Independent Bank Corp. (IBCP) Stock Price

IBCPStock

$36.71+12.65%52W

Market Cap$756.32M

P/E12.42x

PEG Ratio1.40

Div yield4.28%

Beta0.74

IBCP Share Price Chart

Favorite Metrics

Price vs S&P 500 (26W)-9.51%

Price vs S&P 500 (4W)-7.47%

PEG Ratio1.40

VGM Score43.65

P/E Ratio (Annual)12.42x

Indicated Dividend Yield (Annual)4.28%

P/CF (Annual)11.11x

Book Value / Share (Quarterly)$25.65

P/TBV (Annual)1.43x

Indicated Dividend (Annual)$1.12

Revenue Growth (3Y)4.31%

Cash Flow / Share (Quarterly)$1.26

Payout Ratio (TTM)31.08%

Price vs S&P 500 (YTD)1.66%

Net Profit Margin (TTM)28.82%

EPS (TTM)$3.44

10-Day Avg Trading Volume0.18M

EPS Excl Extra (TTM)$3.44

Revenue Growth (5Y)11.45%

EPS (Annual)$3.27

Dividend / Share (Annual)$1.04

ROI (Annual)12.63%

Net Profit Margin (5Y Avg)28.29%

Cash / Share (Quarterly)$2.81

P/E Basic Excl Extra (TTM)11.87x

Revenue Growth QoQ (YoY)38.97%

EPS Growth (5Y)5.25%

P/E Normalized (Annual)12.42x

ROA (Last FY)1.24%

Revenue Growth TTM (YoY)46.05%

EBITD / Share (TTM)$4.35

ROE (5Y Avg)15.39%

Operating Margin (TTM)35.45%

Cash Flow / Share (Annual)$3.41

P/B Ratio1.61x

P/B Ratio (Quarterly)1.54x

Net Income / Employee (Annual)$93,300

ROA (TTM)1.29%

EPS Growth QoQ (YoY)12.18%

EV / EBITDA (TTM)8.00x

EPS Incl Extra (Annual)$3.27

3-Month Avg Trading Volume0.18M

52-Week Price Return12.65%

EV / Free Cash Flow (Annual)12.70x

P/E Incl Extra (TTM)11.87x

Tangible BV / Share (Quarterly)$23.96

P/S Ratio (Annual)2.12x

52-Week High$39.24

EPS Excl Extra (Annual)$3.27

CapEx CAGR (5Y)8.10%

Tangible BV CAGR (5Y)5.02%

26-Week Price Return1.73%

13-Week Price Return8.61%

Total Debt / Equity (Annual)0.08x

Enterprise Value$891.47M

Revenue / Share Growth (5Y)10.26%

Book Value / Share Growth (5Y)6.59%

Revenue / Employee (Annual)$253,050,900,000

Pretax Margin (Annual)36.84%

Cash / Share (Annual)$3.33

3-Month Return Std Dev22.72%

Net Income / Employee (TTM)$97,600

EBITDA CAGR (5Y)14.35%

EBITDA Interim CAGR (5Y)8.56%

ROE (Last FY)13.63%

EPS Basic Excl Extra (Annual)$3.27

P/FCF (TTM)21.49x

EV / Free Cash Flow (TTM)34.48x

Total Debt / Equity (Quarterly)0.08x

EPS Incl Extra (TTM)$3.44

ROI (TTM)13.09%

Dividend Growth Rate (5Y)5.63%

P/S Ratio (TTM)2.14x

Pretax Margin (5Y Avg)34.91%

Revenue / Share (Annual)$9.92

Tangible BV / Share (Annual)$22.89

Forward P/E10.37x

Free OCF CAGR (5Y)5.26%

Price vs S&P 500 (52W)-5.66%

P/E Ratio (TTM)11.87x

EPS Growth TTM (YoY)12.15%

Year-to-Date Return13.62%

5-Day Price Return-2.94%

EPS Normalized (Annual)$3.27

ROA (5Y Avg)1.24%

Net Profit Margin (Annual)30.00%

Month-to-Date Return-3.25%

Cash Flow / Share (TTM)$3.32

EBITD / Share (Annual)$4.35

EPS Growth (3Y)3.18%

Operating Margin (Annual)36.84%

LT Debt / Equity (Annual)0.08x

P/CF (TTM)22.94x

ROI (5Y Avg)13.08%

P/E Excl Extra (TTM)11.87x

LT Debt / Equity (Quarterly)0.08x

EPS Basic Excl Extra (TTM)$3.44

P/TBV (Quarterly)1.65x

Payout Ratio (Annual)31.51%

P/B Ratio (Annual)1.34x

Dividend / Share (TTM)$1.08

Pretax Margin (TTM)35.45%

Book Value / Share (Annual)$24.48

Price vs S&P 500 (13W)5.82%

Net Margin Growth (5Y)8.34%

Dividend Yield (TTM)2.62%

Beta0.74x

P/FCF (Annual)12.14x

Revenue / Share (TTM)$9.88

ROE (TTM)14.12%

52-Week Low$29.83

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IBCP Earnings Surprise History

