← Back to Screener
Provident Financial Services, Inc. (PFS)
Price$22.50
Value ScoreB
Growth ScoreC
Momentum ScoreB
Favorite Metrics
Price vs S&P 500 (26W)9.38%
Price vs S&P 500 (4W)0.46%
VGM Score65.01
Market Capitalization$2.93B
P/E Ratio (Annual)10.07x
Indicated Dividend Yield (Annual)4.30%
All Metrics
P/CF (Annual)6.63x
Book Value / Share (Quarterly)$21.97
P/TBV (Annual)0.96x
Indicated Dividend (Annual)$0.96
Revenue Growth (3Y)7.86%
Cash Flow / Share (Quarterly)$3.26
Payout Ratio (TTM)40.91%
Price vs S&P 500 (YTD)5.77%
Net Profit Margin (TTM)30.21%
EPS (TTM)$2.35
10-Day Avg Trading Volume0.91M
EPS Excl Extra (TTM)$2.35
Revenue Growth (5Y)7.56%
EPS (Annual)$2.23
Dividend / Share (Annual)$0.96
ROI (Annual)8.73%
Net Profit Margin (5Y Avg)32.53%
Cash / Share (Quarterly)$2.50
P/E Basic Excl Extra (TTM)9.56x
Revenue Growth QoQ (YoY)29.96%
EPS Growth (5Y)9.87%
P/E Normalized (Annual)10.07x
ROA (Last FY)1.17%
Revenue Growth TTM (YoY)36.72%
EBITD / Share (TTM)$3.53
ROE (5Y Avg)8.64%
Operating Margin (TTM)40.91%
Cash Flow / Share (Annual)$3.30
P/B Ratio1.02x
P/B Ratio (Quarterly)0.96x
Net Income / Employee (Annual)$160,200
ROA (TTM)1.23%
EPS Growth QoQ (YoY)23.82%
EV / EBITDA (TTM)7.09x
EPS Incl Extra (Annual)$2.23
3-Month Avg Trading Volume0.97M
52-Week Price Return36.36%
EV / Free Cash Flow (Annual)7.97x
P/E Incl Extra (TTM)9.56x
Tangible BV / Share (Quarterly)$16.03
P/S Ratio (Annual)2.27x
52-Week High$23.98
Operating Margin (5Y Avg)42.91%
EPS Excl Extra (Annual)$2.23
CapEx CAGR (5Y)-2.05%
Tangible BV CAGR (5Y)10.87%
26-Week Price Return17.31%
13-Week Price Return5.88%
Total Debt / Equity (Annual)0.18x
Enterprise Value$3.44B
Revenue / Share Growth (5Y)5.50%
Book Value / Share Growth (5Y)0.87%
Revenue / Employee (Annual)$450,593,800,000
Pretax Margin (Annual)47.51%
Cash / Share (Annual)$2.48
3-Month Return Std Dev21.80%
Net Income / Employee (TTM)$168,700
EBITDA CAGR (5Y)8.09%
EBITDA Interim CAGR (5Y)8.46%
ROE (Last FY)10.28%
EPS Basic Excl Extra (Annual)$2.23
P/FCF (TTM)6.91x
EV / Free Cash Flow (TTM)8.10x
Total Debt / Equity (Quarterly)0.18x
EPS Incl Extra (TTM)$2.35
ROI (TTM)9.30%
Dividend Growth Rate (5Y)1.08%
P/S Ratio (TTM)2.31x
Pretax Margin (5Y Avg)42.91%
Revenue / Share (Annual)$6.76
Tangible BV / Share (Annual)$20.48
Forward P/E9.13x
Free OCF CAGR (5Y)35.56%
Price vs S&P 500 (52W)12.00%
P/E Ratio (TTM)9.56x
EPS Growth TTM (YoY)111.76%
Year-to-Date Return13.92%
5-Day Price Return3.02%
EPS Normalized (Annual)$2.23
ROA (5Y Avg)1.01%
Net Profit Margin (Annual)34.76%
Month-to-Date Return1.40%
Cash Flow / Share (TTM)$2.17
EBITD / Share (Annual)$3.52
EPS Growth (3Y)-1.70%
Operating Margin (Annual)47.51%
LT Debt / Equity (Annual)0.14x
P/CF (TTM)6.69x
ROI (5Y Avg)7.54%
P/E Excl Extra (TTM)9.56x
LT Debt / Equity (Quarterly)0.14x
EPS Basic Excl Extra (TTM)$2.35
P/TBV (Quarterly)1.32x
Payout Ratio (Annual)43.24%
P/B Ratio (Annual)0.91x
Dividend / Share (TTM)$0.96
Pretax Margin (TTM)40.91%
Book Value / Share (Annual)$21.69
Price vs S&P 500 (13W)-2.37%
Net Margin Growth (5Y)3.47%
Dividend Yield (TTM)4.28%
Beta0.80x
P/FCF (Annual)6.81x
Revenue / Share (TTM)$6.65
ROE (TTM)10.98%
52-Week Low$15.92
vGradeB
gGradeC
mGradeB
vgmGradeB
Show chart for
Earnings Surprise History
Q1 260.61est. 0.56
Analyst Recommendations
Feb 2026
Mar 2026
Apr 2026
May 2026
4.13
4.00
4.00
4.00
Industry Peers — Savings Institutions(37)
| Symbol | Value Score | Growth Score | Momentum Score | Price |
|---|---|---|---|---|
PFSProvident Financial Services, Inc. | B | C | B | $22.50 |
| HSBCHSBC Holdings PLC | C | D | B | $90.80 |
| AXAxos Financial, Inc. Common Stock | C | B | D | $87.81 |
| TFSLTFS Financial Corporation | F | D | B | $16.42 |
| EBCEastern Bankshares, Inc. Common Stock | C | B | C | $19.85 |
| BKUBankunited, Inc. | C | D | C | $47.14 |
| CLBKColumbia Financial, Inc. Common Stock | F | D | B | $20.27 |
| CFFNCapitol Federal Financial, Inc. | C | D | B | $7.85 |
| HTBHomeTrust Bancshares, Inc. | C | B | C | $47.22 |
| NFBKNorthfield Bancorp, Inc. | C | D | C | $14.35 |
| NRIMNorthrim BanCorp Inc | B | D | D | $24.80 |
About
Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank operating in northern and central New Jersey, Queens and Nassau Counties in New York, and eastern Pennsylvania. The bank generates revenue through traditional lending, wealth management services, insurance agency commissions, and banking service fees.