Finward Bancorp Common Stock (FNWD) Stock Price

FNWDStock

$41.93+31.36%52W

Market Cap$181.59M

P/E22.46x

PEG Ratio1.72

Div yield5.94%

Beta0.17

FNWD Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)9.55%

Price vs S&P 500 (4W)0.71%

PEG Ratio1.72

VGM Score53.33

P/E Ratio (Annual)22.46x

Indicated Dividend Yield (Annual)5.94%

P/CF (Annual)18.34x

Book Value / Share (Quarterly)$41.15

P/TBV (Annual)0.88x

Indicated Dividend (Annual)$0.48

Revenue Growth (3Y)11.30%

Cash Flow / Share (Quarterly)$3.82

Payout Ratio (TTM)21.16%

Price vs S&P 500 (YTD)7.23%

Net Profit Margin (TTM)15.58%

EPS (TTM)$2.28

10-Day Avg Trading Volume0.01M

EPS Excl Extra (TTM)$2.28

Revenue Growth (5Y)16.65%

EPS (Annual)$1.88

Dividend / Share (Annual)$0.36

ROI (Annual)3.77%

Net Profit Margin (5Y Avg)22.14%

Cash / Share (Quarterly)$4.17

P/E Basic Excl Extra (TTM)18.50x

Revenue Growth QoQ (YoY)17.47%

EPS Growth (5Y)-16.36%

P/E Normalized (Annual)22.46x

ROA (Last FY)0.40%

Revenue Growth TTM (YoY)28.29%

EBITD / Share (TTM)$5.73

ROE (5Y Avg)7.79%

Operating Margin (TTM)15.67%

Cash Flow / Share (Annual)$2.09

P/B Ratio1.02x

P/B Ratio (Quarterly)0.89x

Net Income / Employee (Annual)$27,300

ROA (TTM)0.48%

EPS Growth QoQ (YoY)-3.20%

EV / EBITDA (TTM)11.22x

EPS Incl Extra (Annual)$1.88

3-Month Avg Trading Volume0.02M

52-Week Price Return31.36%

EV / Free Cash Flow (Annual)23.42x

P/E Incl Extra (TTM)18.50x

Tangible BV / Share (Quarterly)$40.92

P/S Ratio (Annual)1.14x

52-Week High$45.90

Operating Margin (5Y Avg)25.05%

EPS Excl Extra (Annual)$1.88

CapEx CAGR (5Y)-25.59%

Tangible BV CAGR (5Y)3.29%

26-Week Price Return19.46%

13-Week Price Return15.54%

Total Debt / Equity (Annual)0.23x

Enterprise Value$211.90M

Revenue / Share Growth (5Y)6.88%

Book Value / Share Growth (5Y)-1.41%

Revenue / Employee (Annual)$294,048,600,000

Pretax Margin (Annual)21.05%

Cash / Share (Annual)$4.64

3-Month Return Std Dev47.73%

Net Income / Employee (TTM)$33,200

EBITDA CAGR (5Y)14.74%

EBITDA Interim CAGR (5Y)11.59%

ROE (Last FY)4.63%

EPS Basic Excl Extra (Annual)$1.88

P/FCF (TTM)10.97x

EV / Free Cash Flow (TTM)12.80x

Total Debt / Equity (Quarterly)0.17x

EPS Incl Extra (TTM)$2.28

ROI (TTM)4.62%

Dividend Growth Rate (5Y)-21.71%

P/S Ratio (TTM)1.29x

Pretax Margin (5Y Avg)25.05%

Revenue / Share (Annual)$18.76

Tangible BV / Share (Annual)$40.10

Forward P/E14.57x

Free OCF CAGR (5Y)-12.27%

Price vs S&P 500 (52W)15.83%

P/E Ratio (TTM)18.50x

EPS Growth TTM (YoY)84.12%

Year-to-Date Return19.15%

5-Day Price Return0.43%

EPS Normalized (Annual)$1.88

ROA (5Y Avg)0.61%

Net Profit Margin (Annual)19.17%

Month-to-Date Return0.67%

Cash Flow / Share (TTM)$4.37

EBITD / Share (Annual)$3.33

EPS Growth (3Y)-19.40%

Operating Margin (Annual)21.05%

LT Debt / Equity (Annual)0.54x

P/CF (TTM)10.49x

ROI (5Y Avg)6.39%

P/E Excl Extra (TTM)18.50x

LT Debt / Equity (Quarterly)0.40x

EPS Basic Excl Extra (TTM)$2.28

P/TBV (Quarterly)0.90x

Payout Ratio (Annual)19.25%

P/B Ratio (Annual)0.87x

Dividend / Share (TTM)$0.48

Pretax Margin (TTM)15.67%

Book Value / Share (Annual)$40.37

Price vs S&P 500 (13W)12.86%

Net Margin Growth (5Y)-4.87%

Dividend Yield (TTM)1.14%

Beta0.17x

P/FCF (Annual)20.07x

Revenue / Share (TTM)$16.22

ROE (TTM)5.68%

52-Week Low$30.05

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FNWD Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 28, 2026	$0.62	$0.52	-16.11%(-$0.10)
Q1 2026	Apr 28, 2026	$0.54	$0.52	-2.80%(-$0.02)
Q4 2025	Jan 27, 2026	$0.61	$0.83	+35.67%(+$0.22)
Q3 2025	Oct 28, 2025	$0.40	$0.81	+102.50%(+$0.41)
Q2 2025	Jul 29, 2025	$0.26	$0.50	+92.31%(+$0.24)

