Provident Financial Services, Inc. (PFS) Stock Price

PFSStock

$23.46+19.28%52W

Market Cap$3.06B

P/E11.21x

PEG Ratio1.61

Div yield6.32%

Beta0.84

PFS Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-8.63%

Price vs S&P 500 (4W)-5.53%

PEG Ratio1.61

VGM Score54.86

P/E Ratio (Annual)11.21x

Indicated Dividend Yield (Annual)6.32%

P/CF (Annual)7.38x

Book Value / Share (Quarterly)$21.97

P/TBV (Annual)0.96x

Indicated Dividend (Annual)$0.96

Revenue Growth (3Y)7.86%

Cash Flow / Share (Quarterly)$3.26

Payout Ratio (TTM)40.91%

Price vs S&P 500 (YTD)7.38%

Net Profit Margin (TTM)30.21%

EPS (TTM)$2.35

10-Day Avg Trading Volume0.76M

EPS Excl Extra (TTM)$2.35

Revenue Growth (5Y)7.56%

EPS (Annual)$2.23

Dividend / Share (Annual)$0.96

ROI (Annual)8.73%

Net Profit Margin (5Y Avg)32.53%

Cash / Share (Quarterly)$2.50

P/E Basic Excl Extra (TTM)10.65x

Revenue Growth QoQ (YoY)29.96%

EPS Growth (5Y)9.87%

P/E Normalized (Annual)11.21x

ROA (Last FY)1.17%

Revenue Growth TTM (YoY)36.72%

EBITD / Share (TTM)$3.53

ROE (5Y Avg)8.64%

Operating Margin (TTM)40.91%

Cash Flow / Share (Annual)$3.30

P/B Ratio1.14x

P/B Ratio (Quarterly)0.96x

Net Income / Employee (Annual)$160,200

ROA (TTM)1.23%

EPS Growth QoQ (YoY)23.82%

EV / EBITDA (TTM)7.09x

EPS Incl Extra (Annual)$2.23

3-Month Avg Trading Volume1.00M

52-Week Price Return19.28%

EV / Free Cash Flow (Annual)8.75x

P/E Incl Extra (TTM)10.65x

Tangible BV / Share (Quarterly)$16.03

P/S Ratio (Annual)2.27x

52-Week High$25.49

Operating Margin (5Y Avg)42.91%

EPS Excl Extra (Annual)$2.23

CapEx CAGR (5Y)-2.05%

Tangible BV CAGR (5Y)10.87%

26-Week Price Return2.61%

13-Week Price Return5.70%

Total Debt / Equity (Annual)0.18x

Enterprise Value$3.77B

Revenue / Share Growth (5Y)5.50%

Book Value / Share Growth (5Y)0.87%

Revenue / Employee (Annual)$450,593,800,000

Pretax Margin (Annual)47.51%

Cash / Share (Annual)$2.48

3-Month Return Std Dev22.51%

Net Income / Employee (TTM)$168,700

EBITDA CAGR (5Y)8.09%

EBITDA Interim CAGR (5Y)8.46%

ROE (Last FY)10.28%

EPS Basic Excl Extra (Annual)$2.23

P/FCF (TTM)7.69x

EV / Free Cash Flow (TTM)8.88x

Total Debt / Equity (Quarterly)0.18x

EPS Incl Extra (TTM)$2.35

ROI (TTM)9.30%

Dividend Growth Rate (5Y)1.08%

P/S Ratio (TTM)2.31x

Pretax Margin (5Y Avg)42.91%

Revenue / Share (Annual)$6.76

Tangible BV / Share (Annual)$20.48

Forward P/E10.11x

Free OCF CAGR (5Y)35.56%

Price vs S&P 500 (52W)0.97%

P/E Ratio (TTM)10.65x

EPS Growth TTM (YoY)111.76%

Year-to-Date Return19.34%

5-Day Price Return-3.64%

EPS Normalized (Annual)$2.23

ROA (5Y Avg)1.01%

Net Profit Margin (Annual)34.76%

Month-to-Date Return-4.50%

Cash Flow / Share (TTM)$2.17

EBITD / Share (Annual)$3.52

EPS Growth (3Y)-1.70%

Operating Margin (Annual)47.51%

LT Debt / Equity (Annual)0.14x

P/CF (TTM)7.45x

ROI (5Y Avg)7.54%

P/E Excl Extra (TTM)10.65x

LT Debt / Equity (Quarterly)0.14x

