FIRST GUARANTY BANCSHARES INC (FGBI) Stock Price

FGBIStock

$8.13+11.48%52W

Market Cap$134.46M

P/E11.99x

PEG Ratio—

Div yield6.43%

Beta0.50

FGBI Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-16.25%

Price vs S&P 500 (4W)-12.39%

VGM Score48.26

P/E Ratio (Annual)11.99x

Indicated Dividend Yield (Annual)6.43%

P/CF (Annual)4.42x

Book Value / Share (Quarterly)$14.18

P/TBV (Annual)0.37x

Indicated Dividend (Annual)$0.04

Revenue Growth (3Y)14.22%

Cash Flow / Share (Quarterly)$2.23

Payout Ratio (TTM)28.46%

Price vs S&P 500 (YTD)50.80%

Net Profit Margin (TTM)13.38%

EPS (TTM)$-3.21

10-Day Avg Trading Volume0.02M

EPS Excl Extra (TTM)$-3.21

Revenue Growth (5Y)15.12%

EPS (Annual)$-4.01

Dividend / Share (Annual)$0.20

ROI (Annual)-20.20%

Net Profit Margin (5Y Avg)23.74%

Cash / Share (Quarterly)$17.57

Revenue Growth QoQ (YoY)35.11%

EPS Growth (5Y)-5.58%

P/E Normalized (Annual)11.99x

ROA (Last FY)-1.37%

Revenue Growth TTM (YoY)33.13%

EBITD / Share (TTM)$2.70

ROE (5Y Avg)1.66%

Operating Margin (TTM)17.11%

Cash Flow / Share (Annual)$-0.63

P/B Ratio0.62x

P/B Ratio (Quarterly)0.57x

Net Income / Employee (Annual)$-171,800

ROA (TTM)-1.19%

EPS Growth QoQ (YoY)97.28%

EV / EBITDA (TTM)20.57x

EPS Incl Extra (Annual)$-4.01

3-Month Avg Trading Volume0.04M

52-Week Price Return11.48%

EV / Free Cash Flow (Annual)6.53x

Tangible BV / Share (Quarterly)$14.03

P/S Ratio (Annual)1.02x

52-Week High$11.02

Operating Margin (5Y Avg)29.84%

EPS Excl Extra (Annual)$-4.01

CapEx CAGR (5Y)-23.11%

Tangible BV CAGR (5Y)5.39%

26-Week Price Return-5.00%

13-Week Price Return-1.80%

Total Debt / Equity (Annual)0.23x

Enterprise Value$189.33M

Revenue / Share Growth (5Y)11.91%

Book Value / Share Growth (5Y)-3.01%

Revenue / Employee (Annual)$239,334,000,000

Pretax Margin (Annual)32.77%

Cash / Share (Annual)$7.73

3-Month Return Std Dev56.33%

Net Income / Employee (TTM)$-144,500

EBITDA CAGR (5Y)13.72%

EBITDA Interim CAGR (5Y)4.06%

ROE (Last FY)-24.76%

EPS Basic Excl Extra (Annual)$-4.01

P/FCF (TTM)1.75x

EV / Free Cash Flow (TTM)5.37x

Total Debt / Equity (Quarterly)0.23x

EPS Incl Extra (TTM)$-3.21

ROI (TTM)-16.55%

Dividend Growth Rate (5Y)-18.90%

P/S Ratio (TTM)1.17x

Pretax Margin (5Y Avg)29.84%

Revenue / Share (Annual)$10.36

Tangible BV / Share (Annual)$14.16

Forward P/E17.58x

Free OCF CAGR (5Y)12.34%

Price vs S&P 500 (52W)-6.83%

Year-to-Date Return62.76%

5-Day Price Return-3.43%

EPS Normalized (Annual)$-4.01

ROA (5Y Avg)0.21%

Net Profit Margin (Annual)26.01%

Month-to-Date Return-8.86%

Cash Flow / Share (TTM)$1.36

EBITD / Share (Annual)$-4.60

EPS Growth (3Y)-26.92%

Operating Margin (Annual)32.77%

LT Debt / Equity (Annual)0.19x

P/CF (TTM)3.74x

ROI (5Y Avg)1.27%

LT Debt / Equity (Quarterly)0.20x

EPS Basic Excl Extra (TTM)$-3.21

P/TBV (Quarterly)0.58x

Payout Ratio (Annual)59.89%

