Capitol Federal Financial, Inc. (CFFN)

Price$7.85

Value ScoreC

Growth ScoreD

Momentum ScoreB

Favorite Metrics

Price vs S&P 500 (26W)10.83%

Price vs S&P 500 (4W)0.01%

VGM Score54.78

Market Capitalization$995.14M

P/E Ratio (Annual)14.63x

Indicated Dividend Yield (Annual)4.35%

All Metrics

P/CF (Annual)18.08x

Book Value / Share (Quarterly)$8.03

P/TBV (Annual)0.80x

Indicated Dividend (Annual)$0.34

Cash Flow / Share (Quarterly)$0.52

Payout Ratio (TTM)63.18%

Price vs S&P 500 (YTD)7.11%

EPS (TTM)$0.60

10-Day Avg Trading Volume0.67M

EPS Excl Extra (TTM)$0.60

EPS (Annual)$0.52

Dividend / Share (Annual)$0.33

ROI (Annual)6.49%

Cash / Share (Quarterly)$0.23

P/E Basic Excl Extra (TTM)12.82x

EPS Growth (5Y)2.27%

P/E Normalized (Annual)14.63x

ROA (Last FY)0.70%

EBITD / Share (TTM)$0.79

ROE (5Y Avg)2.87%

Cash Flow / Share (Annual)$0.38

P/B Ratio0.97x

P/B Ratio (Quarterly)0.90x

Net Income / Employee (Annual)$103,900

ROA (TTM)0.79%

EPS Growth QoQ (YoY)34.37%

EV / EBITDA (TTM)9.63x

EPS Incl Extra (Annual)$0.52

3-Month Avg Trading Volume0.91M

52-Week Price Return37.96%

EV / Free Cash Flow (Annual)19.97x

P/E Incl Extra (TTM)12.82x

Tangible BV / Share (Quarterly)$7.92

52-Week High$7.97

EPS Excl Extra (Annual)$0.52

CapEx CAGR (5Y)-18.76%

Tangible BV CAGR (5Y)4.79%

26-Week Price Return18.76%

13-Week Price Return10.72%

Total Debt / Equity (Annual)0.00x

Enterprise Value$995.14M

Book Value / Share Growth (5Y)-3.03%

Cash / Share (Annual)$0.23

3-Month Return Std Dev21.80%

Net Income / Employee (TTM)$118,500

EBITDA CAGR (5Y)0.12%

EBITDA Interim CAGR (5Y)-0.96%

ROE (Last FY)6.49%

EPS Basic Excl Extra (Annual)$0.52

P/FCF (TTM)14.94x

EV / Free Cash Flow (TTM)14.94x

Total Debt / Equity (Quarterly)0.00x

EPS Incl Extra (TTM)$0.60

ROI (TTM)7.46%

Dividend Growth Rate (5Y)-12.99%

Tangible BV / Share (Annual)$7.92

Forward P/E10.76x

Free OCF CAGR (5Y)-8.62%

Price vs S&P 500 (52W)13.60%

P/E Ratio (TTM)12.82x

EPS Growth TTM (YoY)49.13%

Year-to-Date Return15.27%

5-Day Price Return2.08%

EPS Normalized (Annual)$0.52

ROA (5Y Avg)0.35%

Month-to-Date Return1.03%

EBITD / Share (Annual)$0.69

EPS Growth (3Y)-5.63%

LT Debt / Equity (Annual)0.20x

P/CF (TTM)13.67x

ROI (5Y Avg)2.87%

P/E Excl Extra (TTM)12.82x

LT Debt / Equity (Quarterly)0.18x

EPS Basic Excl Extra (TTM)$0.60

P/TBV (Quarterly)0.80x

Payout Ratio (Annual)65.05%

P/B Ratio (Annual)0.80x

Dividend / Share (TTM)$0.38

Book Value / Share (Annual)$7.92

Price vs S&P 500 (13W)2.46%

Dividend Yield (TTM)4.93%

Beta0.69x

P/FCF (Annual)19.97x

ROE (TTM)7.46%

52-Week Low$5.65

vGradeC

gGradeD

mGradeB

vgmGradeC

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Earnings Surprise History

Q2 260.16est. 0.17

Analyst Recommendations

Feb 2026

Mar 2026

Apr 2026

May 2026

2.29

Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	Price
CFFNCapitol Federal Financial, Inc.	C	D	B	$7.85
HSBCHSBC Holdings PLC	C	D	B	$90.80
AXAxos Financial, Inc. Common Stock	C	B	D	$87.81
TFSLTFS Financial Corporation	F	D	B	$16.42
EBCEastern Bankshares, Inc. Common Stock	C	B	C	$19.85
BKUBankunited, Inc.	C	D	C	$47.14
PFSProvident Financial Services, Inc.	B	C	B	$22.50
CLBKColumbia Financial, Inc. Common Stock	F	D	B	$20.27
HTBHomeTrust Bancshares, Inc.	C	B	C	$47.22
NFBKNorthfield Bancorp, Inc.	C	D	C	$14.35
NRIMNorthrim BanCorp Inc	B	D	D	$24.80

About

Capitol Federal Financial is a Kansas-based bank holding company focused on community banking and residential mortgage lending through its subsidiary bank. The company derives its primary income from net interest margins on a loan portfolio concentrated in one- to four-family residential mortgages across Kansas metropolitan areas. The bank diversifies its operations through participation in commercial real estate syndication loans and investments in various securities.