EPS Basic Excl Extra (TTM)$2.35

P/TBV (Quarterly)1.32x

Payout Ratio (Annual)43.24%

P/B Ratio (Annual)0.91x

Dividend / Share (TTM)$0.96

Pretax Margin (TTM)40.91%

Book Value / Share (Annual)$21.69

Price vs S&P 500 (13W)2.90%

Net Margin Growth (5Y)3.47%

Dividend Yield (TTM)3.84%

Beta0.84x

P/FCF (Annual)7.58x

Revenue / Share (TTM)$6.65

ROE (TTM)10.98%

52-Week Low$17.69

vGradeB

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mGradeD

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PFS Earnings Surprise History

Q2 250.55est. 0.50

Q3 250.55est. 0.54

Q4 250.64est. 0.56

Q1 260.61est. 0.55

Q2 260.61est. 0.56

PFS Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

4.00

3.90

Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	Price
PFSProvident Financial Services, Inc.	B	C	D	$23.46
HSBCHSBC Holdings PLC	B	C	B	$104.38
AXAxos Financial, Inc. Common Stock	C	B	C	$98.82
EBCEastern Bankshares, Inc. Common Stock	D	B	C	$22.36
TFSLTFS Financial Corporation	F	D	B	$17.79
BKUBankunited, Inc.	B	D	D	$46.32
CLBKColumbia Financial, Inc. Common Stock	F	F	A	$11.65
CFFNCapitol Federal Financial, Inc.	C	D	C	$8.54
HTBHomeTrust Bancshares, Inc.	C	B	D	$46.61
KRNYKearny Financial Corporation	C	D	A	$9.89
NFBKNorthfield Bancorp, Inc.	C	D	C	$15.31
NRIMNorthrim BanCorp Inc	B	D	D	$25.55
PDLBPonce Financial Group, Inc. Common Stock	C	A	B	$20.20
FMAOFarmers & Merchants Bancorp, Inc.	C	B	B	$33.68
WSBFWaterstone Financial, Inc.	B	D	B	$21.03
FNRNFirst Northern Community Bancorp Common stock	D	D	B	$17.44
WNEBWestern New England Bancorp, Inc.	C	D	D	$13.78
FCAPFirst Capital Inc	C	B	B	$62.04
CZWICitizens Community Bancorp, Inc.	C	D	C	$20.85
FNWDFinward Bancorp Common Stock	C	C	B	$43.06
BVFLBV Financial, Inc. Common Stock	C	C	C	$21.34
BCBPBCB Bancorp Inc (NJ)	B	C	F	$8.66
LSBKLake Shore Bancorp, Inc.	D	D	B	$17.24
FGBIFIRST GUARANTY BANCSHARES INC	B	C	F	$8.13
MGYRMagyar Bancorp, Inc.	B	B	C	$19.50
SFBCSound Financial Bancorp, Inc.	D	D	C	$47.11
PROVProvident Financial Hldgs	C	D	C	$18.30
BYFCBroadway Financial Corp/Del	D	F	A	$11.88
RVSBRiverview Bancorp Inc	C	D	D	$5.17
FDSBFifth District Bancorp, Inc. Common Stock	D	A	A	$18.18
CPBICentral Plains Bancshares, Inc. Common Stock	D	F	A	$21.00
HFBLHome Federal Bancorp, Inc. of Louisiana	B	C	B	$26.83
FSEAFirst Seacoast Bancorp, Inc. Common Stock	F	D	D	$17.11
CLSTCatalyst Bancorp, Inc. Common Stock	D	D	C	$17.37
NSTSNSTS Bancorp, Inc. Common Stock	B	A	C	$14.00
KFFBKentucky First Federal Bancorp	D	A	A	$5.83
IROQIF Bancorp, Inc.	D	D	F	$0.00
SIFIHarbor Ares Systematic Multi-Sector Income ETF	—	—	D	$43.55

About Provident Financial Services, Inc.

Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank operating in northern and central New Jersey, Queens and Nassau Counties in New York, and eastern Pennsylvania. The bank generates revenue through traditional lending, wealth management services, insurance agency commissions, and banking service fees.