Capitol Federal Financial, Inc. (CFFN) Stock Price

CFFNStock

$8.17+35.49%52W

Market Cap$1.01B

P/E15.10x

PEG Ratio4.09

Div yield6.56%

Beta0.67

CFFN Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-2.69%

Price vs S&P 500 (4W)-6.36%

PEG Ratio4.09

VGM Score47.07

P/E Ratio (Annual)15.10x

Indicated Dividend Yield (Annual)6.56%

P/CF (Annual)18.66x

Book Value / Share (Quarterly)$8.11

P/TBV (Annual)0.80x

Indicated Dividend (Annual)$0.34

Cash Flow / Share (Quarterly)$0.57

Payout Ratio (TTM)58.62%

Price vs S&P 500 (YTD)8.04%

EPS (TTM)$0.65

10-Day Avg Trading Volume1.14M

EPS Excl Extra (TTM)$0.65

EPS (Annual)$0.52

Dividend / Share (Annual)$0.33

ROI (Annual)6.49%

Cash / Share (Quarterly)$0.23

P/E Basic Excl Extra (TTM)12.40x

EPS Growth (5Y)2.27%

P/E Normalized (Annual)15.10x

ROA (Last FY)0.70%

EBITD / Share (TTM)$0.79

ROE (5Y Avg)2.87%

Cash Flow / Share (Annual)$0.38

P/B Ratio1.01x

P/B Ratio (Quarterly)1.06x

Net Income / Employee (Annual)$103,900

ROA (TTM)0.85%

EPS Growth QoQ (YoY)34.54%

EV / EBITDA (TTM)9.63x

EPS Incl Extra (Annual)$0.52

3-Month Avg Trading Volume0.91M

52-Week Price Return35.49%

EV / Free Cash Flow (Annual)20.61x

P/E Incl Extra (TTM)12.40x

Tangible BV / Share (Quarterly)$7.92

52-Week High$9.26

EPS Excl Extra (Annual)$0.52

CapEx CAGR (5Y)-18.76%

Tangible BV CAGR (5Y)4.79%

26-Week Price Return7.22%

13-Week Price Return-5.22%

Total Debt / Equity (Annual)0.00x

Enterprise Value$1.03B

Book Value / Share Growth (5Y)-3.03%

Cash / Share (Annual)$0.23

3-Month Return Std Dev16.71%

Net Income / Employee (TTM)$126,500

EBITDA CAGR (5Y)0.12%

EBITDA Interim CAGR (5Y)-0.96%

ROE (Last FY)6.49%

EPS Basic Excl Extra (Annual)$0.52

P/FCF (TTM)14.36x

EV / Free Cash Flow (TTM)14.36x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$0.65

ROI (TTM)8.01%

Dividend Growth Rate (5Y)-12.99%

Tangible BV / Share (Annual)$7.92

Forward P/E11.25x

Free OCF CAGR (5Y)-8.62%

Price vs S&P 500 (52W)19.96%

P/E Ratio (TTM)12.40x

EPS Growth TTM (YoY)38.29%

Year-to-Date Return19.97%

5-Day Price Return-2.62%

EPS Normalized (Annual)$0.52

ROA (5Y Avg)0.35%

Month-to-Date Return-0.97%

EBITD / Share (Annual)$0.69

EPS Growth (3Y)-5.63%

LT Debt / Equity (Annual)0.20x

P/CF (TTM)13.19x

ROI (5Y Avg)2.87%

P/E Excl Extra (TTM)12.40x

LT Debt / Equity (Quarterly)0.18x

EPS Basic Excl Extra (TTM)$0.65

P/TBV (Quarterly)0.80x

Payout Ratio (Annual)65.05%

P/B Ratio (Annual)0.80x

Dividend / Share (TTM)$0.38

Book Value / Share (Annual)$7.92

Price vs S&P 500 (13W)-7.91%

Dividend Yield (TTM)4.73%

Beta0.67x

P/FCF (Annual)20.61x

ROE (TTM)8.01%

52-Week Low$5.97

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CFFN Earnings Surprise History

Quarter	Report date	EPS estimate	EPS actual	Surprise
Q2 2026	Jul 29, 2026	$0.17	$0.19	+11.76%(+$0.02)
Q1 2026	Apr 29, 2026	$0.16	$0.16	+0.00%(+$0.00)
Q4 2025	Jan 28, 2026	$0.14	$0.16	+10.34%(+$0.02)
Q3 2025	Oct 29, 2025	$0.14	$0.14	+0.00%(+$0.00)
Q2 2025	Jul 23, 2025	$0.12	$0.14	+16.67%(+$0.02)

