IF Bancorp, Inc. (IROQ) Stock Price

IROQStock

$0.00−23.65%52W

Market Cap—

P/E20.67x

PEG Ratio—

Div yield1.51%

Beta0.14

IROQ Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-6.85%

Price vs S&P 500 (4W)-3.01%

VGM Score36.27

P/E Ratio (Annual)20.67x

Indicated Dividend Yield (Annual)1.51%

P/CF (Annual)13.16x

Book Value / Share (Quarterly)$26.07

P/TBV (Annual)1.01x

Indicated Dividend (Annual)$0.40

Revenue Growth (3Y)5.93%

Cash Flow / Share (Quarterly)$1.73

Payout Ratio (TTM)46.70%

Price vs S&P 500 (YTD)1.63%

Net Profit Margin (TTM)12.99%

EPS (TTM)$1.64

10-Day Avg Trading Volume0.04M

EPS Excl Extra (TTM)$1.64

Revenue Growth (5Y)7.07%

EPS (Annual)$1.37

Dividend / Share (Annual)$0.38

ROI (Annual)4.28%

Net Profit Margin (5Y Avg)18.81%

Cash / Share (Quarterly)$4.00

P/E Basic Excl Extra (TTM)17.21x

Revenue Growth QoQ (YoY)31.27%

EPS Growth (5Y)0.25%

P/E Normalized (Annual)20.67x

ROA (Last FY)0.48%

Revenue Growth TTM (YoY)33.83%

EBITD / Share (TTM)$2.37

ROE (5Y Avg)5.70%

Operating Margin (TTM)17.24%

Cash Flow / Share (Annual)$1.95

P/B Ratio1.02x

P/B Ratio (Quarterly)1.03x

Net Income / Employee (Annual)$42,200

ROA (TTM)0.60%

EPS Growth QoQ (YoY)8.42%

EV / EBITDA (TTM)13.72x

EPS Incl Extra (Annual)$1.37

3-Month Avg Trading Volume0.01M

52-Week Price Return-23.65%

EV / Free Cash Flow (Annual)16.26x

P/E Incl Extra (TTM)17.21x

Tangible BV / Share (Quarterly)$25.64

P/S Ratio (Annual)1.83x

52-Week High$29.00

Operating Margin (5Y Avg)25.68%

EPS Excl Extra (Annual)$1.37

CapEx CAGR (5Y)8.63%

Tangible BV CAGR (5Y)-0.34%

26-Week Price Return0.99%

13-Week Price Return1.14%

Total Debt / Equity (Annual)0.23x

Enterprise Value$105.97M

Revenue / Share Growth (5Y)6.92%

Book Value / Share Growth (5Y)-1.08%

Revenue / Employee (Annual)$244,751,200,000

Pretax Margin (Annual)24.02%

Cash / Share (Annual)$3.19

3-Month Return Std Dev13.52%

Net Income / Employee (TTM)$50,700

EBITDA CAGR (5Y)9.30%

EBITDA Interim CAGR (5Y)5.52%

ROE (Last FY)5.26%

EPS Basic Excl Extra (Annual)$1.37

P/FCF (TTM)13.94x

EV / Free Cash Flow (TTM)18.26x

Total Debt / Equity (Quarterly)0.19x

EPS Incl Extra (TTM)$1.64

ROI (TTM)5.10%

Dividend Growth Rate (5Y)6.78%

P/S Ratio (TTM)1.97x

Pretax Margin (5Y Avg)25.68%

Revenue / Share (Annual)$8.16

Tangible BV / Share (Annual)$23.99

Free OCF CAGR (5Y)-0.66%

Price vs S&P 500 (52W)-32.56%

P/E Ratio (TTM)17.21x

EPS Growth TTM (YoY)74.45%

Year-to-Date Return-1.52%

5-Day Price Return-4.84%

EPS Normalized (Annual)$1.37

ROA (5Y Avg)0.51%

Net Profit Margin (Annual)17.88%

Month-to-Date Return-4.32%

Cash Flow / Share (TTM)$1.20

EBITD / Share (Annual)$2.07

EPS Growth (3Y)-9.47%

Operating Margin (Annual)24.02%

LT Debt / Equity (Annual)0.00x

P/CF (TTM)14.80x

ROI (5Y Avg)4.85%

P/E Excl Extra (TTM)17.21x

LT Debt / Equity (Quarterly)0.00x

EPS Basic Excl Extra (TTM)$1.64

P/TBV (Quarterly)1.05x

Payout Ratio (Annual)29.88%

P/B Ratio (Annual)1.00x

Dividend / Share (TTM)$0.39

Pretax Margin (TTM)17.24%

Book Value / Share (Annual)$24.42

Price vs S&P 500 (13W)3.71%

Net Margin Growth (5Y)4.79%

Dividend Yield (TTM)1.45%

Beta0.14x

