HomeTrust Bancshares, Inc. (HTB)

Price$47.22

Value ScoreC

Growth ScoreB

Momentum ScoreC

Favorite Metrics

Price vs S&P 500 (26W)7.22%

Price vs S&P 500 (4W)2.48%

VGM Score62.23

Market Capitalization$793.55M

P/E Ratio (Annual)12.33x

Indicated Dividend Yield (Annual)1.27%

All Metrics

P/CF (Annual)16.03x

Book Value / Share (Quarterly)$35.26

P/TBV (Annual)1.26x

Indicated Dividend (Annual)$0.60

Cash Flow / Share (Quarterly)$5.01

Payout Ratio (TTM)12.76%

Price vs S&P 500 (YTD)1.81%

EPS (TTM)$3.92

10-Day Avg Trading Volume0.05M

EPS Excl Extra (TTM)$3.92

EPS (Annual)$3.76

Dividend / Share (Annual)$0.48

ROI (Annual)10.54%

P/E Basic Excl Extra (TTM)11.92x

EPS Growth (5Y)31.65%

P/E Normalized (Annual)12.33x

ROA (Last FY)1.42%

EBITD / Share (TTM)$5.55

ROE (5Y Avg)8.99%

Cash Flow / Share (Annual)$2.47

P/B Ratio1.34x

P/B Ratio (Quarterly)1.21x

Net Income / Employee (Annual)$117,000

ROA (TTM)1.47%

EPS Growth QoQ (YoY)18.09%

EV / EBITDA (TTM)8.45x

EPS Incl Extra (Annual)$3.76

3-Month Avg Trading Volume0.07M

52-Week Price Return31.20%

EV / Free Cash Flow (Annual)18.79x

P/E Incl Extra (TTM)11.92x

Tangible BV / Share (Quarterly)$34.99

52-Week High$48.08

EPS Excl Extra (Annual)$3.76

CapEx CAGR (5Y)-24.82%

26-Week Price Return15.14%

13-Week Price Return10.87%

Total Debt / Equity (Annual)0.02x

Enterprise Value$803.79M

3-Month Return Std Dev20.74%

Net Income / Employee (TTM)$121,100

EBITDA CAGR (5Y)26.34%

EBITDA Interim CAGR (5Y)12.38%

ROE (Last FY)10.72%

EPS Basic Excl Extra (Annual)$3.76

P/FCF (TTM)7.21x

EV / Free Cash Flow (TTM)9.54x

Total Debt / Equity (Quarterly)0.02x

EPS Incl Extra (TTM)$3.92

ROI (TTM)11.06%

Dividend Growth Rate (5Y)13.12%

Tangible BV / Share (Annual)$34.47

Forward P/E12.77x

Price vs S&P 500 (52W)6.84%

P/E Ratio (TTM)11.92x

EPS Growth TTM (YoY)22.95%

Year-to-Date Return9.97%

5-Day Price Return2.01%

EPS Normalized (Annual)$3.76

ROA (5Y Avg)1.04%

Month-to-Date Return1.61%

EBITD / Share (Annual)$5.38

EPS Growth (3Y)10.05%

LT Debt / Equity (Annual)0.02x

P/CF (TTM)8.95x

ROI (5Y Avg)8.85%

P/E Excl Extra (TTM)11.92x

LT Debt / Equity (Quarterly)0.02x

EPS Basic Excl Extra (TTM)$3.92

P/TBV (Quarterly)1.22x

Payout Ratio (Annual)13.02%

P/B Ratio (Annual)1.25x

Dividend / Share (TTM)$0.49

Book Value / Share (Annual)$34.75

Price vs S&P 500 (13W)2.62%

Dividend Yield (TTM)1.07%

Beta0.82x

P/FCF (Annual)18.55x

ROE (TTM)11.25%

52-Week Low$34.66

vGradeC

gGradeB

mGradeC

vgmGradeB

Show chart for

Earnings Surprise History

Q1 260.99est. 0.83

Analyst Recommendations

Mar 2026

Apr 2026

May 2026

Jun 2026

3.88

3.89

Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	Price
HTBHomeTrust Bancshares, Inc.	C	B	C	$47.22
HSBCHSBC Holdings PLC	C	D	B	$90.80
AXAxos Financial, Inc. Common Stock	C	B	D	$87.81
TFSLTFS Financial Corporation	F	D	B	$16.42
EBCEastern Bankshares, Inc. Common Stock	C	B	C	$19.85
BKUBankunited, Inc.	C	D	C	$47.14
PFSProvident Financial Services, Inc.	B	C	B	$22.50
CLBKColumbia Financial, Inc. Common Stock	F	D	B	$20.27
CFFNCapitol Federal Financial, Inc.	C	D	B	$7.85
NFBKNorthfield Bancorp, Inc.	C	D	C	$14.35
NRIMNorthrim BanCorp Inc	B	D	D	$24.80

About

HomeTrust Bancshares Inc is a North Carolina-based bank holding company providing retail and commercial banking services. The bank attracts deposits and deploys them into a diversified lending portfolio including commercial real estate, construction and development, commercial and industrial loans, residential mortgages, and consumer products. The company also offers equipment finance leases and municipal leases to complement its core banking operations.