P/B Ratio (Annual)0.36x

Dividend / Share (TTM)$0.21

Pretax Margin (TTM)17.11%

Book Value / Share (Annual)$14.32

Price vs S&P 500 (13W)-4.59%

Net Margin Growth (5Y)4.80%

Dividend Yield (TTM)2.11%

Beta0.50x

P/FCF (Annual)4.50x

Revenue / Share (TTM)$8.91

ROE (TTM)-20.17%

52-Week Low$4.31

vGradeB

gGradeC

mGradeF

vgmGradeC

FGBI Earnings Surprise History

Q2 25-0.50est. -0.20

Q3 25-2.30est. -0.32

Q4 250.13est. -0.29

Q1 260.13est. 0.07

Q2 260.17est. 0.09

FGBI Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

2.17

Industry Peers — Savings Institutions(37)

Symbol	Value Score	Growth Score	Momentum Score	Price
FGBIFIRST GUARANTY BANCSHARES INC	B	C	F	$8.13
HSBCHSBC Holdings PLC	B	C	B	$104.38
AXAxos Financial, Inc. Common Stock	C	B	C	$98.82
EBCEastern Bankshares, Inc. Common Stock	D	B	C	$22.36
TFSLTFS Financial Corporation	F	D	B	$17.79
BKUBankunited, Inc.	B	D	D	$46.32
PFSProvident Financial Services, Inc.	B	C	D	$23.46
CLBKColumbia Financial, Inc. Common Stock	F	F	A	$11.65
CFFNCapitol Federal Financial, Inc.	C	D	C	$8.54
HTBHomeTrust Bancshares, Inc.	C	B	D	$46.61
KRNYKearny Financial Corporation	C	D	A	$9.89
NFBKNorthfield Bancorp, Inc.	C	D	C	$15.31
NRIMNorthrim BanCorp Inc	B	D	D	$25.55
PDLBPonce Financial Group, Inc. Common Stock	C	A	B	$20.20
FMAOFarmers & Merchants Bancorp, Inc.	C	B	B	$33.68
WSBFWaterstone Financial, Inc.	B	D	B	$21.03
FNRNFirst Northern Community Bancorp Common stock	D	D	B	$17.44
WNEBWestern New England Bancorp, Inc.	C	D	D	$13.78
FCAPFirst Capital Inc	C	B	B	$62.04
CZWICitizens Community Bancorp, Inc.	C	D	C	$20.85
FNWDFinward Bancorp Common Stock	C	C	B	$43.06
BVFLBV Financial, Inc. Common Stock	C	C	C	$21.34
BCBPBCB Bancorp Inc (NJ)	B	C	F	$8.66
LSBKLake Shore Bancorp, Inc.	D	D	B	$17.24
MGYRMagyar Bancorp, Inc.	B	B	C	$19.50
SFBCSound Financial Bancorp, Inc.	D	D	C	$47.11
PROVProvident Financial Hldgs	C	D	C	$18.30
BYFCBroadway Financial Corp/Del	D	F	A	$11.88
RVSBRiverview Bancorp Inc	C	D	D	$5.17
FDSBFifth District Bancorp, Inc. Common Stock	D	A	A	$18.18
CPBICentral Plains Bancshares, Inc. Common Stock	D	F	A	$21.00
HFBLHome Federal Bancorp, Inc. of Louisiana	B	C	B	$26.83
FSEAFirst Seacoast Bancorp, Inc. Common Stock	F	D	D	$17.11
CLSTCatalyst Bancorp, Inc. Common Stock	D	D	C	$17.37
NSTSNSTS Bancorp, Inc. Common Stock	B	A	C	$14.00
KFFBKentucky First Federal Bancorp	D	A	A	$5.83
IROQIF Bancorp, Inc.	D	D	F	$0.00
SIFIHarbor Ares Systematic Multi-Sector Income ETF	—	—	D	$43.55

About FIRST GUARANTY BANCSHARES INC

First Guaranty Bancshares is a Louisiana-based regional bank providing commercial banking services with a focus on commercial lending. The company's loan portfolio emphasizes commercial real estate, commercial and industrial, construction and land development, and agricultural loans, supplemented by consumer and multifamily lending. It generates revenue through its core deposit-gathering and lending operations.