P/FCF (Annual)13.65x

Revenue / Share (TTM)$7.59

ROE (TTM)6.22%

52-Week Low$25.02

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Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	P/B Ratio (Quarterly)	ROE (TTM)	ROA (TTM)	Net Interest Coverage (TTM)	Price
IROQIF Bancorp, Inc.	D	D	D	1.0x	6.2%	0.6%	—	$0.00
HSBCHSBC Holdings PLC	B	C	C	1.7x	19.5%	1.1%	—	$94.57
AXAxos Financial, Inc. Common Stock	C	B	D	1.7x	16.4%	1.7%	—	$88.14
EBCEastern Bankshares, Inc. Common Stock	D	C	C	1.2x	9.0%	1.3%	—	$21.31
TFSLTFS Financial Corporation	F	C	C	2.5x	5.3%	0.6%	—	$16.33
BKUBankunited, Inc.	B	D	D	1.2x	9.0%	0.8%	—	$41.94
PFSProvident Financial Services, Inc.	B	C	C	1.1x	11.0%	1.2%	—	$22.23
CLBKColumbia Financial, Inc. Common Stock	F	D	B	1.8x	5.0%	0.5%	—	$10.67
CFFNCapitol Federal Financial, Inc.	C	D	C	1.1x	8.0%	0.8%	—	$8.17
HTBHomeTrust Bancshares, Inc.	C	C	C	1.4x	10.9%	1.4%	—	$47.08
KRNYKearny Financial Corporation	C	D	C	0.8x	4.8%	0.5%	—	$8.97
NRIMNorthrim BanCorp Inc	B	D	D	1.8x	20.7%	2.0%	—	$23.55
PDLBPonce Financial Group, Inc. Common Stock	C	A	B	0.9x	6.2%	1.0%	—	$20.13
FMAOFarmers & Merchants Bancorp, Inc.	C	B	A	1.1x	10.7%	1.2%	—	$35.32
WSBFWaterstone Financial, Inc.	B	D	B	1.1x	8.6%	1.3%	—	$19.91
FNRNFirst Northern Community Bancorp Common stock	D	D	C	1.0x	10.6%	1.1%	—	$16.75
WNEBWestern New England Bancorp, Inc.	D	D	D	1.2x	6.8%	0.6%	—	$13.57
BCBPBCB Bancorp Inc (NJ)	C	C	F	0.6x	-5.8%	-0.5%	—	$8.12
CZWICitizens Community Bancorp, Inc.	C	F	C	1.2x	6.8%	0.7%	—	$21.22
FCAPFirst Capital Inc	C	C	B	1.5x	13.4%	1.4%	—	$61.16
BVFLBV Financial, Inc. Common Stock	C	B	B	1.0x	7.1%	1.4%	—	$21.67
FNWDFinward Bancorp Common Stock	C	D	B	0.9x	5.7%	0.5%	—	$41.93
LSBKLake Shore Bancorp, Inc.	D	D	A	0.8x	6.3%	1.0%	—	$18.23
FGBIFIRST GUARANTY BANCSHARES INC	B	C	F	0.7x	-16.2%	-0.9%	—	$8.22
MGYRMagyar Bancorp, Inc.	B	B	B	0.9x	9.6%	1.1%	—	$19.84
RVSBRiverview Bancorp Inc	C	D	B	0.8x	-2.5%	-0.3%	—	$5.99
PROVProvident Financial Hldgs	C	D	C	0.9x	5.2%	0.5%	—	$18.15
SFBCSound Financial Bancorp, Inc.	D	D	D	1.0x	7.0%	0.7%	—	$43.17
BYFCBroadway Financial Corp/Del	C	D	B	0.2x	-7.9%	-1.5%	—	$11.37
FDSBFifth District Bancorp, Inc. Common Stock	D	F	C	0.7x	1.3%	0.3%	—	$16.88
FSEAFirst Seacoast Bancorp, Inc. Common Stock	F	D	C	1.2x	0.1%	0.0%	—	$17.25
CPBICentral Plains Bancshares, Inc. Common Stock	D	D	B	0.9x	5.1%	0.8%	1.6x	$20.00
HFBLHome Federal Bancorp, Inc. of Louisiana	C	C	C	0.9x	10.4%	0.9%	—	$24.12
NSTSNSTS Bancorp, Inc. Common Stock	B	A	B	0.9x	-0.1%	-0.0%	—	$14.26
CLSTCatalyst Bancorp, Inc. Common Stock	D	D	C	0.8x	2.5%	0.7%	—	$16.99
KFFBKentucky First Federal Bancorp	D	A	B	0.7x	2.9%	0.4%	—	$5.40
NFBKNorthfield Bancorp, Inc.	C	D	B	0.8x	0.7%	0.1%	—	$0.00
SIFIHarbor Ares Systematic Multi-Sector Income ETF	—	—	D	—	—	—	—	$42.24

About IF Bancorp, Inc.

IF Bancorp Inc is a bank holding company that operates Iroquois Federal, offering traditional banking services including deposit accounts and a diversified loan portfolio spanning residential mortgages, commercial real estate, and consumer lending. The company supplements its core banking business with property and casualty insurance, annuities, mutual funds, and wealth management services.