TFS Financial Corporation (TFSL) Stock Price

TFSLStock

$17.53+23.19%52W

Market Cap$4.92B

P/E53.80x

PEG Ratio72.62

Div yield8.29%

Beta0.73

TFSL Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)10.92%

Price vs S&P 500 (4W)-6.48%

PEG Ratio72.62

VGM Score32.49

P/E Ratio (Annual)53.80x

Indicated Dividend Yield (Annual)8.29%

P/CF (Annual)59.38x

Book Value / Share (Quarterly)$6.85

P/TBV (Annual)1.96x

Indicated Dividend (Annual)$1.13

Revenue Growth (3Y)10.36%

Cash Flow / Share (Quarterly)$0.29

Payout Ratio (TTM)64.26%

Price vs S&P 500 (YTD)18.20%

Net Profit Margin (TTM)24.67%

EPS (TTM)$0.33

10-Day Avg Trading Volume0.85M

EPS Excl Extra (TTM)$0.33

Revenue Growth (5Y)6.67%

EPS (Annual)$0.33

Dividend / Share (Annual)$0.21

ROI (Annual)4.80%

Net Profit Margin (5Y Avg)26.93%

Cash / Share (Quarterly)$0.10

P/E Basic Excl Extra (TTM)52.60x

Revenue Growth QoQ (YoY)39.44%

EPS Growth (5Y)1.63%

P/E Normalized (Annual)53.80x

ROA (Last FY)0.52%

Revenue Growth TTM (YoY)49.49%

EBITD / Share (TTM)$0.95

ROE (5Y Avg)4.34%

Operating Margin (TTM)30.61%

Cash Flow / Share (Annual)$0.25

P/B Ratio2.55x

P/B Ratio (Quarterly)2.05x

Net Income / Employee (Annual)$94,900

ROA (TTM)0.53%

EPS Growth QoQ (YoY)10.37%

EV / EBITDA (TTM)31.44x

EPS Incl Extra (Annual)$0.33

3-Month Avg Trading Volume0.91M

52-Week Price Return23.19%

EV / Free Cash Flow (Annual)68.96x

P/E Incl Extra (TTM)52.60x

Tangible BV / Share (Quarterly)$6.82

P/S Ratio (Annual)12.53x

52-Week High$19.49

EPS Excl Extra (Annual)$0.33

CapEx CAGR (5Y)29.05%

Tangible BV CAGR (5Y)2.53%

26-Week Price Return22.85%

13-Week Price Return10.81%

Total Debt / Equity (Annual)0.00x

Enterprise Value$4.89B

Revenue / Share Growth (5Y)0.07%

Book Value / Share Growth (5Y)2.48%

Revenue / Employee (Annual)$301,976,300,000

Pretax Margin (Annual)30.61%

Cash / Share (Annual)$0.10

3-Month Return Std Dev20.38%

Net Income / Employee (TTM)$97,100

EBITDA CAGR (5Y)5.20%

EBITDA Interim CAGR (5Y)5.20%

ROE (Last FY)4.80%

EPS Basic Excl Extra (Annual)$0.33

P/FCF (TTM)51.24x

EV / Free Cash Flow (TTM)59.49x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$0.33