FNWD Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

4.13

Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
FNWDFinward Bancorp Common Stock	C	D	B	0.9x	5.7%	0.5%	—	$41.93
HSBCHSBC Holdings PLC	B	C	C	1.7x	19.5%	1.1%	—	$94.57
AXAxos Financial, Inc. Common Stock	C	B	D	1.7x	16.4%	1.7%	—	$88.14
EBCEastern Bankshares, Inc. Common Stock	D	C	C	1.2x	9.0%	1.3%	—	$21.31
TFSLTFS Financial Corporation	F	C	C	2.5x	5.3%	0.6%	—	$16.33
BKUBankunited, Inc.	B	D	D	1.2x	9.0%	0.8%	—	$41.94
PFSProvident Financial Services, Inc.	B	C	C	1.1x	11.0%	1.2%	—	$22.23
CLBKColumbia Financial, Inc. Common Stock	F	D	B	1.8x	5.0%	0.5%	—	$10.67
CFFNCapitol Federal Financial, Inc.	C	D	C	1.1x	8.0%	0.8%	—	$8.17
HTBHomeTrust Bancshares, Inc.	C	C	C	1.4x	10.9%	1.4%	—	$47.08
KRNYKearny Financial Corporation	C	D	C	0.8x	4.8%	0.5%	—	$8.97
NRIMNorthrim BanCorp Inc	B	D	D	1.8x	20.7%	2.0%	—	$23.55
PDLBPonce Financial Group, Inc. Common Stock	C	A	B	0.9x	6.2%	1.0%	—	$20.13
FMAOFarmers & Merchants Bancorp, Inc.	C	B	A	1.1x	10.7%	1.2%	—	$35.32
WSBFWaterstone Financial, Inc.	B	D	B	1.1x	8.6%	1.3%	—	$19.91
FNRNFirst Northern Community Bancorp Common stock	D	D	C	1.0x	10.6%	1.1%	—	$16.75
WNEBWestern New England Bancorp, Inc.	D	D	D	1.2x	6.8%	0.6%	—	$13.57
BCBPBCB Bancorp Inc (NJ)	C	C	F	0.6x	-5.8%	-0.5%	—	$8.12
CZWICitizens Community Bancorp, Inc.	C	F	C	1.2x	6.8%	0.7%	—	$21.22
FCAPFirst Capital Inc	C	C	B	1.5x	13.4%	1.4%	—	$61.16
BVFLBV Financial, Inc. Common Stock	C	B	B	1.0x	7.1%	1.4%	—	$21.67
LSBKLake Shore Bancorp, Inc.	D	D	A	0.8x	6.3%	1.0%	—	$18.23
FGBIFIRST GUARANTY BANCSHARES INC	B	C	F	0.7x	-16.2%	-0.9%	—	$8.22
MGYRMagyar Bancorp, Inc.	B	B	B	0.9x	9.6%	1.1%	—	$19.84
RVSBRiverview Bancorp Inc	C	D	B	0.8x	-2.5%	-0.3%	—	$5.99
PROVProvident Financial Hldgs	C	D	C	0.9x	5.2%	0.5%	—	$18.15
SFBCSound Financial Bancorp, Inc.	D	D	D	1.0x	7.0%	0.7%	—	$43.17
BYFCBroadway Financial Corp/Del	C	D	B	0.2x	-7.9%	-1.5%	—	$11.37
FDSBFifth District Bancorp, Inc. Common Stock	D	F	C	0.7x	1.3%	0.3%	—	$16.88
FSEAFirst Seacoast Bancorp, Inc. Common Stock	F	D	C	1.2x	0.1%	0.0%	—	$17.25
CPBICentral Plains Bancshares, Inc. Common Stock	D	D	B	0.9x	5.1%	0.8%	1.6x	$20.00
HFBLHome Federal Bancorp, Inc. of Louisiana	C	C	C	0.9x	10.4%	0.9%	—	$24.12
NSTSNSTS Bancorp, Inc. Common Stock	B	A	B	0.9x	-0.1%	-0.0%	—	$14.26
CLSTCatalyst Bancorp, Inc. Common Stock	D	D	C	0.8x	2.5%	0.7%	—	$16.99
KFFBKentucky First Federal Bancorp	D	A	B	0.7x	2.9%	0.4%	—	$5.40
IROQIF Bancorp, Inc.	D	D	D	1.0x	6.2%	0.6%	—	$0.00
NFBKNorthfield Bancorp, Inc.	C	D	B	0.8x	0.7%	0.1%	—	$0.00
SIFIHarbor Ares Systematic Multi-Sector Income ETF	—	—	D	—	—	—	—	$42.24

About Finward Bancorp Common Stock

Finward Bancorp is a U.S.-based bank holding company that provides retail and commercial banking services, including deposits, cash management, wealth management, and insurance. The company generates revenue primarily through originating loans secured by residential mortgages, commercial real estate, and commercial business loans, funded by customer deposits.