Q2 250.81est. 0.79

Q3 250.84est. 0.84

Q4 250.89est. 0.84

Q1 260.81est. 0.79

Q2 260.90est. 0.84

IBCP Analyst Recommendations

May 2026

Jun 2026

Jul 2026

Aug 2026

2.50

Industry Peers — State Banks(189)

Symbol	Value Score	Growth Score	Momentum Score	Price
IBCPIndependent Bank Corp.	C	C	D	$36.71
BNSBank of Nova Scotia	C	C	C	$93.10
BNYBank of New York Mellon Corporation	F	B	A	$163.65
ITUBItau Unibanco Holding S.A. American Depositary Shares	B	D	D	$7.66
DBDeutsche Bank Aktiengesellschaft	A	C	C	$39.04
STTState Street Corporation	C	B	A	$192.95
XLFState Street Financial Select Sector SPDR ETF	—	—	C	$58.31
FITBFifth Third Bancorp	D	C	C	$54.89
BBDBanco Bradesco S.A. American Depositary Shares (Each representing one Preferred Shares)	A	D	D	$3.25
BBDOBanco Bradesco S.A. American Depositary Shares (Each representing one Common Share, no par value)	A	D	D	$3.19
MTBM&T Bank Corp.	C	B	C	$240.41
NTRSNorthern Trust Corp	D	C	B	$186.82
CFGCitizens Financial Group, Inc.	C	C	C	$69.83
FCNCAFirst Citizens BancShares Inc	C	B	C	$2158.92
EWBCEast-West Bancorp Inc	C	B	D	$129.43
ALLYAlly Financial Inc.	A	C	D	$42.60
BPOPPopular Inc	C	C	B	$169.55
SSBSouthState Bank Corporation	C	B	C	$106.12
WTFCWintrust Financial Corp	B	B	D	$151.09
PBProsperity Bancshares Inc	D	D	D	$72.53
WALWestern Alliance Bancorporation	B	B	F	$79.63
COLBColumbia Banking Systems Inc	B	C	D	$30.53
CBSHCommerce Bancshares Inc	C	D	C	$58.23
CBCCentral Bancompany, Inc. Class A Common Stock	D	C	B	$32.66
UBSIUnited Bankshares Inc	C	C	C	$47.41
GBCIGlacier Bancorp Inc	D	C	F	$47.35
HWCHancock Whitney Corporation Common Stock	C	C	C	$74.66
HOMBHome BancShares, Inc.	C	D	D	$29.90
ASBAssociated Banc-Corp	B	C	C	$30.82
AUBAtlantic Union Bankshares Corporation	C	B	D	$40.52
ABCBAmeris Bancorp	D	C	D	$85.54
FFINFirst Financial Bankshares Inc	D	D	D	$33.71
SFBSServisFirst Bancshares Inc.	D	B	D	$43.13
IBOCInternational Bancshares Corp	C	C	D	$70.81
TCBITexas Capital Bancshares, Inc.	C	C	D	$98.59
FBPFirst BanCorp.	C	C	B	$28.00
UCBUnited Community Banks, Inc.	B	B	D	$35.11
CATYCathay General Bancorp	C	C	C	$61.89
INDBIndependent Bank Corp/MA	C	C	D	$83.19
CVBFCVB Financial Corp	D	D	C	$22.39
RNSTRenasant Corporation	C	B	D	$41.01
MCHBMechanics Bancorp Class A Common Stock	D	C	D	$16.09
FIBKFirst Interstate BancSystem, Inc. Common Stock (DE)	B	B	D	$37.06
SBCFSeacoast Banking Corp of Florida	D	B	C	$34.00
FHBFirst Hawaiian, Inc. Common Stock	B	D	F	$25.78
BOHBank of Hawaii Corp.	C	C	D	$76.16
FBKFB Financial Corporation	D	B	D	$57.28
FBNCFirst Bancorp/NC	D	C	C	$63.96
CUBICUSTOMERS BANCORP INC	B	B	D	$78.30
SYBTStock Yards Bancorp, Inc.	D	C	C	$80.14
BUSEFirst Busey Corporation Class A Common Stock	B	C	B	$29.99

About Independent Bank Corp.

Independent Bank Corp is a Michigan-based commercial bank offering deposit accounts, commercial and consumer lending, and mortgage financing to individuals and businesses. The bank provides digital banking through internet and mobile platforms.