2026

Feb 2026

Mar 2026

Apr 2026

4.13

2.17

2.29

Industry Peers — Savings Institutions(36)

Symbol	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CLBKColumbia Financial, Inc. Common Stock	1.40x	4.58%	0.48%	—	$18.41
HSBCHSBC Holdings PLC	1.38x	14.21%	0.85%	—	$91.59
AXAxos Financial, Inc. Common Stock	1.67x	16.59%	1.75%	—	$98.97
EBCEastern Bankshares, Inc. Common Stock	1.01x	2.29%	0.33%	—	$20.97
TFSLTFS Financial Corporation	1.97x	4.79%	0.52%	—	$15.05
BKUBankunited, Inc.	1.10x	8.99%	0.76%	—	$47.34
PFSProvident Financial Services, Inc.	0.91x	10.62%	1.18%	—	$22.84
CFFNCapitol Federal Financial, Inc.	0.86x	6.99%	0.75%	—	$7.72
HTBHomeTrust Bancshares, Inc.	1.25x	11.00%	1.41%	—	$45.47
NFBKNorthfield Bancorp, Inc.	0.69x	0.11%	0.01%	—	$13.85
NRIMNorthrim BanCorp Inc	1.80x	21.32%	1.99%	—	$24.81

About

Columbia Financial Inc is a federally chartered savings bank that accepts deposits and originates various loans, including multifamily and commercial real estate, commercial business, one-to-four family residential, construction, and home equity loans. The company generates additional revenue through title insurance services and a portfolio of personal and business insurance products, primarily serving New Jersey customers.