Columbia Financial, Inc. Common Stock (CLBK)

Price$20.27

Value ScoreF

Growth ScoreD

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)20.12%

Price vs S&P 500 (4W)3.90%

VGM Score37.62

Market Capitalization$2.11B

P/E Ratio (Annual)40.74x

All Metrics

P/CF (Annual)30.84x

Book Value / Share (Quarterly)$11.27

P/TBV (Annual)1.41x

Indicated Dividend (Annual)$0.00

Revenue Growth (3Y)5.85%

Cash Flow / Share (Quarterly)$0.62

Price vs S&P 500 (YTD)22.28%

Net Profit Margin (TTM)20.35%

EPS (TTM)$0.55

10-Day Avg Trading Volume0.36M

EPS Excl Extra (TTM)$0.55

EPS (Annual)$0.51

ROI (Annual)4.43%

Cash / Share (Quarterly)$1.95

P/E Basic Excl Extra (TTM)37.69x

Revenue Growth QoQ (YoY)23.12%

EPS Growth (5Y)-0.62%

P/E Normalized (Annual)40.74x

ROA (Last FY)0.47%

Revenue Growth TTM (YoY)29.29%

EBITD / Share (TTM)$1.28

ROE (5Y Avg)4.71%

Operating Margin (TTM)27.34%

Cash Flow / Share (Annual)$0.56

P/B Ratio1.80x

P/B Ratio (Quarterly)1.55x

Net Income / Employee (Annual)$69,100

ROA (TTM)0.51%

EPS Growth QoQ (YoY)47.71%

EV / EBITDA (TTM)40.28x

EPS Incl Extra (Annual)$0.51

3-Month Avg Trading Volume0.31M

52-Week Price Return44.99%

EV / Free Cash Flow (Annual)57.25x

P/E Incl Extra (TTM)37.69x

Tangible BV / Share (Quarterly)$10.12

P/S Ratio (Annual)6.02x

52-Week High$20.69

EPS Excl Extra (Annual)$0.51

CapEx CAGR (5Y)16.42%

Tangible BV CAGR (5Y)2.75%

26-Week Price Return28.05%

13-Week Price Return11.80%

Total Debt / Equity (Annual)0.01x

Enterprise Value$3.35B

Book Value / Share Growth (5Y)4.13%

Revenue / Employee (Annual)$426,671,900,000

Pretax Margin (Annual)39.33%

Cash / Share (Annual)$1.64

3-Month Return Std Dev20.80%

Net Income / Employee (TTM)$74,700

EBITDA CAGR (5Y)-1.55%

EBITDA Interim CAGR (5Y)20.23%

ROE (Last FY)4.46%

EPS Basic Excl Extra (Annual)$0.51

P/FCF (TTM)32.79x

EV / Free Cash Flow (TTM)52.12x

Total Debt / Equity (Quarterly)1.06x

EPS Incl Extra (TTM)$0.55

ROI (TTM)2.34%

P/S Ratio (TTM)7.08x

Revenue / Share (Annual)$2.80

Tangible BV / Share (Annual)$11.07

Forward P/E29.50x

Free OCF CAGR (5Y)5.69%

Price vs S&P 500 (52W)20.63%

P/E Ratio (TTM)37.69x

Year-to-Date Return30.44%

5-Day Price Return1.86%

EPS Normalized (Annual)$0.51

ROA (5Y Avg)0.51%

Net Profit Margin (Annual)29.00%

Month-to-Date Return0.70%

Cash Flow / Share (TTM)$0.59

EBITD / Share (Annual)$0.75

EPS Growth (3Y)-14.43%

Operating Margin (Annual)39.33%

LT Debt / Equity (Annual)0.01x

P/CF (TTM)28.84x

ROI (5Y Avg)4.59%

P/E Excl Extra (TTM)37.69x

LT Debt / Equity (Quarterly)1.06x

EPS Basic Excl Extra (TTM)$0.55

P/TBV (Quarterly)1.73x

P/B Ratio (Annual)1.40x

Pretax Margin (TTM)27.34%

Book Value / Share (Annual)$11.16

Price vs S&P 500 (13W)3.55%

Beta0.25x

P/FCF (Annual)36.01x

Revenue / Share (TTM)$2.43

ROE (TTM)4.87%

52-Week Low$13.66

vGradeF

gGradeD

mGradeB

vgmGradeD

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Earnings Surprise History

Q1 260.13est. 0.16

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

2.17

2.29

Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	Price
CLBKColumbia Financial, Inc. Common Stock	F	D	B	$20.27
HSBCHSBC Holdings PLC	C	D	B	$90.80
AXAxos Financial, Inc. Common Stock	C	B	D	$87.81
TFSLTFS Financial Corporation	F	D	B	$16.42
EBCEastern Bankshares, Inc. Common Stock	C	B	C	$19.85
BKUBankunited, Inc.	C	D	C	$47.14
PFSProvident Financial Services, Inc.	B	C	B	$22.50
CFFNCapitol Federal Financial, Inc.	C	D	B	$7.85
HTBHomeTrust Bancshares, Inc.	C	B	C	$47.22
NFBKNorthfield Bancorp, Inc.	C	D	C	$14.35
NRIMNorthrim BanCorp Inc	B	D	D	$24.80

About

Columbia Financial Inc is a federally chartered savings bank that accepts deposits and originates various loans, including multifamily and commercial real estate, commercial business, one-to-four family residential, construction, and home equity loans. The company generates additional revenue through title insurance services and a portfolio of personal and business insurance products, primarily serving New Jersey customers.