CFFN Analyst Recommendations

Jun 2026

Jul 2026

Aug 2026

Sep 2026

2.29

3.89

Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
CFFNCapitol Federal Financial, Inc.	C	D	C	1.1x	8.0%	0.8%	—	$8.17
HSBCHSBC Holdings PLC	B	C	C	1.7x	19.5%	1.1%	—	$94.57
AXAxos Financial, Inc. Common Stock	C	B	D	1.7x	16.4%	1.7%	—	$88.14
EBCEastern Bankshares, Inc. Common Stock	D	C	C	1.2x	9.0%	1.3%	—	$21.31
TFSLTFS Financial Corporation	F	C	C	2.5x	5.3%	0.6%	—	$16.33
BKUBankunited, Inc.	B	D	D	1.2x	9.0%	0.8%	—	$41.94
PFSProvident Financial Services, Inc.	B	C	C	1.1x	11.0%	1.2%	—	$22.23
CLBKColumbia Financial, Inc. Common Stock	F	D	B	1.8x	5.0%	0.5%	—	$10.67
HTBHomeTrust Bancshares, Inc.	C	C	C	1.4x	10.9%	1.4%	—	$47.08
KRNYKearny Financial Corporation	C	D	C	0.8x	4.8%	0.5%	—	$8.97
NRIMNorthrim BanCorp Inc	B	D	D	1.8x	20.7%	2.0%	—	$23.55
PDLBPonce Financial Group, Inc. Common Stock	C	A	B	0.9x	6.2%	1.0%	—	$20.13
FMAOFarmers & Merchants Bancorp, Inc.	C	B	A	1.1x	10.7%	1.2%	—	$35.32
WSBFWaterstone Financial, Inc.	B	D	B	1.1x	8.6%	1.3%	—	$19.91
FNRNFirst Northern Community Bancorp Common stock	D	D	C	1.0x	10.6%	1.1%	—	$16.75
WNEBWestern New England Bancorp, Inc.	D	D	D	1.2x	6.8%	0.6%	—	$13.57
BCBPBCB Bancorp Inc (NJ)	C	C	F	0.6x	-5.8%	-0.5%	—	$8.12
CZWICitizens Community Bancorp, Inc.	C	F	C	1.2x	6.8%	0.7%	—	$21.22
FCAPFirst Capital Inc	C	C	B	1.5x	13.4%	1.4%	—	$61.16
BVFLBV Financial, Inc. Common Stock	C	B	B	1.0x	7.1%	1.4%	—	$21.67
FNWDFinward Bancorp Common Stock	C	D	B	0.9x	5.7%	0.5%	—	$41.93
LSBKLake Shore Bancorp, Inc.	D	D	A	0.8x	6.3%	1.0%	—	$18.23
FGBIFIRST GUARANTY BANCSHARES INC	B	C	F	0.7x	-16.2%	-0.9%	—	$8.22
MGYRMagyar Bancorp, Inc.	B	B	B	0.9x	9.6%	1.1%	—	$19.84
RVSBRiverview Bancorp Inc	C	D	B	0.8x	-2.5%	-0.3%	—	$5.99
PROVProvident Financial Hldgs	C	D	C	0.9x	5.2%	0.5%	—	$18.15
SFBCSound Financial Bancorp, Inc.	D	D	D	1.0x	7.0%	0.7%	—	$43.17
BYFCBroadway Financial Corp/Del	C	D	B	0.2x	-7.9%	-1.5%	—	$11.37
FDSBFifth District Bancorp, Inc. Common Stock	D	F	C	0.7x	1.3%	0.3%	—	$16.88
FSEAFirst Seacoast Bancorp, Inc. Common Stock	F	D	C	1.2x	0.1%	0.0%	—	$17.25
CPBICentral Plains Bancshares, Inc. Common Stock	D	D	B	0.9x	5.1%	0.8%	1.6x	$20.00
HFBLHome Federal Bancorp, Inc. of Louisiana	C	C	C	0.9x	10.4%	0.9%	—	$24.12
NSTSNSTS Bancorp, Inc. Common Stock	B	A	B	0.9x	-0.1%	-0.0%	—	$14.26
CLSTCatalyst Bancorp, Inc. Common Stock	D	D	C	0.8x	2.5%	0.7%	—	$16.99
KFFBKentucky First Federal Bancorp	D	A	B	0.7x	2.9%	0.4%	—	$5.40
IROQIF Bancorp, Inc.	D	D	D	1.0x	6.2%	0.6%	—	$0.00
NFBKNorthfield Bancorp, Inc.	C	D	B	0.8x	0.7%	0.1%	—	$0.00
SIFIHarbor Ares Systematic Multi-Sector Income ETF	—	—	D	—	—	—	—	$42.24

About Capitol Federal Financial, Inc.

Capitol Federal Financial is a Kansas-based bank holding company focused on community banking and residential mortgage lending through its subsidiary bank. The company derives its primary income from net interest margins on a loan portfolio concentrated in one- to four-family residential mortgages across Kansas metropolitan areas. The bank diversifies its operations through participation in commercial real estate syndication loans and investments in various securities.