ROI (TTM)4.80%

Dividend Growth Rate (5Y)1.36%

P/S Ratio (TTM)12.53x

Pretax Margin (5Y Avg)33.32%

Revenue / Share (Annual)$1.09

Tangible BV / Share (Annual)$6.72

Forward P/E49.62x

Free OCF CAGR (5Y)-9.76%

Price vs S&P 500 (52W)4.63%

P/E Ratio (TTM)52.60x

EPS Growth TTM (YoY)13.80%

Year-to-Date Return31.02%

5-Day Price Return-0.68%

EPS Normalized (Annual)$0.33

ROA (5Y Avg)0.50%

Net Profit Margin (Annual)24.67%

Month-to-Date Return-4.78%

Cash Flow / Share (TTM)$0.34

EBITD / Share (Annual)$0.49

EPS Growth (3Y)6.69%

Operating Margin (Annual)30.61%

P/CF (TTM)53.17x

ROI (5Y Avg)4.34%

P/E Excl Extra (TTM)52.60x

EPS Basic Excl Extra (TTM)$0.33

P/TBV (Quarterly)2.06x

Payout Ratio (Annual)65.45%

P/B Ratio (Annual)1.95x

Dividend / Share (TTM)$0.21

Pretax Margin (TTM)30.61%

Book Value / Share (Annual)$6.75

Price vs S&P 500 (13W)8.85%

Net Margin Growth (5Y)-4.10%

Dividend Yield (TTM)1.22%

Beta0.73x

P/FCF (Annual)68.96x

Revenue / Share (TTM)$1.09

ROE (TTM)4.89%

52-Week Low$12.54

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TFSL Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 30, 2026	$0.08	$0.11	+37.50%(+$0.03)
Q1 2026	Apr 30, 2026	$0.08	$0.08	+0.00%(+$0.00)
Q4 2025	Jan 29, 2026	$0.09	$0.08	-11.11%(-$0.01)
Q3 2025	Oct 30, 2025	$0.08	$0.09	+12.50%(+$0.01)
Q2 2025	Jul 30, 2025	$0.08	$0.08	+0.00%(+$0.00)

TFSL Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

2.29

Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	Price
TFSLTFS Financial Corporation	F	D	C	$17.53
HSBCHSBC Holdings PLC	B	C	B	$103.53
AXAxos Financial, Inc. Common Stock	C	B	C	$97.85
EBCEastern Bankshares, Inc. Common Stock	D	B	C	$22.29
BKUBankunited, Inc.	B	D	D	$46.39
PFSProvident Financial Services, Inc.	B	C	C	$23.51
CLBKColumbia Financial, Inc. Common Stock	F	F	A	$11.56
CFFNCapitol Federal Financial, Inc.	C	D	B	$8.66
HTBHomeTrust Bancshares, Inc.	C	B	D	$46.91
NFBKNorthfield Bancorp, Inc.	C	D	C	$15.31
KRNYKearny Financial Corporation	C	D	A	$9.82
NRIMNorthrim BanCorp Inc	B	D	D	$25.65
PDLBPonce Financial Group, Inc. Common Stock	C	A	B	$20.45
FMAOFarmers & Merchants Bancorp, Inc.	C	B	A	$34.25
WSBFWaterstone Financial, Inc.	B	D	B	$21.07
FNRNFirst Northern Community Bancorp Common stock	D	D	C	$17.12
WNEBWestern New England Bancorp, Inc.	C	D	D	$13.72
FCAPFirst Capital Inc	C	B	B	$62.38
CZWICitizens Community Bancorp, Inc.	C	D	C	$21.02
FNWDFinward Bancorp Common Stock	C	C	B	$43.35
BVFLBV Financial, Inc. Common Stock	C	C	C	$21.35
BCBPBCB Bancorp Inc (NJ)	B	C	F	$8.60
FGBIFIRST GUARANTY BANCSHARES INC	B	C	D	$8.72
LSBKLake Shore Bancorp, Inc.	D	D	B	$17.18
MGYRMagyar Bancorp, Inc.	B	B	C	$19.48
SFBCSound Financial Bancorp, Inc.	D	D	D	$46.80
PROVProvident Financial Hldgs	C	D	C	$18.35
BYFCBroadway Financial Corp/Del	D	F	A	$12.31
RVSBRiverview Bancorp Inc	C	D	F	$5.16
FDSBFifth District Bancorp, Inc. Common Stock	D	A	B	$18.25
CPBICentral Plains Bancshares, Inc. Common Stock	D	F	B	$20.98
FSEAFirst Seacoast Bancorp, Inc. Common Stock	F	D	D	$17.18
HFBLHome Federal Bancorp, Inc. of Louisiana	B	C	C	$25.41
CLSTCatalyst Bancorp, Inc. Common Stock	D	D	C	$17.50
NSTSNSTS Bancorp, Inc. Common Stock	B	A	C	$13.99
KFFBKentucky First Federal Bancorp	D	A	A	$6.19
IROQIF Bancorp, Inc.	D	D	F	$0.00
SIFIHarbor Ares Systematic Multi-Sector Income ETF	—	—	D	$43.38

About TFS Financial Corporation

TFS Financial Corp is a holding company for Third Federal Savings and Loan Association of Cleveland, primarily engaged in originating and servicing residential mortgage loans while attracting retail deposits. The company maintains a diversified investment portfolio through its Third Capital subsidiary, which holds interests in private equity funds, commercial real estate leasing, title and escrow services, and mortgage insurance reinsurance.